Goldenwest Credit Union Saint George UT | Top Checking & Business Loans

Introduction

Welcome to Goldenwest, your trusted partner in financial services located at 4521 S Arrowhead Canyon Dr, Saint George, UT 84790. Since our establishment in 1936, we have been dedicated to serving our community with integrity and commitment. As a proud member of the Goldenwest family, you join a vibrant community of over 193,000 members who benefit from our wide array of services designed for personal and business needs. At Goldenwest, we understand that banking is more than just transactions; it's about relationships. With total assets of over $3.38 billion, we offer a solid foundation for your financial journey. Our team, led by CEO Kerry Wahlen and Board President Dan Musgrave, strives to provide exceptional service tailored to your individual needs. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 4521 S Arrowhead Canyon Dr, Saint George, UT 84790. We invite you to explore our offerings which include checking and savings accounts, auto loans, mortgage financing, personal loans, credit cards with rewards, and business banking solutions. With total deposits reaching $296.6 million and a robust net worth of $444.7 million, our financial stability allows us to support your goals with confidence. You can count on us not only for traditional banking but also for innovative online and mobile banking options that make managing your finances easy and convenient. Join us today and discover how we can help you achieve your financial dreams! For inquiries or assistance, feel free to call us at 801-337-8300 or visit our website at Goldenwest. Let's build a brighter future together!

Branch History & Mission

Welcome to Goldenwest, a credit union that has proudly served the Saint George community since its establishment in 1936. Over the decades, we have grown from a small cooperative to a thriving financial institution, now boasting a membership of over 193,174 individuals who trust us with their financial needs. Our journey is marked by dedication to our members and an unwavering commitment to enriching the communities we serve. Located at 4521 S Arrowhead Canyon Dr, Saint George, UT 84790, our branch is not just a place for transactions; it's a hub for connection and support. Situated near beautiful landscapes and vibrant local attractions, we are easily accessible for all your banking needs. For official correspondence, you can also reach us at our mailing address, which is the same as our physical location. At Goldenwest, our mission is clear: we strive to provide exceptional financial services while fostering community growth and wellbeing. We believe in empowering our members through services like personal banking, auto loans, mortgage options, and business banking solutions. Our goal is not only to help you achieve your financial objectives but also to contribute positively to the lives of those around us. As technology evolves, so do we. Goldenwest offers modern conveniences such as online banking, mobile payments, and person-to-person transfers. We ensure our facilities are ADA compliant and designed with your comfort in mind. With both ATM availability and drive-thru services at your convenience, managing your finances has never been easier. Our commitment extends beyond traditional banking services; we actively engage in community outreach efforts that uplift and support local initiatives. By partnering with various organizations, we aim to make a real difference in the lives of our neighbors. We invite you to experience the Goldenwest difference firsthand. Join us today and become part of a community-focused credit union that puts its members first. If you have any questions or would like to learn more about how we can assist you on your financial journey, please call us at 801-337-8300 or visit our website at gwcu.org. Welcome to Goldenwest where your financial future meets community spirit!

Branch Location & Accessibility

Call Us or Visit Today!

Feel free to reach out at 801-337-8300 if you have questions or need assistance. While members can visit us at our main branch address, official correspondence should be sent to the same location at 4521 S Arrowhead Canyon Dr. We are proud to be part of the Saint George community and look forward to helping you with all your personal and business banking needs. Come visit us today and discover how Goldenwest can make your financial journey smoother!

Convenient Features

At Goldenwest, we understand the importance of accessibility. Our branch offers ample parking and is designed with ADA compliance in mind, ensuring that everyone can enjoy our services without hassle. If you prefer to bank on the go, we have an ATM available for quick cash withdrawals and balance checks right outside our door. For those who appreciate the convenience of drive-thru banking, we also offer basic drive-thru services for deposits, withdrawals, and simple transactions.

Operating Hours

We're here for you during the week with lobby hours from 9:00 AM to 5:00 PM, allowing you to stop by when it fits your schedule. On Saturdays, our drive-thru operates from 9:00 AM to 2:00 PM, making it easy to get your banking done even on weekends.

Member Eligibility

At Goldenwest, we believe that everyone deserves a chance to join a supportive community focused on helping you achieve your financial goals. Becoming a member is easy and welcoming! If you live, work, or go to school in the areas we serve, or if you have family members who are already part of our community, you're likely eligible to become a member. We invite individuals from all walks of life to take advantage of our personalized banking services, including checking and savings accounts, loans, and credit cards designed with your needs in mind. For more detailed information on eligibility criteria, feel free to visit our website at http://www.gwcu.org/membership. Opening an account with us is just as straightforward. You can apply online or reach out to us directly at (801) 337-8300 for assistance. We're here to guide you through the process every step of the way. Once you become a member of Goldenwest, you'll enjoy not just great financial products but also the support of a caring team dedicated to helping you thrive. So why wait? Join us today at our branch located at 4521 S Arrowhead Canyon Dr Saint George Ut 84790 or check out the application details at http://www.gwcu.org/loans/apply!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Alongside our loan offerings, we provide merchant services that simplify payment processing. Imagine a local café seamlessly accepting payments via credit cards and mobile wallets, enhancing customer experience while keeping operations smooth. Our services empower businesses like yours to thrive in today's fast-paced market. Visit us at 4521 S Arrowhead Canyon Dr Saint George Ut 84790 in Saint George, UT, or call us at (801) 337-8300 to learn how we can help your business grow!

