Goldenwest Credit Union Kaysville UT | Affordable Auto Loans & ATM Access

Introduction

Welcome to Goldenwest Credit Union, your trusted financial partner in the heart of Kaysville, Utah! Established in 1936, we have been proudly serving our community for over 85 years. With a strong commitment to our members, we offer a range of personalized banking solutions designed to meet your unique needs. Whether you're looking to open a checking account, secure an auto loan, or explore mortgage options, we are here to help you achieve your financial goals. Located at 131 W 200 N, our branch is easily accessible for all your banking needs. While you can visit us at this address, official correspondence should be sent to the same location. Our dedicated team, led by CEO Kerry Wahlen and Board President Dan Musgrave, is passionate about providing exceptional service and building lasting relationships with our members. At Goldenwest, we believe that financial wellness is within everyone's reach. Our total membership has grown to 193,174, reflecting the trust and satisfaction of those we serve. With total assets exceeding $3.38 billion and deposits reaching $296,597,567, we are well-equipped to support our members' aspirations while ensuring their hard-earned money is safe. Our offerings include everything from personal banking services like checking and savings accounts to robust auto loans and business financing options. With a focus on innovation, we provide online and mobile banking features that make managing your finances easier than ever. Plus, with over 765 employees across our branches, we're always here when you need us. Ready to take the next step? Visit our website at Goldenwest Credit Union or call us at 801-337-8300 today! We look forward to welcoming you into the Goldenwest family!

Branch History & Mission

Community Engagement

Community support is at the heart of what we do. We actively engage in partnerships and outreach programs that benefit local organizations and initiatives. This commitment helps us give back to the very people who have supported us throughout our history. In addition to traditional banking services like drive-thru access and ATM availability both of which enhance convenience for our members we also embrace digital advancements such as online banking and mobile payments. These tools ensure that members can manage their finances anytime and anywhere.

Join Us Today!

As we move forward together into the future, we invite you to join Goldenwest Credit Union and experience firsthand the benefits of being part of a cooperative family focused on your success. Our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM. If you're looking for a financial partner dedicated not just to your bank account but also your dreams and aspirations, look no further than Goldenwest in Kaysville. Together, let's build a brighter future! For more information about membership or to start your application today, please visit our website.

Our Mission

At Goldenwest Credit Union, our mission is clear: we strive to provide exceptional financial services while enriching the lives of our members and fostering a sense of community. We believe that everyone deserves access to quality banking solutions that empower them to achieve their financial goals. This mission drives us to offer a wide range of services including personal banking accounts, auto loans, mortgage options, credit cards with rewards, and business banking solutions. We understand that financial needs vary among individuals and families. That's why we are dedicated to offering personalized services tailored to each member's unique circumstances. Whether you need assistance with simple transactions or complex financing options, we are here to help.

Branch Location & Accessibility

Connect with Us

If you have any questions or need assistance, don't hesitate to reach out! Give us a call at 801-337-8300 or stop by our branch today. We look forward to welcoming you into the Goldenwest family!

Nearby Landmarks and Accessibility

Conveniently situated near local favorites like the Kaysville Theater and just a stone's throw from the beautiful Kaysville City Park, our location is easy to find. We offer ample parking to ensure that you have a hassle-free visit. Plus, our branch is ADA-compliant, featuring ramps and accessible facilities to serve all members of our community.

Operating Hours and Services

At Goldenwest, we understand that your time is valuable. Our friendly team is available during lobby hours from Monday through Friday, from 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 2:00 PM. With both ATM services and drive-thru banking available, you can easily take care of deposits, withdrawals, and more without ever stepping inside if you prefer. We're proud to offer a variety of services tailored for both personal and business banking needs. From checking and savings accounts to auto loans, mortgage refinancing, credit cards with rewards, and more everything you need is right here. Additionally, our shared service center means that members from partner credit unions can enjoy access to basic transactions as well.

Member Eligibility

Joining the Goldenwest family is more than just opening a bank account; it's about becoming part of a supportive community that prioritizes your financial well-being. If you're looking to become a member, you'll be pleased to know that eligibility is straightforward and welcoming. Generally, anyone who lives, works, or worships in the areas we serve can join us. This includes those who have family members already associated with us, making it even easier to connect! For the most current details and requirements, feel free to visit our eligibility page at http://www.gwcu.org/membership. Once you've confirmed your eligibility, opening an account with us is a breeze! You can easily start your journey by visiting our account opening section at http://www.gwcu.org/loans/apply. If you have any questions or need assistance, don't hesitate to reach out at (801) 337-8300. We're here to help you take this exciting step toward better banking!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage transactions. Imagine being able to accept payments from customers quickly and securely our solutions help streamline this process, ensuring you can focus more on running your business rather than worrying about cash flow. Discover how Goldenwest at 131 W 200 N Kaysville Ut 84037, Kaysville, UT can empower your business today. Feel free to reach out at (801) 337-8300 for more information!

Non-Member Support

We also recognize the needs of the broader business community: - With $1 in non-member commercial loans available, we provide flexible financing solutions that can fit various business models.

Outstanding Portfolio

With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For business owners, managing finances can be challenging. That's where our business banking solutions come into play. From merchant services that facilitate smooth transactions to business loans that help expand your operations, we're here to support your entrepreneurial journey.

Connect With Us Today!

At Goldenwest in Kaysville, we're more than just a financial institution; we're part of your community. Our friendly team is ready to assist you with any questions or concerns you may have regarding our services. Visit us at 131 W 200 N Kaysville, UT 84037, or call us at 801-337-8300 to learn more about how we can help you achieve your financial goals. Your journey towards better banking starts here!

Convenient Access Anytime

We know that life gets busy, which is why we offer various ways for you to access your accounts and complete transactions. Our ATM services allow for easy cash withdrawals and balance checks whenever you need them. Additionally, our basic drive-thru banking provides quick service for deposits and simple transactions without leaving your car. And if you're a member of another credit union? Enjoy the convenience of shared branch transactions, allowing you to perform deposits and withdrawals across participating locations.

Credit Card Rewards

Looking for a credit card that offers more? Our credit cards with rewards provide not only convenience but also benefits that add value to your purchases. Whether it's cash back on groceries or travel points for your next adventure, our rewards program is designed with you in mind.

Home Financing Made Easy

Purchasing a home is one of the biggest decisions you'll ever make. At Goldenwest, we simplify this process with our mortgage loans and refinancing options. Our experienced team will guide you through every step, ensuring you find the right mortgage product that fits your budget.

Personal Banking Solutions

We understand that personal banking is more than just transactions; it's about building a secure financial future. That's why we offer checking and savings accounts designed with your everyday needs in mind. Imagine easily accessing your funds and managing your budget through our user-friendly online and mobile banking platforms. With features like e-statements and mobile payments, tracking your finances has never been easier. If you're considering purchasing a vehicle, our auto loans and vehicle financing options can help you hit the road without breaking the bank. We provide competitive rates and flexible terms to fit your lifestyle. Additionally, if you're looking to consolidate debt or fund a personal project, our personal loans can give you the financial freedom you need.

Digital & Online Banking

Key Features

We provide e-statements for all members, allowing you to stay organized and reduce paper clutter. Our mobile application further enhances your banking experience by enabling mobile payments. Now you can pay your friends or handle purchases on the go with ease. And if you need to send money quickly, our person-to-person transfer feature makes it simple to send cash to anyone in seconds. Security is a top priority for us. While we currently do not support electronic signature authorization, our systems are designed with multiple layers of protection to keep your personal information safe. You can trust that your data is secure while you enjoy the flexibility of managing your finances digitally. In addition to these features, having access to e-statements means you'll always have up-to-date information at your fingertips. This way, you can monitor your spending habits and track financial goals more efficiently. At Goldenwest, we believe in making banking accessible for everyone. With our digital and online services, you're not just keeping up with the times you're stepping into a world where managing your finances is straightforward and stress-free. Join us today at https://www.gwcu.org/ and experience the future of banking right from the palm of your hand!

Financial Strength

Growing Membership Base

The strength of our community is evident as we manage a total of 595,185 share accounts. This reflects a strong and growing member base that trusts us with their finances. Additionally, our net shares available for lending stand at $1,537,143, ensuring robust funding for all your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 131 W 200 N Kaysville Ut 84037 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $34,558 in used auto loans and $2,624,868,974 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have options that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand that running a business requires access to funds, and our tailored solutions aim to meet those needs efficiently. At Goldenwest, we're committed to providing competitive rates and personalized service to help you make informed financial decisions. If you're interested in any of our loan offerings or would like more information about eligibility requirements, don't hesitate to reach out! You can contact us at (801) 337-8300 or visit us at 131 W 200 N Kaysville Ut 84037 in Kaysville, UT. Let us partner with you on your journey towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We work with you to ensure you find a solution that aligns with your financial situation. If you're considering refinancing your existing mortgage, our team is here to guide you through eligibility options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This option is ideal for those looking for convenience and flexibility in their spending without tying up collateral.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers tailored to their needs.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Connect with Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Merchant Services

Non-Member Support

Outstanding Portfolio

Comprehensive List Of Services

Business Banking Services

Connect With Us Today!

Convenient Access Anytime

Credit Card Rewards

Home Financing Made Easy

Personal Banking Solutions

Digital & Online Banking

Key Features

Financial Strength

Growing Membership Base

Member-Centric Savings

Operational Efficiency

Reinvestment for Growth

Strong Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Loan Comparisons

Join Our Community