Golden Plains Credit Union Hays KS | Low Mortgage Rates & Auto Loans

Introduction

At Golden Plains, we believe in building strong relationships with our members and the communities we serve. Established in 1951, our credit union has grown to become a trusted financial partner for over 87,983 members in Hays, KS. Our branch, located at 2720 Broadway Ave, Hays, KS 67601, offers a wide range of services tailored to meet your personal and business financial needs. As a member-driven institution, our commitment to you goes beyond just providing financial services. With total assets of $1,002,189,370 and total deposits amounting to $64,296,877, we strive to ensure your money is safe while offering competitive loan products. Whether you're looking for an auto loan or a mortgage, we have funded over 55,273 loans to help our members achieve their financial goals. While you can visit us at our branch for personalized assistance during our lobby hours from 9:00 AM to 4:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays, official correspondence can be directed to our mailing address at P.O. Box 99, Hays, KS 67601. Under the leadership of CEO Rosa Saenz and Board President William DeLong, we are dedicated to providing exceptional service and fostering a sense of community. Our team of 215 employees works tirelessly to support your banking needs while maintaining a strong net worth of $114,001,475. Explore more about what makes Golden Plains unique by visiting our website at gpcu.org or give us a call at 785-628-1007. Join us today and experience the difference of banking with a credit union that truly cares about its members!

Branch History & Mission

Join Us

We invite you to become part of the Golden Plains family! Experience firsthand how we can help you manage your finances better while being an integral part of a community-focused organization. With operating hours designed for your convenience Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM we're ready when you are. For more information or assistance, call us at 785-628-1007 or visit us online at gpcu.org. Join us today and take the first step towards achieving your financial dreams!

Our Evolution

From our humble beginnings, we have witnessed remarkable milestones that reflect our commitment to our members and the community. Over the years, we have adapted to the changing needs of those we serve while maintaining our core values of trust and integrity. As we evolved, so did our services; today we offer a wide array of personal and business banking options including checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Golden Plains is proud to be more than just a bank; we are a pillar in the Hays community. We understand that financial well-being goes hand in hand with community support. That's why we actively engage in partnerships and outreach efforts aimed at uplifting local organizations and initiatives.

Our Mission

At Golden Plains, our mission is clear: to provide exceptional financial services while enhancing the quality of life for our members and communities. We believe that everyone deserves access to affordable financial solutions that empower them to achieve their goals. Whether you're looking to buy your first car or save for your dream home, we are here to guide you every step of the way. Our branch is equipped with modern conveniences such as ATM services and drive-thru banking for easy access to your funds. We also prioritize accessibility and customer care, ensuring that all members can benefit from our services without barriers. While members can visit us at 2720 Broadway Ave, official correspondence should be sent to P.O. Box 99, Hays, KS 67601 if necessary.

Branch Location & Accessibility

Accessibility Features

At Golden Plains, we believe everyone should have access to banking services. Our branch is ADA compliant, featuring ramps and other accessibility options to ensure that everyone feels welcome.

Get In Touch!

Have questions? Feel free to call us at 785-628-1007. We're eager to help you navigate your financial journey! Come visit us today at Golden Plains where community meets convenience!

Operating Hours

We know your time is valuable. That's why our lobby hours are designed for your convenience: Monday through Friday from 9:00 AM to 4:00 PM and Saturday from 9:00 AM to 12:00 PM. If you're in a hurry, take advantage of our drive-thru service, available from 8:00 AM to 6:00 PM on weekdays and from 9:00 AM to 12:00 PM on Saturdays.

Services Offered

Golden Plains offers a wide range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgages, we've got everything covered. Need cash? Our ATM services are readily available for quick withdrawals and balance checks.

Member Eligibility

At Golden Plains, we believe that becoming a member means joining a caring community where your financial well-being is our priority. If you're looking to join us, it's easier than you might think! We welcome individuals who live, work, worship, or attend school in our local area. Even if you have family or household members who are already part of our credit union, you can enjoy the benefits of membership too. For more detailed information on eligibility, feel free to check out our website at http://www.gpcu.org/about-us/membership. Once you're ready to become part of our community, opening an account with us is a breeze! Just visit http://www.gpcu.org/applications/golden-plains-online-enrollment to start your application online. If you have any questions or need assistance along the way, don't hesitate to give us a call at (785) 628-1007. We're excited to help you take this step towards better financial opportunities at Golden Plains, located at 2720 Broadway Ave Hays Ks 67601!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,906,953, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine simplifying your payment process so you can focus on what matters most growing your business. Our merchant services offer secure and efficient transaction handling, allowing you to accept various payment methods effortlessly. This means happier customers and more time for you to innovate and improve your offerings. Located at 2720 Broadway Ave Hays Ks 67601 in Hays, KS, we're here to help you achieve your business goals. Reach out today at (785) 628-1007 to learn more about how our tailored solutions can make a difference for your company!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer specialized business banking services including merchant services and business loans. We know how hard you work to build your enterprise, and our team is here to support you every step of the way.

