Goldenwest Credit Union Ogden UT | Low Mortgage Rates & Business Banking

Introduction

Welcome to Goldenwest at 3225 Harrison Blvd, Ogden, UT 84403, where we believe in the power of community and the importance of financial health. Established in 1936, our credit union has been serving members for over eight decades, growing alongside our community and supporting more than 193,000 members. At Goldenwest, we pride ourselves on our strong financial foundation, with total assets reaching an impressive $3.39 billion. Our commitment to you is reflected not only in our robust asset management but also in the $296.6 million in deposits we hold for our valued members. We understand that each member's financial journey is unique, and that's why we offer a wide range of services, including auto loans, personal loans, and business banking solutions. Led by our dedicated CEO, Kerry Wahlen, and Board President, Dan Musgrave, our team of 765 employees is here to provide personalized service tailored to your needs. We are committed to enhancing your banking experience with modern conveniences like online and mobile banking while maintaining traditional values of trust and integrity. While members can visit us at our branch location, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. If you have any questions or need assistance, don't hesitate to reach out at 801-337-8300. Join us today and discover how Goldenwest can help you achieve your financial goals! Visit us online at gwcu.org to learn more about membership options and services available to you. Your financial future starts here!

Branch History & Mission

Welcome to Goldenwest, a proud credit union serving the vibrant community of Ogden, UT, since 1936. Over the years, we have built a legacy rooted in trust, support, and a commitment to our members. With a total membership of 193,174, we are dedicated to providing financial services that enhance lives and strengthen our community. Located at 3225 Harrison Blvd, Ogden, UT 84403, our branch is easily accessible and surrounded by local landmarks that reflect the spirit of our city. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM (drive-thru open until 6 PM), and Saturday from 9 AM to 2 PM (drive-thru only). You can reach us at 801-337-8300 for any inquiries or assistance. Goldenwest's mission is clear: we aim to provide exceptional financial services while actively supporting the communities we serve. Our offerings range from personal banking solutions like checking and savings accounts to loans for vehicles and homes. We also provide business banking services that help local enterprises thrive. In addition to traditional banking services, we embrace modern conveniences with online and mobile banking options. Members can enjoy features such as e-statements and mobile payments, ensuring their banking experience is efficient and user-friendly. Our commitment extends beyond mere transactions; we prioritize community outreach through partnerships with local organizations. These efforts demonstrate our dedication to making a positive impact on the lives of those around us. As a member-focused institution, we understand the importance of being involved in the community's growth and well-being. While members can visit us at 3225 Harrison Blvd, official correspondence should be directed to P.O. Box 1111, Ogden, UT 84402 if different addresses are needed. With assets totaling over $3.3 billion, Goldenwest continues to stand strong as a pillar of financial support in Ogden and beyond. Whether you need assistance with a loan or guidance on saving for the future, our knowledgeable team is here for you. Join us today at Goldenwest! Experience firsthand how we can help you achieve your financial goals while supporting your community. Visit our website at gwcu.org for more information about membership and services. Together, let's build a brighter future!

Branch Location & Accessibility

Connect With Us

If you have any questions or need further information, feel free to give us a call at 801-337-8300. Our dedicated staff is eager to assist you! While members can visit us at our branch address, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. Come visit us at Goldenwest today your trusted partner in financial success!

Nearby Landmarks and Accessibility

Situated near local landmarks, our branch is just a stone's throw away from popular spots in Ogden. This makes it a convenient stop for anyone in the area. For those driving to visit us, we offer ample parking right outside the branch. Plus, our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways for easy entry.

Operating Hours and Services

We understand that life gets busy! That's why we're here Monday through Thursday from 9 AM to 5 PM, and on Friday until 5:30 PM. Our drive-thru service stays open later for those quick transactions you need on the go. On Saturdays, we welcome you from 9 AM to 2 PM as well. At Goldenwest, we provide a variety of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Need assistance outside of regular hours? Our ATM is available for cash withdrawals and balance checks whenever you need it!

Member Eligibility

At Goldenwest, we believe that everyone deserves a chance to be part of a caring and supportive community. Joining us is simple and open to many! If you live, work, or worship in the area, you're likely eligible for membership. We welcome individuals who are looking for a financial partner that truly understands their needs. Plus, becoming a member at Goldenwest means you gain access to a variety of services designed to help you thrive, from checking accounts to loans tailored just for you. To get started on your journey with us, simply visit our website for more details on eligibility at http://www.gwcu.org/membership. If you're ready to open an account, the process is straightforward just check out our account opening page at http://www.gwcu.org/loans/apply. Should you have any questions, feel free to reach out by calling us at (801) 337-8300. We can't wait to welcome you into the Goldenwest family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide comprehensive merchant services that make transactions easier for you and your customers. Imagine a customer effortlessly paying for their purchase using a mobile payment option while you manage everything from your smartphone. Our services ensure that your business runs smoothly and efficiently, allowing you to focus on what matters most growing your brand. Visit us at 3225 Harrison Blvd Ogden Ut 84403 in Ogden, UT, or call us at (801) 337-8300 to learn how we can partner with you in achieving your business goals!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

If you're in the market for a new car or need financing for a vehicle purchase, look no further. Our auto loans are designed with competitive rates to make owning your dream car a reality. We understand that buying a vehicle is a significant investment, so we aim to simplify the process and get you on the road as quickly as possible.

Business Banking Services

For entrepreneurs and small business owners, we offer specialized services like merchant services and business loans. We understand that running a business requires financial flexibility, so we're here to assist you every step of the way.

Convenient Access Points

At Goldenwest, convenience is key. Our ATM services allow for easy cash withdrawals and balance checks anytime you need them. You can also take advantage of drive-thru banking for quick transactions such as deposits and withdrawals all without leaving your car! For members of partner credit unions, we provide shared branch transactions for deposits and withdrawals too. We invite you to explore all these fantastic services at Harrison Br. If you're ready to take the next step in managing your finances or have questions about any service we offer, don't hesitate to reach out! Call us at (801) 337-8300, or visit us during our operating hours: Monday through Thursday from 9 AM - 5 PM, Friday from 9 AM - 5:30 PM (drive-thru until 6 PM), and Saturday from 9 AM - 2 PM. Join us today at Goldenwest where your financial future begins!

Mortgage Loans & Refinancing

Homeownership can be within reach thanks to our mortgage loans and refinancing options. Whether you're buying your first home or looking to lower your monthly payments, we'll work closely with you to find the best solution that fits your budget. With our expertise, navigating the mortgage process becomes much easier.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking services are tailored for your convenience. Imagine having easy access to your money with our user-friendly online and mobile banking options. With just a few taps on your phone, you can manage your accounts, pay bills, and transfer funds without needing to visit the branch. Plus, our credit cards come with rewards that let you earn while you spend!

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's why we offer personal loans that can help cover those sudden costs or even consolidate existing debt into one manageable payment. Our goal is to provide support when you need it most.

Digital & Online Banking

Key Features of Our Online Services

Whether you're checking your balance, transferring funds, or paying bills, our 24/7 online banking services ensure you can do it all from the comfort of your home or on the go. You can enjoy features like person-to-person transfers, allowing you to send money quickly and easily to friends and family without any hassle. Need to keep track of your spending? Our e-statements make it simple to access your financial information whenever you need it, helping you stay organized while reducing paper clutter. Plus, with mobile payments available through our user-friendly mobile application, you can make purchases directly from your phone with confidence.

Security and Accessibility

We prioritize your security. While we currently do not support electronic signature authorization, rest assured that all transactions made through our online banking system are safeguarded with top-notch security measures. This means you can bank online worry-free! Our mobile application enhances accessibility even further, putting everything you need right in your pocket. Whether you're at work or running errands, you have real-time account management tools available for quick and easy access. At Goldenwest, we believe that banking should fit seamlessly into your life. With our digital services, managing your money is straightforward and secure just how it should be! Join us today and experience the convenience of modern banking at its best!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, knowing your credit union is financially strong can make all the difference in your banking experience. That's why we are proud to share our robust financial health with you. With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 595,185, show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 3225 Harrison Blvd Ogden Ut 84403 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we can assist you every step of the way.

Credit Lines and Personal Loans

In addition to auto and mortgage loans, Goldenwest provides various credit lines totaling $1,147,188,636. These flexible options are perfect for those who need quick access to funds for personal projects or unexpected expenses. With so many choices available at Goldenwest Credit Union, it's easy to find the right loan product that fits your needs. If you're considering refinancing or exploring eligibility options for any of our products, don't hesitate to reach out we're here to help! For more information or to apply for a loan today, call us at 801-337-8300 or visit our website at Goldenwest. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We aim to simplify the mortgage process so you can focus on what matters most making your house a home.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans available for our members. These cards come with features that can help you manage expenses without the burden of high-interest rates.

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Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Connect With Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Business Banking Services

Convenient Access Points

Mortgage Loans & Refinancing

Personal Banking

Personal Loans & Debt Consolidation

Digital & Online Banking

Key Features of Our Online Services

Security and Accessibility

Financial Strength

Loan Offering

Auto Loans

Credit Lines and Personal Loans

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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