Gogebic County Credit Union Bessemer MI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Gogebic County Federal Credit Union, your trusted partner in financial wellness since 1952. Located at 600 W Lead St, Bessemer, MI 49911, we proudly serve our community with a commitment to personalized banking solutions and exceptional member service. With over 3,861 members and total assets reaching an impressive $34,391,667, we are dedicated to helping you achieve your financial goals. At Gogebic County FCU, we understand that life is full of financial decisions whether you're buying a new car or planning for your future. That's why we offer a range of services designed just for you, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking options. Our total loans amount to 1,291, reflecting our ongoing dedication to support the dreams of our members. Led by our passionate CEO, Jane Baker, and Board President Jay Kangas, our team of seven dedicated employees is here to ensure that your experience with us is smooth and rewarding. We believe in building lasting relationships based on trust and reliability. With a net worth of $5,064,277 and cash on hand amounting to $619,954, we stand strong as a stable and secure credit union ready to meet your financial needs. While members can visit us at 600 W Lead St, official correspondence should be sent to the same address. Feel free to reach out at 906-663-4011 or explore more about our services by visiting our website at gogebicfcu.com. Join us today and become part of a community-focused institution that values you as an individual and is committed to making a positive impact in your life!

Branch History & Mission

At Gogebic County Federal Credit Union, we take pride in our rich history and our unwavering commitment to the community. Established in 1952, our branch has grown alongside Bessemer, Michigan, and its residents, always prioritizing the needs of our members. Located at 600 W Lead St, we are easily accessible for those in the heart of Gogebic County. Whether you're visiting us for personal banking services or to explore loan options, our doors are open to welcome you. Over the years, Gogebic County FCU has evolved significantly. From our modest beginnings serving a handful of members to now boasting a total membership of 3,861, we've continually expanded our offerings and resources. Our current assets stand at an impressive $34,391,667, reflecting our growth and stability in providing financial solutions to our community. Our mission is simple yet impactful: we aim to provide exceptional financial services while fostering a spirit of community support. We believe that when our members succeed, the entire community thrives. That's why we offer a variety of products from checking accounts and auto loans to mortgage refinancing tailored specifically to meet your needs. Additionally, through partnerships and outreach initiatives, we actively contribute to local events and programs that strengthen our community bonds. While members can visit us at 600 W Lead St, official correspondence should be sent to 600 W Lead St, Bessemer, MI 49911 if needed. Our lobby hours are from 9 AM to 5 PM Monday through Friday, with drive-thru service available from 8 AM to 5 PM on weekdays and 9 AM to noon on Saturdays. In today's digital world, we strive for convenience too. While we do not have ATM availability at this location, we provide online and mobile banking options so you can manage your finances anytime, anywhere. We also ensure accessibility for all members by complying with ADA standards. At Gogebic County FCU, we recognize that each member's journey is unique. Our dedicated team is here to support you every step of the way whether you're looking for personal banking solutions or planning for business growth. Join us today and experience the difference that comes with being part of a credit union that truly cares about its members and the community. For more information about membership or to open an account online, visit our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Easy Access and Amenities

At Gogebic County FCU, we prioritize your convenience. Our location features ample parking space and is equipped with accessibility features to ensure everyone can visit us comfortably. Our branch is ADA compliant, making it easy for all members to access our services without hassle. While you can drop by our branch at any time during operating hours, if you're in a hurry, take advantage of our drive-thru banking service. We're here for you Monday through Friday from 9 AM to 5 PM, with drive-thru service available starting even earlier at 8 AM. Plus, on Saturdays, we're open from 9 AM to noon just for your convenience.

Services Tailored for You

At Gogebic County FCU, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need assistance with quick transactions? Our drive-thru is perfect for deposits and withdrawals without leaving your vehicle. If you need anything beyond what we've mentioned or have questions about membership eligibility or account opening, don't hesitate to reach out! Give us a call at (906) 663-4011, and our friendly staff will be more than happy to assist you. We look forward to welcoming you at Gogebic County Federal Credit Union where your financial journey matters!

Member Eligibility

At Gogebic County, we believe that everyone deserves to be part of a welcoming and supportive financial community. Joining us as a member is straightforward and open to individuals who live, work, worship, or attend school in Gogebic County. We also welcome immediate family members of current members, making it easy for your loved ones to enjoy the benefits of our services too. As a member of Gogebic County, you gain access to personalized banking solutions that cater to your needs, whether it's saving for the future or financing your next vehicle. If you're ready to take this step, you can find more detailed information on eligibility at this link. When you're prepared to open an account, just visit this page for a smooth online process. Should you have any questions or need assistance along the way, feel free to call us at 906-663-4011. We look forward to welcoming you to our community at 600 W Lead St, Bessemer, MI 49911!

Business Banking & Commercial Services

Merchant Services That Make Sense

In today's fast-paced world, having reliable merchant services is vital. At Gogebic County, we offer easy-to-use payment processing solutions that fit seamlessly into your daily operations. Imagine being able to accept payments from customers quickly and securely, freeing up your time to focus on what matters most growing your business. Visit us at 600 W Lead St Bessemer Mi 49911 in Bessemer, MI or call us at (906) 663-4011 to learn how our business banking services can help you achieve your goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Dreaming of a new car? Our auto loans and vehicle financing options help make that dream a reality. With competitive rates and flexible terms, we strive to provide financing solutions that fit your budget. Whether you're buying new or used, our friendly staff is here to guide you through the process.

Business Banking

For our business members, we offer specialized services like merchant services and business loans designed to help your company thrive. We understand the unique challenges businesses face and are here to provide support that makes managing finances easier.

Convenient Access

With features like ATM services for cash withdrawals and basic drive-thru banking for quick transactions like deposits and withdrawals we ensure that accessing your money is hassle-free. Our online banking allows for 24/7 access to manage your accounts anytime, anywhere. At Gogebic County, we are committed to providing exceptional service and comprehensive financial solutions that cater specifically to our members' needs. If you're ready to take the next step in managing your finances or want more information about any of our services, don't hesitate! Give us a call at 906-663-4011 or visit us online at Gogebic County Federal Credit Union. Your journey towards better banking starts here!

Mortgage Loans & Refinancing

If homeownership is on your horizon or you're looking to refinance your existing mortgage, Gogebic County has you covered. Our mortgage loans come with various options tailored to your financial situation. We understand that buying a home is one of the biggest decisions you'll make, so our team is ready to support you every step of the way.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. Imagine having easy access to your funds through online and mobile banking, where you can check balances, transfer money, and pay bills right from your smartphone. We also offer credit cards with rewards, making it simple to earn points on everyday purchases.

Personal Loans & Debt Consolidation

Need extra cash for unexpected expenses? Our personal loans can help. Additionally, if you're feeling overwhelmed by multiple debts, consider our debt consolidation options. We can assist you in combining your payments into one manageable loan with potentially lower interest rates.

Digital & Online Banking

Key Features

Our mobile payments feature ensures that making purchases is quick and hassle-free. You can send money directly to friends or family through our person-to-person transfer service, eliminating the need for cash or checks. While we currently do not support electronic signature authorization, we prioritize security across all transactions to keep your information safe. The accessibility of our services means you can easily manage your finances in real-time. Whether it's making deposits, paying bills, or monitoring your spending habits, everything is at your fingertips with just a few clicks or taps. At Gogebic County, we're committed to helping you achieve financial peace of mind through accessible and innovative banking solutions tailored to meet your needs. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $5,042,484 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment helps us meet your financial needs effectively.

Dedicated Team

We take pride in having 7 full-time employees, ensuring that our branches are always ready to serve you with a knowledgeable, committed team. Together, we work hard to provide you with the best service possible.

Growing Membership Base

With 6,633 total share accounts, we have a strong and growing member base that trusts us with their finances. This trust motivates us every day to enhance our services and offerings for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gogebic County is your trusted partner. Visit us at 600 W Lead St Bessemer Mi 49911 or call 906-663-4011 to learn more about how we can help you achieve your financial goals.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors. We have $4,310 in used auto loans and a total of $13,819,041 in loans and leases available to help you achieve your aspirations.

Member-Centric Savings

Members' savings are secured through $425,735 in share certificates, offering stable and rewarding financial growth opportunities. We prioritize our members' interests above all else, focusing our resources to benefit you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 net income reflects our dedication to operational efficiency while ensuring we continue offering competitive loan rates and solid financial products for our members.

Solid Financial Health

With a net worth of $5,064,277, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.72% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $5,258,380 in used vehicle loans and $2,964,490 in new vehicle loans already helping members get on the road. We provide flexible terms that suit your budget and lifestyle, ensuring that financing your next vehicle is both easy and affordable.

Business Loans

For business owners, though we currently do not have outstanding commercial loans available at this time, we understand the importance of having access to capital for growth and expansion. At Gogebic County, we aim to make borrowing straightforward and accessible. If you're interested in refinancing options or want to learn about eligibility requirements for any of our loan products, please don't hesitate to reach out. You can contact us at 906-663-4011 or visit us at our branch located at 600 W Lead St Bessemer, MI 49911. We are open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to noon for drive-thru services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore your lending options with us today!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently there are $0 in unsecured credit card loans available, we strive to provide options that help our members manage their finances effectively when they need it most.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are receiving reliable information.

Gogebic County