Global Edmonds WA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Global Credit Union at our Edmonds Branch, located at 23632 Highway 99, Edmonds, WA 98026. Since our establishment in 1948, we've been dedicated to serving our community with trust and reliability. With a strong membership of over 767,000, we pride ourselves on being a financial partner that truly understands the needs of our members. At Global, we believe in empowering individuals and families through financial education and personalized service. Our total assets stand at an impressive $11,460,496,338, demonstrating our commitment to your financial success. We offer a range of services tailored to meet various needs from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing. While you can always visit us at our Edmonds location for assistance, please note that official correspondence should be directed to our mailing address: 23632 Highway 99 Suite 110, Edmonds, WA 98026. Under the leadership of CEO Geofferey Lundfelt and Board President Kent Berthiaume, our dedicated team of nearly 2,000 employees works tirelessly to ensure that you receive top-notch service. With a net worth of $1,217,007,912 and cash in hand amounting to $270,341,700, we are well-equipped to support our members' financial journeys. We encourage you to explore all that Global has to offer. Whether you need help with loans or want guidance on saving for your future, we're here for you. Feel free to reach out via phone at 425-640-3618 or visit us online at Global Credit Union. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Community

Global is more than just a financial institution; we're a part of the Edmonds community. We actively engage in partnerships and outreach efforts that aim to uplift those around us. Our shared service center allows members from partner credit unions to benefit from basic transactions right here at our branch.

Join Us Today!

As we continue on this journey of growth and community involvement, we invite you to become part of the Global family. Experience firsthand the benefits of being a member with us where your financial well-being matters most. For more information or to open an account today, visit us online or call us at 425-640-3618. Join us at Global, where we're committed to building a better future together!

Our Location and Community Impact

You can find us at 23632 Highway 99 in Edmonds, a location that is easily accessible for all members of our community. Our branch is conveniently situated near key landmarks, making it a central hub for financial services in the area. While members can visit us at this address, official correspondence should be sent to our mailing address: 23632 Highway 99 Suite 110, Edmonds, WA 98026.

Our Mission

Our mission at Global is clear: we strive to empower our members through quality financial services while fostering growth and stability within the community. We believe that everyone deserves access to fair and responsible banking options. Whether it's personal banking through checking and savings accounts, vehicle loans, or business banking solutions, we are here to support our members every step of the way. We also understand the importance of staying connected in today's digital world. That's why we've embraced technology by offering online and mobile banking services along with features like e-statements and mobile payments. Accessibility is key; our branch is ADA compliant and equipped with an ATM available for your convenience.

Branch Location & Accessibility

Convenient Access and Nearby Landmarks

Our branch is situated near several well-known landmarks, making it a familiar spot for many residents in Snohomish County. You'll find us close to the scenic Edmonds Waterfront and just a short drive away from the charming downtown area filled with shops and eateries. Parking is available onsite, ensuring that you can visit us hassle-free. Plus, we are committed to accessibility with features like ADA-compliant ramps.

Get in Touch

Have questions or need assistance? Don't hesitate to reach out! You can call us at 425-640-3618. We look forward to welcoming you at the Edmonds Branch of Global Credit Union where your financial well-being is our top priority. Come visit us soon!

Operating Hours and Services

We understand that life can get busy, which is why our lobby hours are designed for your convenience. We're open Monday through Friday from 10:00 AM to 6:00 PM, so you can stop by during your lunch break or after work. At the Edmonds Branch, we offer a wide array of services tailored to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, our dedicated team is here to help. We also provide online and mobile banking services for those who prefer digital convenience. And if you're a member of another credit union? No problem! We participate in shared services so you can make basic transactions like deposits and withdrawals.

Member Eligibility

At Global, we believe that everyone deserves a chance to be part of a caring community. Joining us is simple and welcoming! If you live, work, worship, or attend school in the areas we serve, you're likely eligible for membership. Additionally, if you have family members who are already part of our credit union, they can help you become a member too. This means that no matter your background, there's a place for you here at Global. Enjoy the benefits of lower fees, competitive rates on loans and savings accounts, and personalized service from our friendly staff. Ready to take the next step? Opening an account is straightforward! Just visit us at 23632 Highway 99 Edmonds Wa 98026 or check out our online application process here. If you have any questions, feel free to reach out to us at (425) 640-3618. For more detailed eligibility criteria, take a look at this resource: Membership Details. We can't wait to welcome you to our community!

Business Banking & Commercial Services

Loan Options to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Life Easier

In addition to loans, our merchant services are designed to simplify transactions and enhance your customer experience. Imagine a busy weekend at your store our point-of-sale systems can handle payments efficiently, letting you focus on what you do best: serving your customers. Whether it's credit card processing or mobile payment options, we have the tools to help your business run smoothly. Located at 23632 Highway 99 Edmonds Wa 98026 in Edmonds, WA, our team is ready to partner with you for all your business banking needs. Reach out today at (425) 640-3618 and let us help you take your business to new heights!

Comprehensive List Of Services

ATM Services

Need cash on the go? Our ATM & Cash Withdrawal Services ensure that access to your money is never out of reach. Plus, we provide basic shared branch transactions for members of partner credit unions, allowing you to deposit or withdraw funds conveniently. At Global, located at 23632 Highway 99 Edmonds Wa 98026, we're dedicated to providing comprehensive financial services that cater to both individual and business needs. If you have any questions about our offerings or would like assistance choosing the right service for you, don't hesitate to contact us at (425) 640-3618. Our team is ready to help! Explore how we can support your financial journey today! Visit us online at Edmonds Branch or stop by our branch in Edmonds.

Auto Loans & Vehicle Financing

Dreaming of a new car? With our Auto Loans & Vehicle Financing, you can get behind the wheel without breaking the bank. We provide competitive rates and flexible terms to help make your dream vehicle a reality. Imagine cruising through Edmonds in style with financing that fits your budget.

Business Banking

For entrepreneurs, we have tailored services under our Business Banking umbrella. From Merchant Services that make transactions smooth for your customers to various Business Loans, we support local businesses in achieving their financial goals and expanding their reach.

Credit Cards with Rewards

Our Credit Cards with Rewards give you more than just spending power; they offer you rewards for every purchase. Whether you're planning a family vacation or simply enjoying everyday shopping, earning rewards makes every dollar spent worthwhile.

Mortgage Loans & Refinancing

Owning a home is one of life's biggest milestones. Our Mortgage Loans & Refinancing options are designed to simplify the process of purchasing or refinancing your home. Let us assist you in finding the right mortgage solution that suits your needs and helps you secure your dream home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our Online & Mobile Banking platforms allow you to manage your accounts anytime, anywhere. You can pay bills, transfer funds, and check balances right from your smartphone or computer making banking easier than ever before.

Personal Banking

We understand that managing personal finances can be challenging. That's why we offer various Checking & Savings Accounts designed to help you save for future goals or manage day-to-day expenses. Whether you are looking to open your first account or seeking better options for your existing accounts, our friendly staff is here to guide you.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. Whether it's for medical bills, home repairs, or consolidating debt, we offer personalized loan options that can ease your financial burden.

Digital & Online Banking

Key Services Available

With our online banking platform, available at https://www.globalcu.org/, you can handle everything from checking balances to transferring funds 24/7. Need to send money to a friend? Our person-to-person transfer feature makes it quick and hassle-free. Plus, if you prefer to keep track of your finances on your smartphone, our mobile application is ready for download, allowing you to manage your accounts anytime, anywhere.

Real-Time Account Management

All these services are designed with accessibility in mind. You can check your account in real time, ensuring you're always up-to-date with your finances. Whether it's reviewing transactions or setting up alerts for important account activities, we provide the tools to help you stay informed and in control. With Global, experience the ease of modern banking that works around your schedule whenever and wherever you need it!

Security and Ease of Use

Security is a top priority for us. We offer electronic signature authorization, so you can sign documents safely and easily without the need for paper. Additionally, e-statements are available to help you stay organized and reduce clutter while keeping your sensitive information secure. With features like mobile payments, making purchases directly from your device has never been more straightforward or secure.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 1,110,869, showing a strong and growing member base that trusts us with their finances. With Net Shares (Funds available for lending and investments): $0, we have the capacity to lend more to those who need it most. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 23632 Highway 99 Edmonds Wa 98026 or call (425) 640-3618 to learn more about how we can help you achieve your financial goals.

Member Savings Secured

Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $13,664,469, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $112,174 in used auto loans and $9,637,237,435 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Health

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. We offer competitive terms and flexible payment options to fit your budget. Whether you're interested in financing a new model or a reliable used vehicle, our team is here to guide you through the process.

Business Financing

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to offering financing solutions tailored to meet those needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We provide personalized service to help you understand your options and find a mortgage that fits your financial situation.

Refinancing Options

If you're considering refinancing any existing loans, we have options available that may lower your payments or free up cash for other priorities. Speak with our loan specialists to explore how we can assist you in achieving better financial health through refinancing. No matter what you're looking for, our team at Global, located at 23632 Highway 99 Edmonds Wa 98026 in Edmonds, WA, is ready to help you find the right loan solution for your needs. You can reach us at (425) 640-3618 during our lobby hours: M - F 10:00 AM - 6:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us today and let's take the next step towards reaching your financial goals!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $180,987,797 in loans helping members manage their finances effectively, our credit cards come with benefits that can help you earn rewards while staying on top of your spending.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy ensures that users receive fair and transparent offers tailored to their needs.

GLOBAL FEDERAL CREDIT UNION - Edmonds, WA

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans

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Loan rates in Edmonds, WA (98026)