Goldenwest Credit Union Rexburg ID | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Goldenwest Credit Union! Located at 855 University Blvd, Rexburg, ID 83440, our branch has been serving the community since 1936. With a steadfast commitment to our members, we've grown to support over 193,000 individuals with a wide range of financial services. At Goldenwest, we take pride in our strong financial foundation. With total assets exceeding $3.38 billion and total deposits amounting to $296,597,567, we are well-equipped to provide reliable banking solutions tailored to your needs. Our robust portfolio includes over 141,134 loans and leases, ensuring that our members have access to the funds they need for various purposes be it personal loans, auto financing, or mortgages. While you can visit us at our branch for personalized assistance, please direct any official correspondence to the same address: 855 University Blvd, Rexburg, ID 83440. Under the leadership of our dedicated CEO, Kerry Wahlen, and Board President, Dan Musgrave, we prioritize community engagement and member satisfaction. Our team of 765 employees is here to help you navigate your financial journey with ease and confidence. Whether you're looking for checking and savings accounts, credit cards with rewards, or business banking services, we have something for everyone. Explore the convenience of online and mobile banking options that allow you to manage your finances on the go. Ready to experience exceptional service? Don't hesitate to call us at 801-337-8300 or visit our website at www.gwcu.org today! We look forward to being your trusted financial partner in Rexburg!

Branch History & Mission

Community Engagement

Goldenwest doesn't just stop at banking; we actively engage with our community through outreach programs and support for local initiatives. Our shared service center allows members from partnering credit unions to access their funds conveniently, fostering collaboration within our financial community. As technology continues to advance, we stay committed to providing secure digital solutions without losing sight of personal service. Whether you choose to visit us during lobby hours Monday through Thursday from 9 AM to 5 PM or Friday until 5:30 PM or use our ATM service available on-site, we are here for you.

Join Us Today!

We invite you to become part of the Goldenwest family. Experience firsthand how our commitment to your financial well-being can help you achieve your goals. For more information about membership and services, please visit our website or call us at 801-337-8300. Together, let's build a brighter future for you and your community!

Our Mission

Our mission at Goldenwest is simple yet powerful: to provide exceptional financial services while making a positive impact on the lives of our members and the surrounding community. We believe in empowering individuals through accessible banking options that include personal accounts, auto loans, mortgages, and business banking services. Additionally, we strive to foster community spirit through various outreach efforts and partnerships. We are dedicated to ensuring that every member feels valued and supported. With modern conveniences like online banking and mobile payments alongside traditional banking options like drive-thru service, we cater to all your needs while maintaining an ADA-compliant environment.

Branch Location & Accessibility

Additional Services

Goldenwest offers a wide range of services designed to meet your financial needs from personal banking options like checking and savings accounts to auto loans and mortgage refinancing. Additionally, we provide online and mobile banking for those who prefer managing their finances on the go. And if you're a member of a partner credit union, feel free to utilize our shared service center for convenient transactions. While members can visit us at 855 University Blvd, official correspondence should be sent to the same address as we do not have a separate mailing location. For any inquiries or assistance, don't hesitate to call us at 801-337-8300. We invite you to come by Goldenwest in Rexburg today! Whether you need expert financial advice or simply want to explore our services, we're here for you every step of the way.

Branch Features and Accessibility

At Goldenwest, we prioritize accessibility for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking to ensure that all members can visit comfortably. We are proud to offer both ATM availability and drive-thru banking services for your convenience. If you prefer a quick transaction without leaving your vehicle, our drive-thru is here to help with basic services like deposits and withdrawals.

Operating Hours

We understand that life can get busy! That's why our operating hours are tailored to fit your schedule. You can visit us Monday through Wednesday from 9:00 AM to 5:00 PM, Thursday until 6:00 PM, Friday until 5:30 PM, and Saturday from 9:00 AM to 2:00 PM. Our team is always ready to assist you during these hours.

Member Eligibility

At Goldenwest, becoming a member is like joining a friendly family that truly cares about your financial well-being. We welcome anyone who lives, works, worships, or attends school in our community to apply for membership. You'll find that being part of Goldenwest opens the door to a world of personalized banking services designed just for you, from competitive loan rates to convenient online banking options. Plus, we pride ourselves on offering exceptional support and resources tailored to meet your unique needs. If you're ready to take the next step, opening an account is easy! Simply visit us at our branch located at 855 University Blvd Rexburg Id 83440 or check out our website for more details. For the most up-to-date information on eligibility requirements, feel free to explore this link: http://www.gwcu.org/membership. If you have any questions or need assistance, don't hesitate to give us a call at (801) 337-8300. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Imagine having the financial backing to seize new opportunities. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having efficient payment solutions is vital. Our merchant services simplify transactions, enabling you to focus on what you do best running your business. With tools tailored for various industries, you can provide seamless experiences for your customers while keeping track of sales effortlessly. Visit us at 855 University Blvd Rexburg Id 83440 in Rexburg, ID, or give us a call at (801) 337-8300 to learn how our business banking and commercial services can empower your success!

