Golden Rule Community Credit Union Ripon WI | Affordable Auto Loans & Drive-Thru Banking

Introduction

Welcome to Golden Rule Community Credit Union, where we believe in putting our members first. Nestled in the heart of Ripon, WI, at 1175 W Fond Du Lac St, we have been serving our community since 1938. With a rich history and a commitment to enhancing the financial well-being of our members, we proudly support over 3,260 members with personalized services tailored to meet their unique needs. At Golden Rule Community Credit Union, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way. Whether you're seeking a new car loan or planning for your dream home, our dedicated team is ready to assist you. Our total assets stand at an impressive $40,340,616, demonstrating our stability and reliability as a trusted financial partner. Our commitment goes beyond just numbers; it's about fostering relationships within our community. We are proud of our strong financial health, reflected in our total deposits of $7,236,898 and a net worth of $4,491,466. With cash readily available at $1,464,510, we ensure that we can meet your needs promptly and effectively. While you can visit us at our branch location for all your banking needs, if you prefer to send official correspondence, please use our mailing address: PO BOX 97, Ripon, WI 54971. Led by CEO Daniel Ige and Board President Bryan Fritsch, our team of 16 employees is dedicated to providing exceptional service and creating a welcoming environment for all members. Our operating hours are designed with your convenience in mind: - Lobby Hours: - Monday, Tuesday, Thursday, Friday: 9:00 A.M. - 5:00 P.M. - Wednesday: 10:00 A.M. - 5:00 P.M. - Saturday: 8:30 A.M. - 11:30 A.M. - Drive-Up Hours: - Monday - Thursday: 8:00 A.M. - 5:00 P.M. - Friday: 8:00 A.M. - 6:00 P.M. - Saturday: 8:30 A.M. - 11:30 A.M. We invite you to experience the difference at Golden Rule Community Credit Union. For more information about our services or to speak with one of our friendly representatives, call us at 920-748-5336 or visit us online at goldenrulecu.org. Join us in building a brighter financial future together!

Branch History & Mission

At Golden Rule Community Credit Union, we take pride in our rich history and commitment to serving the community of Ripon, Wisconsin. Established in 1938, our credit union has been a trusted financial partner for over eight decades. Located at 1175 W Fond Du Lac St, we have grown alongside our members, adapting to their needs while staying true to our mission of providing accessible and affordable financial services. Throughout the years, Golden Rule Community has evolved significantly. From humble beginnings, we've expanded our membership to over 3,260 individuals who trust us with their financial journeys. Our total assets have reached an impressive $40340616, reflecting our dedication to responsible growth and sound financial management. Our mission is simple yet powerful: we strive to empower our members by offering a range of personal banking solutions tailored to their unique needs. Whether it's checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we are committed to providing high-quality services that support both individual financial goals and broader community development. While members can visit us at 1175 W Fond Du Lac St Ripon Wi 54971, official correspondence should be sent to PO BOX 97, RIPON, WI 54971. We understand the importance of being accessible and accommodating; that's why we offer drive-thru banking services for convenience along with robust online banking options. Our operating hours are designed to meet the diverse schedules of our members: Lobby hours are Monday through Friday from 9:00 A.M. to 5:00 P.M., Wednesday from 10:00 A.M. to 5:00 P.M., and Saturday from 8:30 A.M. to 11:30 A.M. Golden Rule Community is not just about banking; it's about building relationships within the community. We actively participate in local events and outreach programs aimed at enhancing the quality of life in Ripon and its surrounding areas. Our partnerships with local organizations enable us to support those in need and foster a sense of belonging among residents. As we look toward the future, we remain dedicated to innovation while ensuring that every member feels valued and heard. Our team is always ready to assist you with your financial needs. Join us today and experience the benefits that come with being part of a community-focused credit union like Golden Rule Community Credit Union! Visit our website at Golden Rule Community or call us at (920) 748-5336 for more information on how you can become a member and thrive together with us.

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by Golden Rule Community Credit Union today! Experience our welcoming environment and discover how we can assist you with all your financial goals. Your community bank is just around the corner!

Convenient Access and Amenities

At Golden Rule Community, we understand the importance of accessibility. Our branch features ADA-compliant facilities, including ramps for easy entry. We offer ample parking space, ensuring that you can visit us without any hassle. For those on the go, our drive-thru service allows you to complete simple transactions quickly and efficiently.

Operating Hours Tailored for You

We want to make your banking experience as smooth as possible. Our lobby hours are designed with your schedule in mind: we're open Monday, Tuesday, Thursday, and Friday from 9:00 A.M. to 5:00 P.M., and Wednesday from 10:00 A.M. to 5:00 P.M. On Saturdays, you can visit us from 8:30 A.M. until 11:30 A.M., giving you flexibility during the week.

Reach Out Anytime

Need assistance? Don't hesitate to give us a call at 920-748-5336. Our friendly staff is ready to help you with personal banking services such as checking and savings accounts, auto loans, mortgage options, and more. While members can visit us at our physical location for all their banking needs, official correspondence should be sent to PO BOX 97, Ripon, WI 54971 if that differs from our branch address.

