Golden Circle Credit Union Massillon OH | Quick Personal Loans & ATM Access

Introduction

Welcome to Golden Circle, your trusted community credit union located at 1807 Lincoln Way E, Massillon, OH 44646. Since our establishment in 1940, we have been dedicated to serving our members and enriching the local community. With a total membership of over 7,796 individuals, we pride ourselves on fostering strong relationships and providing personalized financial services tailored to your needs. At Golden Circle, we understand that financial decisions can be daunting. That's why our friendly team is here to guide you every step of the way. Whether you're looking for a new auto loan, a mortgage, or simply want to open a savings account, we offer a wide range of services designed to help you achieve your financial goals. Currently, we manage assets totaling $107,455,472 and have provided loans amounting to 5,242 throughout our history. While members can visit us at our branch location, official correspondence should be sent to the same address: 1807 Lincoln Way E, Massillon, OH 44646. As a part of our commitment to transparency and accountability, we maintain a net worth of $16,473,257 and hold deposits totaling $2,852,859. Under the leadership of CEO Tera Wentling and Board President William Dixon, our team is dedicated to ensuring that every member feels valued and supported. With a staff of 27 employees, we're always ready to assist you with any inquiries or services you may need. We invite you to explore what makes Golden Circle special. Visit us online at goldencirclecu.com or give us a call at 330-833-0751 during our operating hours: Monday through Thursday from 8:30 AM - 4:30 PM, Friday from 8:00 AM - 5:00 PM, and Saturday from 9:00 AM - 12:00 PM. Your financial well-being is our priority let's embark on this journey together!

Branch History & Mission

Community Engagement

Golden Circle doesn't just focus on transactions; we value relationships. Our partnerships with local organizations enable us to participate in community outreach efforts, making a real difference in the lives of those around us. We understand that being part of the community means giving back and supporting local initiatives. As we look towards the future, Golden Circle remains committed to innovation while holding true to our core values. Our operating hours Monday through Thursday from 8:30 am to 4:30 pm, Friday from 8:00 am to 5:00 pm, and Saturday from 9:00 am to 12:00 pm make it easy for you to visit us at your convenience. We invite you to experience everything Golden Circle has to offer. Join us today and become part of a credit union that truly cares about its members and their financial well-being. For more information or assistance, feel free to call us at 330-833-0751 or visit our website at goldencirclecu.com. Your journey towards better banking starts here!

Our Mission

At Golden Circle, our mission is simple yet powerful: we aim to provide exceptional financial services while fostering a spirit of community support. We believe in empowering our members through personalized banking solutions tailored to their unique needs. From checking and savings accounts to auto loans and mortgages, we strive to offer products that help individuals achieve their financial goals. We are proud to provide ADA-compliant facilities and customer-centric services that include online and mobile banking options. This ensures that all members can access their accounts conveniently and securely from anywhere. Additionally, our drive-thru service enhances accessibility for those on the go.

Branch Location & Accessibility

Accessibility Features

At Golden Circle, we prioritize accessibility for all our members. Our branch is compliant with ADA standards, featuring ramps and designated parking spaces to ensure everyone can access our services without any hassle.

Convenient Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours: Monday through Thursday from 8:30 AM to 4:30 PM, Friday from 8:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM for your convenience.

Let’s Connect!

Ready to experience friendly service and convenient banking? We invite you to visit us at Golden Circle today! If you have any questions or need assistance before stopping by, don't hesitate to call us at 330-833-0751. Your financial well-being is our priority!

Services Available

When you step inside Golden Circle, you'll find a welcoming environment equipped with a variety of services tailored to meet your needs. From checking and savings accounts to auto loans and credit cards with rewards, we have options that suit everyone's financial goals. Our drive-thru service makes it easy for you to complete quick transactions without leaving your vehicle. Additionally, if you need cash or want to check your balance, our ATM is available on-site for your convenience. We also provide shared service center transactions for members of partner credit unions.

Member Eligibility

At Golden Circle, we believe that joining our community is more than just opening an account; it's about becoming part of a supportive family that values your financial well-being. To become a member, you simply need to meet a few friendly criteria that make it easy for most folks to join. If you live, work, or worship in the area around 1807 Lincoln Way E Massillon Oh 44646, you're likely eligible! We welcome individuals from various backgrounds and situations, so don't hesitate to reach out if you're unsure about your eligibility. You can find detailed information on the specific requirements by visiting our website at . Once you've confirmed your eligibility, opening an account is a breeze! Just head over to http://www.goldencirclecu.com or give us a call at (330) 833-0751 if you have any questions. We're here to help guide you through every step of the process, ensuring that becoming a member at Golden Circle feels seamless and welcoming. Join us today and experience the benefits of being part of a credit union that truly cares!

Business Banking & Commercial Services

Lending Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $110 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $497,876, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In today's fast-paced marketplace, seamless transactions are essential. Our merchant services offer tools that simplify payment processing, so you can focus on what matters most growing your business. Imagine effortlessly accepting payments from customers, whether they're paying by card or mobile app. This flexibility not only enhances customer satisfaction but also boosts your sales potential. Located at 1807 Lincoln Way E Massillon Oh 44646, Massillon, OH OH, we're here to partner with you on your journey toward success. Give us a call at (330) 833-0751 or visit us today to learn how we can help your business thrive!

Comprehensive List Of Services

ATM Access and Drive-Thru Services

We also understand that sometimes you need cash quickly. Our ATM & Cash Withdrawal Services are available for quick access to funds. Plus, our basic drive-thru banking makes it easy for you to handle deposits and withdrawals without leaving your car. If you're a member of a partner credit union, take advantage of our Shared Branch Transactions where you can make deposits and withdrawals seamlessly. At Golden Circle, we believe in making banking as straightforward as possible so that you can focus on what matters most your life and goals. Ready to explore all that we have to offer? Give us a call at 330-833-0751, visit us online at goldencirclecu.com, or drop by the branch during our operating hours: Monday through Thursday from 8:30 AM - 4:30 PM, Friday from 8:00 AM - 5:00 PM, and Saturday from 9:00 AM - 12:00 PM. We're excited to assist you!

Business Banking Services

For local business owners, Golden Circle offers essential resources through our Business Banking services, including Merchant Services and Business Loans. Whether you're starting up or expanding, we provide the financial backing necessary to help your business thrive.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we emphasize our Online & Mobile Banking features. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime and anywhere. Transfer money between accounts, pay bills online, or check your balance without stepping foot in the branch.

Personal Banking Solutions

Starting with personal banking, we offer Checking & Savings Accounts that fit different lifestyles. Need a simple checking account for daily expenses? Or perhaps a savings account to set aside funds for your next adventure? We have options tailored just for you. When it comes to financing your vehicle, our Auto Loans & Vehicle Financing programs are designed with competitive rates and flexible terms. Imagine driving away in your dream car while knowing you have a manageable payment plan in place. If you're considering home ownership or refinancing an existing mortgage, our Mortgage Loans & Refinancing services can guide you through the process smoothly. We understand that buying a home is one of the biggest decisions you'll make, so our team is here to provide personalized support every step of the way. For those unexpected expenses or financial planning needs, our Personal Loans & Debt Consolidation options allow you to consolidate debts into one easy-to-manage loan or take out a personal loan when life throws a curveball. And let's not forget about rewards! Our Credit Cards with Rewards give you the chance to earn points on everyday purchases, turning your spending into savings on future travels or gifts.

Digital & Online Banking

Key Features for Your Convenience

Our online banking services are accessible 24/7, allowing you to take control of your financial activities whenever it suits you. Whether it's making person-to-person transfers to friends or family or checking your account balance in real-time, everything is just a few taps away. Security is a top priority for us. While we currently do not support electronic signature authorization for transactions, rest assured that your sensitive information is protected through robust security measures. With features like mobile payments and our mobile application available for download, staying on top of your finances while out and about is straightforward. You can quickly make payments or transfer money to others without any hassle. At Golden Circle, we believe that effective banking should empower you every day. We strive to provide tools that make managing your money easier and more efficient so that you can focus on what truly matters in life. Visit us today at 1807 Lincoln Way E Massillon Oh 44646 or give us a call at (330) 833-0751 to learn more about how our digital services can benefit you!

Financial Strength

At Golden Circle, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength, demonstrating our commitment to providing reliable services and support. With a net worth of $16,473,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,533 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,281,497 in share certificates and $20,254,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,028,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $14,224,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $954 in used auto loans and $48,540,812 in total loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is reflected in our $677,680, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts: 11,877, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Circle is your trusted partner. Visit us at 1807 Lincoln Way E Massillon Oh 44646 or call (330) 833-0751 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,036,619 in used vehicle loans and $6,458,850 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team is here to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $497,876 provide the capital needed to grow and expand. We understand that every business has unique challenges and opportunities; that's why we tailor our lending solutions to support your specific objectives.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,160,485, make buying or refinancing simple. We know how important it is to find the right financing for your home purchase or refinance, so we strive to make this journey as smooth as possible.

Refinancing Options

If you're looking to lower your monthly payments or access cash from your current loans, we have refinancing options available. Our team can help you explore eligibility and find a solution that fits your financial situation. For more information about our loan offerings or to discuss which product might be best for you, please call us at 330-833-0751. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Golden Circle, we're committed to providing personalized service and competitive rates to help you succeed financially.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,158,409 in loans helping members manage their finances effectively. Our credit cards come with various benefits and rewards designed to meet your everyday spending needs while keeping your budget intact.

Loan Aggregator

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Golden Circle