Golden Circle Credit Union Canton OH | Affordable Auto Loans & Business Banking

Introduction

Welcome to Golden Circle, your trusted partner in financial well-being since 1940. Nestled at 1600 Harmont Ave NE, Canton, OH 44705, we are proud to serve our vibrant community with a commitment to exceptional member service and financial growth. With a total membership of 7,796 and assets reaching $107,455,472, we are dedicated to helping you achieve your financial goals. At Golden Circle, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or credit cards with rewards, we've got you covered. Our total loans and leases amount to 5,242, reflecting our dedication to supporting our members' financial needs. While members can visit us at our branch location, official correspondence should be sent to the same address for convenience: 1600 Harmont Ave NE, Canton, OH 44705. We take pride in being more than just a credit union; we are a part of the community. Our team of 27 employees, led by CEO Tera Wentling and Board President William Dixon, works tirelessly to ensure your banking experience is smooth and supportive. With total deposits of $2,852,859 and a net worth of $16,473,257, you can trust that your money is in good hands. We also maintain a healthy cash reserve of $1,799,420 to ensure liquidity and security for all our members. We invite you to explore all that Golden Circle has to offer by visiting our website at www.goldencirclecu.com or giving us a call at 330-430-7662. Join us today and experience the difference a member-focused credit union can make in your life!

Branch History & Mission

Welcome to Golden Circle, a credit union deeply rooted in the heart of Canton, OH. Since opening our doors in 1940, we have proudly served our community and evolved to meet the changing needs of our members. Located at 1600 Harmont Ave NE, our branch is more than just a financial institution; it's a place where relationships are built and dreams are realized. From the beginning, Golden Circle has been dedicated to empowering individuals and families through accessible financial services. Today, we boast a total membership of 7,796 and total assets amounting to an impressive $107,455,472. This growth reflects not only our commitment to our members but also our strong connection to the local community. Our mission is simple yet impactful: to provide personal banking services that enhance the lives of our members while fostering community support. Whether you're looking for checking and savings accounts, auto loans, mortgage refinancing, or business banking solutions, Golden Circle is here to help you navigate your financial journey. We believe in making banking easy and approachable for everyone. While you can visit us at our main address on Harmont Ave NE, official correspondence should be directed to the same location since both addresses are the same. Our operating hours are convenient for busy schedules Monday, Thursday, and Friday from 8:30 AM to 4:30 PM. We understand that technology plays a significant role in today's banking experience. That's why we offer online banking and mobile applications so that you can manage your finances anytime, anywhere. We also ensure ADA compliance so that all members feel welcome when they walk through our doors. Community outreach is at the core of what we do. We partner with local organizations to provide support and resources that uplift those around us. Through these efforts, we aim not only to serve but also to enrich the lives of those in Canton and beyond. As we look forward to continuing this legacy of service and support, we invite you to join us at Golden Circle. Experience firsthand the benefits of being part of a credit union that truly cares about its members. Reach out today at 330-430-7662 or visit us online at goldencirclecu.com to learn more about how we can help you achieve your financial goals. Together, let's build a brighter future!

Branch Location & Accessibility

Convenient Access

Our location makes it easy for you to stop by. We have ample parking available, ensuring you can visit us without any hassle. The branch is designed with accessibility in mind, featuring ADA-compliant entrances so everyone can easily access our services.

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set for your convenience Monday, Thursday, and Friday from 8:30 AM to 4:30 PM. Whether you need assistance with personal banking or want to explore loan options, our friendly staff is ready to help during these hours.

Services Offered

At Golden Circle, we offer a range of services tailored to meet your financial needs. You can open checking and savings accounts, apply for auto loans or mortgages, and even explore credit card options that come with rewards. While we don't have ATM services on-site or drive-thru banking, we do participate in shared service centers where you can conduct basic transactions like deposits and withdrawals if you're a member of partner credit unions. While members can visit us at 1600 Harmont Ave Ne Canton Oh 44705, official correspondence should be sent to our mailing address at 1600 Harmont Ave NE, Canton, OH 44705. If you have any questions or need assistance, don't hesitate to give us a call at 330-430-7662. We invite you to stop by and discover how Golden Circle can support your financial journey!

Member Eligibility

Becoming a member of Golden Circle is like joining a family that truly cares about your financial well-being. If you're looking for a community that values support and personalized service, you've come to the right place! To be eligible for membership at Golden Circle, you simply need to live, work, worship, or attend school in the Canton area. This means that whether you're a lifelong resident or new to the community, you have a place with us. We believe in making banking accessible to everyone, and our members enjoy benefits such as lower loan rates, higher savings returns, and a variety of financial services designed just for you. Ready to take the next step? Opening an account with us is easy! Just visit our website at http://www.goldencirclecu.com for all the details on how to get started. If you have any questions or need assistance, feel free to give us a call at (330) 430-7662. We're here to help you every step of the way! For more information about eligibility requirements, check out this resource: . We can't wait for you to join our growing family at Golden Circle, located at 1600 Harmont Ave Ne Canton Oh 44705!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services are here to simplify your daily operations. Imagine having a payment processing solution that lets you accept payments easily whether it's in-store or online. Our tools are designed to help you manage transactions smoothly, allowing you more time to focus on what matters: growing your business. Located at 1600 Harmont Ave Ne Canton Oh 44705 in Canton, OH, we invite you to connect with us at (330) 430-7662. Let's partner together for your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $5 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $110 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $497,876, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For small business owners, Golden Circle understands the unique challenges you face. That's why we offer comprehensive business banking services, including merchant services and business loans tailored to meet the needs of entrepreneurs like you. Whether you're looking to expand operations or manage daily expenses, we have solutions designed specifically for businesses.

Convenience at Your Fingertips

With features like mobile payments and person-to-person transfers, accessing your money has never been easier. You can manage everything from bill payments to fund transfers right from your smartphone no need to visit the branch during business hours. At Golden Circle, we prioritize making banking as easy as possible so that you can focus on what matters most in life. If you'd like more information about our services or need assistance, please don't hesitate to reach out at 330-430-7662. We look forward to serving you! Explore all that we have to offer by visiting us online at goldencirclecu.com today!

Credit Cards

Our credit cards come with rewards that add value to every purchase. You can earn points on everyday spending, which can be redeemed for travel, gifts, or cash back. Imagine earning rewards simply by using your card for groceries or gas it's an effortless way to get more out of your money.

Loans and Financing

If you're considering purchasing a vehicle or refinancing your home, our auto loans and mortgage loans provide competitive rates that can fit any budget. Picture yourself driving off in that new car or settling into your dream home without the stress of high-interest payments. Additionally, we offer personal loans and debt consolidation options to help simplify your finances and reduce monthly payments.

Personal Banking

For everyday banking, Golden Circle offers various personal banking options that make managing your finances easy and convenient. Our checking and savings accounts are designed with your lifestyle in mind, helping you save for both short-term and long-term goals. Imagine effortlessly transferring funds between accounts from your phone while waiting in line at the grocery store this is just one of the many ways our online and mobile banking services enhance your experience.

Shared Branch Services

If you're a member of another credit union, don't worry! We also provide basic shared branch transactions like deposits and withdrawals for partner credit union members. This means you can access your money even when you're away from home.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our online banking platform available at https://www.goldencirclecu.com/, you can take control of your accounts anytime you need. Whether it's checking your balance, transferring funds, or paying bills, everything is just a few clicks away. We offer 24/7 online banking services, so you can access your information whenever it suits you best. For members who prefer managing their finances from their smartphones, our mobile application is here to help. You can download it easily and enjoy features like mobile payments, making transactions as simple as a tap. Plus, with person-to-person transfers, sending money to friends or family is quick and hassle-free.

Security and Ease of Use

We prioritize your security while providing user-friendly features. Although we do not currently support electronic signature authorization, rest assured that all your transactions are protected with advanced security measures. You can also opt for e-statements to keep track of your financial activities without the clutter of paper statements. Our services are designed with you in mind making it easy to manage your accounts in real-time while ensuring that your personal information remains safe. Whether you're at home or out and about, Golden Circle makes banking accessible and straightforward. Explore our digital banking options today and discover how easy managing your finances can be!

Financial Strength

A Growing Community

Total Share Accounts stand at 11,877, showcasing a strong and growing member base that trusts us with their finances. Our dedication to serving our community means that your financial wellbeing is always our top priority. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Golden Circle is your trusted partner. Visit us at 1600 Harmont Ave Ne Canton Oh 44705 or call (330) 430-7662 to learn more about how we can help you achieve your financial goals.

Investing in Your Future

With $14,224,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to supporting your financial goals with $954 in used auto loans and $48,540,812 in total loans and leases.

Member-Centric Savings Options

Your savings are secure with us. Members benefit from $4,281,497 in share certificates and $20,254,796 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $5,028,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $677,680 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 1 part-time employees ready to assist you with knowledgeable service whenever you need it.

Our Solid Financial Health

With a net worth of $16,473,257, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,533 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $13,036,619 in used vehicle loans and $6,458,850 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our auto loan options make it easy and affordable.

Business Loans

For business owners seeking capital for growth and expansion, our outstanding commercial loans totaling $497,876 can provide the necessary funding to take your business to the next level. If you're interested in exploring any of these loan options further or want to discuss eligibility requirements and refinancing opportunities, don't hesitate to reach out. You can contact us at 330-430-7662 or visit us at 1600 Harmont Ave Ne Canton Oh 44705. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Golden Circle Credit Union, we are committed to supporting our members with transparent financial solutions tailored just for you!

Credit Lines and Unsecured Loans

For those needing extra flexibility in their finances, we offer total credit lines amounting to $10,000,000. This provides an excellent option for managing day-to-day expenses or unexpected costs. Additionally, we have flexible terms on unsecured credit card loans with a total of $2,158,409 already helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $1,160,485. We make buying or refinancing simple so you can settle into your new home without stress. We also provide guidance on refinancing options if you're looking to lower your monthly payments or tap into your home's equity.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. By offering a clear view of loan options available, LendMesh helps users make informed decisions without the usual confusion. LendMesh ensures accurate loan comparisons through its robust sourcing methods. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees that users receive fair and transparent offers that reflect current market conditions. The benefits of using LendMesh are significant: - Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency and trust. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results, allowing users to focus on what truly matters: getting the best rates. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what works best for their financial situation. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback highlights how LendMesh empowers users to make smart financial choices. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Golden Circle