Golden Plains Credit Union Garden City KS | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Golden Plains, your trusted financial partner in the heart of Garden City, KS. Established in 1951, we have been dedicated to serving our community for over seven decades, providing a range of financial services tailored to meet the needs of our members. With a total membership of 87,983 and assets exceeding $1 billion, we pride ourselves on being a pillar of support for individuals and families alike. Located conveniently at 1714 E Kansas Ave, our branch is designed to be accessible and welcoming. For any official correspondence, please use our mailing address: P.O. Box 459, Garden City, KS 67846-6235. At Golden Plains, we understand that each member's financial journey is unique. That's why we offer a variety of services including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our commitment to your financial well-being is evident in our impressive totals: we hold $64,296,877 in deposits and maintain a net worth of $114,001,475. Under the leadership of CEO Rosa Saenz and Board President William DeLong, our team of 215 employees is passionate about helping you achieve your financial goals. Whether you prefer online banking or need assistance in-person, we're here for you. With the convenience of an ATM and drive-thru services available during extended hours Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM accessing your funds has never been easier. We invite you to experience the Golden Plains difference. For inquiries or assistance, feel free to call us at 620-275-2151 or visit our website at gpcu.org. Your journey toward financial success starts here!

Branch History & Mission

Join Us

As we continue on this journey together with you our valued members we invite you to join Golden Plains Credit Union if you haven't already. Experience firsthand the benefits of being part of a cooperative that puts its people first. Together, let's build a stronger future for Garden City!

Our Journey

The story of Golden Plains is one of commitment and service. Founded with a mission to provide accessible financial solutions to local residents, we have continuously adapted to meet the changing needs of our community. From offering basic savings accounts to expanding our services to include auto loans, mortgages, and personal loans, our journey reflects our dedication to empowering individuals and families in Garden City. As we grew, so did our focus on technology and customer experience. We introduced online and mobile banking options, ensuring that our members can manage their finances anytime, anywhere. We also made it a priority to enhance accessibility by maintaining ADA compliance across all services. These advancements allow us to serve you better while staying true to our roots of personal connection.

Our Mission

At Golden Plains, our mission goes beyond just providing financial services; we are committed to uplifting our community. We believe that when our members thrive, so does Garden City. Our vision is simple: to offer competitive rates and exceptional service while fostering a spirit of cooperation among our members. Our branch plays an active role in local outreach initiatives and partnerships that aim to make a difference in the lives of those around us. Whether it's through financial education workshops or supporting local events, we strive to give back because every member's success contributes to the overall well-being of our community. While members can visit us at 1714 E Kansas Ave, official correspondence should be sent to P.O. Box 459, Garden City, KS 67846-6235. We invite you to reach out anytime at (620) 275-2151 or explore more about us online at gpcu.org.

Branch Location & Accessibility

Easy Access and Parking

At Golden Plains, we prioritize accessibility for everyone. Our branch features ADA-compliant entrances and ramps, ensuring that all members can easily access our services. Plus, ample parking is available right outside our doors, so you won't have to worry about finding a space when you visit.

Operating Hours That Fit Your Schedule

We understand that life can get busy! That's why our lobby is open Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. If you prefer the convenience of drive-thru banking, we're here for you even earlier starting at 7:45 AM on weekdays until 7 PM! On Saturdays, our drive-thru is open until 6 PM.

Services Tailored for You

Whether you're looking to open a checking account, finance a vehicle, or explore mortgage options, we've got you covered with a variety of services tailored to meet your financial goals. You can also take advantage of our ATM services for quick cash withdrawals and balance checks. While we don't currently offer shared services, our dedicated staff is here to assist you with everything you need. While members can visit us at 1714 E Kansas Ave for all their banking needs, official correspondence should be sent to P.O. Box 459, Garden City, KS 67846-6235. Feel free to call us at 620-275-2151 if you have any questions or need assistance. We look forward to welcoming you into Golden Plains where your financial journey begins!

Member Eligibility

Becoming a member of Golden Plains is more than just opening an account; it's about joining a caring community that supports your financial journey. At Golden Plains, we welcome anyone who lives, works, or worships in the area to apply for membership. This means you don't have to be a certain type of person or have a specific background if you're part of our community, you're eligible! With our friendly staff ready to help and a range of services tailored to your needs, being a member means you have access to competitive rates and personalized support that big banks often overlook. Ready to take the next step? Opening an account at Golden Plains is simple! You can find all the details on how to become a member by visiting our eligibility page at http://www.gpcu.org/about-us/membership. If you're looking for a convenient way to get started, check out our online enrollment process at http://www.gpcu.org/applications/golden-plains-online-enrollment. For any questions or assistance, feel free to call us at (620) 275-2151. We look forward to welcoming you into the Golden Plains family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services provide essential tools for daily operations. Imagine simplifying your payment processing so you can focus more on serving your customers. Our services allow you to accept various payment types, making transactions smoother and faster. Located conveniently at 1714 E Kansas Ave Garden City Ks 67846 in Garden City, KS, we're here to partner with you every step of the way. For inquiries, feel free to reach us at (620) 275-2151. Let's work together to make your business dreams a reality!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $35 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $5,906,953, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Commitment to Community

At Golden Plains in Garden City, we believe that strong financial health is vital for a thriving community. That's why our offerings are designed not just for transactions but as part of a holistic approach to financial well-being. We invite you to visit us at our branch or check out our website at gpcu.org for more information about our services or to become a member today. Your financial journey starts here!

Digital Banking Features

We know convenience is key in today's fast-paced world. That's why we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills with just a few taps on your smartphone or computer. Additionally, our ATM services ensure that you have access to cash when you need it most. With basic drive-thru banking for deposits and withdrawals available during our extended hours including Saturdays you'll find that managing your money is simpler than ever.

Lending Options

In addition to traditional banking, we provide personal loans and debt consolidation options. These services can help manage unexpected expenses or streamline existing debts into manageable payments. For local businesses, we offer comprehensive business banking solutions, including merchant services and business loans. This support allows entrepreneurs to focus on what they do best running their businesses.

Personal Banking Services

For those looking to simplify their daily banking, our personal banking services include checking and savings accounts tailored to fit various lifestyles. Whether you're saving for a big purchase or managing everyday expenses, we have options that can help you achieve your goals. Plus, our credit cards with rewards make it easy to earn while you spend. If you're considering buying a car or refinancing your vehicle, our auto loans and vehicle financing solutions are designed with competitive rates to make your journey more affordable. Our mortgage loans offer flexibility and guidance through the home-buying process, allowing you to secure your dream home without stress.

Digital & Online Banking

Key Features

One of the standout features is the ability to send money through person-to-person transfers. Need to pay back a friend? With just a few taps, the money is on its way. Plus, you can opt for e-statements to keep track of your transactions without the clutter of paper. This means you'll always have access to your financial records while being environmentally friendly.

Security and Accessibility

While convenience is key, so is security. Although we don't currently offer electronic signature authorization for transactions, we take every measure to ensure that your information remains safe. You can bank with peace of mind knowing that we prioritize protecting your personal data. Our commitment to user-friendly services extends beyond just accessibility; it includes the assurance that help is always available when you need it. Our team is here to support you through any questions or concerns about using our digital banking features. In summary, at Golden Plains, we're dedicated to making banking easier and more efficient for you. Join us today and experience the benefits of modern banking firsthand!

Financial Strength

At Golden Plains, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is earned through consistent performance and transparent communication, which is why we are proud to share our financial strength with you. With a net worth of $114,001,475, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,138 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $360,636,148 in share certificates and $50,861,174 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $11,338,281, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $110,018,874 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $30,467 in used auto loans and $900,011,764 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is highlighted by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 206 full-time employees and 9 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts at 137,703 reflect the strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, reinforcing our commitment to supporting your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Plains is your trusted partner. Visit us at 1714 E Kansas Ave Garden City Ks 67846 or call (620) 275-2151 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $608,854,552 in used vehicle loans and $124,622,754 in new vehicle loans already helping members get on the road. We offer flexible terms to make car buying as straightforward as possible. Plus, if you're considering refinancing an existing auto loan, we have options available that could save you money.

Business Loans

For business owners, our outstanding commercial loans totaling $5,906,953 provide the capital needed to grow and expand. We understand how vital it is for businesses to have access to funding that can help them thrive in today's market. At Golden Plains located at 1714 E Kansas Ave Garden City Ks 67846, our dedicated team is here to assist you in navigating your financing options. If you have questions or need more information about eligibility or refinancing possibilities, feel free to reach out by calling us at 620-275-2151. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how our loan offerings can meet your needs today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $40,563,178, make buying or refinancing simple. We know that purchasing a home is one of the biggest decisions you'll ever make; that's why we ensure our mortgage products are competitive and accessible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $14,276,921 in loans helping members manage their finances effectively. Our credit cards come with various benefits that can suit your lifestyle while providing you with the credit you need for unexpected expenses or everyday purchases.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, free from hidden fees or misleading terms.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are comparing accurate rates. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you see the best options available without any commercial influence. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. You won't have to waste time searching different sites for the latest information. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights the value and effectiveness of using LendMesh in your loan search. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Golden Plains