Golden Plains Credit Union Garden City KS | Best Auto Loans & Business Banking

Introduction

Welcome to Golden Plains, your trusted financial partner located at 1504 Taylor Plz E, Garden City, KS 67846. Since our establishment in 1951, we have proudly served our community and built strong relationships with our members, making us a cornerstone of financial support in the area. With a total membership of 87,983 and assets exceeding $1 billion specifically $1,002,189,370 we're dedicated to helping you achieve your financial goals. At Golden Plains, we understand that every member's needs are unique. Whether you're looking for personal banking services like checking and savings accounts or need assistance with auto loans and mortgages, we have you covered. Our commitment to excellence is reflected in our total deposits of $64,296,877 and total loans amounting to 55,273, providing you with the resources you need for all your financial ventures. Our leadership team is dedicated to ensuring that we remain a reliable resource for the community. Under the guidance of CEO Rosa Saenz and Board President William DeLong, we strive to create an environment where your financial well-being is prioritized. We have a passionate team of 215 employees ready to assist you with any questions or concerns you may have. While members can visit us at our branch location for all their banking needs, official correspondence should be directed to 1504 Taylor Plz E, Garden City, KS 67846-4055. Feel free to reach out by calling us at 620-275-8187, or explore our services online at Golden Plains. Join us today and experience the difference a member-focused credit union can make!

Branch History & Mission

Commitment to Innovation

As we move forward, embracing technology remains essential for us at Golden Plains. We offer modern conveniences such as online banking and mobile applications designed with your needs in mind. We aim for accessibility and inclusion for all our members, ensuring that everyone can easily navigate their financial journeys with confidence. While members can visit us at 1504 Taylor Plz E, official correspondence should be sent to 1504 Taylor Plz E, Garden City, KS 67846-4055 if different.

Join Us Today!

We invite you to become part of the Golden Plains family and experience firsthand how we can support your financial aspirations. Explore what we offer by visiting us or checking out our website at www.gpcu.org. Together, let's build a brighter future!

Our Evolution

Starting out with humble beginnings, Golden Plains has expanded significantly both in membership and assets. Today, we proudly manage a total of $1,002,189,370 in assets. Our branch located at 1504 Taylor Plz E, Garden City, KS 67846, is more than just a financial institution; it serves as a hub where personal connections flourish. With easy access to nearby landmarks and features, we invite you to visit us during our operating hours: Lobby hours are from 9 AM to 6 PM Monday through Friday and 9 AM to 1 PM on Saturdays, while our drive-thru service operates from 7:45 AM to 7 PM Monday through Friday.

Our Mission

At Golden Plains, our mission goes beyond providing traditional banking services. We strive to empower our members by offering essential financial tools that help them achieve their goals. From checking and savings accounts to auto loans and credit cards with rewards, we are dedicated to fostering financial well-being for everyone who walks through our doors. We believe in community support and actively engage in outreach efforts that resonate with local needs. Our partnerships with various organizations allow us to contribute positively to the lives of those around us. Whether through educational workshops or sponsorships of local events, we seek to make a difference.

Branch Location & Accessibility

Call to Action

Don't hesitate to reach out! Give us a call at 620-275-8187 or stop by our branch today. We look forward to welcoming you into the Golden Plains family where your financial well-being is our priority!

Nearby Landmarks and Accessibility

Our branch is just a stone's throw away from popular spots like the Garden City Community College and the Finney County Historical Museum. Finding parking is a breeze with ample spaces available right outside our doors. Plus, we've ensured that our facility meets ADA compliance standards so everyone can comfortably access our services.

Operating Hours

We're here when you need us! Our lobby hours are Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Prefer the drive-thru? We've got you covered with drive-thru service available from 7:45 AM to 7 PM on weekdays and until 6 PM on Saturdays.

Services Offered

At Golden Plains, we pride ourselves on offering a variety of services tailored to fit your financial needs. From checking and savings accounts to auto loans and mortgages, we have something for everyone. Our friendly staff is ready to assist you with simple transactions at the drive-thru or answer any questions you may have about online banking or mobile services.

Member Eligibility

At Golden Plains, we believe that everyone deserves a chance to be part of a caring community where financial well-being comes first. Becoming a member is simple and open to individuals who live, work, or worship in our service area. If you have family members already with us, you're also eligible! This means that whether you're seeking better savings options, loans with lower rates, or just a friendly place to manage your finances, we've got you covered. You can find all the details about eligibility on our website at www.gpcu.org/about-us/membership. Once you've checked that you meet the criteria, opening an account is a breeze! Just visit us online at www.gpcu.org/applications/golden-plains-online-enrollment or give us a call at (620) 275-8187 for assistance. With our welcoming environment located at 1504 Taylor Plz E, Garden City, KS 67846, we can't wait for you to join our Golden Plains family and enjoy all the benefits that come with membership!

Business Banking & Commercial Services

In the heart of Garden City, KS, at Golden Plains, we understand that business owners need more than just banking services; they need a partner in growth. Whether you're launching a startup or expanding an established company, our commercial loan options can provide the financial boost you need. Imagine securing funding that allows you to invest in new equipment, hire additional staff, or expand your storefront. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,906,953, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services streamline your transactions, allowing you to focus on what really matters serving your customers. From payment processing to point-of-sale systems, we're here to simplify your banking needs so you can thrive. Visit us at 1504 Taylor Plz E Garden City Ks 67846 or call us at (620) 275-8187 to learn more about how we can help your business flourish!

Comprehensive List Of Services

Business Banking Solutions

If you run a business or are thinking about starting one, Golden Plains provides robust business banking services including merchant services and business loans. We understand how important it is for businesses to have reliable financial support; hence we strive to be your partner in growth.

Convenient Access

We also recognize that sometimes you need quick access to cash. That's why we offer convenient ATM services where you can withdraw cash or check balances without any hassle. For basic transactions like deposits or withdrawals, our drive-thru banking makes it easy to get things done without leaving your car. Our branch at 1504 Taylor Plz E Garden City Ks 67846 is here for you during lobby hours from 9 AM to 6 PM on weekdays and 9 AM to 1 PM on Saturdays. If you prefer using the drive-thru, we're open from 7:45 AM to 7 PM on weekdays as well as from 9 AM to 6 PM on Saturdays. Whether you're at home or on the move, Golden Plains offers solutions tailored just for you. To explore all these services further or if you have questions, feel free to reach out at 620-275-8187 or visit us online at gpcu.org. Join us today and experience financial services designed with your needs in mind!

Credit Options

For those unexpected expenses or consolidating debt, consider our personal loans and debt consolidation services. We aim to ease financial stress by offering flexible terms that fit your budget. Plus, with our credit cards featuring rewards, you can earn points for every purchase while enjoying low-interest rates.

Personal Banking Services

For those seeking personal banking solutions, we offer a variety of checking and savings accounts tailored to fit your lifestyle. You can easily manage your finances with our online and mobile banking features, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Imagine being able to access your money anytime you need it this convenience is just a click away. If you're in the market for a new car or looking to refinance your current vehicle, our auto loans and vehicle financing options provide competitive rates that make it easier for you to drive away in the car you want. Additionally, we have mortgage loans and refinancing solutions that help turn your dream of homeownership into reality.

Digital & Online Banking

Key Features of Our Online Services

With our 24/7 online banking services available at https://www.gpcu.org/, you can access your accounts anytime, anywhere. Checking your balance, transferring funds, or paying bills has never been simpler. Plus, our e-statements feature allows you to go green while keeping all your financial records organized and accessible right from your device. If you're looking for convenience in making payments, our person-to-person transfers make it easy to send money to friends and family without the hassle of cash or checks. Just a few taps on your mobile device and you're done! Speaking of mobile devices, our user-friendly mobile application lets you manage your accounts effortlessly, ensuring that you have real-time access to your finances.

Security and Ease-of-Use

Security is a top priority at Golden Plains. While we currently do not offer electronic signature authorization, rest assured that all transactions are protected with advanced security measures. You can bank confidently knowing that your information is safe with us. Even if you're new to online banking, you'll find our platform intuitive and straightforward. Whether you're tech-savvy or just starting out with digital tools, our website and app are designed for everyone. We believe that managing your finances shouldn't be complicated; it should empower you to make informed decisions. In a world where time is precious, let Golden Plains help streamline your banking experience. Explore all our digital offerings today at https://www.gpcu.org/ and take charge of your financial future!

Financial Strength

Commitment to Growth and Innovation

With $110,018,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is significant; with $30,467 in used auto loans and $900,011,764 in total loans and leases, we support your financial goals across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Trust Among Members

Total Share Accounts: 137,703, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Plains is your trusted partner. Visit us at 1504 Taylor Plz E Garden City Ks 67846 or call (620) 275-8187 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Solutions

Members' savings are secured through $360,636,148 in share certificates and $50,861,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,338,281, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundations

With a net worth of $114,001,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those looking for business financing solutions, our outstanding commercial loans totaling $5,906,953 provide the capital needed to grow and expand your business operations. At Golden Plains, we pride ourselves on providing transparent financial services backed by data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in any of our loan products or would like more information about eligibility requirements and refinancing options, feel free to reach out at (620) 275-8187. Together, let's pave the way toward achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already disbursed over $608,854,552 in used vehicle loans and $124,622,754 in new vehicle loans, helping members get on the road comfortably and affordably. Whether you're eyeing a brand-new model or a reliable used vehicle, we can assist you in securing financing that fits your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $40,563,178, making buying or refinancing simple. We aim to make the process straightforward and beneficial for you. If you're considering refinancing your current mortgage or exploring eligibility options for a new one, our team is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,276,921 in loans helping members manage their finances effectively. These cards come with various features designed to suit different lifestyles and spending habits.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Each lender listed has been vetted for compliance, so you can trust that the information is accurate. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing you to compare options fairly without any hidden agendas. Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh empowers users to make informed decisions quickly. You no longer have to worry about outdated or misleading information affecting your choices. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the reliability and effectiveness of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Golden Plains