Goldenwest Credit Union Saint George UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Goldenwest Credit Union, your trusted financial partner located at 1805 W Sunset Blvd, Saint George, UT 84770. Since our establishment in 1936, we have proudly served our community, growing to a membership of over 193,174 individuals who rely on us for their financial needs. With total assets of more than $3.38 billion and total deposits reaching $296.6 million, we are committed to providing you with the best services tailored to your lifestyle. At Goldenwest, we understand that every member has unique financial goals. Whether you're looking to buy a new car with one of our competitive auto loans or seeking guidance on mortgage options, we're here for you. Our dedicated team of 765 employees, led by CEO Kerry Wahlen and Board President Dan Musgrave, is ready to assist you every step of the way. In addition to our standard banking services, we offer online and mobile banking options that make managing your finances easier than ever. You can also take advantage of our convenient drive-thru service and ATM access for quick transactions. While members can visit us at our branch location, official correspondence should be sent to the same address: 1805 West Sunset Blvd, Saint George, UT 84770. Join us today and experience how Goldenwest Credit Union can help you achieve your financial dreams! For more information or assistance, don't hesitate to call us at 801-337-8300 or visit our website at www.gwcu.org. We're excited to serve you!

Branch History & Mission

Our Mission

Our mission at Goldenwest is clear: we strive to empower our members by offering exceptional financial services while fostering community growth and well-being. We believe that everyone deserves access to reliable banking options that simplify their lives. Whether it's through our online banking platforms or face-to-face interactions at our branch, we prioritize making banking easy and accessible for all. We also recognize the importance of being there for our community beyond just financial transactions. Our partnerships with local organizations and outreach programs reflect our commitment to giving back. We work tirelessly to support initiatives that enhance the quality of life in Saint George and surrounding areas. While members can visit us at 1805 W Sunset Blvd for all their banking needs, official correspondence should be sent to the same address. Our branch features convenient ATM availability and drive-thru banking services for added accessibility. As technology advances, so do we. Goldenwest embraces digital solutions such as mobile payments and online banking to ensure that you can manage your finances anytime, anywhere. We are also proud of our ADA-compliant facilities that welcome all members of the community. In summary, Goldenwest stands ready to serve you with a personal touch. Join us today and experience the benefits of being part of a credit union that truly cares about its members and their aspirations. Visit us or call us at 801-337-8300 let's build a brighter financial future together!

Branch Location & Accessibility

Accessible Services

At Goldenwest, we prioritize your convenience. Our branch features ample parking and is fully ADA compliant, ensuring everyone can easily access our services. For those on the go, we offer drive-thru banking for quick transactions without leaving your car. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it.

Operating Hours

We understand that life gets busy! That's why our lobby hours are designed to fit your schedule. Join us Monday through Thursday from 9 AM to 5 PM, and on Friday, we're open until 5:30 PM. Need to visit on Saturday? No problem! We welcome you from 9 AM until 2 PM. Our drive-thru service is also available during these hours for added convenience.

Shared Services

Goldenwest is more than just a credit union; we're part of a larger community. If you're a member of a partner credit union, feel free to use our shared service center for deposits and withdrawals as well. We're here to make your banking experience smooth and enjoyable. While you can visit us at our branch address for all your banking needs, if you need to send official correspondence, please use our mailing address: 1805 West Sunset Blvd, Saint George, UT 84770. Feel free to give us a call at 801-337-8300 if you have any questions or need assistance. We look forward to welcoming you into our Goldenwest family soon!

Member Eligibility

At Goldenwest, we believe that everyone deserves a chance to be part of a supportive community. Becoming a member is simple and welcoming. If you live, work, or worship in the area, you're likely eligible! We love to serve those in our local neighborhoods, so whether you're looking for personal banking options or business services, we have something for everyone. To find out more about specific eligibility requirements, visit us at http://www.gwcu.org/membership where you can get all the details you need. Opening an account at Goldenwest is just as easy! You can start your journey with us by visiting http://www.gwcu.org/loans/apply. Our friendly team is ready to assist you every step of the way. If you have any questions, don't hesitate to give us a call at (801) 337-8300. Join us at our branch located at 1805 W Sunset Blvd Saint George Ut 84770, and experience the benefits of being part of the Goldenwest family today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, manage cash flow efficiently, and offer your customers a seamless purchasing experience. Our merchant services are designed to simplify your transactions so you can focus on what matters most growing your business. From point-of-sale systems to online payment processing, we have the tools to help you thrive. Located at 1805 W Sunset Blvd Saint George Ut 84770 in Saint George, UT, we are here to provide personalized service tailored to your business needs. Connect with us today at (801) 337-8300 and discover how we can help elevate your enterprise!

