Goetz Credit Union Saint Joseph MO | Best Auto Loans & Business Banking

Introduction

Welcome to Goetz Credit Union, your trusted financial partner located at 1905 Howard St, Saint Joseph, MO 64501. Established in 1937, we have proudly served our community for over eight decades, building lasting relationships with our members. With a total membership of 13,213, we are dedicated to providing personalized financial services tailored to meet your needs. At Goetz Credit Union, we understand that every dollar counts. That's why we manage assets totaling an impressive $83,740,677 and facilitate loans and leases amounting to 81,064. Our strong financial foundation is reflected in our net worth of $12,398,233, ensuring that we can support you through all of life's financial journeys. We offer a variety of services designed to help you reach your goals be it through personal banking options like checking and savings accounts, auto loans, mortgage financing, or business banking solutions. Our commitment goes beyond just numbers; it's about making a positive impact in the lives of our members. Our leadership team is led by CEO Sonda Davidson and Board President Leonard Amos, both of whom are passionate about fostering a welcoming environment for all members. Our small yet dedicated team of 13 employees is here to assist you with any questions you may have. While members can visit us at our branch address for all your banking needs, official correspondence should be directed to the same location at 1905 Howard St, Saint Joseph, MO 64501. We invite you to explore our website at Goetz Credit Union for more information on our services or give us a call at (816) 232-8754. Join us today and discover how we can help you achieve your financial dreams!

Branch History & Mission

At Goetz Credit Union, located at 1905 Howard St, Saint Joseph, MO 64501, we proudly carry a legacy that began in 1937. Over the decades, we have transformed from a small community bank into a robust credit union serving over 13,200 members. Our journey reflects our commitment to empowering our community through accessible financial services and education. Since opening our doors, Goetz has grown significantly in both membership and assets. Today, we manage total assets of $83,740,677. This growth is not just a number; it represents the trust and confidence our members place in us every day. We understand that each member's financial journey is unique, and we strive to provide personalized service that meets those needs. Our mission at Goetz Credit Union is simple yet profound: we aim to enhance the financial well-being of our members while fostering a spirit of community support. We believe in providing more than just banking services; we are dedicated to building lasting relationships with our members. Whether it's offering competitive loan rates for auto financing or creating innovative digital banking solutions like online and mobile banking, our focus remains on making your financial experience as smooth as possible. In addition to traditional banking products such as checking accounts and personal loans, we also offer essential services like ATM access and drive-thru banking for your convenience. While members can visit us at our branch location, official correspondence should be sent to 1905 Howard, St Joseph, MO 64501 if you need to reach us by mail. At Goetz Credit Union, we are deeply committed to community outreach and partnerships. From supporting local events to collaborating with nonprofits, we actively seek ways to give back to the communities we serve. As you explore your options for financial services, consider joining us at Goetz Credit Union. Experience firsthand how we prioritize your needs while nurturing the values of trust and community spirit. Together, let's build a brighter financial future! For more information or to get started with your membership today, give us a call at 816-232-8754 or visit us online at Goetz Credit Union.

Branch Location & Accessibility

Welcome to Goetz Credit Union, your friendly financial partner located at 1905 Howard St, Saint Joseph, MO 64501. Our branch is conveniently situated in the heart of Buchanan County, making it easy for you to stop by for all your banking needs. Whether you're coming from downtown or nearby neighborhoods, you'll find us just a short drive away from local landmarks like the historic Missouri Theater and the scenic Krug Park. At Goetz Credit Union, we prioritize accessibility for all our members. Our branch is designed to be welcoming and user-friendly, with ADA-compliant features and ramps that make getting in and out a breeze. Plus, we offer ample parking right outside our door, so you can focus on what matters most your financial goals. When it comes to convenience, we've got you covered! Our operating hours are tailored to fit your busy schedule: join us Monday through Thursday from 9 AM to 5 PM and on Fridays from 8 AM to 6 PM. Need to access cash after hours? No problem! We have an ATM available on-site for your convenience. For those who prefer drive-thru banking, we're pleased to offer this service as well, allowing you to complete transactions without leaving your car. And if you're looking for shared services or additional resources, please note that while we don't provide shared service center access at this location, our team is always ready to assist you with personal banking services such as checking and savings accounts, auto loans, mortgage loans, personal loans, credit cards with rewards, and more. While members can visit us at our branch location for all inquiries and transactions, please send any official correspondence to our mailing address: 1905 Howard St, St Joseph, MO 64501. Have questions or want to learn more about how we can help you? Don't hesitate to give us a call at 816-232-8754. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Goetz is like joining a family that truly cares about your financial well-being. Located at 1905 Howard St Saint Joseph Mo 64501, we welcome individuals who live, work, worship, or attend school in our community. If you're also related to someone who is already a member, you can easily join too! Our goal is to create an inclusive environment where everyone has access to a variety of services designed just for them. As a member of Goetz, you'll enjoy personalized support and a range of financial products tailored to meet your needs, from checking and savings accounts to loans and credit cards. Opening an account with us is straightforward; all you need to do is check out the eligibility details on our website at http://www.goetzcu.com/about.html and give us a call at (816) 232-8754 if you have any questions. We're excited to welcome you into our community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, our merchant services simplify transactions for you and your customers. Picture this: your customers can pay seamlessly using various payment methods, making their shopping experience smooth and enjoyable. This convenience not only enhances customer satisfaction but also boosts your sales potential. Visit us at 1905 Howard St Saint Joseph Mo 64501 in Saint Joseph, MO, or call us at (816) 232-8754 to explore how we can partner with you on your journey to success.

Comprehensive List Of Services

Accessibility

Your convenience is our priority. Our branch operates from 9 AM to 5 PM Monday through Thursday, and extends hours until 6 PM on Fridays, making it easy for you to visit us at a time that works best for you. Have questions? Don't hesitate to give us a call at 816-232-8754; our friendly staff is ready to assist! At Goetz Credit Union, we believe in building lasting relationships with our members by offering comprehensive financial services suited to their needs. We invite you to visit us today at our Saint Joseph location or explore more about what we offer online at Goetz Credit Union. Your financial journey starts here!

Business Banking

For small business owners, Goetz provides essential tools through our Business Banking services. From Merchant Services that streamline transactions to Business Loans that fuel growth, we are here to support your entrepreneurial journey.

Credit Cards with Rewards

Who doesn't love earning rewards? With our Credit Cards with Rewards, every purchase can bring you closer to exciting benefits. Whether it's cashback, travel points, or other perks, we have options that will suit your spending habits.

Digital Convenience

We recognize the importance of digital banking in today's fast-paced world. That's why we offer robust Online & Mobile Banking features. You can easily manage your accounts from anywhere at any time whether it's checking balances, making payments, or transferring funds. Our services also include ATM access for quick cash withdrawals and basic drive-thru banking for deposits and simple transactions.

Lending Solutions

In addition to vehicle and home loans, we offer Personal Loans & Debt Consolidation services. Life can throw unexpected expenses your way, and having access to quick cash can be a lifesaver. Our loans can help you manage costs effectively while consolidating debt into one manageable payment.

Personal Banking

Whether you're looking to open a checking or savings account, our personal banking options are designed to fit your lifestyle. For those planning a new adventure or simply needing to finance a vehicle, our Auto Loans & Vehicle Financing make it easy to hit the road without the stress of hefty payments. If homeownership is on your mind, consider our Mortgage Loans & Refinancing options that can help turn your dream into reality.

Digital & Online Banking

Accessible Online Banking

With our user-friendly online banking platform available at https://www.goetzcu.com/, you can take control of your finances with just a few clicks. Check your account balances, transfer funds, pay bills, and review transaction history all in one place. Our 24/7 online banking service ensures that you have access whenever you need it, making managing your money simpler than ever.

Enjoy E-Statements

Say goodbye to paper clutter! With e-statements available, you can view your account statements online whenever you want. This not only helps reduce waste but also keeps your financial documents secure and easily accessible.

Mobile Banking Made Easy

For those who prefer using their smartphones, our mobile application is here to help. Available for download now, it allows you to perform various tasks like making deposits, checking your balance, and even utilizing our mobile payments feature for quick transactions at participating merchants. Plus, with person-to-person transfers, sending money to friends and family is just a tap away!

Security You Can Trust

At Goetz, we prioritize your security. Our online banking platform uses advanced encryption technology to protect your personal information while ensuring a smooth user experience. Rest assured that your financial data is safe while you manage your accounts from the comfort of your own home or wherever life takes you. In conclusion, whether you're looking for easy access to account management or convenient payment options, Goetz has got you covered with our comprehensive digital and online banking services. Experience the convenience today!

Financial Strength

At Goetz, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, you want to feel confident about where you place your hard-earned money. That's why we are proud to share our strong financial standing, which reflects our commitment to serving you better. With a net worth of $12,398,233, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 14.80% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $4,755,076 in share certificates, offering stable and rewarding financial growth opportunities. While we prioritize our members over profit, it's important to note that we have $0 in non-member deposits, allowing us to focus our resources on benefiting you through better loan rates and exclusive perks. With $6,985,231 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is also robust; with $56,427,552 in total loans and leases including $56,341 in used auto loans, we support members' financial goals across various sectors. Though this year has presented challenges reflected by our net income of $0, it showcases our commitment to maintaining stability over short-term gains. We believe this approach ultimately benefits our members in the long run. We take pride in having 13 full-time employees ready to assist you with knowledgeable service at every turn. With a total of 22,527 share accounts, it's clear that many individuals trust us with their finances a testament to our reliability and member-first philosophy. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Goetz is your trusted partner. Visit us at 1905 Howard St Saint Joseph MO 64501 or call us at 816-232-8754 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $32,269,218 in used vehicle loans and $6,997,425 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle purchase with flexible terms and competitive interest rates.

Credit Lines and More

If you're looking for additional flexibility, our total credit lines amount to $1,000,000. This option can be useful for those unexpected expenses or larger purchases that require more financial agility. At Goetz Credit Union, we're committed to providing our members with reliable financial solutions tailored to their unique situations. For more information about our loan offerings or eligibility requirements, feel free to call us at 816-232-8754 or visit our website at www.goetzcu.com. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're ready to apply for a loan or simply exploring your options, we're here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we don't have any Junior Lien 1-4 Family Residential Properties loans available; however, we are here to guide you through the process when you're ready.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $278,107 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees. They're designed to provide you with purchasing power while keeping your budget in check.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers, with no hidden fees or misleading information.

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