Goldenwest Credit Union North Salt Lake UT | Low Mortgage Rates & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner in the heart of North Salt Lake, Utah! Located at 659 N Redwood Rd, North Salt Lake, UT 84054, our branch has been serving the community since 1936. With a commitment to providing exceptional financial services and support, we currently boast a vibrant membership of 193,174 members who rely on us for their personal and business banking needs. At Goldenwest, we understand that every member's journey is unique. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgage financing, and credit cards with rewards tailored to fit your lifestyle. Our total assets stand strong at an impressive $3,386,924,532, reflecting our solid foundation and dedication to serving you. While our physical location is always open to welcome you with friendly faces ready to assist, please note that if you need to send official correspondence, it should be directed to our mailing address: P O Box 1111, Ogden, UT 84402. Our experienced team of 765 employees, led by CEO Kerry Wahlen and Board President Dan Musgrave, is committed to making your banking experience as smooth as possible. We pride ourselves on being more than just a financial institution; we're a community cornerstone that contributes positively to the lives of our members through various programs and services. Whether you're looking to open a new account or explore loan options our total loans amounting to 141,134 are designed with your needs in mind feel free to reach out! You can give us a call at 801-621-4550 or visit our website at gwcu.org for more information. Join us today and experience firsthand how Goldenwest is dedicated to helping you achieve your financial goals!

Branch History & Mission

Join Us

As we continue this journey together, we invite you to become a part of the Goldenwest family. Experience the benefits of membership that include personalized service and a wide range of financial products tailored just for you. Explore your options today by visiting us or checking out our website at www.gwcu.org. Let's work together towards your financial success!

Our Journey

Goldenwest was founded with a clear mission: to empower individuals and families in achieving their financial goals. As we opened our doors at 659 N Redwood Rd, North Salt Lake, UT 84054, we began building relationships that would last generations. Our commitment to our members has fueled our growth and innovation, enabling us to adapt to their needs while staying true to our core values. Throughout our history, we have embraced advancements in technology to enhance member experience. From introducing online banking and mobile payments to offering ATM services and drive-thru banking, we've made it easier than ever for members to manage their finances. We are proud to be ADA compliant, ensuring accessibility for all.

Our Mission

At Goldenwest Credit Union, our mission is simple: "We help you achieve your financial dreams." This means more than just providing loans or savings accounts; it's about being an active part of our community. We strive to offer services that cater not only to personal banking needs but also support local businesses through merchant services and business loans. Our branch serves as a hub for community outreach initiatives. We partner with local organizations and participate in events that enrich the lives of those around us. Whether it's through financial education workshops or charity drives, we believe in giving back. While members can visit us at 659 N Redwood Rd, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. For any inquiries or assistance, feel free to reach out at 801-621-4550.

Branch Location & Accessibility

Call to Action

Whether you're looking for financial advice or need assistance with your account, our friendly team is ready to help! Feel free to give us a call at 801-621-4550 or stop by the Goldenwest North Salt Lake Branch today. We look forward to serving you!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from the beautiful Eaglewood Golf Course and the bustling North Salt Lake City Park, making it a familiar and convenient stop for locals. If you're driving, you'll find ample parking available right outside our doors, ensuring your visit is as hassle-free as possible. We also prioritize accessibility with features like ADA-compliant ramps to assist all members of our community.

Operating Hours and Services

We know that life can get busy, so we offer flexible banking hours to accommodate your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM and on Friday until 5:30 PM. If you prefer the convenience of drive-thru banking, we've got you covered! Drive-thru services are available during extended hours, allowing you to handle simple transactions without leaving your car. At Goldenwest, we provide a full range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we are here to help you achieve your financial goals. Plus, our ATM is always accessible for quick cash withdrawals or balance inquiries.

Member Eligibility

Welcome to the Goldenwest family, where joining means becoming part of a caring community that truly values its members. At Goldenwest, we believe everyone deserves access to financial services that support their goals. To become a member, you simply need to meet some friendly eligibility criteria. Generally, if you live, work, or worship in certain areas or have family who are already members, you can join us! For detailed information about specific requirements, check out our resource at this link. Getting started is easy! Simply visit us at 659 N Redwood Rd, North Salt Lake, UT 84054 or give us a call at 801-621-4550. You can also begin your application online by visiting this page. We're excited to welcome you and help you enjoy all the benefits that come with being a member of Goldenwest!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having the ability to accept payments seamlessly and manage transactions efficiently. Our merchant services provide just that enabling you to focus on what matters most: running your business. With tools that simplify payment processing, you can enhance customer satisfaction while boosting sales. Visit us at 659 N Redwood Rd North Salt Lake Ut 84054 or call us at (801) 621-4550 to discover how our business banking solutions can help elevate your enterprise!

