Goldenwest Credit Union Ogden UT | Quick Personal Loans & Top Checking Accounts

Introduction

Welcome to Goldenwest, where our commitment to the community shines through every interaction. Located at 5025 Adams Ave, Ogden, UT 84403, we have proudly served our members since 1936. With a total membership of over 193,000, we strive to make your financial journey as smooth as possible. At Goldenwest, we understand that banking is not just about numbers it's about people. Our dedicated team of 765 employees is here to provide you with personalized service and support tailored to your needs. Whether you're looking for checking and savings accounts, auto loans, or business financing solutions, we've got you covered. Financially, we're strong and secure. Our total assets amount to an impressive $3,386,924,532, with total deposits standing at $296,597,567. We also offer a variety of loans and leases over 141,134 in total to help you achieve your goals. With a net worth of $444,742,290, you can trust that your finances are in good hands. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to our mailing address: P O Box 1111, Ogden, UT 84402. Led by CEO Kerry Wahlen and Board President Dan Musgrave, we are passionate about enriching the lives of our members and giving back to the community. When you choose Goldenwest, you're not just choosing a bank; you're joining a family that cares deeply about your financial well-being. Ready to experience the difference? Visit us today or give us a call at 801-337-8300! You can also explore our services further on our website at gwcu.org. Let's work together towards a brighter financial future!

Branch History & Mission

Goldenwest Credit Union has been a cornerstone of financial support in Ogden, Utah, since its establishment in 1936. Over the decades, we have witnessed remarkable growth and evolution, expanding our services to meet the diverse needs of our community. From our humble beginnings to becoming a trusted partner for more than 193,000 members, we pride ourselves on our commitment to providing quality financial services with a personal touch. Located at 5025 Adams Ave, Ogden, UT 84403, our branch is easily accessible for all members. Just a stone's throw away from local landmarks and the vibrant heart of Ogden, we aim to create a welcoming environment that fosters relationships and builds trust. For those needing to send official correspondence, please note that our mailing address is P O Box 1111, Ogden, UT 84402. At Goldenwest, our mission is simple yet powerful: to empower individuals and families through exceptional financial services while actively supporting our community. We believe that when our members thrive, so does the community as a whole. Our offerings range from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. We also provide business banking options and are proud to offer online and mobile banking solutions that make managing finances easy and convenient. As part of our commitment to accessibility, we maintain an ATM on-site and offer drive-thru banking services for quick transactions. Additionally, our shared service center ensures that members can conduct basic banking transactions with partner credit unions seamlessly. In recent years, we've embraced technology advancements while ensuring compliance with ADA standards to serve everyone better. Our dedicated team works tirelessly to create an inclusive environment where every member feels valued. Community outreach is at the heart of what we do. Through partnerships with local organizations and initiatives aimed at supporting education and wellness programs, we strive to give back to the Ogden community that has supported us for so long. We invite you to join Goldenwest Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Visit us or call us at 801-337-8300 for more information about membership benefits or any inquiries you may have. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

At Goldenwest, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and wide entrances to ensure that everyone can enjoy a hassle-free visit. We offer ample parking spaces right outside the branch, making it easy for you to come in and get things done. Our operating hours are designed to fit your busy schedule. We're open Monday through Thursday from 9 AM to 5 PM, and on Fridays, we extend our hours until 5:30 PM. If you're in need of drive-thru services, we're pleased to offer them as well! Drive-thru banking is available until 6 PM on Fridays and from 9 AM to 2 PM on Saturdays.

Let’s Connect!

We invite you to stop by Goldenwest today or give us a call at 801-337-8300. Our friendly staff is eager to assist you with any questions or banking needs you may have. Experience the difference at Goldenwest where community matters!

Services Tailored Just for You

Goldenwest provides a wide range of services tailored to meet the financial needs of our members. From checking and savings accounts to auto loans and mortgages, we have you covered. Need assistance with business banking? Our team is ready to help with merchant services and business loans too! Plus, if you're a member of a partner credit union, you can take advantage of shared service transactions right here at our location. While members can visit us at 5025 Adams Ave, please note that official correspondence should be sent to P O Box 1111 in Ogden if necessary.

Member Eligibility

Becoming a member of Goldenwest feels like stepping into a welcoming community where your financial well-being is the priority. To join our family, you simply need to meet a few eligibility requirements. If you live, work, or worship in Weber County or have a family member who does, you're already on the right track! We also welcome members associated with select organizations and companies. For more detailed information about eligibility criteria, feel free to visit our website at http://www.gwcu.org/membership. Once you're ready to open an account, the process is straightforward. You can get started right from the comfort of your home by visiting http://www.gwcu.org/loans/apply, or if you prefer a personal touch, just give us a call at (801) 337-8300. Our friendly team at Goldenwest, located at 5025 Adams Ave Ogden Ut 84403, is excited to help you take this important step toward achieving your financial goals!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to lending, we offer essential merchant services that simplify transactions and enhance customer experiences. Imagine having a reliable system for accepting payments that keeps your cash flow steady and your customers happy. Our services can help you process transactions efficiently, allowing you to focus on what matters most running your business. Visit us at 5025 Adams Ave Ogden Ut 84403 in Ogden, UT or call us at (801) 337-8300 to learn how our business banking solutions can empower your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're dreaming of a new vehicle, our auto loans and vehicle financing options can help turn that dream into reality. We offer competitive rates to make sure you get the best deal possible. Whether it's a new car or a used one, we have flexible loan terms to fit your budget.

