Global Hesperia CA Credit Union | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Global, your trusted partner in financial services located at 16869 Main St, Hesperia, CA 92345. Since our establishment in 1948, we have dedicated ourselves to providing exceptional banking solutions for our community. With a total membership of over 767,000 members, we are proud to be a cornerstone of support and guidance in your financial journey. At Global, we understand that your needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, and business banking solutions tailored just for you. Our total assets stand impressive at $11,460,496,338, reflecting our strong foundation and commitment to serving you well. Led by our CEO Geofferey Lundfelt and Board President Kent Berthiaume, we work tirelessly to ensure you receive the best service possible. With 1,980 employees ready to assist you, we're more than just a bank; we're your neighbors and friends. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 16869 Main St, Hesperia, CA 92345. As part of our dedication to community impact, we have facilitated over 448,453 loans and leases totaling an impressive amount. Our current net worth stands at $1,217,007,912, showcasing our stability and reliability as a credit union. We also maintain a robust cash reserve of $270,341,700, ensuring that we are always here when you need us most. We invite you to experience the difference with Global Credit Union. Whether you're looking to open an account or need assistance with loans or deposits our doors are always open. Feel free to reach out via phone at 760-810-7439 or explore our services online at Global Credit Union. Join us today and become part of a thriving community where your financial future matters!

Branch History & Mission

At Global, we take pride in our rich history and unwavering commitment to serving our community. Established in 1948, our East Hesperia Branch has been a cornerstone of financial support for residents in Hesperia, California. Over the years, we have evolved from a small credit union into a trusted financial partner for more than 767,000 members, all while maintaining our core values of community support and member service. Located at 16869 Main St, Hesperia, CA 92345, our branch is easily accessible to everyone in the area. With nearby landmarks that include the Hesperia Civic Plaza Park and the local library, we are proud to be part of this vibrant community. While members can visit us at this address for all their banking needs, official correspondence should be sent to the same address. Our mission is simple yet powerful: to provide exceptional financial services while fostering an environment of trust and support. We strive to empower our members by offering a range of services including personal banking, auto loans, mortgage options, and business banking solutions. Beyond just transactions, we aim to make a meaningful impact in the lives of our members and their families. As technology advances, so do we. Our branch is equipped with modern conveniences such as online banking and mobile payment options to ensure that members can manage their finances anytime and anywhere. We also prioritize accessibility with ADA-compliant facilities and dedicated customer service initiatives aimed at making every visit pleasant and efficient. Community outreach is another vital aspect of our mission. We actively engage with local organizations and participate in events that uplift our neighborhood. Whether it's sponsoring youth sports teams or supporting food drives, Global believes in giving back. We invite you to experience the benefits of membership with Global. Join us today and discover how we can help you achieve your financial goals while being part of a caring community. For more information or assistance, don't hesitate to call us at 760-810-7439 or visit our website at Global Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

Welcome to the Global East Hesperia Branch, where convenience meets community! Located at 16869 Main St, Hesperia, CA 92345, our branch is easily accessible and designed with your banking needs in mind. Nestled near local landmarks, you'll find us just a stone's throw from the vibrant shops and eateries that make this area special. At our branch, we prioritize accessibility for all members. Our location features ample parking and is compliant with ADA standards, ensuring everyone can visit us with ease. Whether you prefer to pop in for a quick transaction or take advantage of our drive-thru banking service, we've got you covered. Our operating hours are from 10:00 AM to 6:00 PM, Monday through Saturday, making it convenient to fit your banking into your busy schedule. While you're here, don't forget to utilize our ATM services available on-site for quick cash withdrawals and balance checks. We also offer shared service transactions for partner credit union members, adding even more flexibility to your banking experience. For any official correspondence, please note that our mailing address is the same as our branch address: 16869 Main St, Hesperia, CA 92345. Ready to experience hassle-free banking? Give us a call at 760-810-7439 or drop by today! We look forward to serving you at Global East Hesperia Branch!

Member Eligibility

Becoming a member of Global feels like joining a close-knit family where everyone looks out for one another. If you live, work, or worship in the Hesperia area, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, so whether you're new to the community or have been here for years, you can take advantage of all we offer. At Global, our members enjoy personalized financial services tailored to their needs, competitive rates on loans, and access to exclusive products that can help them achieve their financial goals. To get started with your membership journey, simply check out the detailed eligibility criteria at https://www.globalcu.org/about/membership/ . It's straightforward! Once you see that you qualify, opening an account is just a click away through our online application process available at https://apply.globalcu.org/apply.aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 . If you have any questions or need assistance, don't hesitate to give us a call at (760) 810-7439. Join us today at 16869 Main St Hesperia Ca 92345, and let's build a brighter financial future together!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify transactions. Imagine a busy day at your store customers are eager to pay, but delays can lead to frustration. Our efficient payment processing solutions ensure you can accept payments seamlessly, allowing you to focus on what matters most: serving your customers. Located at 16869 Main St Hesperia Ca 92345 in Hesperia, CA, our team is ready to help you navigate the financial landscape with ease. Contact us today at (760) 810-7439 and discover how we can assist your business in achieving its goals!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Take advantage of our ATM services for quick access to cash withdrawals and balance checks whenever you need them.

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel without breaking the bank. With competitive rates and personalized service, we help you find the right loan that fits your budget.

Business Banking

For our business members, we provide business banking services, including merchant services and business loans designed to help entrepreneurs thrive. Whether you're just starting out or looking to expand, our team understands the unique challenges businesses face and is ready to support you.

Credit Cards with Rewards

Maximize your spending power with our credit cards featuring rewards. Earn points on purchases that can be redeemed for travel, merchandise, or cash back making every dollar spent work harder for you!

Drive-Thru & Shared Branch Transactions

Our drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. Additionally, we participate in shared branch transactions with partner credit unions meaning you can conduct deposits and withdrawals even when visiting other locations. At Global, we pride ourselves on making banking easy and accessible for everyone in our community. If you're ready to take charge of your financial future or want to learn more about how we can assist you, visit us at 16869 Main St Hesperia Ca 92345 or call us at (760) 810-7439 today!

Mortgage Loans & Refinancing

If buying a home is on your horizon, look no further! Our mortgage loans come with various options to suit different needs, whether you're a first-time homebuyer or looking to refinance your existing mortgage for better terms. Let us guide you through the process so that you can settle into your dream home sooner than you think.

Online & Mobile Banking

We understand the importance of convenience in today's fast-paced world. That's why we offer online and mobile banking, allowing you to manage your accounts from anywhere at any time. Check balances, transfer funds, pay bills, and more all at your fingertips!

Personal Banking

Managing your finances starts with the right accounts. We offer personal banking services, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a special purchase or looking for easy access to your funds, our accounts provide flexibility and convenience.

Personal Loans & Debt Consolidation

Life can throw unexpected challenges your way, which is why we offer personal loans for various purposes, including debt consolidation. Our friendly advisors can assist you in finding solutions that simplify your finances and relieve stress.

Digital & Online Banking

Key Features

Our online banking platform is user-friendly and packed with features that make banking simple. You can enjoy electronic signature authorization, which allows you to sign documents securely from the comfort of your home. Plus, our e-statements availability ensures that you can view your financial statements easily without the clutter of paper. If you're always on the go, you'll love our mobile application. It puts all your banking needs right in your pocket! With mobile payments enabled, you can make quick transactions directly from your phone. Whether it's paying bills or transferring money to friends through our person-to-person transfers feature, handling your finances has never been more convenient.

Security and Accessibility

We prioritize your security while ensuring ease-of-use. Our online banking platform uses advanced security measures so that you can bank with peace of mind. Whether you're checking your balance or making a transaction, you can rest assured that your information is protected. In today's fast-paced world, having real-time account management is crucial. Our digital banking services allow you to stay informed about your finances whenever you need to. No more waiting for business hours or worrying about accessibility Global puts you in control of your money. Experience the convenience of modern banking with us today! Visit https://www.globalcu.org/ to learn more about how our digital and online banking services can benefit you.

Financial Strength

Commitment to Growth

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is reflected in our $112,174 in used auto loans and $9,637,237,435 in total loans and leases, supporting our members' financial goals across various sectors.

Growing Membership Base

With a total of 1,110,869 share accounts, we have built a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $0, showing our readiness to support your borrowing needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 16869 Main St Hesperia Ca 92345 or call (760) 810-7439 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. We offer financing options tailored for both new and used vehicles, ensuring that you can drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. Whether you need funds for equipment purchases or operational costs, our team is here to support your business goals. At Global, we're committed to helping you navigate your financial path with ease. For more information about our loan products or to see how we can assist you further, don't hesitate to reach out at (760) 810-7439 or visit us online at Global Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We provide a variety of mortgage solutions that accommodate different budgets and lifestyles. Plus, if you're looking to refinance your current mortgage, we have options available that could save you money each month.

Unsecured Credit Card Loans

Managing expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that can help you get more out of your spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results, allowing you to make informed choices without influence from advertising. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can quickly see which loans best meet their needs. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective this tool can be in securing better financial terms. If you're ready to take control of your borrowing decisions, compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures fair and transparent offers for all users. By relying on verified financial institutions, LendMesh guarantees that you are receiving accurate information about your loan options.

GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans