Goldenwest Credit Union Ogden UT | Top Checking & Business Loans

Introduction

Welcome to Goldenwest, your trusted partner in financial success since 1936. Located at 4401 Harrison Blvd, Ogden, UT 84403, we are committed to serving our community with integrity and care. With a proud membership of over 193,000 individuals, we strive to provide personalized banking solutions that empower you to achieve your financial goals. At Goldenwest, we understand the importance of solid financial foundations. Our total assets exceed $3.38 billion, allowing us to offer a wide range of services from checking and savings accounts to auto loans and mortgage options. We have successfully funded over 141,000 loans, helping our members purchase homes, vehicles, and much more. Our dedicated team of 765 employees, led by CEO Kerry Wahlen and Board President Dan Musgrave, is here to ensure that you receive exceptional service every time you visit us or connect online. Whether you're looking for business banking solutions or personal loans, we have the expertise and resources to support your needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 4401 Harrison Blvd, Ogden, UT 84403. Feel free to reach out at 801-337-8300 during our operating hours from Monday to Friday, 8 AM - 5 PM. Join us at Goldenwest Credit Union where community matters! Discover how we can assist you today by visiting our website at gwcu.org. Together, let's build a brighter financial future!

Branch History & Mission

Join Us

As we look forward to the future, we invite you to be a part of our journey. Experience the difference that comes from being a member of Goldenwest. Together, let's build a brighter financial future! For more information or to join us today, call us at 801-337-8300 or visit our website.

Our Mission

At Goldenwest, our mission is clear: we are dedicated to enhancing the lives of our members and contributing positively to our community. We believe in providing not just financial services but also education and resources that help our members make informed decisions about their finances. Our focus on community outreach includes partnerships with local organizations and initiatives aimed at improving the quality of life in Ogden and surrounding areas. Whether you're opening your first checking account or seeking advice on business loans, we strive to create a welcoming environment where every member feels valued. As part of this mission, we encourage open communication and feedback from our members to continually improve our services. While you can visit us at 4401 Harrison Blvd, please note that official correspondence should be sent to the same address for simplicity.

Our Story

From humble beginnings, Goldenwest has evolved into a trusted financial partner for over 193,000 members. With total assets exceeding $3.38 billion, we have built a reputation for offering personalized banking solutions that empower individuals and families to achieve their financial goals. Over the years, we've expanded our services to include personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to innovation is evident in our range of digital services. While we don't currently offer ATMs or drive-thru banking, we provide robust online and mobile banking options, allowing you to manage your finances anytime and anywhere. You can also conduct basic transactions through our shared service center an initiative designed to make banking easier for everyone.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your convenience in mind. While we don't have an ATM or drive-thru service at this location, our welcoming lobby is open Monday through Friday from 8 AM to 5 PM, ready to assist you with personal banking, auto loans, mortgages, and more. If you require any official correspondence, please note that it can be sent to our mailing address: 4401 Harrison Blvd, Suite 1402, Ogden, UT 84403.

Get in Touch

If you have questions or need assistance before your visit, don't hesitate to call us at 801-337-8300. We look forward to welcoming you in person! Come see how Goldenwest can support your financial journey today!

Parking and Accessibility

We understand that accessibility matters. Our branch offers ample parking space for all members and guests. Additionally, we comply with ADA standards to ensure everyone can access our services comfortably.

Services Offered

At Goldenwest, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we're here to help you every step of the way. Plus, if you're a member of another participating credit union, you can utilize basic shared branch transactions such as deposits and withdrawals.

Member Eligibility

Welcome to the community at Goldenwest! Joining us is more than just opening an account; it's about becoming part of a supportive family that prioritizes your financial well-being. If you live, work, or worship in our community, you're likely eligible to become a member. We aim to make banking personal and accessible for everyone. For specific details on eligibility, feel free to check out our membership page at http://www.gwcu.org/membership . Once you're ready to take the next step, opening an account with us is straightforward and hassle-free. You can find everything you need to get started at http://www.gwcu.org/loans/apply . If you have any questions or need assistance along the way, don't hesitate to reach out at (801) 337-8300. We're here to help you every step of the way at our branch located at 4401 Harrison Blvd Ogden Ut 84403!

Business Banking & Commercial Services

Loan Options That Matter

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Daily Operations

In addition to loans, our merchant services make managing daily transactions easier. Whether you're processing payments or handling payroll, our solutions are designed to fit your needs. Picture a local café that can now accept mobile payments seamlessly, boosting sales and enhancing customer satisfaction. Let us partner with you at Goldenwest, located at 4401 Harrison Blvd Ogden Ut 84403 in Ogden, UT. Together, we can turn your business dreams into reality! For more information, call us at (801) 337-8300 or visit our website at https://www.gwcu.org/ .

