Goldenwest Credit Union Eagle ID | Affordable Auto Loans & Business Banking

Introduction

Welcome to Goldenwest, your trusted partner in financial wellness located at 6620 N Linder Rd, Eagle, ID 83646. Since our establishment in 1936, we have proudly served our community with a commitment to providing reliable banking solutions tailored to your needs. With over 193,000 members and $3.39 billion in total assets, we are dedicated to enhancing your financial journey through personalized service and innovative products. At Goldenwest, we believe that every member deserves exceptional support and resources. Our experienced team, led by CEO Kerry Wahlen and Board President Dan Musgrave, is here to guide you through various services including personal banking, auto loans, mortgages, and business banking. We understand that financial decisions can be overwhelming; that's why we prioritize clear communication and trust. While you can visit us at our branch for all your banking needs, official correspondence should be sent to the same address: 6620 N Linder Rd, Eagle, ID 83646. We are here Monday through Friday from 9:00 AM to 5:00 PM, ready to assist you without drive-thru services but with shared service center availability for added convenience. With a strong foundation built on member satisfaction and community impact, we're proud of our financial health holding $296 million in total deposits and maintaining a net worth of $444 million. Whether you're looking for a loan or simply want guidance on managing your finances better, Goldenwest is here for you. Join us today by visiting our website at Goldenwest or giving us a call at 801-337-8300. Let's embark on this financial journey together!

Branch History & Mission

Community Focus

Goldenwest actively engages in partnerships and outreach efforts within Eagle and surrounding areas. We believe in giving back by supporting local initiatives that foster growth and development within our community. This commitment reflects our belief that financial success goes hand-in-hand with community support. As we look ahead, we invite you to join us on this journey. Whether you're looking to open an account or need assistance with loans or investments, Goldenwest is here for you every step of the way. Experience the benefits of becoming a member today by visiting us or checking out our website at Goldenwest. Join us in making a difference in your financial future while contributing positively to the Eagle community!

Our Mission

The mission of Goldenwest is not just about banking; it's about building relationships within our community. We strive to empower our members by offering a wide range of services including personal banking, auto loans, mortgage loans, business banking solutions, and online and mobile banking options. We are committed to supporting not only your financial aspirations but also the well-being of the community we serve. Our operating hours are Monday through Friday from 9:00 AM to 5:00 PM, providing ample opportunity for members to connect with us. Though we do not currently offer drive-thru services or ATMs at this location, we ensure that every visit is met with warm hospitality and expert guidance.

Our Story

Located at 6620 N Linder Rd, our branch has become a cornerstone of the Eagle community. With a commitment to providing exceptional financial services, we have evolved from humble beginnings into a trusted partner for individuals and families seeking to achieve their financial goals. As we expanded our offerings over the decades, we have remained focused on meeting the needs of our members through personalized service and innovative solutions. Our location is easily accessible for all members, just a stone's throw away from local landmarks like Eagle Island State Park. While members can visit us at our branch address, official correspondence should be sent to the same address for convenience.

Branch Location & Accessibility

Convenient Access and Features

At our Eagle branch, you'll find a welcoming environment designed with accessibility in mind. We have ADA-compliant facilities, ensuring that everyone can comfortably visit us. Parking is readily available, so you won't have to worry about finding a spot when you arrive. While members can visit us at 6620 N Linder Rd, official correspondence should be sent to the same address. If you need assistance while you're here, feel free to reach out to us at 801-337-8300; our friendly team is always ready to help!

Operating Hours and Services

We're here for you Monday through Friday from 9:00 AM to 5:00 PM. While we don't currently offer drive-thru services or ATM access at this location, we provide a variety of essential banking services. You can manage personal checking and savings accounts, apply for auto loans, mortgage loans, personal loans, and credit cards with rewards all tailored to meet your financial needs. Additionally, we offer basic shared branch transactions for members of partner credit unions, allowing for deposits and withdrawals even if you're not a member of Goldenwest. We invite you to come by and experience our commitment to serving our community's financial needs firsthand. Stop by today or give us a call we look forward to assisting you!

Member Eligibility

At Goldenwest, we believe that everyone deserves a chance to be part of a supportive community that puts your needs first. Becoming a member is simple and welcoming! If you live, work, or worship in our local area, you're already eligible to join us. We also encourage family members of existing members to become part of our credit union family. To learn more about the specific eligibility criteria and see if you qualify, please check out our detailed resource at http://www.gwcu.org/membership. Once you're ready to take the next step, opening an account with Goldenwest is straightforward. You can easily apply online through this link: http://www.gwcu.org/loans/apply. If you have any questions or need assistance, don't hesitate to call us at (801) 337-8300. We're here to help you every step of the way as you join a community focused on your financial well-being at 6620 N Linder Rd Eagle Id 83646.

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services help you streamline operations. Imagine being able to accept payments easily from customers, no matter how they choose to pay. Whether it's through credit cards or mobile payments, we provide solutions that fit seamlessly into your daily operations. This means less hassle for you and more satisfaction for your customers. When you're ready to take your business to the next level, visit us at 6620 N Linder Rd Eagle Id 83646 or call us at (801) 337-8300. Let's work together to unlock new opportunities for growth!

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $852 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $619,555,213, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility

We understand that life gets busy. That's why our lobby hours are designed to fit into your schedule: Monday through Friday from 9:00 AM to 5:00 PM (No Drive-Thru). Plus, if you're ever in need of assistance or have questions about any of our services, don't hesitate to reach out at (801) 337-8300. At Goldenwest, we're more than just a credit union; we're a community partner dedicated to helping you achieve financial success. Ready to get started? Visit us at 6620 N Linder Rd Eagle Id 83646 or check out our website at Eagle Br for more information on how we can serve you better!

Business Banking

If you're an entrepreneur, we haven't forgotten about you! Our Business Banking services include comprehensive Merchant Services & Business Loans, tailored to help your business grow and thrive.

Credit Cards

For those looking to earn rewards while spending, our Credit Cards with Rewards program offers great benefits. You can enjoy perks and cashback on everyday purchases, making every dollar spent work harder for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking options that let you manage your finances anytime, anywhere. You can easily check balances, transfer funds, and make payments right from your smartphone or computer. Additionally, while we currently do not have ATMs at this branch, our members can still access cash through basic shared branch transactions such as deposits and withdrawals with partner credit unions.

Home Financing

Thinking about buying a home or refinancing your existing mortgage? Our Mortgage Loans & Refinancing services provide flexible solutions tailored to your specific situation, helping you achieve the dream of homeownership or reduce your monthly payments.

Personal Banking

Whether you're opening a new checking account or saving for a big purchase, our personal banking services have you covered. We offer various Checking & Savings Accounts designed to fit your lifestyle. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options can help you drive away in your dream car without breaking the bank.

Personal Loans

Life can be unpredictable, and sometimes you need extra funds to get through it. Our Personal Loans & Debt Consolidation options allow you to manage unexpected expenses or consolidate debt into one manageable payment. We're here to support you during those important moments.

Digital & Online Banking

Key Features

With our user-friendly online banking services available at https://www.gwcu.org/, you can easily check your account balances, view transaction history, and transfer funds all from the comfort of your home or while out and about. If you're looking for quick payments, our person-to-person transfer feature makes sending money to friends and family a breeze. Need to keep track of your statements? You can opt for e-statements, which are not only environmentally friendly but also more secure than traditional paper statements. Plus, with our mobile application available for download, managing your finances has never been easier. You can make mobile payments effortlessly or deposit checks without ever stepping foot in a branch.

Security and Accessibility

We take your security seriously. Our online banking services are built with top-notch security features to protect your personal information. Although we currently do not support electronic signature authorization, rest assured that every transaction you make is safeguarded. At Goldenwest, we're committed to making banking accessible for everyone. Our digital tools empower you to stay on top of your finances with ease. Whether it's checking balances late at night or paying bills during lunch breaks, we've got you covered. Ready to experience the convenience of digital banking? Visit us today at https://www.gwcu.org/ and discover how easy it is to manage your finances with Goldenwest!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 595,185, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,537,143. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goldenwest is your trusted partner. Visit us at 6620 N Linder Rd Eagle Id 83646 or call (801) 337-8300 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $1,173,892,104 in share certificates and $513,318,200 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 579 full-time employees and 186 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Our Financial Health

With a net worth of $444,742,290, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,313 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvesting in Our Community

With $16,009,273 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth is reflected in our robust lending capacity. With $34,558 in used auto loans and $2,624,868,974 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $586,561,605 in used vehicle loans and $210,349,153 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive interest rates that make it easier for you to drive away with your dream vehicle.

Business Financing

For business owners, our outstanding commercial loans totaling $619,555,213 provide the capital needed to grow and expand. We understand the unique challenges businesses face and work closely with our business members to tailor financing solutions that fit their needs. At Goldenwest, we're committed to making borrowing accessible and straightforward for all our members. If you're interested in exploring refinancing options or learning more about eligibility requirements for any of our products, please visit our website or contact us directly. For performance insights and financial data regarding our offerings, please refer to the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to assisting you on your financial journey!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $87,663,622 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while maintaining control over your spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $506,263,923, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance an existing mortgage, our knowledgeable team is ready to guide you through the process.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information they receive reflects current market conditions without hidden agendas. No Sponsored Listings: Unlike many comparison tools that prioritize lenders based on paid promotions, LendMesh does not favor any lender. The focus is solely on providing unbiased results so you can choose the best option for your financial needs. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users stay informed about their choices. This real-time data empowers borrowers to act quickly when they find favorable terms. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testament highlights the platform's effectiveness and reliability in aiding individuals to secure better loan deals. Compare real-time loan offers today at LendMesh and find the best rates for your needs. --- *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Goldenwest

Type of Loan Offerings

Home Equity Loans

Mortgage Loans

Vehicle Loans

Introduction

Branch History & Mission

Community Focus

Our Mission

Our Story

Branch Location & Accessibility

Convenient Access and Features

Operating Hours and Services

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Matter

Supporting Business Growth

Comprehensive List Of Services

Accessibility

Business Banking

Credit Cards

Digital Banking Features

Home Financing

Personal Banking

Personal Loans

Digital & Online Banking

Key Features

Security and Accessibility

Financial Strength

Growing Member Base

Member Savings and Investments

Operational Efficiency

Our Financial Health

Reinvesting in Our Community

Loan Offering

Auto Loans

Business Financing

Credit Card Loans

Mortgage Loans

Loan Aggregator

Benefits of Using LendMesh

Join Our Community