Golden Circle Credit Union Massillon OH | Affordable Auto Loans & Business Banking

Introduction

At Golden Circle, we believe that financial services should be as welcoming and supportive as a friendly neighbor. Located at 4118 Lincoln Way E, Massillon, OH 44646, our branch has been dedicated to serving our community since 1940. With a strong commitment to our members, we proudly support 7,796 members and manage total assets of over $107 million. Our team is here to help you navigate your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have tailored solutions just for you. Our CEO, Tera Wentling, along with Board President William Dixon, leads a dedicated staff of 27 employees, all focused on ensuring your experience with us is both positive and productive. While you can visit us in person at our branch location, please note that any official correspondence should be directed to the same address: 4118 Lincoln Way E, Massillon, OH 44646-3348. With total deposits reaching $2,852,859 and a net worth of $16,473,257, Golden Circle stands strong in the community. We also offer various services including online and mobile banking options for your convenience. Our friendly staff is ready to assist you during our operating hours: Monday through Thursday from 8:30 AM to 4:30 PM and Friday from 8:00 AM to 5:00 PM. Join us at Golden Circle where we prioritize your financial well-being. Feel free to call us at 330-479-3130 or visit our website at goldencirclecu.com to learn more about how we can assist you today!

Branch History & Mission

Community Engagement

Golden Circle isn't just about numbers; it's about people. We are proud of our shared service center which allows us to extend support beyond our own membership base. By working together with other credit unions, we create a network that benefits everyone involved. Our focus on community means that every decision we make considers how it will impact our members' lives positively. As we look towards the future, we invite you to join us at Golden Circle. Experience firsthand how we blend tradition with modern technology offering online banking, mobile payments, and other digital conveniences designed for your lifestyle. For any inquiries or assistance, feel free to reach us at 330-479-3130 or visit us at goldencirclecu.com. Let's build a brighter financial future together!

Mission Statement

Our mission is simple yet impactful: to empower our members by providing reliable financial products and exceptional service. We believe in supporting not just your financial goals but also the broader community. Whether it's through educational workshops or sponsorship of local events, Golden Circle is committed to making a difference. We encourage members to take advantage of our extensive range of services available during convenient operating hours 8:30 am to 4:30 pm Monday through Thursday and 8:00 am to 5:00 pm on Fridays. For those on the go, we offer ATM access and drive-thru banking options for ease of transactions.

Our Journey

When we opened our doors, our mission was clear: to provide accessible financial services while fostering a sense of community. Over the years, we have expanded our offerings to include personal banking services, auto loans, mortgages, and business banking solutions. Each milestone reflects our dedication to meeting the evolving needs of our members and enhancing their financial well-being. Our headquarters is also based in Massillon, allowing us to stay connected with the local community we serve. We understand that building relationships is key to success; that's why we actively engage in partnerships and outreach programs that benefit residents in Stark County.

Branch Location & Accessibility

Welcome to Golden Circle, your friendly neighborhood credit union located at 4118 Lincoln Way E in beautiful Massillon, Ohio. Nestled conveniently near popular landmarks like the Massillon Museum and close to several parks, our branch is easy to find and even easier to access. Whether you're popping in for a quick transaction or seeking comprehensive financial services, we're here to serve you. While members can visit us at 4118 Lincoln Way E, official correspondence should be sent to the same address for consistency. Our location offers ample parking and is designed with accessibility in mind, featuring ADA-compliant entrances and ramps so that everyone can enjoy our services without hassle. At Golden Circle, we value your time. That's why we offer drive-thru banking for those on the go perfect for quick deposits or withdrawals without leaving your car. And if you're looking for cash or need to check your balance outside of regular hours, we have an ATM available right on-site for your convenience. Our operating hours are designed with your busy schedule in mind: we're open from 8:30 AM to 4:30 PM Monday through Thursday and extend our hours until 5:00 PM on Fridays. If you have any questions or need assistance, don't hesitate to reach out by calling us at 330-479-3130. We also provide shared services for partner credit union members, making banking even more accessible. So whether you're a longtime member or just exploring what we have to offer, we invite you to stop by Golden Circle today! Our friendly team is eager to assist you with personal banking needs like checking and savings accounts, auto loans, mortgages, and much more. Come see how we can help you achieve your financial goals!

Member Eligibility

At Golden Circle, we believe that everyone deserves a place in our community, and becoming a member is simple and welcoming. If you live, work, worship, or attend school in Stark County, you're already eligible to join us! We also welcome immediate family members of current members. Joining means you gain access to a range of benefits, including lower loan rates, higher savings yields, and personalized financial support tailored to your needs. It's not just about banking; it's about building relationships and ensuring your financial well-being. To start your journey with us at our branch located at 4118 Lincoln Way E Massillon Oh 44646, simply give us a call at (330) 479-3130 or visit our website for more details on how to open an account. You can find all the eligibility criteria and account opening information at . We can't wait to welcome you into the Golden Circle family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, our merchant services offer practical tools for your everyday operations. Imagine having a reliable partner that simplifies payment processing and helps manage cash flow effectively. Our services ensure you can focus on what matters most growing your business. Visit us at 4118 Lincoln Way E Massillon Oh 44646 in Massillon, OH, or call us at (330) 479-3130 to learn how we can support your business journey.

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $110 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $497,876, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer ATM and cash withdrawal services for quick access to your money without stepping inside the branch. For those who prefer face-to-face interactions but are short on time, our basic drive-thru banking allows for easy deposits and withdrawals without leaving your vehicle.

Business Banking

For our business members, we offer merchant services and business loans that can help you grow and manage your company effectively. We understand the unique challenges businesses face and are ready to support your financial goals.

Credit Cards

Don't forget about our credit cards with rewards! They're perfect for everyday purchases while allowing you to earn benefits along the way. Enjoy cash back on groceries, gas, and more it's like getting paid for spending!

Home Financing

Thinking about purchasing a home or refinancing your current mortgage? Our mortgage loans offer competitive rates and flexible terms. We understand that buying a home is one of the biggest decisions you'll make, which is why we're committed to providing you with the guidance needed throughout this process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Golden Circle provides robust online and mobile banking services. You can check balances, transfer funds, pay bills, and even send money to friends all from the comfort of your home or on the go. With 24/7 access to your accounts via our secure platform, managing your finances has never been easier.

Personal Banking

Our personal banking options include checking and savings accounts that make managing your money simple and effective. Whether you're saving for a vacation or just trying to build an emergency fund, we have the right account for you. Additionally, if you're considering buying a car, our auto loans and vehicle financing solutions are designed to get you on the road quickly and affordably.

Personal Loans

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation options, you can tackle those challenges head-on. Whether it's medical bills or home repairs, we're here to provide support when you need it most.

Shared Branch Transactions

If you're a member of another partner credit union, don't worry! We facilitate basic shared branch transactions so you can deposit or withdraw funds easily while visiting us. At Golden Circle, we pride ourselves on creating a friendly environment where every member feels valued. If you have questions about any of our services or need assistance choosing what's best for you, don't hesitate to reach out at (330) 479-3130. Visit us today at 4118 Lincoln Way E Massillon Oh 44646 or explore more online at Massillon! Your financial success is our priority!

Digital & Online Banking

Key Services

With our user-friendly online banking platform, accessible at https://www.goldencirclecu.com/ , you can view your account balances, pay bills, and transfer funds all in one place. Plus, our 24/7 online banking services ensure that you have access to your accounts whenever you need it. No more waiting for bank hours; your banking needs are just a click away! Keeping track of your statements is simple with our e-statements feature. Enjoy paperless statements that are not only environmentally friendly but also easy to access anytime. If you're looking for even more flexibility, our mobile application allows you to manage your accounts directly from your smartphone. With features like mobile payments and person-to-person transfers, sending money to friends or family is quick and hassle-free.

Security and Accessibility

We prioritize your security with robust measures to keep your information safe while ensuring ease of use. Although we currently do not offer electronic signature authorization, rest assured that every transaction is protected by advanced security protocols. Our mobile payments feature means you can make purchases swiftly without needing cash or cards, adding an extra layer of convenience to your shopping experience. Whether you're grabbing coffee or shopping for groceries, simply tap and go! In summary, at Golden Circle, we're committed to providing accessible and efficient digital banking solutions tailored to fit your lifestyle. Explore all that we offer today by visiting https://www.goldencirclecu.com/ your financial management made simple!

Financial Strength

A Growing Community

Total Share Accounts: 11,877, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Circle is your trusted partner. Visit us at 4118 Lincoln Way E Massillon Oh 44646 or call (330) 479-3130 to learn more about how we can help you achieve your financial goals.

Commitment to Service

Our $677,680 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Investment in Growth

With $14,224,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $954 in used auto loans and a total of $48,540,812 in loans and leases.

Member Savings Security

Members' savings are secured through $4,281,497 in share certificates and $20,254,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,028,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $16,473,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,533 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $13,036,619 in used vehicle loans and $6,458,850 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $497,876 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges and are here to offer financial support when you need it most. Whether you're interested in refinancing or exploring eligibility options for any of our loan products, we're here to guide you through every step of the process. Contact us today at 330-479-3130 to learn more about how we can assist you! All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

Managing daily expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $2,158,409 in loans helping members manage their finances effectively. Our credit card options come with rewards and low-interest rates designed to support your spending needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,160,485, make buying or refinancing simple. We understand that purchasing a home is a significant step and aim to make it as smooth as possible.

Loan Aggregator

Benefits of Using LendMesh

One of the standout features of LendMesh is its commitment to providing verified data. All loan offers come from legitimate financial institutions, ensuring you know exactly what to expect. Additionally, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that truly reflect current market conditions. With real-time rate comparisons, you can access up-to-date loan rates from multiple institutions at your fingertips. This feature empowers users to compare different options easily and select the best loan for their needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!"

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This adherence to established guidelines ensures that all offers are fair and transparent. By relying on verified institutions, LendMesh guarantees that users receive accurate and trustworthy information.

Take Action Today

Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

GOLDEN CIRCLE CREDIT UNION - Massillon, OH