Goldenwest Credit Union Farmington UT | Top Checking & Mortgage Loans

Introduction

Welcome to Goldenwest, your trusted financial partner in the heart of Farmington! Located at 698 N Lagoon Dr, Farmington, UT 84025, we have been serving our community since 1936. As a proud member of the Goldenwest family, you'll find that we are more than just a credit union; we're a community-focused institution dedicated to enhancing the financial well-being of our 193,174 members. At Goldenwest, our commitment to you goes beyond traditional banking. With total assets reaching an impressive $3,386,924,532, we provide a solid foundation for your financial growth. Our diverse range of services includes everything from checking and savings accounts to auto loans and personal loans designed with you in mind. Currently, we manage over $296,597,567 in deposits and have issued 141,134 loans to help our members achieve their dreams. Our leadership team is here to guide you on your financial journey. Under the stewardship of CEO Kerry Wahlen and Board President Dan Musgrave, we strive to create an environment where every member feels valued and empowered. Our friendly staff is always ready to assist you with any questions or concerns you may have. While members can visit us at our branch location, official correspondence should be sent to P.O. Box 1111, Ogden, UT 84402. Whether you're looking for assistance or exploring new financial opportunities, we're just a phone call away at 801-621-4550. Join us today and experience the difference that a member-focused credit union can make in your life. Explore our website at Goldenwest for more information on how we can support your financial goals. Come see why so many people in Farmington trust Goldenwest as their go-to financial partner!

Branch History & Mission

Welcome to the story of Goldenwest, a credit union that has been a cornerstone of the Farmington community since its inception in 1936. Located at 698 N Lagoon Dr, Farmington, UT 84025, our branch stands as a symbol of trust and commitment to serving our members. Over the decades, we have grown alongside our community, evolving to meet the changing needs of our members while staying true to our roots. From humble beginnings, Goldenwest has blossomed into a thriving financial institution with over 193,174 members and total assets reaching an impressive $3,386,924,532. Our journey reflects not just financial growth but also a deep commitment to helping individuals and families achieve their dreams. As we celebrate each milestone, we remain focused on providing accessible financial services tailored to you. At Goldenwest, our mission is clear: to deliver exceptional financial solutions while actively supporting our local community. We understand that our success is intertwined with the well-being of the people we serve. This is why we offer a variety of services including personal banking accounts, auto loans, mortgages, and business banking options. Our goal is to empower our members with the tools they need to thrive financially. While members can visit us at 698 N Lagoon Dr, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. We are proud to provide robust operating hours Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM making it easy for you to access your accounts and get assistance when needed. In line with our commitment to innovation and convenience, we offer ATM availability and shared service center options for added accessibility. Our digital platforms ensure that you can manage your finances anytime, anywhere through online banking and mobile applications. Goldenwest has always been more than just a credit union; we are actively involved in community outreach initiatives aimed at uplifting those around us. By partnering with local organizations and engaging in various charitable efforts, we strive to make a positive impact in Farmington and beyond. We invite you to join us on this journey of growth and support. Experience firsthand how Goldenwest is dedicated not only to your financial success but also to fostering a strong sense of community. Visit us today or explore membership opportunities through our website at gwcu.org and discover all the benefits awaiting you!

Branch Location & Accessibility

Welcome to the Goldenwest branch located at 698 N Lagoon Dr, Farmington, UT 84025! Our branch is conveniently situated near popular local spots, making it easy for you to stop by while enjoying your day out. Whether you're heading to the nearby parks or exploring the vibrant downtown area, our welcoming team is here to assist you with all your banking needs. For those who may need to send official correspondence, please note that our mailing address is P O Box 1111, Ogden, UT 84402. While you're here, you'll find ample parking available and features that ensure accessibility for everyone. We pride ourselves on being ADA compliant, so all members can easily navigate our facilities. Our lobby hours are designed to fit your busy schedule: we're open Monday through Thursday from 9:00 AM to 5:00 PM and Fridays until 5:30 PM. Although we do not have drive-thru services at this location, our dedicated staff is always ready to help you inside. Additionally, we offer ATM access for quick and easy cash withdrawals whenever you need it. Goldenwest provides a variety of services tailored just for you! From personal banking options like checking and savings accounts to auto loans and mortgage refinancing there's something for everyone. Plus, if you're a member of a partner credit union, you can utilize basic shared branch transactions right here. Feel free to give us a call at 801-621-4550 if you have any questions or need assistance before your visit. We can't wait to welcome you at Goldenwest in Farmington!

Member Eligibility

At Goldenwest, we believe that becoming a member is like joining a close-knit family that supports one another. We welcome anyone who lives, works, worships, or attends school in our community to consider membership. It's an easy process! To find out if you qualify, take a moment to check out our eligibility details at http://www.gwcu.org/membership. Once you see that you meet the criteria, opening an account is just a click away simply visit http://www.gwcu.org/loans/apply to get started! If you have any questions or need assistance, don't hesitate to reach out to us at (801) 621-4550. Join us at our branch located at 698 N Lagoon Dr Farmington Ut 84025, and experience the many benefits of being part of the Goldenwest community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, accepting payments should be straightforward. Our merchant services offer easy solutions to help you manage transactions efficiently. Picture this: a customer walks into your store, makes a purchase, and pays seamlessly with their card no hassle for you or them. These services simplify payment processing so you can focus on what matters most: growing your business. Located at 698 N Lagoon Dr Farmington Ut 84025 in Farmington, UT, we invite you to reach out at (801) 621-4550 to learn how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For our business members, Goldenwest provides essential tools to grow and succeed. Our business banking services include merchant services that simplify transactions for your customers and business loans that can fund your next big project.

Embracing Digital Convenience

In today's fast-paced world, convenience is key. That's why we have robust online and mobile banking platforms that let you access your accounts anytime, anywhere. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been simpler. Our ATMs provide quick cash withdrawal services along with balance checks so you can stay on top of your finances without any hassle.

Personal Banking Solutions

Our personal banking offerings include checking and savings accounts designed for your everyday needs. Imagine managing your funds with ease while enjoying competitive interest rates. If you're in the market for a new vehicle, our auto loans and vehicle financing options can help you hit the road in no time. For those considering homeownership or refinancing, our mortgage loans are structured to fit various budgets and lifestyles. We also understand that life can bring unexpected expenses. That's why we offer personal loans and debt consolidation options that can help ease your financial burden. Plus, our credit cards with rewards allow you to earn points on everyday purchases, making your spending work for you.

Shared Branch Transactions

Additionally, if you're a member of a partner credit union, you can take advantage of basic shared branch transactions such as deposits and withdrawals right here at Goldenwest. This collaboration enhances your banking experience by providing more options without extra fees. Whether you're visiting us during lobby hours from Monday to Thursday 9:00 AM - 5:00 PM or Friday until 5:30 PM, or utilizing our online services at gwcu.org, we're committed to serving you with warmth and professionalism. If you're ready to explore how Goldenwest can support your financial journey or if you have any questions about our services, don't hesitate to reach out at 801-621-4550. We look forward to assisting you!

Digital & Online Banking

Convenient Online Services

Explore our user-friendly online banking platform at https://www.gwcu.org/. With 24/7 access, you can check your account balances, review transaction history, and make transfers without needing to visit a branch. We also offer e-statements, making it simple to keep track of your finances without the hassle of paper clutter.

Mobile Banking at Your Fingertips

With our mobile application available for download, managing your money has never been simpler. You can make mobile payments easily and send money to friends or family with our person-to-person transfer feature. Whether you're out shopping or grabbing coffee, you'll have everything you need right in your pocket.

Real-Time Management

Our digital banking services empower you to take control of your finances in real-time. Check your balance before making a purchase or quickly deposit a check using our app it's all about making banking fit into your lifestyle. At Goldenwest, we're committed to providing accessible and efficient banking solutions that meet the needs of our members. Join us today and experience the convenience of modern banking!

Security You Can Trust

Your security is our priority. While we don't use electronic signature authorization at this time, rest assured that our online systems are equipped with strong security measures to protect your information. We prioritize keeping your data safe while providing you with easy access to your accounts.

Financial Strength

A Growing Member Base

Total Share Accounts stand at 595,185, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,537,143, reinforcing our ability to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 698 N Lagoon Dr Farmington Ut 84025 or call (801) 621-4550 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

Our commitment to you extends beyond just savings. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We support your financial goals with $34,558 in used auto loans and $2,624,868,974 in total loans and leases.

Member-Focused Savings

Your savings are secure with us! Members' funds are supported by $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources focus on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide financing options tailored for both new and used vehicles, ensuring you find the right fit for your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We help guide you through the process, whether you're a first-time buyer or looking to refinance your existing mortgage.

Other Financing Options

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Additionally, we offer various credit lines to accommodate different financial needs, with total credit lines amounting to $1,147,188,636. If you're considering refinancing options or exploring eligibility criteria for any of our loan products, we encourage you to reach out. You can contact us at (801) 621-4550 or visit us online at https://www.gwcu.org/ for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Goldenwest, we're dedicated to providing personalized service and support as you navigate your borrowing journey. Let us help you take the next step toward your financial future today!

Unsecured Credit Card Loans

Managing day-to-day expenses is easier with our flexible terms on unsecured credit card loans. With a total of $87,663,622 in loans helping members manage their finances effectively, these cards can be an excellent tool for budgeting and building credit.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals save money. Ready to find the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This approach guarantees fair and transparent offers for consumers looking to secure financing. Each loan listing is verified, so users can trust they are comparing legitimate options.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Support

Embracing Digital Convenience

Personal Banking Solutions

Shared Branch Transactions

Digital & Online Banking

Convenient Online Services

Mobile Banking at Your Fingertips

Real-Time Management

Security You Can Trust

Financial Strength

A Growing Member Base

Investing in Your Future

Member-Focused Savings

Operational Efficiency

Solid Financial Foundation

Loan Offering

Auto Loans

Mortgage Loans

Other Financing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

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