Goldenwest Credit Union Brigham City UT | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Goldenwest, your trusted partner in financial growth and community support, located at 1120 S Main St, Brigham City, UT 84302. Since opening our doors in 1936, we have been dedicated to serving our members with a personal touch, helping them achieve their financial goals while strengthening our local community. With over 193,000 members and total assets exceeding $3.38 billion, we pride ourselves on being a pillar of support in Box Elder County. At Goldenwest, we understand that banking is about more than just numbers; it's about relationships. Our commitment to you is reflected in our impressive financial standing: we manage total loans of 141,134, and our deposits amount to $296,597,567. This solid foundation enables us to offer competitive rates and exceptional service tailored to meet your needs. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: P O Box 698, Brigham City, UT 84302. Under the leadership of our CEO, Kerry Wahlen, and Board President, Dan Musgrave, we strive for excellence in every interaction. Our team of 765 employees is here to assist you with a wide range of services including checking and savings accounts, auto loans, mortgage financing, and business banking solutions. We invite you to explore what Goldenwest has to offer by visiting our website at gwcu.org or giving us a call at (435) 695-2600. Experience the difference of a credit union that truly cares about its members and community!

Branch History & Mission

Welcome to Goldenwest, a credit union with a rich legacy that has been serving the community of Brigham City, Utah, since 1936. Over the decades, we have grown from humble beginnings into a thriving institution with a total membership of 193,174 and assets totaling over $3.3 billion. Our branch is conveniently located at 1120 S Main St, Brigham City, UT 84302, an area bustling with life and close to local landmarks that foster community spirit. Our mission is simple yet powerful: to provide exceptional financial services while supporting our members and the communities we serve. We believe that everyone deserves access to affordable financial products and personalized service. This commitment drives us to offer a variety of services including personal banking, auto loans, mortgages, and business banking solutions. Since our establishment, we have focused on creating positive impacts in the lives of our members. With advancements in technology, we now offer online and mobile banking for convenience while ensuring our facilities are ADA compliant for all members. Additionally, our drive-thru service makes banking even easier for those on the go. While you can visit us at our branch location for all your banking needs, any official correspondence should be sent to P O Box 698, Brigham City, UT 84302. We encourage members to take advantage of our ATM services available nearby and explore our customer-centric initiatives designed to enhance your experience. At Goldenwest, community outreach is at the heart of what we do. We actively partner with local organizations to support initiatives that uplift our community and strengthen bonds among residents. Whether it's through financial literacy programs or sponsorships of local events, we strive to make a meaningful difference. We invite you to join us on this journey towards financial wellness and community support. Experience the benefits that come with being part of Goldenwest today! For more information about membership or to open an account, please call us at 435-695-2600 or visit our website.

Branch Location & Accessibility

Contact Us

Have questions? Feel free to reach out! You can give us a call at 435-695-2600. We're excited to welcome you into our branch and help you achieve your financial goals. Don't hesitate come visit us today at Goldenwest!

Nearby Landmarks and Accessibility

Our branch is nestled in the heart of Box Elder County, close to popular local spots that make it easy for you to visit us. If you're near the scenic Bear River or enjoying a day out at the Brigham City Park, swing by and see what we have to offer. Our location features ample parking spaces and is equipped with accessibility features such as ramps, ensuring everyone can easily access our services.

Operating Hours and Services

At Goldenwest, we understand that convenience is key. That's why we're open Monday through Friday from 10 AM to 6 PM, and Saturday from 10 AM to 2 PM. Whether you prefer visiting during the week or on weekends, we're here when you need us most. We pride ourselves on offering comprehensive services including checking and savings accounts, auto loans, mortgage options, personal loans, credit cards with rewards, and business banking solutions. Need help with basic transactions? Our drive-thru service makes it even easier for you to bank on the go!

Member Eligibility

At Goldenwest, we believe that everyone deserves a supportive community to help them achieve their financial goals. Joining us is easy and welcoming! If you live, work, or worship in the Brigham City area, you're likely eligible to become a member. We're here for individuals and families alike, offering a range of services designed to meet your needs. Plus, being part of Goldenwest means access to friendly service, competitive rates, and a variety of financial products tailored just for you. To learn more about the specific eligibility criteria and ensure you meet all requirements, check out our detailed information at http://www.gwcu.org/membership. Once you're ready to start your journey with us, opening an account is a breeze! You can find all the necessary details at http://www.gwcu.org/loans/apply. If you have any questions, don't hesitate to give us a call at (435) 695-2600. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Member Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed.

Non-Member Support

We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions.

Outstanding Loans Portfolio

With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, we offer merchant services that simplify transactions and help your business thrive. Our tailored solutions ensure you can accept payments easily, manage cash flow efficiently, and focus on what truly matters growing your business. Visit us at 1120 S Main St Brigham City Ut 84302 in Brigham City, UT, or call us at (435) 695-2600 to explore how we can assist you today!

Comprehensive List Of Services

Business Banking Solutions

For entrepreneurs and small businesses in the community, Goldenwest offers comprehensive business banking solutions. From merchant services that simplify payment processing to tailored business loans designed to fuel growth, we're committed to helping local businesses thrive.

Convenient Access & Support

In addition to our robust service offerings, we ensure convenience through our ATM services that allow for cash withdrawals and balance checks whenever needed. Our drive-thru banking offers easy access for deposits, withdrawals, and simple transactions without leaving your vehicle. With operating hours from Monday to Friday 10 AM - 6 PM and Saturday from 10 AM - 2 PM, we strive to accommodate your busy schedule. If you have any questions or need assistance, don't hesitate to call us at 435-695-2600; we're always ready to help.

Join Us Today!

At Goldenwest in Brigham City, we're more than just a credit union; we're a partner in your financial journey. Explore all these services today by visiting us or checking out our website at Goldenwest. Whether you're looking to open an account or learn more about our loan options, we're here for you every step of the way!

Personal Banking Made Easy

For individuals looking to manage their finances effectively, we offer checking and savings accounts that fit various lifestyles. Imagine easily accessing your funds through our online and mobile banking platforms. You can check your balance, transfer money, or pay bills anytime from the comfort of your home or on the go. When it comes to purchasing a vehicle, our auto loans and vehicle financing options are designed to help you drive away with the best deal possible. We understand how important reliable transportation is for you and your family. And if you're considering buying a house or refinancing an existing mortgage, our mortgage loans provide competitive rates and flexible terms tailored to your situation. If you find yourself in need of quick cash for unexpected expenses, our personal loans and debt consolidation services can help ease your financial burden. Plus, with our credit cards that offer rewards, you can earn points on everyday purchases while managing your spending efficiently.

Digital & Online Banking

Mobile Features for Your Lifestyle

On the go? Our mobile application gives you the freedom to bank from your smartphone. You can easily make mobile payments and send money to friends or family with our person-to-person transfer feature. Imagine splitting a dinner bill or sending a gift without leaving your couch!

Security You Can Trust

We prioritize your safety. While we currently do not offer electronic signature authorization, rest assured that all transactions through our online banking are secure. Your peace of mind is crucial as you manage your finances digitally. At Goldenwest, we believe in providing accessible and easy-to-use tools that fit seamlessly into your daily life. Enjoy the flexibility of managing your accounts in real-time from the comfort of your home or while out and about! For more information or to get started today, visit us at https://www.gwcu.org/.

Your Banking, Your Way

With just a few clicks at https://www.gwcu.org/, you can enjoy 24/7 online banking services. Whether you're checking your balance, transferring funds, or paying bills, our user-friendly platform is designed to make banking convenient. Plus, with e-statements available, you'll receive a clear view of your financial activity without the clutter of paper statements.

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a trusted financial partner is essential for your peace of mind. With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We take pride in having 579 full-time employees and 186 part-time employees who are dedicated to serving you with expertise and commitment. Our $16,009,273 in undivided earnings allows us to reinvest in innovative banking tools and stronger lending options to serve our members better. With $34,558 in used auto loans and $2,624,868,974 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 1120 S Main St Brigham City Ut 84302 or call (435) 695-2600 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to help you find the right option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We're committed to supporting local businesses through tailored financing solutions that meet unique needs. At Goldenwest, we prioritize your financial well-being. You can easily reach us at (435) 695-2600 if you have any questions about our loan offerings or need assistance with the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan products can work for you today!

Credit Lines

If you're looking for more flexibility, our credit lines total $1,147,188,636 and are designed to give you easy access to funds when you need them. This product can be an excellent solution for managing cash flow or funding personal projects without the hassle of multiple applications.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We offer competitive rates and flexible terms to fit your needs. If you're considering refinancing your existing mortgage, we can help you explore eligibility options that may lower your monthly payments.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards provide a convenient way to handle unexpected expenses or everyday purchases while offering rewards and benefits tailored for our members.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers tailored to their needs. Each loan offer is carefully vetted, guaranteeing that only legitimate financial institutions are represented in the comparisons.

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from established financial institutions, which helps build trust among users. Additionally, LendMesh prides itself on having no sponsored listings; lenders are not prioritized based on paid promotions. This means that every user receives unbiased results, allowing them to choose the best option for their unique situation. Moreover, LendMesh provides real-time rate comparisons, giving users access to up-to-date loan rates from multiple institutions. This feature helps individuals make informed decisions quickly and efficiently. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the effectiveness and reliability of this comparison tool. To start finding the best rates for your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Contact Us

Nearby Landmarks and Accessibility

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Member Commercial Loans

Non-Member Support

Outstanding Loans Portfolio

Comprehensive List Of Services

Business Banking Solutions

Convenient Access & Support

Join Us Today!

Personal Banking Made Easy

Digital & Online Banking

Mobile Features for Your Lifestyle

Security You Can Trust

Your Banking, Your Way

Financial Strength

Loan Offering

Auto Loans

Business Loans

Credit Lines

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

Accurate Loan Comparisons

Benefits of Using LendMesh

Join Our Community