Comprehensive List Of Services

ATM and Drive-Thru Services

For those times when you need cash or want to make quick deposits, our ATM and cash withdrawal services are available around the clock. If you'd prefer personal service without entering the branch, our drive-thru banking allows for deposits, withdrawals, and simple transactions without leaving your car. We also provide basic shared branch transactions for members of partner credit unions, ensuring that access to funds remains easy no matter where life takes you.

Business Banking Services

If you're a business owner, you'll find that we support your growth with tailored solutions like merchant services and business loans. Our team is ready to assist you in navigating the financial landscape so that you can focus on what matters most running your business.

Credit Options That Reward You

At Goldenwest, we believe in rewarding our members for their loyalty. Our credit cards with rewards allow you to earn points on everyday purchases, making it easier for you to enjoy the benefits of being a member.

Digital Banking Convenience

In today's busy world, convenience is key. That's why we offer robust online and mobile banking services. With these tools, managing your accounts is as simple as tapping your smartphone or logging into your account from home. You can check balances, transfer funds, and even pay bills all at your fingertips!

Join Us Today!

We invite you to explore all that Goldenwest has to offer. With a commitment to exceptional service and member satisfaction, we're here to help you achieve your financial goals. For more information or assistance with any of our services, don't hesitate to call us at (801) 337-8300 or visit us online at Sunset Br. Let's embark on this journey together!

Personal Banking Solutions

Whether you are just starting out or looking for advanced financial solutions, our personal banking services have you covered. We offer checking and savings accounts designed to help you manage your money effectively. If you're considering purchasing a new car, our auto loans and vehicle financing options provide competitive rates and flexible terms to get you on the road quickly. For those looking to buy a home or refinance an existing mortgage, our mortgage loans and refinancing services can guide you through every step of the process. Additionally, we understand that life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation to help you regain control over your finances.

Digital & Online Banking

Always Available

Our 24/7 online banking services ensure that help is always within reach. Whether it's day or night, you can log in securely to manage your accounts or find answers to any questions you may have. Need to make a quick payment? Our mobile payments feature allows you to complete transactions swiftly and easily from your smartphone. We strive to provide accessible and reliable banking options for all our members at Goldenwest. Join us today and experience the ease of managing your finances digitally!

Key Services

Our online banking service at https://www.gwcu.org/ allows you to check your balances, transfer funds, and pay bills with just a few clicks. You can take advantage of person-to-person transfers, making it easy to send money to friends or family without the hassle of cash. Plus, with our mobile application available for download, you can manage your finances on the go. For those who prefer paperless transactions, we offer e-statements that let you view your account activity online whenever you need. This not only helps you stay organized but also contributes to a more sustainable environment. And while electronic signature authorization is not currently available, rest assured that we prioritize the safety of your information through secure online practices.

Financial Strength

A Solid Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Growing Together

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 1805 W Sunset Blvd Saint George Ut 84770 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, we support members' financial goals across various sectors.

Member-Focused Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new ride or a reliable used vehicle, we have competitive rates and flexible terms designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand that every business has unique needs, which is why we work closely with you to find financing solutions that align with your goals. At Goldenwest, we also offer refinancing options for various loan types, making it easier for members to adjust their financial commitments as life changes. We encourage potential borrowers to explore eligibility options available through our website at Goldenwest or apply directly at Loan Application. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our loan offerings today and discover how Goldenwest can support you on your financial journey!

Credit Lines

If you need access to funds for unexpected expenses or planned projects, our total credit lines amounting to $1,147,188,636 offer you flexibility and peace of mind. You only borrow what you need when you need it.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We also provide guidance throughout the application process, ensuring you feel confident in your financial decisions.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $87,663,622 in loans helping members manage their finances effectively, you can benefit from rewards programs and low-interest rates while maintaining control over your spending.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this tool in achieving better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers are fair and transparent. By utilizing verified data, LendMesh allows users to trust that they are viewing genuine loan options without hidden fees or misleading terms.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Our Mission

Branch Location & Accessibility

Accessible Services

Operating Hours

Shared Services

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Services

Credit Options That Reward You

Digital Banking Convenience

Join Us Today!

Personal Banking Solutions

Digital & Online Banking

Always Available

Key Services

Financial Strength

A Solid Foundation

Growing Together

Investing in Your Future

Member-Focused Savings

Strong Operational Efficiency

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community