Gnc Community Credit Union New Castle PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Gnc Community at 201 S Jefferson St, New Castle, PA 16101, where we've been proudly serving our members since 1936. As a trusted financial partner, we are dedicated to providing personalized banking solutions that meet the needs of our vibrant community. Our commitment to you is reflected in our impressive portfolio of services and our strong financial foundation, with total assets reaching an impressive $76,980,859. At Gnc Community, we value each of our 12,538 members and strive to create a welcoming environment where everyone can achieve their financial goals. With a total deposit amount of $2,266,368 and net worth standing at $12,095,405, we ensure your funds are secure and growing. Whether you're looking for auto loans, mortgage options, or personal banking services like checking and savings accounts, our experienced team is here to guide you every step of the way. Our leadership team is committed to making a positive impact in the community. Under the guidance of our CEO, Julia Gee, and Board President Gary Grant, we work tirelessly to offer competitive rates and comprehensive services tailored just for you. We employ a dedicated staff of 16 professionals who are always ready to assist you with your financial needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 201 S Jefferson St, New Castle, PA 16101. We invite you to explore all that Gnc Community has to offer by visiting our website at gncfcu.com or giving us a call at 724-652-5783. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Our Mission

At Gnc Community, our mission goes beyond just offering financial products. We strive to empower our members by providing tailored financial solutions that support their individual goals. Whether it's personal banking through checking and savings accounts or facilitating auto loans and mortgages, we are dedicated to making a positive impact on the lives of those we serve. We believe in the importance of giving back to our community. Through various outreach programs and partnerships with local organizations, we aim to enhance the well-being of New Castle and its residents. Our efforts reflect our commitment not only to financial success but also to community growth and support. As technology advances, so do we. Our digital banking options include online banking, mobile payments, and electronic statements. These features ensure that our members can manage their finances efficiently while enjoying secure services that comply with ADA standards. While members can visit us at 201 S Jefferson St, official correspondence should be sent to 201 S Jefferson St, New Castle, PA 16101 if different needs arise. Join us today at Gnc Community! Experience the benefits of being part of a credit union that truly cares about its members and invests in the future of its community. Call us at 724-652-5783 for more information or visit us online at gncfcu.com. Together, let's build a brighter financial future!

Branch Location & Accessibility

Call to Action

Ready to experience personalized banking? We invite you to visit us at Gnc Community or give us a call at 724-652-5783. Your financial journey starts here!

Nearby Landmarks and Accessibility

Our branch is just a short stroll from local favorites like the New Castle Public Library and the bustling downtown area, making it simple for you to stop by while running errands or enjoying a day out. Parking is available nearby, ensuring that you can quickly pop in without any hassle. Plus, our location is ADA compliant with ramps and accessible features for everyone.

Operating Hours

We're here for you during the week! You can visit us Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, and on Thursday until 5:30 PM. Whether you're looking to open an account or discuss loan options, our dedicated team is ready to assist you during these hours.

Services Offered

At Gnc Community, we provide a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Our drive-thru service makes banking even more convenient by allowing you to complete transactions like deposits and withdrawals without leaving your car. Additionally, we offer ATM access for quick cash withdrawals and balance checks whenever you need them. While members can visit us at 201 S Jefferson St New Castle Pa 16101, official correspondence should be sent to our mailing address at 201 S Jefferson St, New Castle, PA 16101.

Member Eligibility

At Gnc Community, we believe that joining our community is a step towards building a brighter financial future together. Becoming a member is simple and welcoming; if you live, work, or worship in the area, you are likely eligible to join us! We celebrate diversity and encourage everyone to experience the benefits of membership, such as competitive rates on loans, personalized service, and access to a wide range of financial products tailored just for you. For the most current details on eligibility criteria, please check out this helpful resource: . Ready to get started? Opening an account at Gnc Community is straightforward! Just give us a call at (724) 652-5783 or visit us at our location at 201 S Jefferson St New Castle Pa 16101 during our operating hours. Our friendly staff is here to assist you every step of the way. We can't wait to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processing. Imagine receiving payments quickly and securely, allowing you to focus more on what you do best running your business. Our services ensure that you have the tools needed for efficient transactions, enhancing customer satisfaction and boosting your bottom line. Visit us at 201 S Jefferson St New Castle Pa 16101 in New Castle, PA or call us at (724) 652-5783 to learn more about how we can help your business succeed!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans tailored to help your company thrive. Whether you're starting out or looking to expand, we're here to support your journey.

Contact Us

With all these offerings, we invite you to visit us at 201 S Jefferson St New Castle Pa 16101 or give us a call at (724) 652-5783 if you have any questions or want to learn more about how we can help you achieve your financial goals. At Gnc Community, we believe in building lasting relationships with our members through trust and exceptional service. Experience how easy banking can be with us today!

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why online and mobile banking options are available at your fingertips. From checking balances to making transfers, managing your finances from anywhere has never been simpler. Our ATM services ensure you can access cash when needed, while our drive-thru banking allows for quick deposits and withdrawals without leaving your car.

Home Financing

If homeownership is on your mind, check out our mortgage loans and refinancing options. We understand that buying a home is one of the biggest decisions you'll make, and we're here to guide you every step of the way. With competitive rates and helpful advice, we make the process straightforward.

Personal Banking

Managing your finances has never been easier. We offer checking and savings accounts that cater to your lifestyle. Whether you're saving for a vacation or just need a reliable account for daily expenses, we have options that fit your goals. Our auto loans and vehicle financing help you get on the road without breaking the bank. Imagine driving away in your dream car, knowing you secured a great rate!

Personal Loans and Credit Cards

For those unexpected expenses or to consolidate debt, our personal loans and debt consolidation services provide the financial flexibility you need. Plus, our credit cards with rewards allow you to earn points on everyday purchases turning spending into savings.

Digital & Online Banking

Accessibility and Security

Security is our top priority. We use advanced technology to keep your information safe while offering easy access to your accounts. Plus, if you're looking for paperless solutions, our e-statements are readily available, allowing you to view your financial statements securely online without cluttering your mailbox.

Key Features

Explore our user-friendly platform at https://www.gncfcu.com/ where you can take advantage of various features tailored to fit your lifestyle. Need to check your balance? Make transfers? Or even pay bills? You can do all that and more with just a few clicks. Our electronic signature authorization lets you handle important documents from the comfort of your own home, providing a layer of convenience that saves you time.

Mobile Banking Solutions

With our mobile application, banking is literally at your fingertips. Enjoy features like mobile payments that let you make transactions quickly and securely right from your phone. And when it comes to sending money to friends or family, our person-to-person transfer option makes it simple and hassle-free. At Gnc Community, we're committed to providing services that not only meet but exceed your expectations in digital banking. Experience the convenience of real-time account management today!

Financial Strength

Commitment to Excellence

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 16 full-time employees and 0 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Together

With 20,422 showing a strong and growing member base that trusts us with their finances, we are dedicated to fostering a community built on trust and support. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gnc Community is your trusted partner. Visit us at 201 S Jefferson St New Castle Pa 16101 or call (724) 652-5783 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $11,257,153 in share certificates, offering stable and rewarding financial growth opportunities. We focus on you our member by prioritizing your needs over traditional banking practices.

Reinvesting in Our Future

With $9,995,050 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This ensures you have access to reliable services designed with your best interests at heart.

Solid Financial Foundation

With a net worth of $12,095,405, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,571 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

Our lending capacity supports your financial goals across various sectors with $1,270 in used auto loans and $45,324,522 in total loans and leases. This means whether you're purchasing a vehicle or looking for other financing options, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $20,171,039 in used vehicle loans and $13,296,222 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles so you can find the perfect fit for your lifestyle.

Credit Lines

For added flexibility, we have credit lines available totaling $7,000,000. These can be particularly useful for managing cash flow or covering short-term expenses without taking out a traditional loan. If you're considering refinancing any existing loans or exploring eligibility options for our various products, our team is ready to assist you in finding the best solution tailored to your needs. Feel free to reach out at 724-652-5783 for personalized assistance or visit us at 201 S Jefferson St New Castle Pa 16101. We're here to help you navigate your financial journey and ensure that you have access to the best possible resources. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,866,700, make buying or refinancing simple. We aim to provide competitive rates and flexible terms to suit your situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,341,793 in loans helping members manage their finances effectively. This option is great for those looking to consolidate debt or cover unexpected expenses without the burden of secured borrowing.

Loan Aggregator

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. When you use LendMesh, you benefit from: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GNC COMMUNITY FEDERAL CREDIT UNION