Goldenwest Credit Union Spanish Fork UT | Best Auto Loans & Online Banking

Introduction

Welcome to Goldenwest, your trusted partner in financial well-being since 1936! Located at 891 N Main St, Spanish Fork, UT 84660, we are proud to serve our community with dedication and integrity. With a strong membership base of 193,174 members, we strive to provide personalized banking solutions tailored to your needs. At Goldenwest, we manage total assets of over $3.38 billion, ensuring that we have the resources to support you in achieving your financial goals. Whether you're looking for a new auto loan among our 141,134 loans and leases or seeking guidance on savings options, our team is here to assist you every step of the way. Our current total deposits stand at $296,597,567, which reflects the trust our members place in us. We understand that financial health extends beyond just numbers. That's why we emphasize community engagement and member satisfaction. Our CEO, Kerry Wahlen, along with Board President Dan Musgrave, leads a team of 765 employees committed to making your banking experience seamless and rewarding. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Explore the services we offer online at Goldenwest Credit Union or call us at 801-337-8300 to learn more about how we can help you thrive financially. We look forward to welcoming you into the Goldenwest family!

Branch History & Mission

Welcome to Goldenwest, where our journey began in 1936 in the heart of Spanish Fork, Utah. Over the years, we have built a strong legacy of trust and community support that continues to grow today. With a commitment to serving our members, we have proudly evolved into a cornerstone of financial services in the area. Located at 891 N Main St, Spanish Fork, UT 84660, our branch is easily accessible for all your banking needs. Just a stone's throw away from local landmarks and community hubs, we are more than just a financial institution; we are part of this vibrant community. While members can visit us at this address, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. At Goldenwest, our mission is clear: to provide exceptional financial services while enhancing the well-being of our members and the communities we serve. We believe that every member deserves personalized attention and access to resources that help them achieve their financial goals. With over 193,000 members and total assets exceeding $3.3 billion, our growth reflects our unwavering dedication to service excellence. Our offerings include personal banking products like checking and savings accounts, auto loans, mortgage financing, personal loans, and credit cards with rewards. We also cater to businesses with merchant services and business loans. In today's fast-paced world, we've embraced technology by providing online and mobile banking solutions that make managing finances easier than ever. Goldenwest prides itself on being an inclusive financial partner. We ensure accessibility for all our members through ADA compliance initiatives and customer-centric programs designed with your needs in mind. Our dedicated team is here to guide you through every step of your financial journey. Throughout our history, we have engaged deeply with the Spanish Fork community through various outreach programs and partnerships aimed at improving lives and fostering economic growth. Our commitment goes beyond banking; it's about building lasting relationships with those we serve. Join us at Goldenwest and experience firsthand how we can empower you financially while supporting the community you call home. To learn more about membership or open an account today, visit us online at Goldenwest or give us a call at 801-337-8300. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access and Features

At our Spanish Fork Branch, we prioritize your convenience. We provide ample parking so you can easily access our services. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can bank comfortably. Our lobby hours are invitingly set for you from Monday to Thursday, opening at 9:00 AM and closing at 5:00 PM. On Fridays, we extend our hours just a bit longer until 5:30 PM. Although we currently do not offer drive-thru banking or ATMs at this location, our team is always ready to assist you inside the branch.

Services Tailored for You

We offer a variety of banking services that cater to your needs whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages. You can also explore our credit card options that come with rewards! If you're a business owner, we have tailored services including merchant solutions and business loans. Feel free to reach out to us at 801-337-8300 if you have any questions or need further assistance. We invite you to visit our branch today and experience the community-focused service that sets Goldenwest apart. Your financial journey is important to us!

Member Eligibility

At Goldenwest, we believe in creating a welcoming community where everyone can thrive. Joining our credit union is simple and inclusive! If you live, work, or attend school in the area, you're likely eligible to become a member. We also extend membership to immediate family members of existing members, making it easy for your loved ones to enjoy the benefits too. By choosing Goldenwest, you're not just opening an account; you're gaining access to personalized financial services that cater to your needs, whether it's saving for a dream vacation or financing your first home. To learn more about the specific eligibility criteria, feel free to check out our detailed information at http://www.gwcu.org/membership. Once you're ready to join us, opening an account is just a click away! Visit http://www.gwcu.org/loans/apply or give us a call at (801) 337-8300. Our friendly team at 891 N Main St Spanish Fork Ut 84660 is excited to help you take this step towards better banking and brighter financial futures!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer comprehensive merchant services designed to simplify payment processing for your business. Picture a bustling retail store equipped with our point-of-sale systems that allow quick transactions and easy inventory management. This lets you focus on what matters most serving your customers. Visit us at 891 N Main St Spanish Fork Ut 84660 in Spanish Fork, UT or give us a call at (801) 337-8300 to learn how we can help your business thrive!

