Goldenwest Credit Union Post Falls ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Goldenwest, your trusted financial partner located at 804 N Henry St, Post Falls, ID 83854. Established in 1936, our credit union has been committed to serving the community for over 87 years. With a strong foundation built on trust and reliability, we proudly support 193,174 members with a wide range of banking solutions tailored to meet your needs. At Goldenwest, we understand that financial well-being goes beyond just numbers. Our assets total an impressive $3,386,924,532, reflecting our ability to offer secure and reliable services. We are dedicated to fostering growth and opportunity within our community, evidenced by our total loans of 141,134 and deposits amounting to $296,597,567. Led by our experienced CEO, Kerry Wahlen, and Board President Dan Musgrave, our team of 765 employees is here to provide personalized service with a friendly touch. We prioritize your financial health and aim to help you achieve your goals whether it's securing a loan for a new vehicle or opening a savings account. While members can visit us at 804 N Henry St, official correspondence should be sent to the same address. With a focus on community impact and member satisfaction, we invite you to explore all that Goldenwest has to offer. Ready to take the next step? Feel free to reach out at (801) 337-8300 or visit us online at gwcu.org for more information about our services and how we can assist you today!

Branch History & Mission

Welcome to the Goldenwest branch in Post Falls, Idaho! Since our inception in 1936, we have been dedicated to serving our community with passion and integrity. Over the years, we have grown alongside our members, evolving from a small local credit union into a trusted financial institution with total assets reaching an impressive $3,386,924,532. Today, we proudly serve over 193,174 members who count on us for their financial needs. Located at 804 N Henry St, our branch is easily accessible for anyone in Post Falls. We are close to local landmarks that make it convenient for you to visit us. Whether you're here to discuss loans or simply want to take advantage of our ATM services, we're here to help. At Goldenwest, our mission is clear: we strive to provide exceptional financial services while fostering a strong sense of community. Our commitment goes beyond just offering products like checking accounts, auto loans, and mortgages; we aim to uplift the lives of those around us through various outreach initiatives. We believe that when our members succeed, the entire community thrives. While members can visit us at 804 N Henry St Post Falls Id 83854, official correspondence should be sent to 804 N Henry St, Post Falls, ID 83854. We offer various features such as drive-thru banking for your convenience and shared service centers that enhance your banking experience across different locations. Our operating hours are designed to fit your busy schedule: Monday through Thursday from 9:00 AM to 5:00 PM and Friday until 5:30 PM, with drive-thru services available even later on Fridays and during select hours on Saturdays. Goldenwest also embraces technology with services like online banking and mobile payments, ensuring you have access to your accounts anytime and anywhere. We're proud of our ADA-compliant facilities that cater to all members of our community. Join us as we continue this journey together! At Goldenwest, you will find not just a bank but a partner committed to helping you achieve your financial goals. Experience the benefits of membership today by visiting us or reaching out at (801) 337-8300. Together, let's build a brighter future!

Branch Location & Accessibility

Operating Hours

Our friendly team is ready to assist you during our lobby hours from Monday through Thursday, 9:00 AM to 5:00 PM. On Fridays, we extend our hours until 5:30 PM, so you have extra time to handle your banking needs. For those who prefer drive-thru banking, we're open until 6:00 PM on Fridays and from 9:00 AM to 2:00 PM on Saturdays.

Services Offered

At Goldenwest Credit Union, we offer a wide range of personal and business banking services tailored just for you. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Need quick cash? Our ATM is available for easy withdrawals and balance checks. For members of other credit unions, don't worry! We provide shared service transactions as well. You can enjoy the convenience of making deposits and withdrawals right here at our branch. We invite you to experience the welcoming atmosphere of Goldenwest Credit Union in Post Falls. If you have any questions or need assistance, feel free to give us a call at 801-337-8300. We look forward to seeing you soon!

Member Eligibility

At Goldenwest, we're excited to welcome you into our community! Becoming a member is simple and offers numerous benefits, including personalized service and competitive financial products. If you live, work, or attend school in the areas we serve, you're likely eligible to join us. We also extend membership to family members of current members, ensuring that everyone can take advantage of our supportive services. To learn more about the specific eligibility requirements, feel free to visit us at http://www.gwcu.org/membership for all the details. Once you're ready to start your journey with us, opening an account is just a click away! You can easily apply online by visiting http://www.gwcu.org/loans/apply or give us a call at (801) 337-8300 if you have any questions. We're located at 804 N Henry St Post Falls Id 83854, and our friendly team is here to help you every step of the way. Join us today and experience the difference of being part of the Goldenwest family!

