Global Palmer AK Credit Union | Low Mortgage Rates & Business Banking

Introduction

Welcome to Global at our Palmer Branch, located at 901 E Palmer Wasilla Hwy, Palmer, AK 99645. Since opening our doors in 1948, we have proudly served our community, growing to a strong membership of 767,231 individuals who trust us with their financial needs. With total assets exceeding $11.46 billion, we strive to provide exceptional services tailored to each member's unique journey. At Global, we are dedicated to fostering a sense of community and belonging among our members. Our team of 1,980 employees, led by CEO Geofferey Lundfelt and Board President Kent Berthiaume, is committed to ensuring you have access to the best financial products and services available. From checking and savings accounts to auto loans and mortgage financing, we offer a wide range of options designed to help you achieve your financial goals. While you can visit us at our Palmer location for all your banking needs, please note that official correspondence should be sent to our mailing address: P.O. Box 196613, Anchorage, AK 99519. With total deposits of $38,657,333 and a net worth of $1,217,007,912, we are financially robust and well-equipped to support our members' aspirations. Plus, our cash on hand is a healthy $270,341,700, ensuring we can meet your immediate banking needs efficiently. We invite you to explore the many ways Global can assist you in your financial journey. Whether you're looking for personal loans or business banking solutions, we're here for you! Feel free to call us at 907-745-4317 or visit our website at Global Credit Union for more information. Your financial success is our mission!

Branch History & Mission

Commitment to Accessibility

We understand the importance of accessibility in today's fast-paced world. That's why we ensure that all members can easily access their accounts through online and mobile banking platforms. Our branch is ADA compliant, so everyone can enjoy our services without barriers. Plus, with ATM availability and drive-thru banking hours from Monday to Saturday from 10 AM to 6 PM, getting your banking done is convenient and hassle-free. While members can visit us at 901 E Palmer Wasilla Hwy Palmer Ak 99645, official correspondence should be sent to P.O. Box 196613, Anchorage, AK 99519 if different. As we look ahead, Global remains committed to enhancing member experiences through innovative solutions while staying true to our core values of trustworthiness and community service. Join us today and discover how being part of the Global family can make a positive difference in your life! For more information or assistance, feel free to call us at (907) 745-4317 or visit our website at Global Credit Union.

Our Mission

At Global, our mission is simple yet profound: to enhance the lives of our members and strengthen our communities. We strive to offer a range of personalized financial products that cater to various needs from personal banking solutions like checking and savings accounts to auto loans and mortgage financing. Our commitment extends beyond transactions; we aim to build lasting relationships with each member who walks through our doors. We believe in empowering individuals and businesses alike. Whether it's providing straightforward banking options or offering business loans that help local enterprises grow, we are here for you. Our mission also emphasizes community support; we actively engage in outreach initiatives that uplift and inspire those around us.

Branch Location & Accessibility

Easy Access and Parking

Our branch offers ample parking right outside for your convenience. We are committed to accessibility and have features in place to ensure that everyone can comfortably access our services. This includes ADA-compliant ramps and entrances.

Operating Hours

We're open for you six days a week! Our lobby hours are Monday through Saturday from 10:00 AM to 6:00 PM, making it simple to fit your banking into your busy schedule. If you're on the go, take advantage of our drive-thru banking service for quick deposits and withdrawals without leaving your vehicle.

Services Offered

At Global's Palmer Branch, we provide a range of financial services tailored to meet your needs. From personal banking accounts like checking and savings to auto loans and mortgages, we have options that can help you achieve your financial goals. Need cash? We also have an ATM available for quick access to your funds. Our team is dedicated to providing exceptional service and is always ready to assist you with any questions or concerns you may have.

Visit Us Today!

We invite you to stop by the Global Palmer Branch today or give us a call at 907-745-4317. Experience first-hand how we can make banking easy and enjoyable for you!

Member Eligibility

At Global, we believe in building a community that supports one another, and becoming a member is your first step toward enjoying the benefits of this welcoming environment. If you're curious about joining us at our Palmer location, located at 901 E Palmer Wasilla Hwy Palmer Ak 99645, you'll be pleased to know that eligibility is designed to be straightforward. Generally, membership is open to individuals who live, work, worship, or attend school in the communities we serve. This means if you have a connection to our area, you're likely eligible! For more detailed information about the specific criteria, please check out our resource at https://www.globalcu.org/about/membership/ . Joining Global not only connects you with friendly faces but also opens doors to a range of financial services tailored just for you. From personal banking options to auto loans and credit cards with rewards, we are here to support your financial journey every step of the way. The account opening process is easy and can be started online just visit https://apply.globalcu.org/apply .aspx ?lenderref=alaskausa060523&referralsource=online&branchid=0b74c2fceccb4f958ddddf08c59555a5 to get started. If you have any questions or need assistance, feel free to call us at (907) 745-4317. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer comprehensive merchant services that make transactions easy and efficient. Imagine being able to accept payments from customers anytime and anywhere through mobile payment options. This not only enhances customer satisfaction but can also help increase sales. Our services are built around the everyday needs of businesses like yours, ensuring you have the tools necessary to thrive. Visit us at 901 E Palmer Wasilla Hwy Palmer Ak 99645, Palmer, AK, or call us at (907) 745-4317 to learn how we can help your business flourish!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,004 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $36 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,314,921,475, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, access to online and mobile banking is essential. Our robust online & mobile banking features allow you to check balances, transfer funds, and even pay bills from anywhere right from your smartphone or computer. You can also utilize our ATM & cash withdrawal services at various locations for added convenience.

