Goldenwest Credit Union Salt Lake City UT | Top Checking & Business Loans

Introduction

Welcome to Goldenwest, your trusted community credit union located at 769 E South Temple, Salt Lake City, UT 84102. Since our establishment in 1936, we have been dedicated to serving the financial needs of our members, boasting a vibrant membership of over 193,000 individuals. At Goldenwest, we pride ourselves on our commitment to providing exceptional banking services that empower our members to achieve their financial goals. With total assets reaching an impressive $3,386,924,532, and total deposits of $296,597,567, we ensure that your hard-earned money is safe and working for you. Our team is here to support you with a variety of services including personal banking, auto loans, mortgages, and business financing options. In fact, we have facilitated over 141,134 loans and leases to help our members thrive. Our leadership team is driven by a passion for community service. Under the guidance of CEO Kerry Wahlen and Board President Dan Musgrave, we strive to create a welcoming environment where every member feels valued. With a total staff of 765 employees, we're ready to assist you with personalized service tailored to your unique needs. While members can visit us at our branch location for day-to-day banking needs, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. If you have questions or need assistance, feel free to reach out at (801) 322-2252 during our lobby hours from Monday to Friday between 8:30 AM and 5:30 PM, with drive-thru service available until 6:00 PM. We invite you to explore all that Goldenwest has to offer by visiting our website at gwcu.org. Join us today and experience the difference in personalized banking that truly puts you first!

Branch History & Mission

At Goldenwest, we pride ourselves on our rich history and unwavering commitment to serving our community. Founded in 1936, our branch in Salt Lake City has grown from a small financial institution into a trusted partner for over 193,000 members. Located at 769 E South Temple, we're conveniently situated near vibrant local landmarks that reflect the heart of our city. Throughout the decades, Goldenwest has embraced change while staying true to our mission: to provide accessible financial services that empower individuals and families. We understand that each member's journey is unique, and we're here to support you every step of the way. With total assets of over $3.3 billion, we've built a solid foundation that allows us to offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Our commitment extends beyond just financial services. We actively engage in community outreach and partnerships that uplift those around us. Whether it's through educational programs or charitable initiatives, Goldenwest aims to make a lasting impact in Salt Lake City and beyond. While members can visit us at 769 E South Temple Salt Lake City Ut 84102, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. Our doors are open Monday through Friday from 8:30 AM to 5:30 PM, with the drive-thru service available until 6:00 PM for added convenience. As we continue to embrace digital advancements like online banking and mobile payments, we remain dedicated to providing a customer-centric experience. Our team is here to assist you with any inquiries; feel free to reach out at (801) 322-2252. We invite you to join the Goldenwest family and experience the benefits of being part of a credit union that truly cares about its members and their communities. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility matters. Our branch is designed with features like ADA-compliant entrances and ramps to ensure that all members can easily visit us. Plus, there's ample parking available for your convenience.

Banking Services

At Goldenwest, we offer a variety of services tailored to meet your financial needs, including personal banking options such as checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Our team is dedicated to providing excellent service whether you choose to bank online or visit us in person. While members can visit us at our main location, official correspondence should be sent to P.O. Box 1111, Ogden, UT 84402 if needed.

Connect With Us

If you have questions or want to learn more about our services, feel free to give us a call at 801-322-2252. We're excited to help you on your financial journey! Come visit us today!

Nearby Landmarks

Our branch is close to popular spots like Pioneer Park and the Salt Lake City Public Library, making it easy to combine errands or enjoy a stroll in the area.

Operating Hours

We're here for you Monday through Friday from 8:30 AM to 5:30 PM, with our drive-thru service open until 6:00 PM for those who prefer quick transactions without leaving their cars.

Member Eligibility

Welcome to the community at Goldenwest! If you're looking to become a member, you're in for a treat. Joining us is simple and open to many. Generally, anyone who lives, works, or worships in the area around our branch at 769 E South Temple Salt Lake City Ut 84102 can apply for membership. We believe that everyone deserves access to financial services that help them thrive, and our members enjoy benefits like lower loan rates, personalized service, and a supportive environment. To get started on your membership journey, you can visit our eligibility page at http://www.gwcu.org/membership for more detailed information on the specific criteria. Once you know you qualify, opening an account is just a click away! Head over to http://www.gwcu.org/loans/apply to begin the application process. If you have any questions or need assistance along the way, don't hesitate to give us a call at (801) 322-2252. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without the hassle of complicated payment systems. Our merchant services simplify transactions so you can focus on what matters most serving your customers. From point-of-sale solutions to online payment processing, we ensure you have the tools needed to thrive in today's marketplace. Located at 769 E South Temple Salt Lake City Ut 84102 in Salt Lake City, UT, we're ready to partner with you on your journey to success. Connect with us today at (801) 322-2252 and let's explore how we can help your business flourish!

Comprehensive List Of Services

Business Banking

If you're a business owner, our business banking services, including merchant services and business loans, are designed to support your growth. We understand the challenges small businesses face and are here to provide the resources necessary for success.

Convenient Services

To enhance convenience, we offer ATM and cash withdrawal services, along with basic drive-thru banking options like deposits and withdrawals. This means you can handle simple transactions quickly without needing to step inside the branch. At Goldenwest, we strive to create an environment where banking is not just about transactions but about building relationships with our members. Our friendly staff is always ready to assist you with any questions or needs you may have. Ready to explore how Goldenwest can serve you? Contact us at 801-322-2252 or visit our website at www.gwcu.org today!

Credit Cards

For those looking to earn rewards on their purchases, our credit cards with rewards program could be perfect for you. Whether you're planning everyday purchases or special trips, these cards allow you to earn points that can be redeemed for various rewards.

Home Loans

Homeownership is a significant milestone for many. At Goldenwest, we offer various mortgage loans and refinancing options to assist you in purchasing your dream home or refinancing your existing mortgage for better rates. With personalized service and guidance from our experienced team, navigating the home loan process becomes much simpler.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking options that include checking and savings accounts. Whether you're saving for a rainy day or planning for a special purchase, our accounts come with features designed for ease and accessibility. Imagine having the ability to check your balance, transfer funds, or pay bills anytime from your mobile device through our online and mobile banking services.

Personal Loans

Life can throw unexpected expenses your way. That's why we also provide personal loans and debt consolidation options. These loans can help cover medical bills, home repairs, or even consolidate debt into one manageable payment. Think of us as your partner in overcoming financial hurdles.

Vehicle Financing

If you're considering a new car or need financing for a vehicle, our auto loans and vehicle financing solutions can help make that dream a reality. We provide competitive rates and flexible terms, so you can choose what fits best for your budget. Picture driving away in your new car with the peace of mind that comes from knowing you made an informed financial decision.

Digital & Online Banking

Key Services

Our online banking platform is user-friendly and packed with features that simplify your banking experience. You can easily access it through our website at https://www.gwcu.org/. Whether you need to check your balance, pay bills, or transfer funds, everything is right at your fingertips. For those who prefer mobile banking, we offer a dedicated mobile application that allows you to perform transactions quickly and securely. With this app, you can make person-to-person transfers effortlessly perfect for splitting dinner bills or sending money to friends. Plus, our mobile payments feature means you can leave your wallet at home and pay directly from your phone wherever you go.

Security & Accessibility

Your security is our top priority. We ensure that all transactions are protected with robust encryption, giving you peace of mind while managing your finances online. While we do not currently support electronic signature authorization, we still provide an easy process for accessing e-statements so you can keep track of your financial history without cluttering up your mailbox. With 24/7 online banking services available, you're never left waiting when it comes to managing your money. Whether it's early in the morning or late at night, you can take control of your finances whenever it suits you best. At Goldenwest, we're committed to making banking as easy as possible for our members. Embrace the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is evident with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Member Base

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 769 E South Temple Salt Lake City Ut 84102 or call (801) 322-2252 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Your savings are our priority. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the right fit for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand your business. Whether you're starting a new venture or looking to enhance your current operations, our lending solutions are tailored for success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're considering refinancing any of your existing loans be it an auto loan or mortgage we have options available that can potentially lower your monthly payments or help you access cash for other needs. It's always worth exploring how refinancing could benefit you financially. For more details on eligibility and how to apply for any of our loan products at our branch located at 769 E South Temple, Salt Lake City UT 84102, give us a call at 801-322-2252. We are here to assist you from Monday to Friday between 8:30 AM and 5:30 PM (with drive-thru service available until 6:00 PM). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Goldenwest can help you meet your financial goals today!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards provide a convenient way to cover everyday expenses while maintaining control over your budget.

Loan Aggregator

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Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility Features

Banking Services

Connect With Us

Nearby Landmarks

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Business Banking

Convenient Services

Credit Cards

Home Loans

Personal Banking

Personal Loans

Vehicle Financing

Digital & Online Banking

Key Services

Security & Accessibility

Financial Strength

Commitment to Growth

Growing Member Base

Member-Centric Savings

Operational Efficiency

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

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