Business Banking & Commercial Services

Business Loan Options

Imagine being able to invest in new equipment or hire additional staff without financial stress. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easier for your business. Imagine having a seamless point-of-sale system that accepts payments quickly, allowing you to focus on what you do best serving your customers. Our services are designed to enhance your operational efficiency and boost your bottom line. Located at 804 N Henry St Post Falls Id 83854, Post Falls, ID, our dedicated team is ready to partner with you. Call us at (801) 337-8300 today to learn more about how we can help your business grow!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash in a hurry? Our ATM services provide easy access to cash withdrawal and balance checks. Plus, with our basic drive-thru banking, depositing checks or handling simple transactions has never been easier just pull up and let us do the rest! At Goldenwest, we're dedicated not only to meeting but exceeding your financial needs. If you're interested in learning more about any of these services or need assistance with anything else, don't hesitate to reach out! Call us at (801) 337-8300 or visit our website at Post Falls Branch today!

Business Banking Support

For those running their own businesses, we provide comprehensive business banking solutions including merchant services and business loans. We understand the challenges entrepreneurs face, which is why we aim to offer personalized support tailored to help your business thrive.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why our online and mobile banking features allow you to manage your finances anytime, anywhere. Whether you're checking balances, making transfers, or paying bills from the comfort of your home or on-the-go, we've made banking simpler for you.

Home Loans Made Easy

If you're ready to buy a home or refinance your current mortgage, look no further. Our mortgage loans and refinancing options are tailored to fit various budgets and lifestyles. We understand that purchasing a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way.

Personal Banking Solutions

Whether you are saving for a dream vacation or managing everyday expenses, our personal banking options have you covered. We offer checking and savings accounts that help you manage your money effectively while earning interest on your savings. Imagine having a dedicated account just for your travel funds, allowing you to watch your savings grow as you plan your next adventure!

Personal Loans & Debt Solutions

Life happens, and sometimes unexpected expenses arise. That's why we offer personal loans and debt consolidation options to help ease financial stress. Whether it's covering medical bills or consolidating credit card debt, our team is here to assist you in finding the right solution.

Rewarding Credit Cards

With our credit cards featuring rewards, every purchase can bring you closer to something special. Imagine earning points on groceries or gas that can be redeemed for cashback or travel perks! It's an easy way to make your spending work harder for you.

Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing services make it easier than ever to get behind the wheel of your dream vehicle. With competitive rates and flexible terms, we can help turn that "just thinking about it" into reality. You can drive off knowing you've made a smart financial choice.

Digital & Online Banking

At Goldenwest, we understand that managing your finances should be as easy and secure as possible. That's why we've invested in a range of digital and online banking services designed to give you control at your fingertips, anytime and anywhere. With our user-friendly online banking platform available at https://www.gwcu.org/, you can access your accounts 24/7. Whether you're checking your balance, transferring funds, or paying bills, everything is just a few clicks away. You'll also appreciate the convenience of e-statements, allowing you to review your account statements digitally no paper clutter required! If you're on the go, our mobile application makes banking even simpler. You can make mobile payments effortlessly and send money to friends or family with our person-to-person transfer feature. All these services are designed to fit into your busy lifestyle while keeping your information secure. We prioritize your security with robust measures in place so you can bank confidently. While we currently do not offer electronic signature authorization, we ensure that all transactions are safe and verified. At Goldenwest, we believe in providing accessible services that empower you to manage your finances effectively. Explore more about what we offer by visiting https://www.gwcu.org/ today!

Financial Strength

At Goldenwest, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Our commitment to maintaining strong financial health ensures that we can provide the best services possible to our community. With a net worth of $444,742,290, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $34,558 in used auto loans and a total of $2,624,868,974 in loans and leases. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $1,537,143. With a total of 595,185 share and deposit accounts, we have a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 804 N Henry St Post Falls Id 83854 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our financing options are flexible and competitive.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and offer personalized solutions that cater to your financial needs. At Goldenwest, we also provide refinancing options for those looking to lower their payments or consolidate debt. Our goal is to help you navigate your options so you can make informed decisions about your finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply now or just need more information about our services, visit us at our branch or check out our website for additional resources. Let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. We offer various plans to fit different budgets and financial situations, ensuring you find a mortgage solution that works for you.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards provide convenience for everyday purchases while allowing you to build your credit score.

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Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Branch Location & Accessibility

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Business Loan Options

Merchant Services

Comprehensive List Of Services

ATM and Drive-Thru Services

Business Banking Support

Digital Banking Convenience

Home Loans Made Easy

Personal Banking Solutions

Personal Loans & Debt Solutions

Rewarding Credit Cards

Vehicle Financing

Digital & Online Banking

Financial Strength

Loan Offering

Auto Loans

Business Financing

Mortgage Loans

Unsecured Credit Card Loans

Loan Aggregator

No Sponsored Listings

Real-Time Rate Comparisons

Verified Data

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