Business Banking Solutions

For entrepreneurs and business owners, we offer specialized services such as merchant services and business loans. Whether you're starting a new venture or looking to expand an existing one, we're here to support your business goals.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms. With these tools at your fingertips, managing your accounts is easier than ever whether it's making payments or transferring funds between accounts.

Drive-Thru & Shared Branch Services

We also recognize that sometimes you just need quick service without stepping inside the branch. Our basic drive-thru banking allows for deposits and withdrawals without leaving your car. Plus, if you're part of another credit union, take advantage of shared branch transactions right here at Goldenwest. At Goldenwest, we're more than just a financial institution; we're a community partner ready to assist with all aspects of your financial journey. If you'd like more information about any of these services or want assistance in finding the right option for you, don't hesitate to reach out! Call us at (801) 337-8300 or visit us today at 5025 Adams Ave Ogden Ut 84403 in Ogden, UT. Your financial well-being is just a conversation away!

Home Sweet Home

For those looking to buy or refinance a home, our mortgage loans offer various options that cater to different financial situations. Our knowledgeable staff will walk you through the process, ensuring you understand all your choices so you can find the best mortgage solution for your new home.

Personal Banking Made Easy

Our personal banking services include checking and savings accounts designed for everyday use. Imagine easily accessing your funds through online and mobile banking, allowing you to manage your money from anywhere. With features like ATM access and cash withdrawal services, you can quickly get cash when you need it without any hassle.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or covering an emergency expense, our loans are designed to help you regain control over your finances quickly and efficiently.

Rewarding Credit Card Options

Looking for a credit card that gives back? Our credit cards with rewards not only provide convenience but also allow you to earn points on your purchases. This means that every time you spend, you're working towards something greater.

Digital & Online Banking

Key Services

With our 24/7 online banking, you have access to your accounts any time of day or night. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. Plus, with e-statements available, you can easily stay organized without the hassle of paper clutter. Our mobile application makes banking on the go a breeze. You can make person-to-person transfers quickly and securely, meaning you can send money to friends and family in an instant. And if you love using mobile payments, you'll be happy to know that we support this feature as well just another way we help simplify your financial life.

Security and Ease-of-Use

Your security is our top priority. While we don't offer electronic signature authorization just yet, our online systems are built with strong security measures to keep your information safe. We aim for user-friendly features so that anyone can navigate their accounts without confusion. In a fast-paced world, having real-time access to your finances is essential. Our digital tools empower you to manage your money easily while providing peace of mind. At Goldenwest, we're committed to making banking as accessible as possible for all our members. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 595,185, showcasing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 5025 Adams Ave Ogden Ut 84403 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $444,742,290, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand the challenges businesses face and strive to offer support through tailored financial solutions.

Credit Lines and Personal Loans

For those looking for more flexibility, our credit lines total $1,147,188,636, allowing you to access funds as needed without taking on traditional loans. Additionally, we provide unsecured credit card loans totaling $87,663,622, offering easy management of everyday expenses with helpful rewards.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide guidance throughout the process and aim to make it as straightforward as possible for you to secure your dream home.

Refinancing Options

If you're considering refinancing an existing loan, we also have options available that could lower your monthly payments or shorten your loan term. It's worth checking out how refinancing could benefit you financially. Our branch located at 5025 Adams Ave Ogden Ut 84403 in Ogden, UT, is ready to assist you with any questions or applications you might have. You can reach us at (801) 337-8300 during our operating hours: M-Th 9am-5pm, Fri until 5:30pm, and Sat until 2pm. We invite you to explore our loan offerings further by visiting our website at https://www.gwcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us partner with you on your financial journey today!

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Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Convenient Access and Features

Let’s Connect!

Services Tailored Just for You

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Options

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Solutions

Convenient Online & Mobile Banking

Drive-Thru & Shared Branch Services

Home Sweet Home

Personal Banking Made Easy

Personal Loans & Debt Consolidation

Rewarding Credit Card Options

Digital & Online Banking

Key Services

Security and Ease-of-Use

Financial Strength

Commitment to Growth

Member Trust

Operational Efficiency

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Credit Lines and Personal Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

Benefits of Using LendMesh

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