Goldenwest Credit Union Clearfield UT | Top Mortgage Rates & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner in the heart of Clearfield, Utah! Located at 410 E 1700 S, our branch has been serving the community since 1936, growing alongside our members and adapting to their ever-evolving needs. With a proud membership of 193,174 and total assets amounting to an impressive $3,386,924,532, we are dedicated to providing you with a wide range of financial services tailored just for you. At Goldenwest, we understand that financial decisions can be overwhelming. That's why we offer personal guidance through every step of your journey whether it's securing an auto loan, managing a mortgage, or simply opening a checking account. Our commitment is reflected in our strong net worth of $444,742,290 and cash on hand amounting to $45,465,333, ensuring that we have the resources to support you when you need it most. We believe in being more than just a credit union; we're a vital part of the community. Our team works hard not only to help individuals achieve their financial goals but also to contribute positively to the Clearfield area. Under the leadership of CEO Kerry Wahlen and Board President Dan Musgrave, our dedicated staff of 765 employees is here to serve you with warmth and expertise. While members can visit us at our Clearfield branch for all your banking needs, official correspondence should be sent to our mailing address: P O Box 1111, Ogden, UT 84402. Feel free to reach out by phone at 801-337-8300 for any inquiries or assistance. Join us at Goldenwest Credit Union today and experience the difference that local expertise and genuine care can make in your financial life. Visit us online at gwcu.org or stop by our branch we're excited to help you thrive!

Branch History & Mission

A Legacy of Support and Innovation

Throughout our history, we've embraced innovation while maintaining our core values of service and support. From launching online banking and mobile applications to enhancing ATM availability for easy access to funds our focus has always been on improving your experience. We also ensure that all members can easily navigate our services with ADA compliance and customer-centric initiatives. Our commitment extends beyond banking; we actively engage in community outreach programs that make a positive impact. Whether partnering with local organizations or hosting events that promote financial literacy, we strive to uplift those around us. While members can visit us at 410 E 1700 S Clearfield Ut 84015, official correspondence should be sent to P O Box 1111, Ogden, UT 84402. If you're looking for a credit union that prioritizes your needs and values your trust, look no further than Goldenwest. Join us today and experience firsthand how we can help you achieve your financial goals! Call us at (801) 337-8300 or explore more about membership options at Goldenwest. Together, let's build a brighter future!

Our Commitment to the Community

Located at 410 E 1700 S Clearfield, UT 84015, our branch is not just a financial institution; it's a place where dreams are nurtured and communities thrive. We invite you to visit us during our convenient operating hours Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday from 9 AM to 2 PM. For those on the go, our drive-thru service allows for quick transactions without leaving your vehicle. Goldenwest's mission is clear: we aim to provide exceptional financial services while strengthening our community ties. We believe that everyone deserves the opportunity for financial wellness. This mission drives us to offer various products such as checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions all designed with our members' needs in mind.

Branch Location & Accessibility

Accessibility Features

At Goldenwest, we strive to ensure that everyone can easily access our services. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to accommodate all visitors. Whether you're coming in for a quick transaction or a more in-depth discussion about your financial goals, we've made sure your experience is comfortable and welcoming.

Convenient Services

We pride ourselves on providing a variety of services tailored to meet your needs. Enjoy the ease of drive-thru banking for quick deposits and withdrawals. If you prefer using an ATM, we have one available right on site for your convenience. Plus, if you're a member of another credit union, take advantage of our shared service center capabilities!

Operating Hours

Our friendly team is here for you during the following hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM until 5:30 PM (with drive-thru service available until 6 PM), and Saturday from 9 AM to 2 PM. We understand that life gets busy, so we're committed to being available when you need us. If you have any questions or need assistance, don't hesitate to reach out! Call us at (801) 337-8300 or stop by to see how we can help you with personal banking, auto loans, mortgages, and much more. We look forward to welcoming you at Goldenwest your trusted partner in financial success!

Member Eligibility

Becoming a member of Goldenwest is like opening the door to a warm, welcoming community that's here to support you. If you're looking to join us, you'll be pleased to know that eligibility is designed to be inclusive. You can become a member if you live, work, worship, or attend school in our service area. It's really that simple! We believe everyone deserves access to quality financial services, and we're excited to offer you the benefits of membership. From personalized banking options to great loan rates and community-focused initiatives, there's so much waiting for you at Goldenwest. Ready to take the next step? Opening an account with us is easy and straightforward. For more details about eligibility requirements, feel free to check out our website at http://www.gwcu.org/membership. If you have any questions or need assistance, don't hesitate to give us a call at (801) 337-8300. Join us at 410 E 1700 S Clearfield Ut 84015 and experience the difference of being a part of Goldenwest!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing you need to take your business to the next level. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's market, efficient payment processing is crucial for success. Our merchant services provide you with easy payment solutions that can streamline transactions for your customers. Whether it's credit card payments or online transactions, we ensure that you have the tools necessary to manage your finances effectively. Visit us at 410 E 1700 S Clearfield Ut 84015 in Clearfield, UT, or give us a call at (801) 337-8300 to discover how we can help your business thrive!

Comprehensive List Of Services

Business Banking Services

For our entrepreneurial members, we provide comprehensive Business Banking solutions. Whether you need assistance with Merchant Services or require funding through Business Loans, we're here to support you every step of the way. Our dedicated team understands the unique challenges businesses face and is ready to tailor solutions that work for you.

Convenient Access

Accessibility is key when it comes to managing your finances. At Goldenwest, we ensure that banking is easy and convenient. Our branch offers an ATM for quick cash withdrawals and basic transactions, along with a Drive-Thru Service where you can perform deposits and withdrawals without leaving your car. We also participate in shared branching, allowing members of partner credit unions to access their accounts seamlessly.

Credit Solutions

If you're looking for ways to consolidate debt or fund personal projects, our Personal Loans come with straightforward terms and competitive interest rates. And don't forget about our Credit Cards with Rewards, which not only help you manage expenses but also offer points for every dollar spent perfect for those who enjoy travel or dining out.

Get Started Today!

With all these services available right here at Goldenwest, why not take the first step toward better financial management? Call us at (801) 337-8300 or visit us at our branch in Clearfield, UT. Explore how we can assist you in reaching your financial aspirations today!

Personal Banking Solutions

We understand that managing your money can be overwhelming at times. That's why we offer Personal Banking services that include Checking & Savings Accounts designed to fit your lifestyle. Imagine having easy access to your funds with just a few taps on your smartphone through our Online & Mobile Banking features. You can check balances, transfer money, and even make person-to-person payments without stepping foot in the branch. When it comes to financing, our Auto Loans & Vehicle Financing options make it simple for you to get behind the wheel of your dream car. We offer competitive rates that help keep monthly payments manageable. Additionally, if you're considering purchasing a home or refinancing an existing mortgage, our Mortgage Loans & Refinancing services provide flexible terms to suit your needs.

Digital & Online Banking

Convenient Online Services

With our 24/7 online banking services, you can access your accounts anytime through our user-friendly platform at https://www.gwcu.org/. Check balances, pay bills, and transfer funds with just a few clicks. Plus, if you prefer the convenience of mobile banking, our mobile application lets you manage your finances from anywhere perfect for those moments when you need to make quick transactions while out and about.

Features That Make Life Easier

Our mobile payments feature allows you to make purchases directly from your device, making everyday shopping more convenient. Need to send money to a friend? Our person-to-person transfer service lets you quickly send funds to anyone in just seconds. At Goldenwest, we are committed to providing accessible and efficient banking solutions that fit into your lifestyle. Experience the ease of modern banking today and take control of your financial future!

Secure Transactions

Your security is our top priority. While we currently do not offer electronic signature authorization for documents, you can rest assured that all transactions are protected with industry-standard security measures. You can easily view your e-statements whenever you need them, eliminating the hassle of paper clutter while keeping your information safe and organized.

Financial Strength

Commitment to Member Trust

With net shares available for lending at $1,537,143 and a strong base of 595,185 accounts, it's clear that our members trust us with their finances. This confidence is the backbone of what makes Goldenwest a reliable partner for your banking needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 410 E 1700 S Clearfield Ut 84015 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, we support our members' financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We provide flexible financing options that can fit any budget. Plus, if you're considering refinancing your existing auto loan, we can help you explore eligibility options to potentially lower your payments.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment and inventory, we have tailored solutions to support your business goals. At Goldenwest Credit Union, we pride ourselves on being more than just a financial institution; we are a partner in your journey towards financial success. Visit us or give us a call at 801-337-8300 to learn more about our loan offerings and how they can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore our website for more information on eligibility and how to apply: Goldenwest Credit Union. We're here to help you navigate your financial future!

Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. You can enjoy the convenience of cashless transactions while earning rewards on your purchases.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We guide you through every step of the process and offer competitive rates to help you secure your dream home without stress.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of LendMesh is its focus on verified data. All loan offers come from legitimate financial institutions, promoting trustworthiness in your comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform provides unbiased results so you can make informed choices. With real-time rate comparisons, users have access to up-to-date information from multiple institutions. This empowers you to find the most competitive rates available at any given moment. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

How LendMesh Ensures Accurate Comparisons

LendMesh stands out for its commitment to transparency and accuracy in loan comparisons. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and reflect current market conditions.

Take Action Today

Ready to discover the best loan rates for your needs? Compare real-time loan offers today at LendMesh. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

A Legacy of Support and Innovation

Our Commitment to the Community

Branch Location & Accessibility

Accessibility Features

Convenient Services

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking Services

Convenient Access

Credit Solutions

Get Started Today!

Personal Banking Solutions

Digital & Online Banking

Convenient Online Services

Features That Make Life Easier

Secure Transactions

Financial Strength

Commitment to Member Trust

Operational Efficiency

Reinvestment for Growth

Secure Savings Opportunities

Strong Financial Health

Loan Offering

Auto Loans

Business Loans

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Comparisons

Take Action Today

Join Our Community