Gogebic County Credit Union Ironwood MI

Introduction

At Gogebic County, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial goals. Located conveniently at 930 E Cloverland Dr, Ironwood, MI 49938, our branch has been serving the community since 1952. With a total membership of 3,861 and assets reaching an impressive $34,391,667, we are dedicated to providing personalized service that meets the unique needs of our members. While members can visit us at our branch location for assistance, any official correspondence should be sent to the same address. Our commitment to you goes beyond just numbers our CEO Jane Baker and Board President Jay Kangas lead a team of 7 employees who genuinely care about your financial well-being. With total deposits amounting to $3,679,106 and loans totaling 1,291, we understand the importance of responsible lending and saving. We aim to create a positive impact within our community by offering competitive rates and innovative services tailored for everyone from individuals looking to secure a loan to families aiming for savings. As you explore our offerings online at Gogebic County's Website, you'll find that our commitment extends to modern banking conveniences like online banking and mobile payments. Whether you're interested in opening an account or seeking information about loans, we're here to help. We invite you to connect with us today! Give us a call at 906-932-0880 during our operating hours from 8 AM to 4 PM on Mondays and Fridays. At Gogebic County, you're not just a number; you're part of our family.

Branch History & Mission

Our Mission

At Gogebic County Credit Union, our mission is clear: we strive to improve the financial well-being of our members while enhancing the quality of life in our community. We believe that everyone deserves access to affordable financial services and support that can help them thrive. This mission drives every decision we make and every service we offer. While members can visit us at 930 E Cloverland Dr, official correspondence should be sent to 930 E Cloverland Dr, IRONWOOD, MI 49938-1546 if different. Our operating hours are convenient for busy lifestyles, with lobby hours from 8 AM to 4 PM on Mondays and Fridays. Although we currently do not offer ATM or drive-thru services, we provide comprehensive online banking options so that members can manage their accounts anytime, anywhere. Our commitment goes beyond providing basic banking services; we actively participate in community outreach initiatives that strengthen local partnerships. By engaging with various organizations and hosting events, we aim to uplift those around us and create a positive impact on the lives of our neighbors. In addition to traditional loans and savings accounts, Gogebic County embraces technology with features like mobile payments and online banking. These advancements ensure that our members have access to modern tools designed for their convenience while maintaining an ADA-compliant environment. We invite you to become part of the Gogebic County family! Join us today and experience firsthand how we can help you achieve your financial goals while contributing positively to our vibrant community. For more information about membership or account opening procedures, please visit our website or call us at 906-932-0880. Together, let's build a brighter future!

Branch Location & Accessibility

A Warm Invitation

We invite you to stop by and see what makes Gogebic County special. Our friendly staff is eager to assist you with everything from account inquiries to loan applications. Come visit us today your financial well-being is our priority!

Convenient Access

Situated near local landmarks and easily accessible from main roads, our branch location makes it simple for you to visit us. If you need to send official correspondence, remember that while our physical address is 930 E Cloverland Dr, you can also use the mailing address of 930 E Cloverland Dr, IRONWOOD, MI 49938-1546.

Operating Hours and Services

Our doors are open on Mondays and Fridays from 8 AM to 4 PM, ready to assist you with various banking needs. While we currently do not offer drive-thru services or ATMs on-site, our team is dedicated to providing excellent member service inside the branch. If you're looking for personalized support or have questions about your accounts, just give us a call at (906) 932-0880.

Parking and Accessibility Features

We understand the importance of convenience when it comes to banking. At Gogebic County, we provide ample parking so you can access our services without hassle. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can bank with ease.

Member Eligibility

Becoming a member of Gogebic County is like stepping into a warm, welcoming community where your financial needs are understood and prioritized. If you live, work, or worship in Gogebic County or surrounding areas, you're likely eligible to join us! We embrace individuals from all walks of life, providing access to our range of services designed to help you thrive financially. For the most up-to-date eligibility details, check out our website at http://www.gogebicfcu.com/about/membership . Getting started is simple! You can open an account with us online by visiting https://bsdc.onlinecu.com/gogebic/#/sign-up , or feel free to give us a call at (906) 932-0880 if you have any questions. We're here for you at our branch located at 930 E Cloverland Dr Ironwood Mi 49938, ready to help you take the first step towards enjoying the benefits that come with being part of the Gogebic County family. Join us today and experience the difference!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine having a reliable partner that simplifies payment processing so you can focus on serving your customers. Our merchant services offer easy integration with various payment options, ensuring your customers have a smooth checkout experience. Whether you're running a local café or a retail store, these services provide the tools you need to manage transactions efficiently. Visit us at 930 E Cloverland Dr Ironwood Mi 49938 in Ironwood, MI, or call us at (906) 932-0880 to discover how our business banking solutions can empower your success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking Made Convenient

One of the standout features at Gogebic County is our commitment to digital banking. With options like online banking, mobile payments, and e-statements, managing your money has never been easier. You can check your account balances, transfer funds, and pay bills right from your smartphone or computer. This convenience means you can focus more on what matters in your life without worrying about bank hours.

Essential Services for Your Financial Journey

We understand that every member has unique financial goals. That's why we offer a comprehensive suite of services designed to support you at every stage: - If you're looking for quick access to cash or need assistance with everyday transactions, our ATM Services provide reliable options whenever you need them. - For those who prefer in-person help, our friendly staff is here during lobby hours from 8 AM to 4 PM on Mondays and Fridays. They can guide you through any questions you have about your accounts or our offerings. At Gogebic County, we also recognize the importance of personal connections in banking. Our team is always ready to discuss how our services can best suit your individual needs.

Reach Out Anytime

Have questions or want to learn more about how we can help you? Feel free to reach out! You can contact us at (906) 932-0880 for any inquiries. We're here to assist you and ensure that your experience with us is nothing short of excellent. In a world where financial needs can change rapidly, having a trusted partner like Gogebic County makes all the difference. We invite you to explore our services further by visiting us or checking out our website at https://www.gogebicfcu.com:443/ . Together, let's achieve your financial goals!

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check your account balances, pay bills, and transfer funds at your convenience. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and hassle-free. Plus, with the availability of e-statements, you can keep track of your financial activity without the clutter of paper statements. For those who prefer managing their finances on the go, we offer a mobile application that puts all these features right in your pocket. You can even use mobile payments to make purchases securely from your smartphone. Our commitment to security means that your information is protected every step of the way.

User-Friendly Experience

We pride ourselves on providing a user-friendly experience that allows you to manage your accounts with ease. Whether you're using our website or mobile app, accessing your finances has never been simpler. While electronic signature authorization isn't available yet, our straightforward processes ensure you can still handle transactions efficiently. At Gogebic County, we believe in empowering our members with tools that simplify their banking experience while ensuring their data remains safe and secure. Join us today and discover how our digital banking services can enhance your financial management!

Financial Strength

At Gogebic County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position, which demonstrates our commitment to providing you with reliable services and innovative solutions. With a net worth of $5,064,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.72% showcases a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $425,735 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $5,042,484 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident with $13,819,041 in total loans and leases and 431 used auto loans available. Although our net income is currently $0, it reflects the careful management of our resources during this period. We also take pride in having 7 full-time employees dedicated to serving you with knowledge and commitment. Net Shares (Funds available for lending and investments): $0. Total Share Accounts: 6,633, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gogebic County is your trusted partner. Visit us at 930 E Cloverland Dr Ironwood MI 49938 or call 906-932-0880 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,258,380 in used vehicle loans and $2,964,490 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our flexible terms make it easy to find the right financing option for your needs.

Credit Lines and Other Offerings

For those looking for additional financial flexibility, our total credit lines amount to $2,000,000. This is an excellent option for members who need quick access to funds without the commitment of a traditional loan. At Gogebic County, we're dedicated to providing straightforward solutions tailored to your financial situation. Whether you're considering refinancing options or exploring eligibility for one of our products, our team is ready to assist you every step of the way. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We encourage you to explore our loan offerings further and see how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Although we currently do not have Junior Lien 1-4 Family Residential Properties loans available, we are here to assist you in finding the best solution for your housing needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. Currently, we have not issued any unsecured credit card loans yet; however, when available, these options can help members manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

LendMesh stands out for several reasons: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, helping them make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the effectiveness of LendMesh in helping borrowers secure better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers when they search for loans. By focusing solely on verified lenders, LendMesh guarantees that every loan offer is legitimate and trustworthy.

GOGEBIC COUNTY FEDERAL CREDIT UNION