Goldenwest Credit Union Riverton UT | Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Goldenwest, your trusted financial partner located at 3741 W 12600 S, Riverton, UT 84065. Since our establishment in 1936, we have proudly served the community, growing together with our members. With a strong commitment to your financial well-being, we have built a supportive environment that fosters trust and reliability. At Goldenwest, we believe in empowering our members through access to essential financial services. Currently, we serve 193,174 members and manage total assets of over $3.3 billion. Our total deposits stand at $296,597,567, showcasing the confidence our members place in us. We offer a range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored to meet your unique needs. We are proud of our robust portfolio which includes 141,134 loans and leases amounting to millions in support of our members' dreams. Our net worth is an impressive $444,742,290, reflecting our stability and dedication to serving you well. With $45,465,333 cash in hand and a passionate team of 765 employees, we are always ready to assist you with any financial query or concern. Led by our CEO Kerry Wahlen and Board President Dan Musgrave, we are committed to ensuring that every interaction you have with us feels personal and valuable. Our friendly staff is eager to help you navigate your financial journey with ease. While members can visit us at our branch location for personalized assistance during lobby hours (Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 12:00 PM), official correspondence should be sent to P O Box 1111, Ogden, UT 84402. We invite you to explore how Goldenwest can enhance your financial future. For more information about our services or to reach out directly, please call us at 801-302-4051 or visit our website at gwcu.org. Join us today and experience the difference of being part of a credit union that genuinely cares!

Branch History & Mission

At Goldenwest, we take pride in our rich history and unwavering commitment to our community. Established in 1936, our branch located at 3741 W 12600 S in Riverton, Utah, has been a cornerstone of financial support for families and businesses alike for over eight decades. Since our inception, we have grown alongside the communities we serve, now boasting a membership of 193,174 individuals who trust us with their financial needs. Our mission at Goldenwest is simple yet profound: to empower our members through accessible financial services while actively supporting the community around us. We believe that everyone deserves the opportunity to achieve their financial goals, whether it's saving for a home, securing an auto loan, or managing day-to-day expenses. Our comprehensive range of services includes personal banking options like checking and savings accounts, auto loans, mortgage loans, and business banking solutions. While members can visit us at our Riverton branch, official correspondence should be sent to P O Box 1111 in Ogden, Utah. Our location is easily accessible and situated near local landmarks that make it convenient for our members to stop by during their busy days. Over the years, we have embraced technology to enhance member experience. From online banking to mobile payments and person-to-person transfers, we strive to meet the evolving needs of our members while ensuring user-friendly access to their accounts. We are also dedicated to being an inclusive institution; all services are designed with accessibility in mind. In addition to providing vital financial services, Goldenwest is deeply rooted in community outreach. We partner with local organizations and initiatives that uplift those around us. Whether it's sponsoring events or supporting educational programs, we believe in giving back and making a real difference in people's lives. As we look toward the future, we invite you to join the Goldenwest family. Experience firsthand the benefits of membership where your financial health matters as much as your dreams. Together, let's build a stronger community where everyone thrives! For more information on becoming a member or exploring our services further, please call us at 801-302-4051 or visit us online at Goldenwest.

Branch Location & Accessibility

Operating Hours

We understand that life can get busy, which is why we keep our doors open during convenient hours. Swing by on Monday, Wednesday, and Friday from 9:00 AM to 12:00 PM. We're here to assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and more!

Services Offered

At Goldenwest, we offer a variety of services tailored to meet your financial needs. From personal loans and credit cards with rewards to business banking solutions, we've got something for everyone. While we currently do not have ATM availability or drive-thru service at this location, our friendly team is ready to provide assistance inside the branch. If you have any questions or need assistance before your visit, feel free to give us a call at 801-302-4051. We can't wait to welcome you into our branch!

Member Eligibility

At Goldenwest, we believe that joining our community should feel warm and welcoming. Becoming a member is as simple as sharing a connection with us! If you live, work, or go to school in the areas we serve, you're likely eligible to join. We welcome individuals from various backgrounds and professions, fostering an inclusive environment where everyone can thrive. Plus, being a member means you can enjoy personalized financial services tailored just for you. To learn more about the specific eligibility requirements, feel free to visit our website at http://www.gwcu.org/membership. It's packed with all the details you need! Once you're ready to take the next step, opening an account is easy just check out the process at http://www.gwcu.org/loans/apply or give us a call at (801) 302-4051. We can't wait to welcome you to the Goldenwest family at 3741 W 12600 S Riverton Ut 84065!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Picture this: your customers can easily pay with their credit cards or mobile wallets while you enjoy quick deposits into your account. This convenience not only enhances customer satisfaction but also streamlines your daily operations. Join us at Goldenwest, located at 3741 W 12600 S Riverton Ut 84065, and let's work together to build a brighter future for your business! For more information, call us at (801) 302-4051 or visit our website at https://www.gwcu.org/.

Comprehensive List Of Services

Business Banking Made Easy

For business owners, we provide specialized support through our Business Banking services. From merchant services that help you accept payments easily to tailored Business Loans that fuel growth, we're here to support your entrepreneurial journey.

Cash Withdrawal and ATM Services

While we currently do not have ATM facilities at this branch location, our members can enjoy convenient cash withdrawal services as needed. If you're ready to explore how Goldenwest can support your financial goals or if you have any questions about our offerings, don't hesitate to reach out! You can call us at 801-302-4051 during lobby hours: Monday, Tuesday, Wednesday, and Friday from 9:00 AM to 12:00 PM. We look forward to serving you! Visit us today or learn more about our services at Goldenwest's website.

Convenient Digital Banking Features

To enhance your banking experience further, we offer robust online and mobile banking features that let you manage your finances from anywhere. Check balances, transfer funds, and make payments all at the touch of a button. Our mobile payment options ensure that managing your money is as simple as possible.

Financial Assistance for Life’s Needs

Life can be unpredictable, but with our Personal Loans & Debt Consolidation services, you can tackle unexpected expenses head-on or consolidate existing debts into one manageable payment. Plus, our Credit Cards with Rewards offer great benefits for everyday purchases, allowing you to earn points while you spend.

Personal Banking Solutions

We understand that managing your personal finances is crucial. That's why we offer Personal Banking options including checking and savings accounts designed for every lifestyle. Need a new car? Our Auto Loans & Vehicle Financing solutions make it easier than ever to drive off in the vehicle you want, with competitive rates that fit your budget. If you're looking to purchase a home or refinance an existing mortgage, our Mortgage Loans & Refinancing services provide flexible options that can help you achieve your dream of homeownership.

Digital & Online Banking

Key Features

Our online banking platform at https://www.gwcu.org/ allows you to access your accounts from the comfort of your home or on the go. You can enroll in e-statements for quick access to your financial documents without the clutter of paper statements. This feature not only saves trees but also helps you stay organized. Need to send money to a friend or family member? With our person-to-person transfers, it's simple and instant. Just enter their details, and the funds are on their way! Plus, if you're always on the move, our mobile application lets you manage your accounts right from your smartphone. You can make payments and even enjoy mobile payments for convenient purchases. Security is a top priority for us at Goldenwest. While we currently do not support electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. You can bank with confidence knowing that your information is safe. Whether you're checking your balance during lunch or paying bills late at night, our user-friendly services make it easy to stay on top of your finances. Experience the convenience of digital banking today at https://www.gwcu.org/ and see how effortless managing your money can be!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to trust your financial institution, especially in today's world. That's why we're proud to share the strength of our financial position, which reflects our commitment to serving you. With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees. This dedicated team ensures that our branches are always ready to serve you with knowledgeable support. Net Shares (Funds available for lending and investments): $1,537,143. Total Share Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 3741 W 12600 S Riverton Ut 84065 or call (801) 302-4051 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide flexible terms to fit your budget and lifestyle, ensuring you can make your dream vehicle a reality.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We know how important it is to find a home that suits your family's needs, and we're here to guide you through every step of the process.

Other Financing Options

In addition to our auto and mortgage loans, we provide various personal loan options that cater to different financial situations. Our credit lines total $1,147,188,636, giving you access to funds when you need them most. For business owners seeking capital for growth or expansion, our outstanding commercial loans totaling $619,555,213 are available to assist in achieving your business goals. If you're considering refinancing any existing loans or exploring eligibility options for our loan products, we encourage you to reach out. We're happy to discuss how our offerings can best meet your needs. Our friendly team at Goldenwest is ready to help you navigate through your options. For more information or to start an application today, feel free to call us at 801-302-4051 or visit us at our branch located at 3741 W 12600 S Riverton UT 84065. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Discover how Goldenwest can help empower your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards are designed for convenience and can be a great tool for building credit while enjoying rewards on everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence to established standards ensures that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are viewing accurate information about available loans. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means users get a level playing field when comparing different loan options. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, helping users make informed decisions quickly and easily. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh in delivering value to its users. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Made Easy

Cash Withdrawal and ATM Services

Convenient Digital Banking Features

Financial Assistance for Life’s Needs

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

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