Comprehensive List Of Services

Accessible Support at Your Fingertips

For those who prefer face-to-face interactions, we offer basic drive-thru banking services for deposits and withdrawals. If you're a member of a partner credit union, our shared branch transactions make it easy for you to access your funds without any hassle. At Goldenwest, we're committed to making banking as straightforward as possible for all our members. If you're ready to explore these services or have questions about how we can assist you further, don't hesitate to reach out! Call us at (801) 337-8300 or visit us at 4521 S Arrowhead Canyon Dr Saint George Ut 84790 today. Your financial well-being is our priority!

Business Banking Solutions

For small business owners, managing finances can be complex. Our business banking services include merchant services and business loans that empower you to take your venture to the next level. We understand that every business is unique, so we work with you to find solutions that fit your specific needs.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why Goldenwest provides robust online and mobile banking options that allow you to manage your accounts anytime, anywhere. Whether you want to check balances, transfer funds, or make payments through our mobile application, everything is just a few taps away. Additionally, our ATM services ensure you have quick access to cash when you need it most.

Empowering You with Loans

Life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services, giving you the flexibility and support you need during tough times. Plus, our credit cards come with rewards that allow you to earn while you spend perfect for those who want to maximize their purchasing power.

Personal Banking Made Simple

Navigating your personal finances can be overwhelming, but it doesn't have to be. At Goldenwest, we offer various personal banking options, including checking and savings accounts designed to help you achieve your financial goals. Need a new vehicle? Our auto loans and vehicle financing options make getting behind the wheel easy and affordable. We also provide mortgage loans and refinancing solutions for those ready to invest in a home or lower their monthly payments.

Digital & Online Banking

Key Services

Our online banking platform, accessible at https://www.gwcu.org/, allows you to take control of your accounts anytime, anywhere. Whether you want to check your balance, transfer funds, or pay bills, our 24/7 online banking services have got you covered. You can also enjoy the benefits of e-statements, which offer a quick and eco-friendly way to keep track of your account activity. For those who love using their smartphones, our mobile application makes banking even easier. You can make mobile payments, conduct person-to-person transfers, and access all the features available through online banking right from your device.

Security and Ease of Use

We prioritize your security with robust measures in place to protect your information. While we do not currently offer electronic signature authorization, rest assured that our systems are designed with user-friendliness in mind. You'll find it simple to navigate through features that help you manage your money effectively. No matter where life takes you, Goldenwest ensures that banking is always within reach. Enjoy real-time account management and peace of mind knowing that your finances are secure. Get started today by visiting us at https://www.gwcu.org/!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation that benefits our community. With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This focus is reflected in our operations, with non-member deposits at $0, ensuring that our resources are dedicated to benefiting you through better loan rates, lower fees, and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) amount to $1,537,143, further solidifying our commitment to supporting your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 4521 S Arrowhead Canyon Dr Saint George Ut 84790 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're looking for a reliable used vehicle or a brand-new model, our flexible terms make it easy to find the right fit for your budget.

Credit Lines and Business Loans

For those needing additional financial support, our total credit lines amount to $1,147,188,636, providing members with access to funds when they need them most. Additionally, for business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. At Goldenwest, we prioritize your financial well-being and aim to create loan products that serve your unique needs. Don't hesitate to reach out to us at (801) 337-8300 for any inquiries or visit us at our branch located at 4521 S Arrowhead Canyon Dr Saint George Ut 84790 in Saint George, UT. Let's work together towards achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide competitive rates and straightforward application processes to help you secure your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This is an excellent option if you're looking to consolidate debt or cover unexpected expenses without collateral.

Loan Aggregator

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Ensuring Accurate Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results (Source: https://www.ncua.gov), guaranteeing fair and transparent offers for consumers. By relying on legitimate financial institutions, LendMesh provides a reliable resource for anyone seeking to make informed financial decisions.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Call Us or Visit Today!

Convenient Features

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Commercial Loans

Merchant Services

Comprehensive List Of Services

Accessible Support at Your Fingertips

Business Banking Solutions

Convenient Digital Banking Features

Empowering You with Loans

Personal Banking Made Simple

Digital & Online Banking

Key Services

Security and Ease of Use

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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