Tailored Lending Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking services. From merchant services that facilitate smooth transactions to business loans that help your company grow, we're committed to supporting local businesses every step of the way.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. Access your accounts anytime, anywhere check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go with our user-friendly mobile app. Additionally, our ATM services allow for easy cash withdrawals whenever you need them. And if you prefer in-person service, our basic drive-thru banking offers quick deposits and withdrawals without leaving your car. We also participate in shared branching, which means if you're a member of a partner credit union, you can conduct basic transactions like deposits and withdrawals at our location.

Get in Touch

Whether you're looking for personal banking solutions or business support, Goldenwest is here to serve you. Visit us at 659 N Redwood Rd North Salt Lake Ut 84054 in North Salt Lake, UT, or give us a call at (801) 621-4550. We invite you to explore all the ways we can assist you on your financial journey! For more information about our services or to get started today, check out our website at North Salt Lake Branch.

Personal Banking Solutions

We understand that managing your finances is personal. That's why we offer a variety of personal banking options, including checking and savings accounts designed to fit your lifestyle. Whether you're saving for a vacation or just need a reliable place for your day-to-day spending, we have solutions that work for you. If you're considering purchasing a vehicle, our auto loans and vehicle financing can help make that dream a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those looking to buy a home or refinance an existing mortgage, our mortgage loans are structured to provide affordability and peace of mind. Need extra cash? Our personal loans can assist with debt consolidation or unexpected expenses. Plus, if you want to earn rewards while spending, check out our credit cards with rewards, giving you more value for every purchase.

Digital & Online Banking

Key Features

One of the standout features is our mobile application. With this handy tool, you can perform banking tasks directly from your smartphone. Imagine making payments on the go with our mobile payments feature, or sending money to friends and family effortlessly with our person-to-person transfer option. It's all about giving you control over your finances without any hassle. We also offer e-statements, allowing you to receive your account statements electronically. This not only helps reduce paper clutter but also enhances security since you can access them anytime through your secure online account. Security is a top priority for us. While we do not currently support electronic signature authorization, rest assured that we take every measure to keep your information safe and secure as you bank online. Your peace of mind matters, and we are committed to providing a safe banking environment. In today's fast-paced world, being able to manage your finances at any time is crucial. With Goldenwest, you're never far from what you need. Join us in embracing the convenience of digital banking your financial management has never been easier!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation, ensuring that you can trust us with your savings and loans. Our current net worth stands at $444,742,290, which highlights our solid financial health. This strength allows us to offer better rates, lower fees, and enhanced member services. In addition, our net worth ratio of $1,313 demonstrates a robust capital base. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secure with us through $1,173,892,104 in share certificates and $513,318,200 in money market shares. These options provide stable and rewarding avenues for financial growth. Unlike traditional banks, we prioritize our members' interests. With no non-member deposits at this time, we ensure that all our resources are directed towards benefiting you through better loan rates and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures designed to serve you better. Our lending capacity is evident with $34,558 in used auto loans and $2,624,868,974 in total loans and leases available for our members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. To support this mission, we take pride in having 579 full-time employees and 186 part-time employees who are always ready to serve you with knowledge and commitment. With a total of 595,185 share and deposit accounts, it's clear that our member base trusts us with their finances. Our net shares stand at $1,537,143, indicating funds readily available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 659 N Redwood Rd North Salt Lake Ut 84054 or call (801) 621-4550 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're considering lowering your monthly payments or adjusting your loan terms.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in your existing business, we have solutions tailored for you. At Goldenwest, we're committed to helping our members find the right financial solutions. If you're interested in exploring eligibility options or would like more information about our loan products, feel free to contact us at (801) 621-4550 or visit us at 659 N Redwood Rd North Salt Lake Ut 84054 in North Salt Lake, UT. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We offer competitive rates and flexible terms to make home buying more accessible.

Unsecured Credit Card Loans

We know managing finances can sometimes be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards can be a great way to cover unexpected expenses without the burden of collateral.

Loan Aggregator

Benefits of Using LendMesh

LendMesh offers several key advantages that contribute to a positive user experience: - Verified Data: All loan offers come from established financial institutions, ensuring transparency in the information provided. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make informed decisions about their borrowing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to secure the best loan rates available, compare real-time offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing ensures that users receive fair and transparent offers. By relying on verified institutions, LendMesh guarantees that the loan options presented are legitimate and trustworthy.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Call to Action

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Empower

Tailored Lending Solutions

Comprehensive List Of Services

Business Banking Services

Convenient Digital Banking Features

Get in Touch

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community