Member Eligibility

Becoming a member of Golden Rule Community means joining a welcoming community that prioritizes your financial well-being. To be eligible, you just need to live, work, or attend school in Fond du Lac County or nearby areas. Whether you're looking for personal banking solutions or community-focused services, we're here to support you every step of the way. The process is straightforward and friendly simply visit us at our location at 1175 W Fond Du Lac St Ripon Wi 54971 or give us a call at (920) 748-5336 for more information. For detailed eligibility criteria, feel free to check out our resource at http://www.goldenrulecu.org/about/membership. We're excited to have you as part of our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, having the right tools is essential. Our merchant services offer practical benefits that make transactions easier for you and your customers. Imagine accepting payments seamlessly whether in-store or online allowing you to focus more on your business and less on payment processing headaches. Located at 1175 W Fond Du Lac St Ripon Wi 54971 in Ripon, WI, we're here to help your business thrive. For more information, give us a call at (920) 748-5336 or visit us online at https://www.goldenrulecu.org. Let's work together to achieve your business goals!

Comprehensive List Of Services

Business Banking

For our business members, we offer essential services like merchant services and business loans. We recognize that running a business comes with its own set of challenges, so we're committed to providing straightforward solutions that help you thrive.

Digital Banking Convenience

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we provide comprehensive online and mobile banking services. You can check balances, transfer funds, and pay bills from anywhere whether you're at home or on the go. We also offer convenient ATM and cash withdrawal services through our drive-thru banking for those quick transactions.

Home Financing

If you're considering buying a home, our mortgage loans and refinancing options can guide you through the process. Picture yourself unlocking the door to your first home or reducing your monthly payments by refinancing your current mortgage. Our knowledgeable team is here to support you every step of the way.

Loans and Credit Cards

In addition to personal loans for various needs such as debt consolidation we provide credit cards with rewards that allow you to earn while you spend. Imagine collecting points for every purchase, which can lead to exciting rewards down the line!

Personal Banking

Our personal banking services include checking and savings accounts designed to help you reach your financial goals. Imagine effortlessly managing your daily expenses while also saving for that dream vacation or a new home. With our auto loans and vehicle financing, purchasing a new car becomes much simpler. We offer competitive rates and flexible terms, allowing you to drive away in the vehicle you want without breaking the bank.

Support When You Need It

At Golden Rule Community, we prioritize member satisfaction. Our friendly staff is available via phone at (920) 748-5336 during lobby hours: Monday, Tuesday, Thursday, and Friday from 9:00 A.M. - 5:00 P.M., Wednesday from 10:00 A.M. - 5:00 P.M., and Saturday from 8:30 A.M. - 11:30 A.M., ensuring you're never alone in managing your finances. If you're ready to experience personalized service with community values at its heart, visit us today at 1175 W Fond Du Lac St Ripon Wi 54971 or explore our offerings online at https://www.goldenrulecu.org. Join us at Golden Rule Community Credit Union, where your financial well-being is our top priority!

Digital & Online Banking

E-Statements for Convenience

Say goodbye to paper clutter! With e-statements available, you can access your financial statements electronically. This not only helps the environment but also makes it easier for you to keep track of your transactions in one place.

Mobile Application

For those who prefer banking from their smartphones, our mobile application provides all the features you love about online banking right in the palm of your hand. You can manage your accounts easily and securely, ensuring that you never miss a payment or important transaction.

Online Banking Services

Our online banking service, available at https://www.goldenrulecu.org, allows you to view your account balances, pay bills, and transfer money with just a few clicks. Whether you're at home or on the go, you can take advantage of 24/7 online banking services to stay updated on your finances whenever you need to.

Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and fast. You can quickly transfer funds directly from your account without any hassle.

Security and Accessibility

Your security is our top priority. While we currently do not support electronic signature authorization or mobile payments, our existing features are designed with robust security measures to protect your information. You can bank with confidence knowing that we prioritize both accessibility and safety in all our services. At Golden Rule Community, we're committed to providing tools that enhance your banking experience. Explore all these features today and discover how easy it is to manage your finances digitally!

Financial Strength

At Golden Rule Community, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. With a robust financial foundation, we are here to support you in all your banking needs. With a net worth of $4,491,466, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1112 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,655,235 in share certificates and $1,024,431 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,035,202 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant with $12,974,354 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our net income of $417,705, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 9 full-time employees and 7 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $75,210. Total Share Accounts: 6,183, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Rule Community is your trusted partner. Visit us at 1175 W Fond Du Lac St Ripon WI 54971 or call 920-748-5336 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,141,030 in used vehicle loans and $414,793 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we can help make it happen.

Credit Lines and Personal Loans

For those looking for flexibility in managing finances, our total credit lines amount to $3,500,000. These lines can be perfect for unexpected expenses or planned purchases that require financial agility. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $379,991 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $396,289, make buying or refinancing simple. We strive to provide accessible mortgage solutions that fit your budget and lifestyle.

Refinancing Options

If you're considering refinancing any existing loans or mortgages to take advantage of lower rates or better terms, our team is here to assist you through the process. We can guide you through eligibility options that suit your situation. With such a diverse range of loan offerings at Golden Rule Community, we're dedicated to supporting our members every step of the way. Whether you're ready to apply for a loan or want more information about our services, don't hesitate to reach out. You can contact us at 920-748-5336 or visit us at 1175 W Fond Du Lac St Ripon Wi 54971. We're here for you!

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