Convenient Access

At Golden Plains, convenience is key. We provide ATM and cash withdrawal services so you can easily access your funds when needed. Our basic drive-thru banking allows for quick deposits, withdrawals, and other simple transactions without having to leave your car. With lobby hours from 9:00 AM to 4:00 PM on weekdays and 9:00 AM to 12:00 PM on Saturdays, plus extended drive-up hours from 8:00 AM, we're here when you need us most. You can reach us at 785-628-1007 for any questions or assistance. In summary, whether you're looking for personal banking solutions, financial assistance for major purchases, or support for your business endeavors, Golden Plains is committed to helping you achieve your financial goals with ease and confidence. Explore all the services we offer by visiting us at gpcu.org or stop by our branch located at 2720 Broadway Ave Hays Ks 67601 today!

Credit Cards

We believe in rewarding our members for their loyalty. That's why our credit cards come with attractive rewards programs that allow you to earn points or cash back on your everyday purchases. It's like getting paid to shop!

Loans and Financing

When it comes to financing big purchases, we offer a variety of loan options to fit your lifestyle. If you're considering buying a vehicle, our auto loans and vehicle financing plans make it simple and affordable. Need a home? Our mortgage loans and refinancing options ensure that you have the financial support necessary to own your dream house. For those unexpected expenses or projects, our personal loans and debt consolidation services can provide the relief you need.

Personal Banking

Our personal banking services include checking and savings accounts tailored to help you manage your daily expenses and save for important goals. Imagine being able to easily track your spending while also setting aside money for that dream vacation or home renovation project. With our user-friendly online and mobile banking options, you can access your accounts anytime, anywhere.

Digital & Online Banking

At Golden Plains, we understand that convenience and security are essential in today's fast-paced world. Our digital and online banking services are designed to provide you with easy access to your finances anytime, anywhere. With just a few clicks, you can manage your accounts securely from the comfort of your home or on the go. Our online banking platform is user-friendly and accessible 24/7 at https://www.gpcu.org/. You can check your account balances, view transaction history, and transfer funds with ease. Plus, if you prefer to go paperless, we offer e-statements that make it simple to keep track of your finances while being environmentally friendly. For members who enjoy using their smartphones, our mobile application is available for download, allowing you to bank from anywhere at any time. You can also take advantage of person-to-person transfers, making it easy to send money to friends or family instantly. Security is a top priority for us. We ensure that all your transactions are protected with advanced encryption technology. Although we do not currently support electronic signature authorization or mobile payments, our focus remains on providing a safe and reliable banking experience. With Golden Plains's digital banking tools, managing your finances has never been easier. Join us today and discover how our online banking services can fit seamlessly into your lifestyle!

Financial Strength

Commitment to Growth

With $110,018,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $30,467 in used auto loans and an impressive total of $900,011,764 in loans and leases.

Member-Centric Savings Options

Your savings are secured through $360,636,148 in share certificates and $50,861,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,338,281, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $114,001,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.38% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Total Share Accounts stand at 137,703, showing a strong and growing member base that trusts us with their finances. Our funds available for lending and investments amount to $0 net shares. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Plains is your trusted partner. Visit us at 2720 Broadway Ave Hays KS 67601 or call 785-628-1007 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,854,552 in used vehicle loans and $124,622,754 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used vehicle, we've got financing solutions that fit your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $5,906,953 provide the capital needed to grow and expand. We know how vital it is for businesses to have access to funds for development and operations. At Golden Plains Credit Union, we also offer refinancing options for many of our loan products. This means if you're looking for better rates or terms on an existing loan, we're here to help. If you're interested in exploring eligibility options or learning more about our services like personal banking and debt consolidation solutions, feel free to reach out at 785-628-1007 or visit us online at gpcu.org. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,563,178, make buying or refinancing simple. We believe everyone deserves a place to call home and are committed to guiding you through each step of the process.

Unsecured Credit Cards

Managing day-to-day expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $14,276,921 in loans helping members manage their finances effectively. Enjoy peace of mind knowing you have access to funds when you need them most.

Loan Aggregator

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Golden Plains