Goldenwest Credit Union Layton UT | Affordable Auto Loans & ATM Services

Introduction

Welcome to Goldenwest, your trusted financial partner in the heart of Layton, Utah. Located at 1268 N Hill Field Rd, Layton, UT 84041, we have proudly served our community since 1936. Over the years, we've grown to support 193,174 members with a commitment to providing exceptional banking services that meet their needs. At Goldenwest, we believe in empowering our members with the tools they need for financial success. With total assets exceeding $3.38 billion, and deposits totaling $296,597,567, we're well-positioned to offer a range of products from personal and auto loans to business financing and credit cards with rewards. Our total loans stand at an impressive 141,134, reflecting our dedication to supporting both individuals and businesses in the community. Our leadership team, led by CEO Kerry Wahlen and Board President Dan Musgrave, is committed to ensuring that every member feels valued and supported. We understand that banking is not just about numbers; it's about building relationships within our community. While you can visit us at our branch for all your banking needs, if you need to send official correspondence, please use our mailing address: P O Box 1111, Ogden, UT 84402. We invite you to explore what Goldenwest has to offer by visiting our website at gwcu.org or calling us at 801-337-8300. Whether you're looking for help with your savings or need a loan for a new car or home, we're here to guide you every step of the way! Join us today and experience the Goldenwest difference!

Branch History & Mission

Advancements and Services

As times change, so do we. We embrace modern technology by providing online banking options, mobile payments, and person-to-person transfers for your convenience. Our facilities are ADA compliant, ensuring that everyone can access our services without barriers. Our branch also features an ATM and drive-thru banking options so you can manage your finances on your schedule. With shared service centers available as well, you can conduct transactions with ease even when you're away from home.

Commitment to Community

At Goldenwest, community matters. We actively engage in outreach initiatives and partnerships that aim to uplift those around us. Whether it's sponsoring local events or offering financial literacy programs, we strive to make Layton a better place for all its residents. While members can visit us at 1268 N Hill Field Rd Layton Ut 84041, official correspondence should be sent to P O Box 1111, Ogden, UT 84402 if needed.

Join Us Today!

We invite you to become part of the Goldenwest family! Experience first-hand how we prioritize your financial goals while supporting our community's growth. To learn more about our services or to open an account, visit us online at Goldenwest or call us at (801) 337-8300. Together, let's build a brighter future!

Our Story

Goldenwest has been part of the Layton community for decades. From our humble beginnings, we have embraced the values of service and support that define us today. Throughout the years, we have expanded our offerings to meet the evolving needs of our members. We take pride in being more than just a financial institution; we are a partner in your journey towards financial well-being. Our mission is simple yet powerful: to provide exceptional financial services while fostering community development. We believe that everyone deserves access to quality banking products and services, which is why we offer everything from personal checking accounts to business loans. Our commitment to serving you goes beyond just numbers; it's about building relationships and making a positive impact in the lives of those we serve.

Branch Location & Accessibility

Accessibility and Services

At Goldenwest, we prioritize convenience and accessibility. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us with ease. Ample parking is available on-site, so you won't have to worry about finding a spot when you come by. We offer a variety of services tailored to meet your banking needs. From personal banking solutions like checking and savings accounts to auto loans and mortgages, we are here to help you every step of the way. Need to make a quick deposit or withdrawal? Utilize our drive-thru service for quick transactions without leaving your vehicle. Plus, enjoy the convenience of ATM access for cash withdrawals and balance checks at any time.

Operating Hours

Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 2 PM. We understand your time is valuable, which is why we strive to provide efficient service during these hours. While members can visit us at 1268 N Hill Field Rd, official correspondence should be sent to P O Box 1111, Ogden, UT 84402 if needed. If you have any questions or need assistance, feel free to give us a call at 801-337-8300.

Visit Us Today!

We invite you to stop by Goldenwest Credit Union in Layton for all your banking needs. Whether you're looking for personal loans, business banking options, or simply want to chat with our team about your financial goals, we are here for you! Come experience the difference with us today!

Member Eligibility

At Goldenwest, we believe that everyone deserves a chance to be part of a caring community focused on financial well-being. Joining us is easy! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. We warmly welcome individuals and families who share our values and are looking for a supportive banking experience. To learn more about the specific eligibility criteria, feel free to check out our website at http://www.gwcu.org/membership. Opening an account with us is a straightforward process designed to make you feel right at home. Whether you're interested in checking accounts, savings options, or loans, we have something for everyone. If you have any questions or need assistance during the process, don't hesitate to give us a call at (801) 337-8300. We're here to help you every step of the way as you embark on this exciting journey with Goldenwest!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make transactions smoother for your business. Imagine being able to process payments quickly and securely, whether you're at the register or online. Our services can help you enhance customer experiences and streamline operations, allowing you to focus on what matters most growing your business. Visit us at 1268 N Hill Field Rd Layton Ut 84041 in Layton, UT, or call us at (801) 337-8300 to learn more about how our business banking and commercial services can benefit you. Together, let's take your business to the next level!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash quickly? Our ATM services are available whenever you need them, along with basic drive-thru banking for quick deposits and withdrawals. Even if you're just running errands, popping by is as easy as pulling up to our drive-thru.

Business Banking Solutions

If you're a business owner, you'll appreciate our tailored business banking services. From merchant services that streamline transactions to various business loans that support growth, we're here to empower local businesses in their journey toward success.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards offer fantastic benefits for everyday purchases. Whether it's cash back on groceries or travel points for your next vacation, these cards can make your spending work harder for you.

Loans Made Easy

If you're considering buying a new car or refinancing your home, our auto loans and mortgage options provide flexible financing that works for you. We understand that life can be unpredictable, which is why our personal loans and debt consolidation services can help you regain control over your finances when unexpected expenses arise. Picture yourself consolidating multiple debts into one manageable payment stress-free!

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking options, allowing you to manage your accounts anytime, anywhere. With features like person-to-person payments and easy access to statements right from your smartphone, banking has never been simpler.

Personal Banking

Whether you're opening your first checking account or looking to save for a big purchase, we have you covered. Our checking and savings accounts are designed to help you manage your finances effortlessly. Imagine being able to set up automatic transfers to your savings every month, watching your goals get closer with each deposit.

Shared Branch Transactions

As part of a network of partner credit unions, we offer basic shared branch transactions for members visiting from other locations. This means that even when you're away from home, you can still perform essential banking tasks like deposits and withdrawals without hassle. At Goldenwest, we believe in making banking accessible and convenient for everyone in the community. Whether you're managing personal finances or growing a business, our team is here to provide support every step of the way. For more information about our services or to speak with one of our representatives, please give us a call at (801) 337-8300. We look forward to helping you achieve your financial goals!

Digital & Online Banking

Enhanced Features

When it comes to staying connected with your money, we've got you covered. Our e-statements feature means you can receive your account statements electronically no more waiting for paper statements in the mail! You can also enjoy person-to-person transfers, making it simple to send money to friends or family instantly. If you're looking for a quick way to pay for purchases, our mobile payments feature lets you use your smartphone like a wallet. This means you can leave your physical cards at home and still complete transactions safely and securely.

Key Services

Our online banking platform at https://www.gwcu.org/ allows you to take control of your accounts anytime, anywhere. With 24/7 access, you can easily check your balances, transfer funds, and pay bills without needing to visit a branch. Plus, our mobile application makes it even easier to manage your finances right from your smartphone.

Security and Convenience

We take security seriously at Goldenwest. While we currently do not offer electronic signature authorization, rest assured that our online platforms are designed with robust security measures to protect your personal information. Our user-friendly interface ensures that even those new to digital banking can navigate their accounts with ease. In a world where time is precious, our digital banking services provide the flexibility you need while ensuring that your financial management remains safe and secure. Visit us today at https://www.gwcu.org/ to explore all the ways we can help simplify your banking experience!

Financial Strength

A Strong Financial Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 13.13% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Excellence

Our operational efficiency is reflected in our $15,918,708, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share and Deposit Accounts stand at 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,537,143, which further strengthens our ability to support your financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 1268 N Hill Field Rd Layton Ut 84041 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide flexible financing options that cater to your needs, whether you're purchasing a brand-new model or a reliable used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand that having access to financing is essential for business success, and we're here to support your ambitions. If you're considering refinancing any of these options or want to know more about eligibility, feel free to reach out. Our team is ready to guide you through every step of the process. To get started or learn more about our offerings, contact us at (801) 337-8300 or visit us at 1268 N Hill Field Rd Layton Ut 84041 in Layton, UT. Your path to better financial health begins here!

Credit Lines and Unsecured Loans

For those seeking additional financial flexibility, we also offer credit lines totaling $1,147,188,636. This option allows you to access funds as needed while only paying interest on what you use. Additionally, our unsecured credit card loans amounting to $87,663,622 help members manage their finances effectively with flexible terms designed for everyday spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We offer competitive rates and terms that can help you achieve your dream of owning a home without the hassle.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers on LendMesh come from legitimate financial institutions. This commitment to verified data promotes transparency in your search for the right loan. No Sponsored Listings: Unlike some comparison tools, LendMesh does not prioritize lenders based on paid promotions. This approach guarantees that users receive unbiased results, allowing them to focus on what truly matters the best rates available. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about the current market landscape. This feature ensures that you won't miss out on favorable terms due to outdated information. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimony reflects the real-world impact of using LendMesh for your financial needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GOLDENWEST FEDERAL CREDIT UNION - Layton, UT

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

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Loan rates in Layton, UT (84041)

Introduction

Branch History & Mission

Advancements and Services

Commitment to Community

Join Us Today!

Our Story

Branch Location & Accessibility

Accessibility and Services

Operating Hours

Visit Us Today!

Member Eligibility

Business Banking & Commercial Services

Commercial Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Drive-Thru Services

Business Banking Solutions

Credit Cards with Rewards

Loans Made Easy

Online & Mobile Banking

Personal Banking

Shared Branch Transactions

Digital & Online Banking

Enhanced Features

Key Services

Security and Convenience

Financial Strength

A Strong Financial Foundation

Commitment to Excellence

Growing Together

Investing Back into Our Community

Member-Centric Savings

Loan Offering

Auto Loans

Business Loans

Credit Lines and Unsecured Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

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