Global Apple Valley CA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Global, your trusted credit union located at 15961 Apple Valley Rd, Apple Valley, CA 92307. Since our establishment in 1948, we've been committed to serving our community with financial solutions that truly matter. With a strong membership base of 767,231 and total assets reaching an impressive $11,460,496,338, we pride ourselves on providing reliable support to our members. At Global, we understand that every member's financial journey is unique. That's why we offer a range of services including personal banking, auto loans, mortgage loans, and business banking options tailored to fit your needs. Whether you're looking to save for the future or need assistance with loans our dedicated team is here to help. Our CEO, Geofferey Lundfelt, alongside Board President Kent Berthiaume, leads a passionate staff of 1,980 employees who are eager to assist you. Our commitment goes beyond just numbers; it's about building relationships and making a positive impact in the Apple Valley community. We maintain a net worth of $1,217,007,912 and have ensured that our members can count on us with over $38,657,333 in total deposits. Plus, with cash in hand amounting to $270,341,700, we're well-positioned to support your financial aspirations. While you can always visit us at our branch for personalized service and advice, official correspondence should be directed to our mailing address: PO Box 196613, Anchorage, AK 99519. If you're ready to take the next step in your financial journey or simply want to learn more about what we offer, don't hesitate to reach out! Give us a call at 760-242-2894 or visit our website at Global Credit Union. Together, let's build a brighter financial future!

Branch History & Mission

Community Commitment

We are more than just a credit union; we are a part of the fabric of this community. Through partnerships with local organizations and charitable efforts, we strive to make a positive impact on those around us. Whether it's through financial education programs or supporting local events, we aim to uplift our neighbors and create opportunities for everyone. As technology advances, so do we. Our digital banking options ensure you can manage your finances easily from anywhere. Whether you prefer online banking or mobile payments, we've got you covered. Join us at Global! Experience firsthand how being part of our credit union can help you achieve your financial goals while contributing to the betterment of your community. Visit us today or explore more about membership benefits at Global Credit Union. Together, let's build a brighter future!

Mission Statement

At Global, our mission is straightforward: to empower our members by providing exceptional financial services while fostering community development. We believe that everyone deserves access to affordable banking solutions that enhance their lives. Our focus extends beyond traditional banking; we actively participate in community outreach programs that support local initiatives and help improve the quality of life for all residents in Apple Valley and surrounding areas. While members can visit us at 15961 Apple Valley Rd Apple Valley Ca 92307, official correspondence should be sent to PO Box 196613, Anchorage, AK 99519. Our operating hours are designed with your convenience in mind: Monday through Saturday from 10:00 AM to 6:00 PM.

Our Journey

Our branch at 15961 Apple Valley Rd, Apple Valley, CA 92307, has witnessed significant milestones throughout its history. From humble beginnings, we have evolved into a modern credit union that embraces both tradition and innovation. We've adapted to meet the changing needs of our community while ensuring that our members receive personalized attention and quality service. Notably, we offer convenient features such as drive-thru banking and ATM availability, making it easier for members to access their funds when they need them most.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Nestled near popular spots like the Apple Valley Plaza and just a short drive from the stunning Mojave Narrows Regional Park, our branch is ideally situated for both residents and visitors. We understand that accessibility is crucial, which is why our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who need them.

Services Offered

At the Global North Apple Valley Branch, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to various loan products including auto loans and mortgage financing our friendly team is ready to assist you. We also have an ATM available for your convenience and provide basic drive-thru banking services for quick deposits and withdrawals. Our operating hours are designed to fit into your busy schedule. We're open Monday through Saturday from 10:00 AM to 6:00 PM, making it easy for you to stop by when it's convenient for you. If you ever need assistance outside of these hours, feel free to give us a call at 760-242-2894.

Visit Us Today!

We invite you to come visit us at the North Apple Valley Branch. If you're looking for friendly service and a supportive banking experience, you've found the right place! For official correspondence, please note that our mailing address is PO Box 196613, Anchorage, AK 99519. We look forward to welcoming you soon!

Member Eligibility

At Global, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is an exciting step, and it's easier than you might think! If you live, work, worship, or attend school in our vibrant communities, you're likely eligible to join us. We also welcome family members of existing members, making it even more inclusive. By choosing Global, you gain access to a range of benefits designed to help you thrive financially from competitive loan rates to personalized service that truly cares about your needs. To get started on your membership journey, simply visit us at our welcoming location at 15961 Apple Valley Rd Apple Valley Ca 92307 or give us a call at (760) 242-2894 for more information. You can also check out the detailed eligibility criteria on our website at https://www.globalcu.org/about/membership/ . Once you're ready to open an account, the process is straightforward just head over to https://apply.globalcu.org/apply.aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 . We're excited to have you join our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services empower local businesses to thrive. Imagine a busy café where customers can pay easily with their mobile devices or a retail store offering quick checkout options. Our services make transactions smooth and efficient, allowing you to focus on what you do best serving your customers. Visit us at 15961 Apple Valley Rd Apple Valley Ca 92307 in Apple Valley, CA, or call us at (760) 242-2894 to learn how we can help your business grow!

