Global Apple Valley CA Credit Union | Affordable Auto Loans & Business Banking

Introduction

At Global, we believe in building strong relationships with our members and the community. Located at 18985 Bear Valley Rd, Apple Valley, CA 92308, our Jess Ranch Branch has been a cornerstone of support since its establishment in 1948. With a proud membership of over 767,231, we are committed to providing exceptional financial services tailored to meet the needs of individuals and businesses alike. As a member-focused credit union, we manage total assets of $11,460,496,338 and maintain a robust net worth of $1,217,007,912. Our commitment to financial strength is evident as we have provided more than 448,453 loans to help our members achieve their dreams. You can trust that your finances are in safe hands with us. While members can visit us at 18985 Bear Valley Rd, official correspondence should be sent to the same address. We understand that convenience matters; that's why we offer services like online banking and mobile payments to make managing your finances easier. Under the leadership of CEO Geofferey Lundfelt and Board President Kent Berthiaume, our dedicated team of 1,980 employees is here to assist you with everything from personal banking to business loans. Whether you're looking for a new auto loan or want to explore mortgage options, we are ready to help you every step of the way. Join us today and experience how Global Credit Union can enhance your financial journey. For more information or assistance, please call us at 760-813-8186 or visit our website at globalcu.org. Your financial future starts here!

Branch History & Mission

At Global, our journey began in 1948 when we opened our doors in Apple Valley, California. Over the years, we have grown from a small financial institution into a thriving credit union, now proudly serving over 767,000 members. Our branch at 18985 Bear Valley Rd is not just a place to manage finances; it has become a cornerstone of the community, embodying our commitment to support and uplift those we serve. Our mission is clear: we strive to provide exceptional financial services while fostering a sense of community and belonging. We believe that everyone deserves access to quality banking solutions that empower them to achieve their dreams. From personal banking options like checking and savings accounts to auto loans and mortgages, we are dedicated to meeting the diverse needs of our members. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 18985 Bear Valley Rd, Apple Valley, CA 92308-2732. As we continue to adapt and innovate, we have embraced digital advancements that make banking easier for everyone. With online banking, mobile payments, and e-statements available, managing your finances has never been simpler or more convenient. Additionally, we prioritize accessibility with ADA-compliant facilities and services. Our dedication extends beyond banking. We actively engage with local organizations through partnerships that enhance community outreach efforts. Whether it's supporting educational initiatives or contributing to local charities, Global is committed to making a positive impact in Apple Valley. We also understand the importance of convenience for our members. Our branch features an ATM for easy access to cash and drive-thru banking for quick transactions without leaving your vehicle. Plus, with shared service center availability, members can enjoy added flexibility when accessing their accounts. With total assets exceeding $11 billion, Global is well-positioned to meet your financial needs today and in the future. We invite you to join us on this exciting journey. Experience the benefits of being part of a credit union that truly cares about its members and the community. Visit us today or reach out at 760-813-8186!

Branch Location & Accessibility

Accessibility Features

At Global, we believe in making banking accessible for everyone. Our branch is equipped with ADA-compliant features, including ramps and designated parking spaces, ensuring that all members can visit us comfortably. Plus, our drive-thru service allows for quick and easy transactions without leaving your vehicle perfect for those busy days!

Call to Action

We invite you to stop by our Global branch today! Experience personalized service that puts you first. Whether you're opening an account or simply have inquiries about our services, we look forward to welcoming you into our community!

Operating Hours

We are here to serve you during our lobby hours from Monday through Saturday, opening at 10:00 AM and closing at 6:00 PM. Whether you want to chat about your financial goals or need assistance with everyday banking tasks, our friendly team is ready to help during these hours.

Services Offered

Our Global branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need quick cash? Enjoy the convenience of our ATM services right on-site. If you're a member of another credit union, feel free to take advantage of our shared services as well! While members can visit us at 18985 Bear Valley Rd, official correspondence should be sent to the same address for clarity. For any questions or assistance, don't hesitate to call us at 760-813-8186.

Member Eligibility

Becoming a member of Global is like joining a family where your financial well-being is the top priority. We welcome anyone who lives, works, worships, or goes to school in our community to join us at our cozy branch located at 18985 Bear Valley Rd Apple Valley Ca 92308. Whether you're looking for personal banking options, loans, or just a friendly face to help you navigate your financial journey, we're here for you. To learn more about our eligibility criteria and ensure you qualify, visit us at https://www.globalcu.org/about/membership/ . The process is straightforward and designed with you in mind just reach out to us at (760) 813-8186, or if you're ready to take the next step, check out how to open an account through this link: https://apply.globalcu.org/apply.aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 . We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine processing payments quickly and efficiently, enabling your customers to enjoy a smooth shopping experience. Our merchant services make this possible, allowing businesses to accept various payment methods while managing transactions effortlessly. This not only saves time but also helps improve customer satisfaction essential for repeat business. When you choose Global, you're choosing a partner dedicated to your success. Let's take your business to new heights together! For more information on our offerings, visit us at 18985 Bear Valley Rd Apple Valley Ca 92308 in Apple Valley, CA or call us at (760) 813-8186.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Solutions for Growth

For our business members, we offer robust Business Banking services, including merchant services and business loans that help you grow and manage your operations effectively. We know that running a business requires flexibility and support, which is why we are here to provide the resources you need.

