Goldenwest Credit Union Orem UT | Best Auto Loans & Online Banking

Introduction

Welcome to Goldenwest, your trusted financial partner right here in Orem, UT. Established in 1936, we have proudly served our community for over 85 years, building lasting relationships with our 193,174 members. At our branch located at 1020 E 800 N, we believe in making banking accessible and straightforward. While you can visit us at our Orem location for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 111, Ogden, UT 84402. At Goldenwest, we take pride in our impressive financial standing. With total assets amounting to an astounding $3,386,924,532 and total deposits of $296,597,567, we are well-equipped to meet the needs of our members. Our commitment to serving you is evident in the total loans we have issued over 141,134 loans and leases helping individuals and families achieve their financial goals. Under the leadership of CEO Kerry Wahlen and Board President Dan Musgrave, we strive to create a supportive environment where your financial wellness is our top priority. Our dedicated team of 765 employees is here to assist you with everything from personal banking services to business solutions. We understand that community matters. That's why we work hard to provide not just banking services but also opportunities for growth and support within Orem and beyond. Whether you're looking for auto loans, mortgages, or credit cards with rewards, Goldenwest is ready to help you every step of the way. Feel free to reach out by calling us at 801-337-8300 or explore our website at goldenwestcu.org for more information about our services. We invite you to stop by or give us a call today; together, let's build a brighter financial future!

Branch History & Mission

Goldenwest has a rich legacy that began in 1936, when it first opened its doors in Orem, Utah. Over the years, this credit union has grown from a small community financial institution into a trusted partner for over 193,000 members. Located at 1020 E 800 N, Orem, UT 84097, our branch is easily accessible for local residents and businesses alike. Since its inception, Goldenwest has made significant strides. With total assets reaching an impressive $3,386,924,532, we pride ourselves on our ability to offer a wide range of financial services tailored to the needs of our community. Our commitment to member satisfaction and community support has been the cornerstone of our mission. We focus not just on providing banking services but also on uplifting and enhancing the lives of those we serve. At Goldenwest, our mission is clear: to empower individuals and families by offering exceptional financial products and services while fostering a strong sense of community. Whether you need personal banking solutions like checking and savings accounts or loans for vehicles and homes, we are here to help you every step of the way. While members can visit us at 1020 E 800 N, official correspondence should be sent to P.O. Box 111, Ogden, UT 84402. Our branch features convenient services including ATM access and drive-thru banking for quick transactions. We also have shared service center availability to accommodate members from partner credit unions. Our operating hours are designed with your busy schedule in mind: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2:30 PM for drive-thru services. Our team is dedicated to ensuring that your experience with us is pleasant and efficient. As technology advances, so do we. Goldenwest embraces digital innovations such as online banking and mobile payments to ensure you can manage your finances anytime, anywhere. We are committed to maintaining ADA compliance so that all members of our community can access our services without barriers. Community outreach is another vital part of who we are. We engage in partnerships that benefit local organizations and initiatives aimed at improving the lives of residents in Orem and beyond. Join us at Goldenwest today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community network. Visit our website or call us at 801-337-8300 for more information on membership benefits and services. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility and Amenities

At our Goldenwest branch, we prioritize accessibility for all members. The facility is ADA compliant, featuring ramps and spacious entrances to ensure everyone can easily visit us. We offer ample parking options, so you won't have to worry about finding a spot during your visit. Our operating hours are flexible to accommodate your busy schedule: we are open Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 2:30 PM. Whether you need help with personal banking, auto loans, or business services, our friendly staff is here to assist you.

Services Offered

In addition to standard banking services like checking and savings accounts, we also provide a range of loan options such as auto loans and mortgage refinancing. If you're looking for rewards on your spending, check out our credit cards! For those who prefer banking on-the-go, our online and mobile banking services make managing your finances simple and efficient. We also feature drive-thru banking for quick transactions like deposits and withdrawals, making it even easier for you to get in and out without the hassle. Plus, if you're a member of a partner credit union, you can take advantage of shared branching services right here! While members can visit us at 1020 E 800 N Orem Ut 84097, official correspondence should be sent to P O Box 111 in Ogden if needed. If you have any questions or need assistance, feel free to call us at 801-337-8300. We invite you to stop by the Goldenwest branch today! Whether you're looking to open an account or simply ask questions about our services, we're excited to welcome you into our community-focused environment.

Member Eligibility

At Goldenwest, we believe that joining our credit union is like becoming part of a caring family. If you're looking for a place where your financial needs are prioritized, you're in the right spot! To become a member of Goldenwest, you simply need to meet a few friendly eligibility requirements. Generally, if you live, work, worship, or attend school in the areas we serve, you're likely eligible to join us. We welcome individuals from various backgrounds and professions, making our community diverse and inclusive. For detailed information about membership criteria, feel free to check out our website at http://www.gwcu.org/membership. Once you're ready to take the next step, opening an account is straightforward and can be done online or in person at our location at 1020 E 800 N Orem Ut 84097. Our team is here to support you every step of the way. If you have any questions or need assistance during the process, don't hesitate to reach out to us at (801) 337-8300. We can't wait for you to experience all the advantages of being part of Goldenwest!

Business Banking & Commercial Services

Merchant Services That Matter

Alongside our loan options, we offer merchant services that simplify transactions for your business. Imagine being able to accept payments easily from customers, whether they prefer cash, card, or digital wallets. With our tools at Goldenwest, managing sales becomes seamless, allowing you to focus on what you do best running your business. Visit us at 1020 E 800 N Orem Ut 84097 in Orem, UT, or call us at (801) 337-8300 to learn more about how we can help your business grow. Partner with us today and take the next step towards success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM and cash withdrawal services, accessing your funds is quick and hassle-free. Our ATMs are conveniently located for easy access when you need it most.

Auto Loans & Vehicle Financing

When it's time to purchase a new vehicle, our auto loans and vehicle financing options are here for you. We offer competitive rates that make it simple for you to drive away in the car you want. Whether you're buying new or used, we provide flexible terms to fit your budget.

Business Banking

We also cater to small businesses with our business banking services, including merchant services and business loans. If you're an entrepreneur in need of funding or support for daily transactions, we're here to ensure your business thrives.

Credit Cards with Rewards

For those who love rewards, our credit cards with rewards allow you to earn points on everyday purchases. Use them wisely, and watch as those points add up towards exciting perks like travel discounts or cash back offers.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, pay bills, and even send money directly to friends with our person-to-person payment feature.

Drive-Thru Banking

For those who prefer face-to-face interactions but have limited time, our drive-thru banking offers basic transactions like deposits and withdrawals without leaving your car. At Goldenwest, we pride ourselves on being more than just a financial institution; we are part of the community in Orem. If you're ready to explore how we can assist with all your banking needs, don't hesitate to reach out! Call us at (801) 337-8300, or visit us at our branch located at 1020 E 800 N Orem Ut 84097 today! Your financial success is just around the corner!

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans can help turn your dreams into reality. We understand that every homeowner's journey is different, so we offer various options that suit different financial situations. Let us help guide you through the process with expert advice every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts tailored to help you manage your everyday expenses and grow your savings. Imagine having easy access to your funds while also earning interest on what you save. With features like online banking and mobile payments, keeping track of your finances has never been easier.

Personal Loans & Debt Consolidation

Managing multiple debts can feel overwhelming. Our personal loans and debt consolidation services are designed to simplify your life by combining high-interest debts into one manageable payment. Picture the relief of having a single monthly payment that makes budgeting easier!

Digital & Online Banking

Effortless Payments

Want to make payments without the hassle? Our mobile payments feature lets you make quick purchases directly from your phone. Whether it's a morning coffee or an unexpected expense, managing payments is now at your fingertips. Experience the benefits of digital banking with Goldenwest today. For more information or to get started, visit us online at https://www.gwcu.org/ or give us a call at (801) 337-8300. Your financial journey just got a whole lot easier!

Security and Convenience

Your security is our top priority. We use advanced security measures to protect your personal information and ensure safe transactions. Plus, with features like person-to-person transfers, sending money to friends or family has never been easier. Simply enter their details, and you're good to go!

Stay Updated with E-Statements

Say goodbye to paper clutter! Our e-statements keep you informed about your account activity while being environmentally friendly. You can easily view and download your statements whenever you want, all within a secure environment.

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Trust

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 1020 E 800 N Orem Ut 84097 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Secure Savings Options

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

Our credit union also provides various other loan products tailored for different needs. From personal loans for debt consolidation to business loans that support local entrepreneurs our goal is to empower our members financially. If you're interested in refinancing options or want to explore eligibility requirements for any of these loan products, please visit our website or give us a call at 801-337-8300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Goldenwest, we're committed to supporting your financial journey with reliable products and exceptional service. Visit us at 1020 E 800 N Orem UT 84097 or check out our website for more information on how we can help you meet your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable pre-owned option, our flexible financing solutions are here to support you.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923. This means you can find the right financing solution to help secure your dream home with ease.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $87,663,622 in loans helping members manage their finances effectively, our credit cards come with competitive rates and rewards that can enhance your everyday purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. Each lender listed is vetted for reliability, which helps build trust in the comparison process.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Accessibility and Amenities

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Tailored Loan Options

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking

Credit Cards with Rewards

Digital Banking Features

Drive-Thru Banking

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Effortless Payments

Security and Convenience

Stay Updated with E-Statements

Financial Strength

Commitment to Growth

Efficient Operations

Member Trust

Secure Savings Options

Strong Capital Foundation

Loan Offering

Additional Loan Options

Auto Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

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