Comprehensive List Of Services

ATM and Drive-Thru Services

With our ATM and cash withdrawal services, accessing your money is simple and straightforward. You can also take advantage of our basic drive-thru banking for quick deposits, withdrawals, and simple transactions without leaving your vehicle perfect for busy days!

Business Banking

If you're a business owner, Global has services designed specifically for you. From merchant services that simplify payment processing to business loans that help you grow, we're here to support your entrepreneurial journey.

Credit Cards

For those who enjoy rewards for their spending, our credit cards with rewards program offers fantastic benefits. You can earn points or cashback on everyday purchases while enjoying the security features that come with each card.

Loans and Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easier than ever to drive away in the vehicle of your dreams. If you're considering buying a home, we offer competitive mortgage loans and refinancing solutions that fit different budgets and needs. Additionally, our personal loans and debt consolidation services help you manage expenses or pay down high-interest debts effectively.

Personal Banking

Whether you're just starting out or looking to manage your wealth, our personal banking services have got you covered. We offer checking and savings accounts tailored for every lifestyle. Imagine having easy access to your funds while earning interest on your savings this is exactly what we strive to provide. With our online and mobile banking options, you can check balances, transfer money, and pay bills right from your phone or computer, making banking as convenient as possible.

Shared Branch Transactions

As part of a larger network, we allow for basic shared branch transactions for members of partner credit unions. This means if you're traveling or just away from home, you can still perform essential banking tasks like deposits and withdrawals. At Global Credit Union, we're not just about transactions; we're about relationships. Whether you're visiting us in person at our Apple Valley location or accessing our digital services from anywhere, we're here to help make your banking experience smooth and enjoyable. If you'd like to learn more about how we can assist you with any of these services or want to become a member, don't hesitate to reach out! Call us at 760-242-2894 or visit us online at Global Credit Union. We look forward to serving you!

Digital & Online Banking

Key Services Available

Explore our user-friendly online banking portal at https://www.globalcu.org/ . Here, you can access a range of services that make banking easier than ever. Whether you want to check your balance, pay bills, or transfer money, everything is right at your fingertips. Need to send money quickly? Our person-to-person transfer feature allows you to send funds directly to friends or family with ease. Plus, with our mobile payments option, you can make purchases using your smartphone wherever you are.

Real-Time Account Management

Our digital banking services offer real-time account management that keeps you informed about every transaction. Whether you're monitoring your spending or reviewing monthly statements, you'll have all the tools necessary for effective budgeting and financial planning. Join us today at Global and experience the convenience of modern banking through our comprehensive digital services!

Security and Accessibility

We prioritize your security. Our electronic signature authorization ensures that all transactions are verified and safe. You can also opt for e-statements to keep track of your accounts while reducing paper clutter. With 24/7 online banking services, you're never far from managing your finances. Our mobile application is available for download, giving you the power to bank anytime and anywhere. From checking account balances to making payments, everything is accessible within seconds.

Financial Strength

Committed Team

We also take pride in having 1,940 full-time employees and 40 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Growing Community Trust

We have a strong member base with a total of 1,110,869 share accounts who trust us with their finances. This shows that more people choose Global for their banking needs because they believe in our mission. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Global is your trusted partner. Visit us at 15961 Apple Valley Rd Apple Valley Ca 92307 or call 760-242-2894 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. This commitment helps us enhance security measures while ensuring that our services remain top-notch.

Solid Foundation

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.58% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Support for Your Financial Goals

We are dedicated to helping you achieve your financial dreams. With $112,174 in used auto loans and a total of $9,637,237,435 in loans and leases, our lending capacity supports various sectors so you can reach your goals smoothly. Our operational efficiency is reflected in our $0 net income, which emphasizes our focus on returning value directly to you through competitive products and services.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. We provide flexible financing options for both new and used vehicles, allowing you to choose what works best for your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to invest in equipment or inventory, we're here to support your business goals. At Global, we believe that everyone deserves access to financial resources that work for them. If you're considering refinancing options or want more information about eligibility, please don't hesitate to reach out. You can contact us at (760) 242-2894 or visit our branch located at 15961 Apple Valley Rd Apple Valley Ca 92307, Apple Valley, CA. Our team is ready to help you explore all available loan products tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's take this journey together toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your choices and can find the right fit for your financial situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. This option provides you with quick access to funds for emergencies or everyday expenses while helping you build your credit history.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions. This ensures that users are looking at trustworthy options. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The goal is to provide unbiased results so you can make informed choices without any hidden agendas. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions. This immediacy helps users quickly assess their options and choose what works best for them. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials illustrate the effectiveness of this tool in helping individuals secure better financial outcomes. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that all loan offers presented are fair and transparent, allowing you to compare options confidently.

GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans