Goldenwest Credit Union Ogden UT | Cheap Mortgage Refinance & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner located at 1765 W 2700 N, Ogden, UT 84404. Since our establishment in 1936, we have been dedicated to empowering our members through personalized banking solutions and community-focused services. With a proud membership of 193,174, we are committed to serving you with integrity and care. At Goldenwest, we understand the importance of financial security and growth. Our total assets stand at an impressive $3,386,924,532, reflecting our strong foundation and commitment to providing valuable services. We currently manage $296,597,567 in deposits, ensuring that your hard-earned money is safe and accessible whenever you need it. Our dedicated team of 765 employees works tirelessly to support your financial journey. Led by CEO Kerry Wahlen and Board President Dan Musgrave, we prioritize your needs and strive to create a welcoming environment for all members. Whether you're looking for auto loans or mortgage refinancing, our diverse offerings are designed to meet your unique financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Join us today and experience the Goldenwest difference! For more information or assistance, feel free to call us at 801-337-8300 or explore our website at Goldenwest Credit Union. We're here for you every step of the way.

Branch History & Mission

At Goldenwest, we take pride in our rich legacy that began in 1936. Since our opening, our mission has always been clear: to provide financial services that empower our members and support the communities we serve. Located at 1765 W 2700 N, Ogden, UT 84404, our branch stands as a beacon of hope and opportunity for over 193,000 members who trust us with their financial needs. Over the years, Goldenwest has grown significantly, now boasting total assets of over $3.3 billion. Our commitment to excellence is evident in every interaction and service we offer. We have adapted to the changing times while maintaining the personal touch that defines us. From traditional banking services like checking and savings accounts to modern conveniences such as mobile banking and online loans, we strive to meet our members wherever they are on their financial journey. Our mission goes beyond just numbers; it's about making a genuine impact in the community. We believe that by supporting local initiatives and fostering partnerships, we can help create a thriving environment for everyone. This includes offering educational resources to help our members make informed financial decisions and providing access to essential services like auto loans, mortgages, and business banking solutions. While members can visit us at 1765 W 2700 N, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. We invite you to reach out at 801-337-8300 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 2 PM for drive-thru services. In addition to being a full-service credit union with ATM availability and shared service center access, we prioritize digital advancements that enhance your experience. Whether you're using our mobile app or accessing online banking features like person-to-person payments, your convenience is at the forefront of what we do. We understand that financial health plays a crucial role in community well-being. That's why our outreach efforts focus on creating opportunities for all ensuring no one gets left behind. As we continue this journey together with you, we invite you to join Goldenwest today and experience firsthand the benefits of being part of a community-focused credit union that truly cares about your future.

Branch Location & Accessibility

Convenient Access

At Goldenwest, we understand that accessibility is key. Our branch is designed with features like ADA-compliant entrances and ramps, ensuring that everyone can access our services comfortably. For those driving in, ample parking is available right outside, making your visit hassle-free.

Get in Touch

If you have any questions or need assistance, don't hesitate to give us a call at 801-337-8300. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to P.O. Box 1111, Ogden, UT 84402. We invite you to stop by Goldenwest today! Experience the difference of personalized service in a welcoming environment where your financial well-being is our priority.

Operating Hours and Services

We know that life can get busy! That's why we offer flexible operating hours to suit your schedule. Visit us Monday through Thursday from 9 AM to 5 PM, and on Friday from 9 AM to 5:30 PM. If you prefer the convenience of drive-thru banking, we're here for you until 6 PM on Fridays and open Saturday from 9 AM to 2 PM. Our branch offers a variety of services tailored to meet your financial needs. Whether you're looking for personal banking solutions like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we've got you covered. Plus, our drive-thru service makes deposits and withdrawals quick and easy.

Member Eligibility

At Goldenwest, we believe in creating a welcoming community where everyone feels at home. Becoming a member is not just about opening an account; it's about joining a family that cares for your financial well-being. If you live, work, worship, or go to school in our local area, you're likely eligible to join us! We proudly serve individuals and families who want to benefit from our personalized services and competitive rates. For more details on the specific eligibility requirements, feel free to check out our resource at http://www.gwcu.org/membership. Joining is simple! Just head over to http://www.gwcu.org/loans/apply to get started with your application. If you have any questions or need assistance, don't hesitate to give us a call at (801) 337-8300. We're here to help you every step of the way as you embark on this exciting journey with Goldenwest at 1765 W 2700 N Ogden Ut 84404.

Business Banking & Commercial Services

Business Loans that Propel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Simple

Imagine a busy Saturday morning at your local café. Customers are lining up, eager to grab their favorite brews. With our merchant services, you can accept payments quickly and securely, ensuring a smooth transaction every time. From card processing to mobile payments, we offer practical solutions that keep your cash flow steady and your customers happy. Located at 1765 W 2700 N Ogden Ut 84404 in Ogden, UT, we're here to partner with you on your journey to success. Reach out at (801) 337-8300 to explore how we can support your business today!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services ensure easy access to your funds whenever you need them. With multiple locations available for cash withdrawals and balance checks, getting what you need is simple. Plus, our drive-thru banking allows for quick deposits, withdrawals, and other basic transactions without having to leave your vehicle.

Business Banking Services

If you're a business owner, we have specialized services just for you! Our business banking offerings include merchant services that simplify payment processing, as well as business loans to help grow your operations. We recognize that running a business requires flexibility and support, which is why we're here to partner with you in achieving success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why Goldenwest offers robust online and mobile banking features that allow you to manage your finances from anywhere. You can easily check balances, transfer funds, pay bills, and even send money to friends or family using person-to-person payment services all from the comfort of your home or on-the-go.

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options to suit your lifestyle. Our checking and savings accounts make managing your money straightforward and hassle-free. If you're considering purchasing a new vehicle, our auto loans and vehicle financing can help get you on the road quickly with competitive rates. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are designed with your needs in mind. Sometimes life brings unexpected expenses, and that's where our personal loans and debt consolidation options come into play. These services can provide the financial relief you need when faced with unforeseen challenges. And for those who enjoy rewarding experiences, our credit cards come with perks that can enhance your everyday spending.

Shared Branch Transactions

We also participate in shared branching networks which means members from partner credit unions can access their accounts at our location for deposits and withdrawals. This added convenience ensures that whether you're traveling or just nearby, accessing your funds is always within reach. At Goldenwest, we're committed to making banking easier for all members of our community. If you're ready to take advantage of our comprehensive suite of services or have questions about how we can assist you further, feel free to call us at (801) 337-8300 or visit us at 1765 W 2700 N Ogden Ut 84404 today! Let's work together towards building a brighter financial future!

Digital & Online Banking

At Goldenwest, we understand that your time is valuable. That's why we've made banking as convenient and secure as possible through our digital and online banking services. With just a few clicks, you can manage your finances anytime, anywhere. Our robust online banking platform, accessible at https://www.gwcu.org/, allows you to check your account balances, pay bills, and transfer funds with ease. You can even make person-to-person transfers to friends or family members directly from your account no need for cash or checks! For those who prefer to bank on the go, our mobile application is designed to fit right in your pocket, making it simple to handle transactions whenever you need. For added convenience, e-statements are available at Goldenwest, so you can view your account statements digitally without the clutter of paper. And if you're looking for a quick and easy way to pay for things, our mobile payments feature lets you use your smartphone for purchases. Just tap and go! Security is a top priority for us. While we don't offer electronic signature authorization at this time, rest assured that all your transactions are protected with advanced security measures. Our 24/7 online banking services mean you can bank safely at any hour, giving you peace of mind. With our user-friendly tools and real-time account management features, banking with Goldenwest has never been easier. Whether you're at home or on the move, we've got you covered!

Financial Strength

A Trusted Partner

Total Share and Deposit Accounts: 595,185, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 1765 W 2700 N Ogden Ut 84404 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Member Savings and Investments

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

In addition to these key products, we have lines of credit available for those who need quick access to funds without the hassle of traditional borrowing methods. With $1,147,188,636 allocated to total credit lines loans, our offerings are designed with flexibility in mind. If you're ready to explore any of these options or want more information about eligibility and refinancing opportunities at Goldenwest located at 1765 W 2700 N Ogden UT 84404, please call us at 801-337-8300 or visit our website at Goldenwest. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're considering financing for a brand-new model or a reliable used car, our dedicated team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand your business. From purchasing inventory to managing cash flow during slow periods, we can partner with you for your business financing needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We can help you explore different financing options that suit your budget and lifestyle. If you're interested in refinancing an existing mortgage to lower your monthly payments or take advantage of better rates, we offer various eligibility options to ensure you find the best fit.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. Our credit cards come with features designed to give you more control over your spending while rewarding you along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the tool's effectiveness and reliability. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, promoting confidence in their borrowing decisions. By focusing on verified financial institutions, LendMesh guarantees that all loan offers are legitimate and reliable.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access

Get in Touch

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Business Loans that Propel Growth

Merchant Services Made Simple

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Services

Convenient Digital Banking

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Financial Strength

A Trusted Partner

Commitment to Growth

Member Savings and Investments

Operational Efficiency

Our Financial Health

Loan Offering

Additional Offerings

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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