Global Coeur D Alene ID Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Global, your trusted financial partner at the Coeur D'alene Financial Center. Located conveniently at 320 E Neider Ave, Coeur D Alene, ID 83815, our branch has been serving the community since 1948. With a strong commitment to member satisfaction and community support, we proudly serve over 767,000 members with a total asset base of an impressive $11,460,496,338. At Global, we understand that your financial needs are unique. That's why we offer a range of services designed to help you achieve your goals whether it's securing an auto loan, opening a savings account, or accessing personal loans for debt consolidation. Our dedicated team is here to assist you with total deposits of $38,657,333 and a net worth of $1,217,007,912, ensuring that your funds are in safe hands. Led by our CEO Geofferey Lundfelt and Board President Kent Berthiaume, our passionate staff of nearly 2,000 employees is committed to providing exceptional service. We also maintain an extensive network of ATMs and drive-thru services for your convenience. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 320 E Neider Ave, Coeur D Alene, ID 83815. We invite you to explore what makes us different. Visit our website at Global Credit Union or give us a call at 208-765-0606 today! Let us help you navigate your financial journey with confidence and ease.

Branch History & Mission

Community Commitment

We take pride in being more than just a financial institution; we are an active participant in the Coeur D Alene community. Our partnerships with local organizations and outreach efforts reflect our dedication to making a positive impact. From sponsoring community events to offering educational resources about financial literacy, we aim to uplift those around us. Our branch features convenient amenities like ATM availability and drive-thru banking services for quick transactions. With operating hours designed to fit your busy schedule Monday through Thursday from 9 am to 5 pm, Friday from 9 am to 6 pm, and Saturday from 9 am to 1 pm we ensure that access is easy when you need it most. Join us at Global and experience firsthand how we can support your financial journey. Together, let's build a stronger community where everyone has the opportunity to thrive! For more information or to become a member today, call us at 208-765-0606 or visit our website.

Our Mission

At Global, our mission is clear: we strive to enhance the financial well-being of our members while fostering a sense of community. We believe that everyone deserves access to quality financial services that can help them achieve their goals. Whether you are looking to buy your first home or save for retirement, we are here to guide you every step of the way. While members can visit us at 320 E Neider Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address. We invite you to explore our digital advancements such as online banking and mobile payments that make managing your finances easier than ever.

Branch Location & Accessibility

Welcome to the Global Credit Union at our Coeur D'Alene Financial Center! Located conveniently at 320 E Neider Ave, Coeur D Alene, ID 83815, our branch is easy to find and offers a warm, friendly atmosphere for all your banking needs. Whether you're a longtime member or new to our community, we invite you to stop by and discover how we can help you manage your finances. Our branch is situated near popular landmarks like the beautiful Coeur d'Alene City Park and the scenic Lake Coeur d'Alene, making it a perfect spot for those in the area. We take pride in providing accessible services for everyone. Our facility features ADA-compliant entrances and ramps to ensure ease of access for all members. Parking is plentiful, so you won't have to worry about finding a space when you visit us. We're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. These convenient hours make it easy for you to come in before work or on weekends! In addition to our welcoming lobby, we offer drive-thru banking services for quick transactions without having to leave your car. Need cash? You can also access our ATM located right outside. If you're a member of another credit union that partners with us, feel free to utilize our shared service center for deposits and withdrawals as well. While members can visit us at 320 E Neider Ave, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to give us a call at 208-765-0606. We look forward to serving you and helping you achieve your financial goals. Come visit us today!

Member Eligibility

Becoming a member of Global is like joining a close-knit family that values your financial well-being. If you're curious about how to get started, the good news is that the eligibility requirements are designed to be inclusive and welcoming. Generally, anyone who lives, works, worships, or attends school in the areas we serve can become a member. This means if you're in or around Coeur D Alene, you're likely already eligible! To find out more about the specific criteria and ensure you meet them, feel free to check out our detailed information at https://www.globalcu.org/about/membership/ . Opening an account with us is straightforward and convenient. You can start your membership journey by visiting us at 320 E Neider Ave Coeur D Alene Id 83815, or if you prefer to do it from home, simply click on this link to begin the account opening process: https://apply.globalcu.org/apply.aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 . If you have any questions or need assistance, don't hesitate to give us a call at (208) 765-0606. We're here to help you take that first step towards becoming part of our community!

Business Banking & Commercial Services

Merchant Services Made Easy

Imagine running your business without worrying about payment processing. Our merchant services simplify transactions, allowing you to accept payments easily and securely. From card readers to online payment options, we provide tools that help you focus on what matters most growing your business. Visit us at 320 E Neider Ave Coeur D Alene Id 83815, Coeur D Alene, ID or contact us at (208) 765-0606 to discover how our business banking solutions can empower your entrepreneurial journey!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, Global offers robust business banking services. From merchant services that streamline payment processing to business loans designed to help your company grow, we understand the unique challenges you face as an entrepreneur.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide comprehensive online and mobile banking services. With just a few taps on your smartphone or clicks on your computer, you can manage your accounts anytime, anywhere. Need cash? Our ATM and cash withdrawal services make it easy to access your funds without hassle.

Drive-Thru & Shared Branch Transactions

For quick banking needs, take advantage of our drive-thru service for deposits and simple transactions. Additionally, if you're a member of partner credit unions, our shared branch transactions allow you to make deposits and withdrawals conveniently. At Global, we are committed to ensuring that all our members have access to quality financial products and services tailored to their needs. Our experienced staff is always ready to assist you in navigating your financial journey. Ready to explore how we can help? Visit us at 320 E Neider Ave Coeur D Alene Id 83815 or call us at (208) 765-0606 today! Discover the difference of being part of a community-focused credit union where your needs come first.

Personal Banking Solutions

Our personal banking options include checking and savings accounts designed to help you manage your money effortlessly. If you're considering purchasing a new car, our auto loans and vehicle financing solutions can assist you in getting behind the wheel without breaking the bank. For those dreaming of homeownership, our mortgage loans and refinancing options make it easier than ever to find a place to call home. If you're facing unexpected expenses or need to consolidate debt, our personal loans are here to provide relief. Plus, with credit cards offering rewards, you can earn while you spend, making every purchase work for you.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking platform, available at https://www.globalcu.org/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer feature allows you to do just that in moments, making it easy to split bills or share expenses. Our mobile application takes this convenience a step further. You can access all your banking needs right from your smartphone. Plus, if you prefer not to worry about paper statements, we offer e-statements that provide quick and secure access to your financial information. You can view them anytime, ensuring you stay organized without clutter.

Security and Accessibility

Your security is our priority. We provide electronic signature authorization for a hassle-free way to approve transactions while keeping your information safe. With 24/7 online banking services, you have complete control over your accounts whenever you need it. Additionally, we offer mobile payments so you can pay for purchases with just a tap of your phone. Whether you're out shopping or grabbing a coffee, enjoy the ease of making transactions without pulling out cash or cards. In summary, Global is committed to providing modern banking solutions that fit your lifestyle. From easy account management to secure transactions, our digital services are crafted with you in mind. Explore all that we offer by visiting https://www.globalcu.org/ today!

Financial Strength

At Global, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share insights into our financial strength, which reflects our commitment to serving you with reliability and trust. With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $112,174 in used auto loans and $9,637,237,435 in total loans and leases. Our operations are efficient, as reflected by our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (funds available for lending and investments) stand at $0, while the total number of share accounts reaches 1,110,869, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 320 E Neider Ave Coeur D Alene Id 83815 or call (208) 765-0606 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. We cater to all types of vehicles and provide flexible terms tailored to your financial situation.

Business Loans

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. Whether you're starting a new venture or seeking funds for an existing business, we are here to support your ambitions. At Global, we strive to make financing accessible and straightforward. If you're interested in refinancing options or want to learn about eligibility requirements for our loan products, don't hesitate to reach out. Our branch is located at 320 E Neider Ave Coeur D Alene Id 83815 in Coeur D Alene, ID, where our dedicated team is ready to assist you. You can also contact us at (208) 765-0606 during our operating hours: Lobby: M - Th: 9 am - 5 pm; F: 9 am - 6 pm; Sat: 9 am - 1 pm. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore how we can help you today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We guide you through each step of the process, ensuring you understand all your options and eligibility criteria.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. These cards come with various rewards and benefits tailored to suit your spending habits.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy ensures that users receive fair and transparent offers. Each loan option listed has been vetted for reliability, so you can trust the information presented.

GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans