Goldenwest Credit Union Saint George UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Goldenwest at St George Boulevard, your trusted partner in financial well-being located at 120 E Saint George Blvd, Saint George, UT 84770. Since our establishment in 1936, we have been dedicated to serving our community with a commitment that goes beyond banking. With over 193,000 members and assets exceeding $3.38 billion, we pride ourselves on fostering a supportive environment where financial dreams can thrive. At Goldenwest, we understand the importance of personal connections and reliable services. Our team is ready to assist you with a range of offerings, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards tailored to fit your needs. We are here not just to meet your financial needs but to help you build a secure future. While members can visit us at our branch for friendly assistance, official correspondence should be sent to the same address: 120 E Saint George Blvd, Saint George, UT 84770-2887. With a total of 765 employees, including experienced leaders like CEO Kerry Wahlen and Board President Dan Musgrave, we ensure that our members receive personalized service every time they reach out. Our financial strength is reflected in our impressive numbers: total deposits of $296.6 million, net worth of $444.7 million, and cash in hand amounting to $45.5 million demonstrate our stability and reliability as a credit union. We believe that strong finances contribute to strong communities, which is why we actively support local initiatives and strive to make a positive impact in Saint George. If you're looking for a place where your financial needs are understood and valued, look no further than Goldenwest. Whether you want to open an account or discuss loan options, feel free to give us a call at 801-337-8300 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM and Friday from 9 AM to 5:30 PM. Join us today and experience the difference that comes with being part of the Goldenwest family! For more information on our services or membership eligibility, visit us online at Goldenwest Credit Union.

Branch History & Mission

Join Us

Our dedicated team works tirelessly to create a welcoming environment where everyone feels valued. We invite you to experience the difference at Goldenwest. Whether you're looking for a new checking account or need assistance with a mortgage, our friendly staff is here for you. Explore how becoming a member of Goldenwest can enhance your financial journey. Visit us today or reach out at 801-337-8300 for more information about joining our credit union family!

Our Journey

From our humble beginnings, Goldenwest has continuously evolved to meet the changing needs of our community. As we opened our doors in 1936, we aimed to create a space where individuals could find not just banking services, but also guidance and support for their financial goals. Today, with total assets exceeding $3.38 billion, we offer a wide range of services that include personal banking, auto loans, mortgages, and business banking solutions. Our branch is conveniently located near local landmarks and offers both drive-thru banking and shared service center options for added convenience. While members can visit us at 120 E Saint George Blvd, official correspondence should be sent to 120 E Saint George Blvd, Saint George, UT 84770-2887.

Our Mission

At Goldenwest, our mission goes beyond just providing financial products; it's about making a meaningful impact in our community. We strive to empower our members by offering tools that help them achieve financial wellness. Whether it's through personalized loan options or flexible online banking services, we're here to support you every step of the way. We believe in fostering strong relationships within the community by engaging in outreach efforts and forming partnerships that benefit everyone. As part of our commitment to accessibility, we are proud to provide ADA-compliant facilities and various digital advancements that cater to all members.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can visit us comfortably. We also have ample parking available so you can easily access our services without any hassle. If you're in need of a quick transaction, take advantage of our drive-thru banking option, where you can complete deposits and withdrawals with ease.

Operating Hours

We understand that life can be busy! That's why our lobby hours are tailored to fit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 2 PM. Our drive-thru service extends until 6 PM on weekdays for those who prefer a quick stop.

Services Offered

At Goldenwest, we pride ourselves on offering a wide array of services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Additionally, if you're a member of a partner credit union, you can utilize our shared service center for basic transactions like deposits and withdrawals. While members can visit us at 120 E Saint George Blvd Saint George Ut 84770, official correspondence should be sent to our mailing address at 120 E Saint George Blvd, Saint George, UT 84770-2887. If you have any questions or need assistance, don't hesitate to reach out by calling us at (801) 337-8300. Come experience the convenience and warmth of banking with Goldenwest where your financial goals meet friendly service!

Member Eligibility

Joining the Goldenwest community is like stepping into a supportive family where your financial well-being matters. To become a member at our 120 E Saint George Blvd Saint George Ut 84770, you'll need to meet a few simple eligibility criteria. If you live, work, or worship in our service area, or are related to an existing member, you're likely eligible! We welcome individuals from all walks of life and believe that everyone deserves access to personalized banking services. You can find detailed and updated eligibility information on our website at http://www.gwcu.org/membership. Once you're ready to join, opening an account is a breeze! Just visit us in person or check out our online application process at http://www.gwcu.org/loans/apply. Our friendly team is always here to help, so don't hesitate to reach out at (801) 337-8300 if you have any questions. We're excited to welcome you into the Goldenwest family and help you achieve your financial goals!

Business Banking & Commercial Services

Business Loans Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

Alongside our loan offerings, we provide essential merchant services that simplify payment processing for your business. Picture a busy Saturday at your café where customers can pay easily with their cards or mobile devices. Our tools help ensure that transactions are smooth, allowing you to focus on what matters most delivering great products and customer service. Visit us at 120 E Saint George Blvd Saint George Ut 84770 in Saint George, UT or call us at (801) 337-8300 to learn how we can support your business's financial needs!

Comprehensive List Of Services

Accessible Transaction Services

If you prefer face-to-face interaction, our basic drive-thru banking provides quick service for deposits, withdrawals, and simple transactions without leaving your car. Plus, as part of the shared branch network, members can enjoy seamless access to their accounts through partner credit unions. At Goldenwest, we're committed to making banking simple and accessible for everyone in our community. For more information about our services or if you're ready to take the next step in managing your finances, feel free to reach out at (801) 337-8300 or visit us online at our website. We look forward to serving you!

Business Banking Services

For small business owners, we provide essential tools like merchant services and business loans to help you thrive. Whether you're starting a new venture or expanding an existing one, our experienced staff is ready to assist.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your finances from anywhere. You can make deposits, pay bills, and even transfer money with just a few taps on your phone.

Home Financing

When it comes to homeownership, we want to be part of your journey. Our mortgage loans and refinancing options can help make your dream home a reality or lower your monthly payments on your current mortgage. Let us guide you through the process so you can focus on settling into your new space.

Loans and Credit Options

Life can throw unexpected expenses at you, but with our personal loans and debt consolidation services, managing those costs becomes easier. If you're looking to earn rewards while spending, check out our credit cards with rewards, perfect for everyday purchases or special occasions.

Personal Banking Solutions

Whether you're opening your first checking account or looking for ways to save for a big purchase, our personal banking options have you covered. We offer checking and savings accounts that fit your lifestyle, giving you easy access to your funds when you need them. If you're considering buying a car, our auto loans and vehicle financing make it simple and affordable. Imagine driving off in your new vehicle with a loan tailored just for you!

Digital & Online Banking

Convenient Online Banking Access

Our online banking services at https://www.gwcu.org/ are available 24/7, allowing you to check balances, pay bills, and transfer money without stepping foot in a branch. Whether it's late at night or during your lunch break, managing your finances has never been simpler.

Easy Transfers and Statements

Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Just a few taps on your screen, and the money is on its way! And if you're looking to go paperless, we offer e-statements that let you view your account activity conveniently online.

Mobile Application and Payments

Take your banking on the go with our mobile application. This handy tool allows you to perform all the essential banking functions right from your smartphone. Plus, with our mobile payments feature, you can pay for purchases quickly and securely using just your phone no wallet needed!

Security You Can Trust

We prioritize your security with features that protect your personal information. Although we don't currently offer electronic signature authorization, rest assured that our systems are designed with robust security measures to keep your data safe. At Goldenwest, we're committed to making banking easy for you. With our digital services, you're empowered to manage your accounts on your terms. Visit us today at https://www.gwcu.org/ and experience the future of banking!

Financial Strength

A Dedicated Team for You

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

A Growing Member Base

Total Share and Deposit Accounts stand at 595,185, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments) amounting to $1,537,143, we continue to strengthen our ability to provide excellent service. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 120 E Saint George Blvd Saint George Ut 84770 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Investing Back into Your Experience

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $34,558 in used auto loans and $2,624,868,974 in total loans and leases available to support your financial goals across various sectors.

Our Solid Financial Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Protecting Your Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses today and are committed to providing financing solutions that meet those needs. We invite you to visit us at 120 E Saint George Blvd Saint George Ut 84770, Saint George, UT, or give us a call at (801) 337-8300 to learn more about how we can assist you with our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. No matter what your financial goals are, Goldenwest is here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We offer competitive rates and flexible terms designed to fit your budget. If you're considering refinancing your current mortgage, our specialists can help you explore eligibility options that might save you money.

Unsecured Credit Card Loans

Managing daily expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. Our credit cards come with various rewards and benefits that can enhance your purchasing power while keeping your finances in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help consumers navigate their borrowing options with ease and confidence. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency means that users can trust the offers they see on the platform. One of the key benefits of using LendMesh is its focus on verified data. Loan offers are sourced from legitimate financial institutions, ensuring that users receive fair and transparent options. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, users receive unbiased results that allow them to make informed choices. The platform also provides real-time rate comparisons, keeping users updated with the latest loan rates from multiple institutions. This timely information empowers individuals to select the best financing option for their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like this highlight how effective and reliable the tool can be for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loans Tailored for You

Practical Merchant Services

Comprehensive List Of Services

Accessible Transaction Services

Business Banking Services

Digital Banking Convenience

Home Financing

Loans and Credit Options

Personal Banking Solutions

Digital & Online Banking

Convenient Online Banking Access

Easy Transfers and Statements

Mobile Application and Payments

Security You Can Trust

Financial Strength

A Dedicated Team for You

A Growing Member Base

Investing Back into Your Experience

Our Solid Financial Foundation

Protecting Your Savings

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Join Our Community