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're thinking about purchasing a car, our auto loans and vehicle financing options make it easy to drive away in your dream vehicle. We understand that buying a car is a big decision; that's why we offer competitive rates and flexible terms to suit your budget.

Business Banking

For entrepreneurs and business owners, Goldenwest offers robust business banking solutions. From merchant services that simplify transactions to business loans that fuel growth, we are dedicated to helping local businesses thrive in our community.

Convenient Access

We also provide ATM and cash withdrawal services for easy access to your funds. While our branch may not have traditional ATMs on-site, you can still enjoy basic shared branch transactions like deposits and withdrawals at partner credit unions nearby. As part of our digital banking features, members can take advantage of online banking and mobile payments for quick access to their accounts. Plus, our member-friendly service extends beyond regular hours our shared service center availability means you can get assistance when you need it most. Whether you're visiting us at Goldenwest or reaching out via phone at 801-337-8300, we encourage you to explore how our comprehensive suite of services can empower your financial decisions. Visit us today or check out our website at Goldenwest for more information!

Credit Cards with Rewards

Looking for a credit card that offers more? Our credit cards come with rewards that can benefit you daily. Whether it's earning points for travel or cashback on purchases, we want to ensure that every swipe adds value to your life.

Mortgage Loans & Refinancing

For those ready to buy a home or refinance an existing mortgage, Goldenwest provides various mortgage options. Picture yourself settling into a new home while knowing that our team is here to guide you through the process every step of the way.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that are simple to use and help you manage your day-to-day finances effectively. Imagine having the ability to keep track of your spending and saving goals all in one place. With our online and mobile banking features, you can check your balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. Our personal loans and debt consolidation services are designed to help you manage these challenges without feeling overwhelmed. We're here to support you in achieving financial stability by providing loans that fit your unique situation.

Digital & Online Banking

Key Features for Your Convenience

Our online banking platform provides user-friendly features that enhance your banking experience. You can sign up for e-statements to keep track of your finances without the clutter of paper statements. Plus, if you ever need to send money quickly, our person-to-person transfer option allows you to send funds directly to friends and family with ease. For those who prefer managing their accounts on-the-go, our mobile application is available for download. It offers the same great features as online banking but is optimized for use on your smartphone or tablet. And if you enjoy using mobile payments, you'll be pleased to know that we support this feature too!

Security You Can Trust

Your security is our top priority. While we do not currently offer electronic signature authorization, rest assured that all transactions are protected with the latest security measures. We want you to feel safe while managing your financial activities online. At Goldenwest, we're dedicated to providing accessible and efficient banking solutions that cater to your needs. With our digital banking services, you have the power to manage your finances effortlessly no matter where life takes you!

Financial Strength

Growing Trust

Total Share Accounts: 595,185, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 4401 Harrison Blvd Ogden Ut 84403 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Investments in Your Future

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident as we provide $34,558 in used auto loans and maintain a total of $2,624,868,974 in loans and leases to support your financial goals across various sectors.

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We aim to support local businesses by offering tailored solutions that meet specific needs. If you're considering refinancing any of these options, be sure to ask about our eligibility criteria and how we can assist you in making the most of your current financial situation. Feel free to visit us at 4401 Harrison Blvd Ogden Ut 84403, Ogden, UT or give us a call at (801) 337-8300 during our operating hours from Monday to Friday, 8 AM to 5 PM. At Goldenwest, we're dedicated to helping you navigate your financial journey successfully. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide personalized assistance through every step of the process, ensuring you feel confident as you take this important step towards owning your home.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards come with various benefits designed to enhance your purchasing power while keeping your financial health in check.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users get up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This compliance guarantees that all offers presented are fair and transparent. By pulling data straight from reliable financial sources, LendMesh ensures users receive accurate information that reflects current market conditions.

GOLDENWEST FEDERAL CREDIT UNION - Ogden, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access

Get in Touch

Parking and Accessibility

Services Offered

Member Eligibility

Business Banking & Commercial Services

Loan Options That Matter

Merchant Services for Daily Operations

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking

Convenient Access

Credit Cards with Rewards

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features for Your Convenience

Security You Can Trust

Financial Strength

Growing Trust

Investments in Your Future

Member-Centric Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Unsecured Credit Cards

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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