Golden Plains Credit Union Phillipsburg KS | Top Checking & Business Loans

Introduction

Welcome to Golden Plains, your trusted financial partner located at 475 State St, Phillipsburg, KS 67661. Since our establishment in 1951, we've been dedicated to serving our community and helping our members achieve their financial goals. With a robust membership of 87,983, we pride ourselves on providing personalized services tailored to meet the diverse needs of our members. At Golden Plains, we manage total assets of over $1 billion, reflecting our commitment to stability and growth. Our members enjoy a variety of financial products, including personal banking services, auto loans, mortgage options, and business banking solutions. In fact, we have successfully granted 55,273 loans and leases to help you fund your dreams. While members can visit us at the branch for daily banking needs, official correspondence should be sent to our mailing address: P.O. Box 442, Phillipsburg, KS 67661. Our team is led by CEO Rosa Saenz and Board President William DeLong, both of whom are passionate about enhancing member experiences and fostering community relationships. With total deposits exceeding $64 million and a net worth of $114 million, we ensure that your funds are not only safe but also working for you. Our cash reserves stand strong at $9,400,925, allowing us to provide the best possible service without compromise. At Golden Plains Credit Union, we believe in empowering our members with knowledge and resources. Whether you're looking to open a new account or seeking guidance on loans, we're here to help. We invite you to explore our website at gpcu.org or call us at 785-543-5267 for any inquiries. Join us today and experience the Golden Plains difference where community meets opportunity!

Branch History & Mission

Commitment to Service

While members can visit us at 475 State St, official correspondence should be sent to P.O. Box 442, Phillipsburg, KS 67661. We are proud to offer convenient operating hours: Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:00 PM. Our drive-thru service is available for added convenience during the same hours. In addition to traditional banking services, we understand the importance of digital access. Our branch provides online banking options along with mobile services so members can manage their finances anytime, anywhere. We are also committed to being ADA compliant, ensuring that everyone can access our services without barriers.

Join Us

As we continue on this journey since 1951, we invite you to join Golden Plains Credit Union. Experience firsthand how we can assist you with your financial goals while being an integral part of the Phillipsburg community. Together, let's build a brighter future! For more information or to become a member today, call us at 785-543-5267 or visit our website at Golden Plains.

Our Mission

Golden Plains is dedicated to providing exceptional financial services while fostering a sense of community and belonging among our members. Our mission is simple yet impactful: to empower individuals and families by offering personalized banking solutions that meet their unique needs. From checking and savings accounts to auto loans and mortgages, we strive to make banking accessible and beneficial for everyone. Our commitment goes beyond just financial transactions; we actively engage in community outreach programs that support local initiatives and help those in need. We believe that by investing in our community, we can create a stronger, more vibrant Phillipsburg.

Branch Location & Accessibility

Convenient Access for Everyone

Our branch is designed with accessibility in mind. You'll find ample parking available, including spots close to the entrance for those who need them. We also comply with ADA standards to ensure that all members can easily access our services. If you prefer to conduct your banking from the comfort of your vehicle, our drive-thru service is ready to assist you with deposits, withdrawals, and simple transactions.

Operating Hours That Fit Your Schedule

At Golden Plains, we understand that life can be busy. That's why we offer flexible operating hours! Our lobby is open Monday through Friday from 9:00 AM to 4:00 PM and Saturday mornings from 8:30 AM to 12:00 PM. For those who utilize our drive-thru services, we extend those hours on weekdays until 5:30 PM perfect for after-work visits!

Services Tailored Just for You

We are committed to providing a range of financial services tailored to meet your needs. From personal checking and savings accounts to auto loans and mortgage refinancing, our team is here to help you every step of the way. Need cash? Our ATM is available on-site for quick access to your funds. While you're welcome to visit us at our branch location, please note that any official correspondence should be sent to P.O. Box 442, Phillipsburg, KS 67661. If you have any questions or want to learn more about how we can assist you today, don't hesitate to give us a call at 785-543-5267. We look forward to welcoming you into the Golden Plains family!

Member Eligibility

Becoming a member of Golden Plains is like stepping into a warm, welcoming community where your financial needs truly matter. If you're looking to join us at our Phillipsburg branch, located at 475 State St Phillipsburg Ks 67661, you'll find that eligibility is designed to be accessible and straightforward. We welcome individuals who live, work, or worship in the areas we serve. Plus, if you're related to someone who is already a member, you can easily join too! To discover all the specific details about membership requirements, feel free to visit our website at http://www.gpcu.org/about-us/membership . Joining Golden Plains means you're part of something special enjoying personalized service and a range of financial products tailored just for you. Opening an account is easy and can be done online through this link: http://www.gpcu.org/applications/golden-plains-online-enrollment . If you have any questions or need assistance during the process, don't hesitate to give us a call at (785) 543-5267. We're excited to help you start your journey with us!

Business Banking & Commercial Services

Our Commitment to Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,906,953, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, our merchant services offer practical tools to simplify transactions. Picture this: a local café that accepts payments easily and quickly, enhancing customer satisfaction. Our services enable you to focus on what matters most growing your business while we handle the payments. Visit us at 475 State St Phillipsburg Ks 67661, Phillipsburg, KS or call us at (785) 543-5267 to discover how we can help your business reach its full potential!

Comprehensive List Of Services

Business Banking Support

If you're a business owner, our business banking services are designed to support your success. From merchant services that make transactions easier for your customers to business loans that fuel growth and innovation, we're committed to helping local businesses thrive.

Convenient Digital Banking

In today's fast-paced world, having access to banking services anytime is crucial. With our online and mobile banking, managing your accounts has never been easier. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go using our user-friendly app. Additionally, enjoy hassle-free withdrawals through our ATM services and basic drive-thru banking for deposits and withdrawals during lobby hours.

Credit Options

At Golden Plains, we know how important flexibility is when it comes to spending. That's why we offer credit cards with rewards, giving you benefits every time you use them. Whether it's cashback on groceries or points towards travel, our credit card options are crafted with your lifestyle in mind.

Engaging with Us

Our commitment extends beyond just offering services; it's about building relationships within our community. If you have any questions or need assistance, don't hesitate to reach out at 785-543-5267 during our operating hours: Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 8:30 AM to 12:00 PM. Ready to take the next step? Explore more about what we offer at Golden Plains or visit us in person at our Phillipsburg branch! Your financial well-being is just a call or click away!

Personal Banking Solutions

When it comes to personal banking, we offer various options designed for your convenience. Our checking and savings accounts are perfect for managing your day-to-day finances while helping you save for future goals. If you're considering purchasing a car, our auto loans and vehicle financing options make it easy to drive away in the vehicle you want without breaking the bank. For those thinking about homeownership or refinancing an existing mortgage, our mortgage loans can guide you through the process smoothly. We understand that life can throw challenges your way; that's why we also provide personal loans and debt consolidation solutions to help you regain control of your finances.

Digital & Online Banking

Accessibility and Ease of Use

No matter where life takes you, managing your accounts has never been easier. With mobile payments not yet available, you'll appreciate the simplicity of using our online services instead. Our user-friendly interface ensures that both tech-savvy members and those new to digital banking will find their way around effortlessly. In today's busy world, having access to real-time account management tools is essential. At Golden Plains, we're committed to providing services that fit into your lifestyle while ensuring peace of mind about your financial security. Explore everything we offer at https://www.gpcu.org/ and discover how our digital banking solutions can enhance your everyday life!

Key Features

We know that staying organized is important. That's why we provide e-statements to help you keep track of your transactions without the clutter of paper statements. Plus, if you need to send money quickly to friends or family, our person-to-person transfer feature makes it easy and fast no need for cash! Your security is our priority. While we don't currently support electronic signature authorization, rest assured that all your transactions are protected through advanced security measures. You can bank with confidence knowing that your personal information is safe.

Financial Strength

A Dedicated Team

We also take pride in having 206 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts stand at 137,703, showing a strong and growing member base that trusts us with their finances.

Commitment to Growth

With $110,018,874 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. We have a robust lending capacity with $30,467 in used auto loans and a total of $900,011,764 in loans and leases supporting members' financial goals across various sectors. Our operational efficiency is highlighted by our net income of $0, reflecting our commitment to sustainability while continuing to offer competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Plains is your trusted partner. Visit us at 475 State St Phillipsburg Ks 67661 or call 785-543-5267 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Secure Savings Opportunities

Members' savings are secured through $360,636,148 in share certificates and $50,861,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,338,281, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $114,001,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking for a new car? Our auto loan offerings make it easy for you to find financing that fits your budget. We provide competitive rates for both new and used vehicles, ensuring that you can drive away with confidence. Whether you're buying from a dealership or a private seller, our team will guide you through the financing process.

Business Financing

For business owners seeking capital for growth or expansion, our outstanding commercial loans totaling $5,906,953 provide the financial support needed to take your business to the next level. Our commitment goes beyond just offering loans; we strive to create an environment where our members feel supported and informed about their financial decisions. To learn more about how our loan products can help you achieve your financial goals or if you're interested in refinancing options available at Golden Plains, please don't hesitate to reach out. For more information or assistance with any of our loan offerings at Golden Plains in Phillipsburg, call us at 785-543-5267. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,563,178. We aim to make buying or refinancing as simple as possible. If you have questions about eligibility or refinancing options, our knowledgeable staff is here to assist you every step of the way.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $14,276,921 in loans helping members manage their finances effectively. Whether it's for emergencies or regular purchases, our credit cards come with features designed to fit your lifestyle.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

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Take Action

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GOLDEN PLAINS CREDIT UNION - Phillipsburg, KS