Convenient Digital Banking Features

In today's fast-paced world, having access to your accounts anytime is crucial. That's why we've invested in comprehensive Online & Mobile Banking features. You can manage your accounts from anywhere whether it's checking balances, transferring funds, or making payments all at the touch of a button. Our ATM services also allow for easy cash withdrawals without the hassle.

Get Started Today!

Ready to take advantage of all the great services at Global? Visit us at 18985 Bear Valley Rd Apple Valley Ca 92308 or call us at (760) 813-8186 for more information. Join our community today by exploring membership options on our website! Your financial journey starts here!

Personal Banking Made Easy

We understand that managing finances can be challenging. That's why we offer various Personal Banking solutions like checking and savings accounts that fit your lifestyle. Need a new vehicle? Our Auto Loans & Vehicle Financing options are designed to get you on the road quickly and affordably. For those considering home ownership or refinancing, our Mortgage Loans provide competitive rates and personalized service. If life throws unexpected expenses your way, our Personal Loans & Debt Consolidation options can help ease your financial burden. Plus, with our Credit Cards with Rewards, you can earn while you spend!

Support When You Need It

At Global, we want banking to be straightforward. Our Basic Drive-Thru Banking enables you to handle deposits, withdrawals, and simple transactions without leaving your vehicle. For those who prefer in-branch assistance, our team is ready to help with any questions about transactions or account management. Additionally, through our partnership with other credit unions, we offer Shared Branch Transactions, allowing members from partner credit unions to complete deposits and withdrawals conveniently. Whether you're visiting us in person or using our digital services, we're committed to ensuring a smooth experience every step of the way.

Digital & Online Banking

Accessibility and Ease of Use

Our online banking is user-friendly, ensuring that all members can navigate with ease. Whether you're tech-savvy or new to online banking, you'll find our platform straightforward and intuitive. Real-time account management means you can keep an eye on your finances without any hassle. In short, Global offers robust digital banking solutions tailored to fit your lifestyle while keeping security at the forefront. Ready to explore what we have to offer? Visit us at https://www.globalcu.org/ today!

Key Features

One of the standout features is our mobile application. This handy tool allows you to perform transactions directly from your smartphone. You can deposit checks, transfer money with ease through person-to-person transfers, and even set up mobile payments for quick checkout at stores. Imagine not having to carry cash or cards; just a tap on your phone gets it done! For added security, we offer electronic signature authorization, making it easier and safer for you to sign documents without needing to print them out. And if you're looking for an eco-friendly option, opt for e-statements to receive your account statements digitally no more paper clutter!

Financial Strength

Growing Trust

Total Share Accounts: 1,110,869, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending stand at $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 18985 Bear Valley Rd Apple Valley Ca 92308 or call (760) 813-8186 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Improvement

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $112,174 in used auto loans and $9,637,237,435 in total loans and leases.

Strong Financial Health

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. Whether you're interested in a new ride or a reliable used vehicle, our financing options can make it easier for you.

Business Financing

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. We know that having the right financing can make all the difference in taking your business to the next level. At Global, we prioritize your financial well-being by offering various refinancing options and eligibility plans tailored to your unique situation. If you're considering any of these loan products or want to learn more about how we can assist you, please feel free to contact us at (760) 813-8186. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 18985 Bear Valley Rd Apple Valley Ca 92308 in Apple Valley, CA, and let us help you on your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We offer competitive rates and flexible terms to help you find the right fit for your needs.

Unsecured Credit Card Loans

Managing daily expenses is crucial for many households. We also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. This allows for quick access to funds when you need them most without the hassle of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that all loan offers are fair and transparent. You can trust that the information you receive reflects current market conditions and lender requirements.

Benefits of Using LendMesh

One of the key advantages of LendMesh is its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in every comparison. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. This commitment allows users to receive truly unbiased results. Real-time rate comparisons are another significant benefit of using LendMesh. The platform provides up-to-date loan rates from multiple institutions, empowering users to make informed decisions about their borrowing options. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of this tool in securing better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans