Goldenwest Credit Union Centerville UT | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Goldenwest, your trusted financial partner in the heart of Centerville, Utah. Located at 315 N Market Place Dr, we've been serving our community since 1936 and are proud to have built a strong foundation based on trust and reliability. With over 193,000 members, we understand the unique needs of our community and strive to provide personalized financial solutions tailored just for you. As a member-focused credit union, our assets total an impressive $3,386,924,532, ensuring that we have the resources to support your financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, our dedicated team is here to help you every step of the way. Our CEO, Kerry Wahlen, and Board President, Dan Musgrave, lead a passionate group of 765 employees who are committed to making your banking experience exceptional. At Goldenwest, we take pride in our ability to foster growth within our community. With a total loan portfolio of 141,134 loans and deposits reaching $296,597,567, we are here to empower you financially. Your success is our mission! If you need assistance or have questions about our services, please don't hesitate to reach out at 801-337-8300. While members can visit us at 315 N Market Place Dr, official correspondence should be sent to 315 N Marketplace Dr, Centerville, UT 84014-1822. We invite you to explore all that we offer by visiting our website at www.gwcu.org. Join us in building a brighter financial future together!

Branch History & Mission

Commitment to Innovation

We understand that today's world requires modern solutions. That's why we offer various digital advancements such as online banking, mobile payments, and personal-to-person transactions. Our facilities are ADA compliant to ensure everyone can access our services comfortably. Additionally, we provide ATM availability and drive-thru banking for added convenience during your busy day. As we look toward the future, we remain dedicated to enhancing the member experience by introducing new customer-centric initiatives and expanding our range of services.

Join Us

As Goldenwest Credit Union continues to grow and adapt with changing times, we invite you to become part of our family. Experience firsthand the benefits of membership where your financial well-being is our priority. Whether you're looking for personal banking solutions or business support, we are here for you every step of the way. To learn more about joining Goldenwest or exploring our offerings, please call us at 801-337-8300 or visit www.gwcu.org. Together, let's build a brighter financial future!

Our Mission

At Goldenwest, our mission is simple: to empower our members through quality financial services and meaningful community support. We believe in putting people before profits, focusing on helping individuals achieve their financial goals whether that means securing an auto loan, opening a savings account, or accessing mortgage solutions. Our commitment extends beyond just banking; we actively participate in community outreach initiatives and partnerships designed to uplift those around us. We pride ourselves on being more than just a credit union but rather a trusted partner in every member's financial journey.

Branch Location & Accessibility

Accessibility Features

We prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and spacious pathways to ensure everyone can comfortably access our services. Plus, we offer ample parking right outside the entrance, so you won't have to worry about finding a spot.

Call-to-Action

We invite you to come visit us at our Centerville location! Whether you're looking for financial advice or want to explore our offerings firsthand, our team is ready to assist you. Stop by today or call us at 801-337-8300 to learn more about how we can support your financial journey!

Operating Hours

Our friendly team is here to serve you from Monday through Thursday, 9 AM to 5 PM, and on Friday until 5:30 PM. We also provide drive-thru services for your convenience until 6 PM on weekdays and from 9 AM to 2 PM on Saturdays. Need assistance? Don't hesitate to give us a call at 801-337-8300!

Services Offered

At Goldenwest, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and more. If you're a business owner, we also provide merchant services and business loans tailored to help your venture thrive. For those who prefer digital solutions, our online and mobile banking options make managing your finances easier than ever.

Member Eligibility

At Goldenwest, we believe in creating a warm and welcoming community for all our members. Joining us is simple, and we're excited to help you become part of our family! To be eligible for membership at Goldenwest, you just need to meet a few friendly criteria. Generally, if you live, work, or worship in the areas we serve, you can easily become a member. We embrace diversity and welcome individuals from all walks of life. For more detailed information about eligibility, feel free to check out our website at http://www.gwcu.org/membership. Opening your account with us is just as easy! You can start the process online by visiting http://www.gwcu.org/loans/apply, or give us a call at (801) 337-8300 if you have any questions. Our team is here to guide you every step of the way, ensuring your transition into membership is smooth and enjoyable. Experience the benefits of being part of Goldenwest from personalized financial services to a strong sense of community support right here at our branch located at 315 N Market Place Dr Centerville Ut 84014. Join us today and see what makes being a member so special!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to focus on what truly matters serving your customers. From point-of-sale systems to online payment options, we provide practical solutions that enhance your operations and boost customer satisfaction. Visit us at 315 N Market Place Dr Centerville Ut 84014 in Centerville, UT, or call us at (801) 337-8300 to explore how our business banking and commercial services can help your business thrive!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our network of ATMs ensures that you have easy access to cash whenever you need it. You can also take advantage of our basic drive-thru banking services for quick deposits and withdrawals without leaving your vehicle.

Auto Loans & Vehicle Financing

Looking to buy a new car? Our Auto Loans & Vehicle Financing solutions provide competitive rates and flexible terms, making it simple for you to drive away in your dream vehicle. We understand that purchasing a car is a significant investment, and we're here to support you every step of the way.

Business Banking Services

For our business members, we offer comprehensive Business Banking services that include merchant services and business loans. We understand the unique challenges businesses face and aim to empower entrepreneurs with the tools they need to succeed.

Credit Cards with Rewards

Enjoy shopping while earning rewards with our Credit Cards with Rewards program. From cash back on everyday purchases to travel rewards, our credit cards are designed to benefit your spending habits. Plus, managing them is easy through our online banking platform.

Mortgage Loans & Refinancing

If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services are designed with you in mind. We'll guide you through the process, ensuring you understand all your options so that you can make the best decision for your future.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking features allow you to manage your accounts anytime, anywhere. With secure access from your phone or computer, you can check balances, transfer funds, and pay bills with just a few clicks.

Personal Banking Solutions

Managing your day-to-day finances has never been easier with our Personal Banking options, which include checking and savings accounts that fit your lifestyle. Whether you're saving for a special occasion or just need easy access to your funds, we have you covered.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our Personal Loans & Debt Consolidation options offer financial relief when you need it most. Whether it's consolidating debt or funding an emergency expense, we provide straightforward loan solutions without hidden fees.

Shared Branch Transactions

As part of our commitment to convenience, we offer Basic Shared Branch Transactions for partner credit union members. This means you can perform essential banking tasks like deposits and withdrawals at participating locations across the country. We invite you to visit us at Goldenwest, where our friendly staff is ready to assist you in navigating these services tailored just for you. For more information or assistance, feel free to call us at (801) 337-8300 or explore our website at https://www.gwcu.org/. Experience the difference at Goldenwest, where community banking meets exceptional service!

Digital & Online Banking

Key Features

Our online banking service is available 24/7, giving you the freedom to check balances, pay bills, and transfer funds whenever it suits you. Plus, with e-statements available, you'll receive your account statements electronically, helping you stay organized while also reducing paper clutter. Need to make a quick payment? Our mobile payments feature allows you to send money directly from your phone, making transactions as simple as sending a text. You can also take advantage of person-to-person transfers, which let you easily send money to friends or family without any hassle.

Security and Convenience

Security is a top priority for us at Goldenwest. Although we don't currently offer electronic signature authorization, our systems are designed with robust security measures to protect your information. Plus, our mobile application enhances your banking experience by providing real-time account management right at your fingertips. With all these features packed into one easy-to-use platform, managing your finances has never been more accessible. Whether you're at home or on the go, Goldenwest ensures that you have the tools you need to stay in control of your financial life. So why wait? Dive into the convenience of digital banking today!

Financial Strength

Commitment to Growth

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, we support members' financial goals across various sectors. Our performance insights reflect our operational efficiency; our $0 shows how effectively we manage resources while continuing to provide competitive loan rates and solid financial products for our members. We take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

Total Share Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143 also highlight our commitment to enhancing your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 315 N Market Place Dr Centerville Ut 84014 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new car or a reliable used one, our competitive interest rates and flexible terms make financing straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand your business. We work closely with entrepreneurs to understand their unique requirements and deliver financing solutions that support their ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We provide personalized assistance to guide you through the process and ensure you find the right mortgage solution for your needs.

Refinancing Options

If you're looking to lower your monthly payments or take cash out from your existing loans, we offer refinancing options that might suit your needs. Our team is ready to help assess your eligibility and find solutions that align with your financial situation. For any questions or further details about our loan offerings or eligibility criteria, feel free to reach us at 801-337-8300. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Goldenwest, we're dedicated to providing our members with the tools they need for a successful financial journey.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. Our credit cards come with rewards programs designed to fit your lifestyle while keeping your borrowing costs manageable.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from established financial institutions, ensuring that users receive accurate and trustworthy information. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. This commitment to unbiased results allows users to focus solely on finding the best rates available. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, enabling users to make informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for users looking to compare loans. Each loan option is carefully vetted, guaranteeing that only legitimate financial institutions are represented in the comparisons.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Commitment to Innovation

Join Us

Our Mission

Branch Location & Accessibility

Accessibility Features

Call-to-Action

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Auto Loans & Vehicle Financing

Business Banking Services

Credit Cards with Rewards

Mortgage Loans & Refinancing

Online & Mobile Banking

Personal Banking Solutions

Personal Loans & Debt Consolidation

Shared Branch Transactions

Digital & Online Banking

Key Features

Security and Convenience

Financial Strength

Commitment to Growth

Growing Together

Member-Centric Savings

Solid Financial Health

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

How LendMesh Ensures Accurate Loan Comparisons

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