Gogebic County Credit Union Wakefield MI

Introduction

At Gogebic County, we believe that banking should be more than just transactions; it should be a partnership built on trust and community. Located at 402 Sunday Lake St, Wakefield, MI 49968, our branch has been serving members since 1952. With a commitment to empowering our 3,861 members, we take pride in offering personalized financial services tailored to the needs of our community. Our total assets of $34,391,667 reflect our strength and reliability in the financial landscape. We understand the importance of your hard-earned money, which is why we maintain a robust total deposit base of $3,679,106 and ensure that we have $619,954 cash in hand for your peace of mind. Our dedicated team of 7 employees, led by CEO Jane Baker and Board President Jay Kangas, works tirelessly to provide you with exceptional service and support. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same location at 402 Sunday Lake St, ensuring a seamless experience for everyone. With a focus on building lasting relationships, we are here to help you navigate your financial journey from loans to savings accounts. Explore how we can assist you today! Feel free to reach out at 906-224-9581 or visit our website at gogebicfcu.com. Join us in making Gogebic County a better place for all!

Branch History & Mission

Commitment to Excellence

We embrace modern banking conveniences while ensuring ADA compliance and accessibility for all members. With features like online banking and mobile payments available, we strive to provide ease and efficiency in managing your finances. As part of our commitment to customer satisfaction, we also prioritize community outreach programs that foster growth and support for local families and businesses. Whether it's through financial education workshops or sponsorships of local events, we're always looking for ways to give back.

Join Us!

We invite you to experience the benefits of being part of Gogebic County. Join our growing family today and discover how we can help you reach your financial dreams while making a difference in the community. For more information or assistance, feel free to contact us at (906) 224-9581. Together, let's build a brighter future!

Our Journey

Located at 402 Sunday Lake St, Wakefield, MI 49968, our branch is easily accessible to all who live and work in the area. As you step through our doors, you'll find not just a financial institution but a dedicated team committed to helping you achieve your financial goals. The journey of Gogebic County is one filled with milestones that reflect our dedication to innovation and service. Over the years, we have adapted to meet the changing needs of our members while maintaining the personal touch that makes us unique.

Our Mission

At Gogebic County, our mission extends beyond providing excellent financial services; we are dedicated to uplifting our community. We believe that every member deserves access to quality financial products tailored to their individual needs. Our focus is on fostering relationships built on trust and respect. By supporting local initiatives and partnerships, we aim to create a positive impact right here in Wakefield. While members can visit us at 402 Sunday Lake St Wakefield Mi 49968, official correspondence should be sent to the same address as there is no separate mailing address. We operate from 9 am to 4 pm Monday through Friday, ensuring that we are here when you need us most.

Branch Location & Accessibility

Welcome to the Gogebic County branch of 1st Nat'l Bank, where convenience meets community! Located at 402 Sunday Lake St in the heart of Wakefield, Michigan, our branch is easily accessible for all your banking needs. Whether you're a longtime member or visiting us for the first time, you'll find our friendly staff ready to assist you. If you're looking for us, we're situated near popular local landmarks, making it easy to stop by while you're out and about. With ample parking available right outside, you can enjoy a hassle-free visit. We also ensure our branch is ADA compliant, featuring ramps and accessible entrances for everyone. Our lobby hours are designed to fit your busy schedule, open Monday through Friday from 9 am to 4 pm. If you have any questions or need assistance during your visit, feel free to give us a call at (906) 224-9581. While members can visit us at 402 Sunday Lake St Wakefield Mi 49968, official correspondence should be sent to the same address as our mailing address: 402 Sunday Lake St, Wakefield, MI 49968. Although we currently do not offer ATM services or drive-thru banking at this location, our team is dedicated to providing personalized service inside the branch. We take pride in being part of the Gogebic County community and look forward to welcoming you soon! Come in and discover how we can help with your banking needs.

Member Eligibility

Becoming a member of Gogebic County is like joining a welcoming family that truly cares about your financial well-being. If you're a resident or work in Gogebic County, or have family members who are already members, you're in! Our eligibility criteria are designed to be inclusive and straightforward, ensuring that everyone has the chance to benefit from our services. We believe that being part of a credit union means more than just banking; it's about fostering community connections and supporting each other's financial goals. Ready to take the next step? Opening an account at Gogebic County is simple and quick. You can start the process online by visiting our account opening page at https://bsdc.onlinecu.com/gogebic/#/sign-up. If you have any questions or need assistance, feel free to give us a call at (906) 224-9581. For more detailed information about membership eligibility, check out our website at http://www.gogebicfcu.com/about/membership. We look forward to welcoming you into our community at 402 Sunday Lake St Wakefield Mi 49968!

Business Banking & Commercial Services

Financing That Empowers Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine a busy Saturday at your store. Customers are lined up, excited to check out their purchases. Our merchant services simplify this process, allowing you to accept payments seamlessly and efficiently. This means less time worrying about transactions and more time focusing on what matters growing your business. Whether you're in Wakefield or anywhere across MI, reach out to us at (906) 224-9581 to learn how we can assist you with your business banking needs. Let's work together to turn your vision into reality!

Comprehensive List Of Services

Accessibility at Its Best

Your time matters to us. Our lobby hours are designed to fit into your busy schedule, open from 9 am to 4 pm Monday through Friday. If you have questions or need assistance, don't hesitate to reach out at 906-224-9581. Our friendly staff is always ready to help you navigate your financial journey.

Banking Made Easy

In today's fast-paced world, convenience is key. That's why Gogebic County offers ATM services only, ensuring that you have access to your funds when you need them the most. Whether you're grabbing cash for a last-minute grocery run or need to check your balance, our ATMs are here to help simplify your banking experience.

Digital Features for Your Lifestyle

We know how important it is for our members to stay connected. That's why we provide robust digital banking features. With our online banking platform, you can manage your accounts anytime, anywhere. From checking balances and transferring funds to paying bills and accessing e-statements, everything is just a click away. Plus, with our mobile application, you'll have the power of banking right in your pocket. You can even make mobile payments and send money directly to friends or family with our convenient person-to-person payment feature.

Join Us Today!

Whether you're looking for simple ATM access or seeking a supportive community bank that understands your unique financial needs, Gogebic County is here for you. Explore our services and see how we can assist you in achieving your financial goals. For more information or to become a member, visit us online at Gogebic FCU or drop by our branch in Wakefield today!

Digital & Online Banking

Accessible Online Services

Our 24/7 online banking services ensure that you can check balances, transfer funds, and pay bills whenever you need to. No more rushing to the bank before closing time! You also have the option for e-statements, which means you can access your account statements anytime without waiting for them to arrive in the mail. This not only saves paper but is also an efficient way to keep track of your finances.

Mobile Features for On-the-Go Banking

For those who prefer to bank via their mobile devices, our mobile application is ready for download. You can enjoy features like mobile payments, making it easy to pay at stores or send money to friends with just a few taps. Plus, our person-to-person transfer service allows you to easily send money directly to anyone no checks or cash needed.

Security You Can Trust

We prioritize your security with every transaction. While we currently do not support electronic signature authorization, rest assured that our systems are equipped with robust security measures to protect your personal information and financial transactions. At Gogebic County, we believe that banking should be simple and accessible. Whether you're sitting at home or out running errands, our digital banking services are designed with your needs in mind. Join us today and experience how easy managing your finances can be!

Financial Strength

At Gogebic County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to highlight our strong financial position that reassures you of our reliability and commitment to serving your needs. With a net worth of $5,064,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,735 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,042,484 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $4,314 in used auto loans and a total of $13,819,041 in loans and leases. Although our current net income stands at $0, it reflects our focus on building long-term value for our members. We also take pride in having 7 full-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our total share accounts amount to 6,633, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gogebic County is your trusted partner. Visit us at 402 Sunday Lake St., Wakefield, MI 49968 or call 906-224-9581 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,258,380 in used vehicle loans and $2,964,490 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms can make your purchase easier.

Credit Lines

For those looking for additional flexibility, we provide credit lines totaling $2,000,000. This option allows you to manage your expenses effectively while having access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have any Junior Lien 1-4 Family Residential Properties loans available, we encourage you to check back or reach out for information on potential future offerings.

Refinancing Options

If you're considering refinancing your existing loans or exploring eligibility options, we're here to help you navigate through that process. Feel free to contact us at 906-224-9581 or visit our branch at 402 Sunday Lake St, Wakefield, MI 49968. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gogebic County, we prioritize your financial well-being and are committed to providing personalized service tailored to your unique needs. Whether it's an auto loan or exploring credit lines, our team is here to assist you every step of the way!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans; however, at this moment, there are no outstanding unsecured credit card loans available.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listed on LendMesh comes from legitimate financial institutions, guaranteeing that the information is trustworthy.

The Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: All loan offers come from reputable financial institutions, ensuring transparency in what you see. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that reflect the best options available. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective and user-friendly the platform can be. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GOGEBIC COUNTY FEDERAL CREDIT UNION - Wakefield, MI

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