Comprehensive List Of Services

Business Banking

If you're a business owner, Goldenwest has got you covered too! Our business banking services, including merchant services and business loans, are designed to support your growth and operational needs.

Digital Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features. Access your accounts anytime, anywhere with ease. Our ATM services allow for cash withdrawals whenever you need them without the hassle.

Financial Support

Life can be unpredictable, which is why we also provide personal loans and debt consolidation options to help you navigate through financial challenges. Our credit cards with rewards offer not just convenience but also benefits for your everyday purchases.

Personal Banking

For those seeking reliable personal banking options, we offer checking and savings accounts that help you manage your money effectively. If you're in the market for a vehicle, our auto loans and vehicle financing solutions are tailored to fit your budget, making it easier than ever to hit the road in a new car. For homebuyers or those looking to refinance, our mortgage loans and refinancing options provide competitive rates and flexible terms.

Transactional Services

At Goldenwest, we understand that sometimes you need quick access to banking services without an appointment. Our drive-thru banking makes deposits, withdrawals, and simple transactions easy. Plus, if you're a member of partner credit unions, enjoy basic shared branch transactions for even more flexibility. We invite you to visit us or give us a call at 801-337-8300 to learn more about how we can assist with all your financial needs. At Goldenwest in Rexburg, we're not just a bank; we're your trusted partner on the path to financial wellness.

Digital & Online Banking

Making Transactions Simple

Need to send money to a friend? Our person-to-person transfer feature allows for quick and easy transactions directly from your account. And if you're a fan of modern payment methods, you'll love our mobile payments option that lets you make purchases using just your smartphone. In short, at Goldenwest, we're committed to making your banking experience smooth and accessible. Whether you're at home or on the go, our digital tools empower you to manage your finances effectively and securely. Join us today and discover how easy banking can be!

Online Banking Features

Visit us at https://www.gwcu.org/ to explore our comprehensive online banking services. Enjoy 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer funds whenever you need to. Our mobile application enhances this experience by putting all these features right in the palm of your hand. You can download it easily for on-the-go banking.

Security and Convenience

Your security is our top priority. While we don't currently offer electronic signature authorization, our other security measures ensure that your personal information remains safe. Plus, the convenience of e-statements means you can go green while keeping track of your finances without the clutter of paper statements.

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 855 University Blvd Rexburg Id 83440 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Member Trust

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment in Your Future

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends across various sectors; with $34,558 in used auto loans and $2,624,868,974 in total loans and leases, our lending capacity supports your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we have flexible terms that can fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand your business. We understand the challenges small businesses face and are committed to providing support through tailored lending solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We are here to guide you through the process and ensure you find a loan that suits your financial situation.

Refinancing Options

If you're looking to lower your monthly payments or consolidate debt, we also offer refinancing options across our loan products. It's worth exploring how refinancing could benefit you financially. At Goldenwest, we're dedicated to helping you navigate your financial journey. If you have questions about eligibility or would like to learn more about applying for any of our loan products, don't hesitate to reach out! You can contact us at (801) 337-8300 or visit us at our location: 855 University Blvd Rexburg Id 83440 in Rexburg, ID. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how we can assist you today!

Unsecured Credit Card Loans

Managing everyday expenses can be easier with our unsecured credit card loans. We also offer flexible terms on these loans, with a total of $87,663,622 in loans helping members manage their finances effectively. This option allows for quick access to funds without the need for collateral.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers come exclusively from legitimate financial institutions. This verification process enhances transparency and builds trust in the comparisons provided. No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on delivering unbiased results to users. Real-Time Rate Comparisons: Users benefit from up-to-date loan rates across multiple institutions, allowing for quick and informed decision-making. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that all offers presented are fair and transparent.

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Engagement

Join Us Today!

Our Mission

Branch Location & Accessibility

Additional Services

Branch Features and Accessibility

Operating Hours

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

Business Banking

Digital Convenience

Financial Support

Personal Banking

Transactional Services

Digital & Online Banking

Making Transactions Simple

Online Banking Features

Security and Convenience

Financial Strength

Conclusion

Member Savings Security

Member Trust

Operational Efficiency

Our Financial Health

Reinvestment in Your Future

Loan Offering

Auto Loans

Business Loans

Mortgage Loans

Refinancing Options

Unsecured Credit Card Loans

Loan Aggregator

Benefits of Using LendMesh

Ensuring Accurate Comparisons

Join Our Community