Business Solutions

For local entrepreneurs and businesses, our business banking services include merchant services and business loans that cater specifically to your needs. We believe in supporting local businesses because they are the backbone of our community.

Credit Cards That Reward You

Don't forget about our credit cards with rewards! They not only provide you with a convenient way to make purchases but also allow you to earn points on everyday spending. Imagine redeeming those points for travel or gift cards it's like getting rewarded for spending!

Financing Your Dreams

Looking to buy a new car? Our auto loans and vehicle financing options make it easy for you to get behind the wheel. We understand how important reliable transportation is for work and family, so our competitive rates help make your car purchase more affordable. If homeownership is on your mind, explore our mortgage loans and refinancing options. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're here to guide you through the process every step of the way. For those unexpected expenses or plans that require some extra cash, consider our personal loans and debt consolidation services. These loans are designed to help you manage debt effectively or fund special projects without added stress.

Personal Banking Made Easy

When it comes to personal banking, we offer a variety of options tailored just for you. With our checking and savings accounts, you have the tools needed to manage your day-to-day finances effectively. Imagine having a checking account that helps you budget better while earning interest on your savings this is just one way we support your financial journey.

Simple Transactions Made Convenient

Need quick service? Our basic drive-thru banking offers easy deposits, withdrawals, and simple transactions without leaving your car. Plus, with basic ATM access available for withdrawals and balance checks, managing your money has never been easier. At Global's Palmer Branch, we are proud to serve our community with a comprehensive suite of financial services tailored just for you. For any questions or further information about how we can assist you in achieving your financial goals, don't hesitate to call us at 907-745-4317. We look forward to helping you navigate your financial journey!

Digital & Online Banking

Accessibility & Ease of Use

At Global, we believe that banking should be straightforward and efficient. Our user-friendly interface ensures that even if you're not tech-savvy, you'll find everything you need with ease. With just a few taps, you can access all your account information in real-time. Whether you're at home or out running errands, our digital banking services are designed to fit seamlessly into your lifestyle. Join us at Global today and experience the convenience of modern banking!

Key Features

Our digital services include electronic signature authorization, which simplifies the process of signing documents without the hassle of printing or mailing. Plus, we provide e-statements to help you keep track of your finances easily and environmentally friendly. No more paper clutter; just clear and accessible information at your fingertips! For those on the go, our mobile application is available for download, allowing you to manage your accounts right from your smartphone. You can also take advantage of mobile payments and person-to-person transfers, making it easy to send or receive money instantly whether you're splitting a bill with friends or paying for a service.

Financial Strength

Growing Membership Base

Total Share Accounts: 1,110,869, show a strong and growing member base that trusts us with their finances. The net shares available for lending stand at $0, further highlighting our capacity to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Global is your trusted partner. Visit us at 901 E Palmer Wasilla Hwy Palmer Ak 99645 or call (907) 745-4317 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 1,940 full-time employees and 40 part-time employees dedicated to providing excellent service.

Reinvesting for Your Benefit

With $994,563,062 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $112,174 in used auto loans and $9,637,237,435 in total loans and leases supporting your financial goals across various sectors.

Secure Savings Options

Members' savings are secured through $2,551,735,571 in share certificates and $1,676,620,795 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $281,800,231, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,217,007,912, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,058 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $2,562,678,945 in used vehicle loans and $1,739,159,720 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our team is here to guide you through the process and answer any questions you may have.

Business Loans

For business owners, our outstanding commercial loans totaling $1,314,921,475 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is dedicated to helping businesses thrive in our community. If you're considering refinancing any of these loans, we offer various eligibility options tailored to fit your situation. Our experienced loan officers will work with you to find the best solution that aligns with your financial goals. Feel free to reach out to us at (907) 745-4317 or visit us at 901 E Palmer Wasilla Hwy Palmer Ak 99645 in Palmer, AK, to learn more about how our loan offerings can benefit you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to assist you every step of the way!

Credit Lines and Unsecured Loans

For those looking for more flexibility, our total credit lines amount to $4,372,221,209, providing the resources you need when unexpected expenses arise. We also offer flexible terms on unsecured credit card loans, with a total of $180,987,797 in loans helping members manage their finances effectively. These options can be especially beneficial if you're working on building or improving your credit history.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $610,676,599, make buying or refinancing simple. We believe that homeownership should be within reach for everyone, and our competitive rates and flexible terms are designed to help you make that dream a reality.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This means you can trust that the rates you see are genuine and not inflated. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. The platform's goal is to provide unbiased results so users can focus solely on finding the best deals. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, LendMesh helps users make informed decisions quickly. You can feel confident knowing you're looking at current offers rather than outdated ones. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight how effective and reliable this tool can be for anyone navigating their borrowing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing process guarantees that all loan offers presented are fair and transparent. By partnering only with reputable lenders, LendMesh creates a trustworthy environment for users seeking the best possible rates.

GLOBAL

Type of Loan Offerings

Home Equity Loans

Personal Loans

Vehicle Loans