Our Commitment to Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessing Your Accounts Anytime

With our robust online and mobile banking platforms, managing your finances has never been easier. Enjoy features like person-to-person payments and cash withdrawal services at ATMs, ensuring that you have access to your funds whenever needed.

Auto Loans & Vehicle Financing

If you're in the market for a new car, our auto loans and vehicle financing options can help you drive away with confidence. Picture this: you've found the perfect vehicle, and with our competitive rates and flexible terms, you can secure financing quickly. We understand how important reliable transportation is for our members.

Business Banking

Entrepreneurs will find a reliable partner in our business banking services. From merchant services that simplify transactions to business loans designed to help you expand or invest in opportunities, Goldenwest is committed to fostering local businesses' growth.

Credit Cards with Rewards

For those who love earning rewards while spending, our credit cards come with attractive benefits that suit various lifestyles. With every purchase, you're not just spending you're also accumulating points that can lead to exciting rewards.

Get in Touch!

For more information about any of these services or if you have questions about how we can assist you further, don't hesitate to reach out! Call us at (801) 337-8300 or visit us at 891 N Main St Spanish Fork Ut 84660. We look forward to helping you achieve your financial goals at Spanish Fork Branch!

Mortgage Loans & Refinancing

Thinking about buying a home or refinancing your current mortgage? At Goldenwest, we offer mortgage loans tailored to fit different budgets and situations. You can envision settling into a new home that fits your family's needs, all while enjoying the benefit of personalized service from our knowledgeable staff.

Personal Banking

For everyday banking needs, Goldenwest offers various personal banking options. Our checking and savings accounts are designed for convenience and ease of use. Imagine having a dedicated account to manage your daily expenses or save for that special vacation. Our online and mobile banking features allow you to keep track of your finances on the go, making it easier than ever to stay organized.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation options to help you manage those costs effectively. Whether it's an emergency repair or consolidating existing debts into one manageable payment, we're here to assist you in finding the best solution.

Digital & Online Banking

Key Services

With our user-friendly online banking platform available at https://www.gwcu.org/, you can check your account balances, pay bills, and transfer funds anytime, anywhere. Our mobile application makes banking even more accessible, allowing you to handle transactions right from your smartphone. Plus, with features like person-to-person transfers, sending money to friends or family is as simple as a few taps on your screen. For those who prefer a paperless approach, we offer e-statements that provide you with easy access to your financial documents without the clutter of physical paperwork. And if you ever need to sign documents quickly, our electronic signature authorization ensures that you can do so securely and efficiently no need for printing or scanning.

Security and Accessibility

We prioritize your security while providing these services. Our online banking platform includes advanced security features to protect your information and transactions. With 24/7 access to your accounts, you can manage your finances at your convenience without compromising safety. Our mobile payments feature also allows you to make secure purchases directly from your phone making shopping and everyday payments simpler than ever. At Goldenwest, we strive to ensure that all our members have the tools they need for efficient financial management. Experience the ease of digital banking with Goldenwest today! Visit us online or download our mobile app to start enjoying these convenient services. Your financial peace of mind is just a click away!

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts stand at 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,537,143, which reinforces our capability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 891 N Main St Spanish Fork Ut 84660 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure that driving away in your ideal vehicle is within reach.

Credit Lines

Our credit lines are designed for those who want the flexibility of borrowing as needed. With a total of $1,147,188,636 available in credit lines loans, you can easily manage cash flow and take control of your finances. For business owners seeking growth opportunities, our outstanding commercial loans totaling $619,555,213 provide the capital needed to expand operations or invest in new projects. If you're considering refinancing or want more information on eligibility options for any of our loan products, feel free to inquire during your visit or call us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Goldenwest in Spanish Fork, we're committed to supporting our members with financial products that truly make a difference. Visit us today to discuss how we can help you meet your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We know how important it is to find the right fit for your housing needs, and our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This option allows you to have access to funds when unexpected expenses arise without putting up collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that the loan offers displayed are fair and transparent, giving you peace of mind as you explore your options.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Services Tailored for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Our Commitment to Businesses

Comprehensive List Of Services

Accessing Your Accounts Anytime

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Get in Touch!

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Services

Security and Accessibility

Financial Strength

Commitment to Growth

Efficient Operations

Member Trust

Member-Centric Savings Options

Solid Financial Foundation

Loan Offering

Auto Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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