Goldenwest Credit Union Ogden UT | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner right in the heart of Ogden, UT! Located at 3217 Pennsylvania Ave, we are proud to have been serving our community since 1936. With a commitment to providing exceptional service and a wide range of financial products, we currently support over 193,000 members with their banking needs. At Goldenwest, we believe in fostering strong relationships within our community. Our total assets amount to an impressive $3.39 billion, which reflects our dedication to helping you achieve your financial goals. We offer a variety of services, including personal banking accounts, auto loans, mortgage financing, and business loans tailored just for you. Under the leadership of CEO Kerry Wahlen and Board President Dan Musgrave, our team of 765 employees is here to guide you every step of the way. With a solid net worth of $444 million and total deposits reaching $296 million, your money is safe with us. Plus, we have a cash reserve of $45 million ready to assist whenever you need it. While members can visit us at our branch on Pennsylvania Ave, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Whether you're looking for help with loans or want to explore new ways to save, we invite you to reach out. Give us a call at 801-337-8300 or visit our website at gwcu.org for more information. Join us today and discover how Goldenwest can help you build a brighter financial future!

Branch History & Mission

Community Impact

Our outreach efforts illustrate our deep connection with the local community. We partner with various organizations to contribute positively through volunteer work and sponsorships. Whether it's participating in local events or providing educational resources on financial literacy, Goldenwest is here to uplift those around us. While you can visit us at our main branch location for all your banking needs, official correspondence should be sent to P O Box 1111, Ogden, UT 84402.

Join Us

As we continue this journey together, we invite you to become part of the Goldenwest family. Experience firsthand how we prioritize your financial well-being while actively engaging in community betterment. Reach out today at 801-337-8300 or explore more about joining us at Goldenwest Credit Union. Your path toward financial empowerment starts here!

Our Journey

From our humble beginnings at 3217 Pennsylvania Ave, Ogden, UT 84401, we have evolved significantly over the decades. With a commitment to providing exceptional financial services, we have expanded our offerings to include personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our growth is not just measured by numbers but by the relationships we've built within our community. Goldenwest's assets now exceed $3.38 billion, reflecting our stability and dedication to serving our members effectively. We understand that financial success isn't just about numbers; it's about empowering individuals and families to achieve their dreams.

Our Mission

At Goldenwest, our mission is clear: to provide accessible financial solutions while actively supporting the communities we serve. We believe in fostering a culture of inclusivity and support through various initiatives that extend beyond banking. Our drive-thru service offers convenience for quick transactions while our shared service center ensures members can access essential services with ease. We are dedicated to embracing technology to enhance member experiences. With online banking and mobile applications available, managing your finances has never been easier. Plus, our commitment to ADA compliance ensures that everyone can access our services comfortably.

Branch Location & Accessibility

Connect With Us

Whether you're a long-time member or just exploring your options, we invite you to visit us at Goldenwest! Feel free to call us at 801-337-8300 if you have any questions or need assistance. We look forward to welcoming you into our branch soon!

Convenient Access and Features

At Goldenwest, we understand that accessibility is important. Our branch is designed with you in mind, featuring ADA-compliant ramps and ample parking options to ensure everyone can visit us comfortably. If you need assistance or have any questions, our friendly staff is always ready to help. While you can find us at our main location on Pennsylvania Ave, please note that official correspondence should be sent to P O Box 1111, Ogden, UT 84402.

Operating Hours and Services

We want to make your banking experience as smooth as possible. Our lobby hours are Monday through Thursday from 9 AM to 5 PM, and on Fridays, we're open until 6 PM. For those who prefer drive-thru banking, we offer convenient services during these same hours. Please note that we are closed on Saturdays. Goldenwest provides a wide range of services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, auto loans, mortgage loans, or even business banking services, we've got you covered! You can also take advantage of our ATM services for quick cash withdrawals or balance checks.

Member Eligibility

Becoming a member of Goldenwest is like joining a warm and welcoming family that truly cares about your financial well-being. If you live, work, or worship in the areas we serve, you're already on the path to membership! We believe in inclusivity, so if you have a family member who's a current member, that's another way to join our community. Plus, being part of Goldenwest means you'll enjoy fantastic benefits like competitive rates on loans and savings, personalized service, and access to a range of financial products designed just for you. To get started, it's easy! You can find detailed information about eligibility at http://www.gwcu.org/membership, where we lay out everything you need to know. If you're ready to open an account, visit us online at http://www.gwcu.org/loans/apply or give us a call at (801) 337-8300. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine being able to accept payments seamlessly while managing transactions easily from your mobile device. This not only enhances customer experience but also helps you keep track of sales effortlessly. Our goal is to provide tools that make running your business easier so you can focus on what you do best. Visit us at 3217 Pennsylvania Ave Ogden Ut 84401 in Ogden, UT, or call us at (801) 337-8300 to explore how our business banking solutions can empower your enterprise!

Comprehensive List Of Services

Accessible Support

We know that having access to your funds is crucial. That's why we also provide basic ATM access for withdrawals and balance checks so you can stay on top of your finances wherever you are. With all these offerings at Goldenwest, we're dedicated to meeting the diverse financial needs of our members in Ogden and beyond. For more information or to explore how we can assist you further, please give us a call at (801) 337-8300 or visit us online at West Br. Let's work together towards achieving your financial goals!

Business Banking Services

Running a business comes with its own set of challenges. At Goldenwest, we offer comprehensive business banking services that include merchant services to help streamline transactions and business loans to fuel growth. We believe in supporting local businesses because when they thrive, our community thrives.

Convenient Digital Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. From making transfers to checking balances on-the-go, we've designed these tools with your busy life in mind. Additionally, our ATM & cash withdrawal services ensure that accessing your funds is quick and easy.

Drive-Thru & Shared Branch Transactions

For those times when you prefer face-to-face interaction without stepping inside the branch, our basic drive-thru banking allows for deposits, withdrawals, and simple transactions right from your car. If you're a member of a partner credit union, enjoy the ease of basic shared branch transactions for deposits and withdrawals at any participating location.

Personal Banking Solutions

Managing your finances should be easy and accessible. That's why we offer personal banking services including checking and savings accounts tailored to fit your lifestyle. Need a new car? Our auto loans and vehicle financing options make purchasing or refinancing your vehicle straightforward and stress-free. Plus, if you're considering buying a home, our mortgage loans and refinancing services can help you secure the best rates available. For those unexpected expenses or to manage debt effectively, our personal loans and debt consolidation options are here to help you regain control. And don't forget about our credit cards with rewards, which let you earn while you spend, providing added value for everyday purchases.

Digital & Online Banking

Key Features

One of the standout features of our digital services is the availability of e-statements. Say goodbye to paper clutter! With e-statements, you can view your account statements securely online, making it easy to keep track of your finances while being environmentally friendly. For those on the go, our mobile application offers an intuitive way to manage your accounts right from your smartphone. You can even make mobile payments effortlessly, allowing you to pay for purchases directly from your account without needing cash or cards. Plus, with person-to-person transfers, sending money to friends or family is quick and straightforward.

Security You Can Trust

Your security is our top priority. We employ robust security measures to protect your information and transactions. Although we do not currently offer electronic signature authorization for certain documents, rest assured that all other aspects of our digital banking services are designed with your safety in mind. At Goldenwest, we strive to provide accessible and easy-to-use solutions that put you in control of your finances. Experience the freedom of managing your money on your terms visit us online today!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With robust financial metrics, we are well-equipped to support your banking needs with confidence. With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; we have $34,558 in used auto loans and a total of $2,621,468,974 in loans and leases, supporting your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (funds available for lending and investments) stand at $1,537,143, while our growing member base trusts us with their finances through a total of 595,185 share accounts. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 3217 Pennsylvania Ave Ogden Ut 84401 or call 801-337-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, our team is here to guide you through the process and find the best option for your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand that running a business comes with its challenges, and we're here to support you with tailored solutions designed for your unique circumstances. Our commitment is not just about providing loans; it's about offering personalized service and support to help you make informed financial decisions. If you're considering refinancing or want to know more about eligibility options, feel free to reach out to us at (801) 337-8300 or visit us at 3217 Pennsylvania Ave Ogden Ut 84401 in Ogden, UT. For more details on our loan offerings and services, explore our website at https://www.gwcu.org/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We work with you every step of the way to ensure that you understand your options and can find a mortgage solution that suits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards, allowing you to use them confidently while earning benefits along the way.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in what users see. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that empower users to make informed choices. - Real-Time Rate Comparisons: Users can access up-to-date loan rates from multiple institutions, making it easier to compare options side by side. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of the platform in helping borrowers secure better deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers tailored to their needs. By leveraging direct data feeds from these institutions, LendMesh guarantees that all information is both accurate and up-to-date.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Impact

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Connect With Us

Convenient Access and Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Loan Options Tailored for You

Practical Merchant Services

Comprehensive List Of Services

Accessible Support

Business Banking Services

Convenient Digital Banking

Drive-Thru & Shared Branch Transactions

Personal Banking Solutions

Digital & Online Banking

Key Features

Security You Can Trust

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community