Gold Coast Credit Union Royal Palm Beach FL | Best Auto Loans & Business Banking

Introduction

Welcome to Gold Coast, your trusted credit union located at 10469 Southern Blvd, Royal Palm Beach, FL 33411. Since our establishment in 1936, we have proudly served our community, building strong relationships with our 22,543 members and striving to meet their financial needs. With total assets of $265,349,578 and a robust net worth of $28,852,384, we are dedicated to providing exceptional service and support to help you achieve your financial goals. At Gold Coast, we understand the importance of reliable banking services. That's why we offer a wide range of products including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our aim is to empower you with the tools necessary for success while ensuring your savings grow safely within our institution. Led by our CEO Steven Bush and Board President Clinton Butler, Jr., our team is committed to upholding the values of trust and integrity that define us. With a dedicated workforce of 64 employees, we focus on delivering personalized service that makes each member feel valued. While members can visit us at our branch location for all banking needs, official correspondence should be sent to 10469 Southern Blvd, Royal Palm Beach, FL 33411-4340. We invite you to explore the benefits of membership with us whether it's through our convenient online banking services or through visiting us directly during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM. Join us at Gold Coast today! For inquiries or assistance, feel free to call us at 561-790-7924 or visit our website at Gold Coast FCU. Let's work together towards a brighter financial future!

Branch History & Mission

Community Focus

We believe in giving back to the community that supports us. Through partnerships with local organizations and various outreach programs, Gold Coast is committed to improving the lives of those around us. Whether it's financial education workshops or charity events, we strive to make a difference. As we look toward the future with assets totaling over $265 million, our vision remains clear: to empower every member on their financial journey while strengthening community ties.

Join Us

We invite you to become part of something special at Gold Coast. Experience personalized service and discover how we can help you achieve your financial goals. Visit us during our operating hours from Monday to Friday, 9:00 AM to 5:00 PM, or give us a call at 561-790-7924. Together, let's build a brighter financial future!

Our Commitment

Gold Coast is dedicated to enhancing your banking experience through innovation and inclusivity. We prioritize ADA compliance and ensure that all members can access our facilities comfortably. With features like mobile banking and online services, managing your finances has never been easier. Plus, we're proud to offer both drive-thru banking and ATM availability for added convenience. While members can visit us at 10469 Southern Blvd, official correspondence should be sent to 10469 Southern Blvd, Royal Palm Beach, FL 33411-4340 if you prefer mailing.

Our Story

From our humble beginnings, Gold Coast has always aimed to provide accessible financial services that empower individuals and families. Located at 10469 Southern Blvd, right near the bustling Southern Boulevard corridor, our branch is a familiar place for many. We've built a legacy based on trust and reliability, becoming a cornerstone of the Royal Palm Beach community. Our mission extends beyond banking; it's about making a positive impact in people's lives. As we grew, so did our offerings. Today, we proudly offer various services from personal and business banking to loans and credit cards with rewards that truly benefit our members.

Branch Location & Accessibility

Welcome to Gold Coast, your friendly neighborhood credit union located conveniently at 10469 Southern Blvd in Royal Palm Beach, FL. Our branch is nestled in a bustling area, close to local landmarks that make it easy for you to find us. Whether you're on your way home or running errands, stopping by is a breeze! At Gold Coast, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spots, ensuring everyone can easily access our services. Plus, with our drive-thru banking option available, you can complete your transactions without ever leaving your car perfect for those busy days! You can reach out to us anytime at 561-790-7924 with questions or to learn more about our offerings. We are open Monday through Friday from 9:00 AM to 5:00 PM, making it convenient for you to stop by before or after work. While you can visit us at our Royal Palm Beach location, please note that any official correspondence should be sent to the same address: 10469 Southern Blvd, Royal Palm Beach, FL 33411-4340. We're proud to offer a range of services including personal banking options like checking and savings accounts, auto loans, mortgage loans and refinancing, personal loans, and even credit cards with rewards! Need quick access to cash? Our ATM is available for your convenience as well. If you're looking for shared services or banking solutions tailored for businesses, we have you covered! Our team is ready to assist with merchant services and business loans. We invite you to come see what sets Gold Coast apart. Visit us today or give us a call we're excited to help you meet your financial needs!

Member Eligibility

At Gold Coast, we believe that becoming a member is like joining a close-knit family where everyone supports one another. If you're looking to enjoy the benefits of community-focused banking, you're in the right place! Membership at Gold Coast is open to individuals who live, work, worship, or attend school in our local area. This means that whether you're new to the community or have been here for years, there's a place for you with us. The process to join is straightforward and welcoming; all you need to do is visit us at 10469 Southern Blvd Royal Palm Beach Fl 33411 or give us a call at (561) 790-7924 for guidance. To learn more about the specific eligibility requirements and ensure you meet them, feel free to check out this resource: . Once you're ready to take the next step, opening an account is just as easy! You can start your journey with us online by visiting https://app.loanspq.com/apply.aspx?lenderref=goldcoast090120&list=plvl . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Work for You

In today's fast-paced world, efficient payment solutions are crucial. Our merchant services simplify transactions, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly from your customers, whether they prefer credit cards, mobile payments, or other methods. This not only enhances customer satisfaction but also boosts your bottom line. Discover how Gold Coast at 10469 Southern Blvd Royal Palm Beach Fl 33411 in Royal Palm Beach, FL can empower your business with the right tools and resources. For more information or to schedule a consultation, call us at (561) 790-7924 or visit our website at https://www.gcfcu.org/ . Let's grow together!

Tailored Loan Options

Imagine securing funding to turn your vision into reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime

Accessing your accounts has never been easier with our online and mobile banking capabilities. Plus, with ATM access available at various locations, including right here at our branch in Royal Palm Beach, withdrawing cash or checking your balance is simple and efficient. Don't forget about our friendly staff who are ready to assist you with basic transactions via our drive-thru service or shared branch transactions if you're a member of partner credit unions. Whether it's deposits or withdrawals, we're here to help!

Get Started Today!

With so many services available under one roof at Gold Coast in Royal Palm Beach, there's no better time to take charge of your financial future. To learn more about what we offer or how we can assist you further, give us a call at 561-790-7924 or visit us online at GCFCU.org. We look forward to serving you!

Home Sweet Home Financing

If home ownership is on your radar, look no further than our mortgage loans and refinancing options. We understand that buying a home is one of the biggest investments you'll make in life. Our team is here to guide you through every step of the process, ensuring you feel confident in your choices.

Personal Banking Made Easy

For those managing personal finances, our offerings include checking and savings accounts designed for everyday use. Imagine having easy access to your money with features like online and mobile banking at your fingertips. You can check balances, transfer funds, and pay bills all from the comfort of your home or on the go! When it comes to financing major purchases, our auto loans and vehicle financing options make it straightforward to get behind the wheel of your dream car. Need help consolidating debt? Our personal loans can simplify your payments and lower interest rates.

Rewards and Business Solutions

As a member-focused credit union, we also offer credit cards with rewards that help you earn while you spend. These rewards can lead to exciting perks like travel discounts or cashback on everyday purchases. For entrepreneurs and business owners, our business banking services provide essential tools such as merchant services and business loans. We know that running a business comes with its own set of challenges, and we're here to support you every step of the way.

Digital & Online Banking

Convenient Online Services

Our online banking services, available at https://www.gcfcu.org/ , offer a full range of features that allow you to check balances, transfer funds, and pay bills with just a few clicks. You'll appreciate the 24/7 access to your accounts, which means you can handle transactions whenever it suits you day or night.

Enhanced Security Features

We prioritize your security by offering electronic signature authorization for document approvals, ensuring that your sensitive information is protected. Plus, with options like e-statements, you can easily track your financial activity without worrying about paper statements cluttering your space.

Mobile Banking at Your Fingertips

For those who prefer banking on their mobile devices, our mobile application makes it even easier. You can enjoy mobile payments and person-to-person transfers right from your smartphone. Whether you're splitting a bill with friends or making quick payments on the go, our app has got you covered.

Stay In Control

With real-time account management tools, you'll always be aware of your finances. Our accessible and straightforward interface means that anyone can navigate through their accounts without hassle. Whether you're checking balances or reviewing recent transactions, everything is just a tap away. Experience the convenience and security of digital banking with Gold Coast today!

Financial Strength

Committed Team

We also take pride in having 61 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our staff is dedicated to supporting you every step of the way.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gold Coast is your trusted partner. Visit us at 10469 Southern Blvd Royal Palm Beach Fl 33411 or call (561) 790-7924 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $15,779,785 in share certificates and $6,919,135 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. Our lack of non-member deposits means our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $1,458,906 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This performance allows us to keep enhancing our services while maintaining low costs for you.

Reinvestment for Growth

With $27,318,613 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This approach ensures that your funds not only stay safe but also work harder for you.

Strong Financial Health

With a net worth of $28,852,384, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,095 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports members' financial goals across various sectors with $2,270 in used auto loans and $111,464,603 in total loans and leases. This commitment to providing a variety of loan options reflects our dedication to helping you achieve your dreams whether that's purchasing a vehicle or financing a personal project.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $37,259,858 in used vehicle loans and $22,467,685 in new vehicle loans already helping members get on the road. Whether you're considering a brand-new model or a reliable used option, we have flexible financing solutions to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $31,259,508, make buying or refinancing simple. We guide you through every step of the process and offer competitive interest rates that make homeownership more accessible.

Personal Loans & Credit Lines

For those unexpected expenses or projects around the house, our personal loan options provide a straightforward solution. Additionally, our total credit lines amount to $40,712,832, giving you access to funds when you need them most.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This allows you to handle everyday purchases without worrying about collateral. At Gold Coast, we believe in making finance easy and approachable. If you're considering refinancing or want to explore eligibility options, our team is here to assist you with personalized service tailored to your needs. For more details about our loan offerings or to speak with one of our knowledgeable representatives, please call us at (561) 790-7924. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Aggregator

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GOLD COAST FEDERAL CREDIT UNION - Royal Palm Beach, FL