Glamorgan Employees Credit Union Lynchburg VA | Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Glamorgan Employees, your trusted financial partner located at 21 7Th St, Lynchburg, VA 24504. Established in 1969, we have proudly served our community for over five decades, building a strong foundation of trust and reliability among our 306 members. With total assets amounting to $1,965,072 and total deposits of $570,951, we are committed to providing exceptional financial services tailored to meet your needs. At Glamorgan Employees, we understand the importance of community and personal connections. Our dedicated team, led by CEO Alfreda Cundiff and Board President Sylvester Brown, works tirelessly to ensure that every member feels valued and supported. Whether you're looking for checking and savings accounts, auto loans, or business banking solutions, our goal is to empower you on your financial journey. While members can visit us at our branch for personalized service, official correspondence should be sent to our mailing address: P O Box 1392, Lynchburg, VA 24505-1392. Our doors are open on Mondays, Thursdays, and Fridays from 10:00 AM to 4:00 PM, making it easy for you to stop by whenever it's convenient. With a net worth of $585,194 and cash in hand totaling $7,757, Glamorgan Employees is well-equipped to help you achieve your financial goals. We invite you to explore the range of services we offer everything from personal loans and mortgage refinancing to credit cards with rewards. Ready to take the next step? Give us a call at 434-845-3801 or visit us today! Your financial success is our priority!

Branch History & Mission

Join Us

As we look toward the future, we invite you to be part of our journey at Glamorgan Employees. Whether you're looking for reliable banking options or interested in joining a supportive community of fellow members, we are here for you. Experience the difference that comes from being part of a credit union dedicated not just to finances but also to building lasting relationships. Join us today and discover how Glamorgan Employees can help you achieve your financial dreams while making a difference in our community! For any inquiries or assistance, feel free to call us at 434-845-3801 we're excited to serve you!

Our Mission

Our mission at Glamorgan Employees is clear: we aim to provide high-quality financial services while fostering community support. We believe that when our members succeed financially, the entire community thrives. We achieve this by offering personal banking services like checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. Additionally, we cater to businesses through merchant services and business loans. We are committed to being a part of the fabric of Lynchburg by actively engaging in outreach efforts that make a positive impact on those around us. Our partnerships with local organizations help us extend our reach further into the community and provide assistance where it's needed most.

Our Story

Our branch is located at 21 7Th St, Lynchburg, VA 24504, a vibrant area known for its rich history and welcoming atmosphere. From our humble beginnings, we have consistently evolved to meet the changing needs of our community. We understand that each member's journey is unique; thus, we strive to offer a range of services tailored to support every financial goal be it purchasing your first vehicle or planning for retirement. At Glamorgan Employees, we prioritize accessibility and inclusivity. While we currently do not offer ATM or drive-thru services, our friendly staff is always ready to assist you during our lobby hours on Mondays, Thursdays, and Fridays from 10:00 AM to 4:00 PM. If you need to reach us outside these hours or prefer written communication, please send correspondence to our mailing address: P O Box 1392, Lynchburg, VA 24505-1392.

Branch Location & Accessibility

Get in Touch!

Have questions? Don't hesitate to give us a call at 434-845-3801! We're excited to welcome you into our community where banking feels personal. Stop by today and experience the difference at Glamorgan Employees!

Operating Hours

We know how busy life can get! That's why we're open on Mondays, Thursdays, and Fridays from 10:00 AM to 4:00 PM. We're here when you need us most, ready to assist with everything from personal banking to loans.

Parking and Accessibility

At our branch, parking is readily available to ensure you can pop in without any hassle. We also take pride in being ADA compliant, making sure that everyone can access our services comfortably. Whether you're walking in or stopping by for a quick visit, we've made it easy for you.

Services Offered

Glamorgan Employees offers a variety of services tailored just for you whether it's checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, or even personal loans and credit cards with rewards. Our team is here to help you navigate through all these options smoothly. While members can visit us at 21 7Th St for their banking needs, official correspondence should be sent to P O Box 1392, Lynchburg, VA 24505-1392.

Member Eligibility

Becoming a member of Glamorgan Employees is like joining a warm and welcoming community that truly cares about your financial well-being. To qualify for membership, you typically need to meet certain criteria, which often include being an employee of a specific organization or residing in a particular area. It's a straightforward process designed to ensure that we support the individuals who are part of our community. We believe everyone deserves access to affordable banking services and financial education, and by joining us, you can take advantage of personalized services tailored to your needs. To start your journey with Glamorgan Employees, simply visit us at our branch located at 21 7Th St Lynchburg Va 24504 or give us a call at (434) 845-3801 for more information. You can also find detailed eligibility criteria on our website at , which will help clarify any questions you might have. Opening an account with us is easy and inclusive, making it simple for you to enjoy all the benefits that come with being a member of our credit union family. We look forward to welcoming you!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, smooth transactions can make all the difference. Our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Whether it's accepting credit cards or managing digital payments, we provide tools that enhance customer experience and streamline operations. Visit us at 21 7Th St Lynchburg Va 24504 in Lynchburg, VA or call us at (434) 845-3801 to learn how our business banking solutions can help you thrive.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions. From essential Merchant Services that facilitate transactions to flexible Business Loans, we're dedicated to supporting local businesses as they grow and thrive.

Credit Cards

Looking to earn rewards while making purchases? Our Credit Cards with Rewards program offers benefits that put money back in your pocket. Enjoy cashback on everyday purchases or earn points towards exciting rewards.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we provide robust Online & Mobile Banking services that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few taps on your smartphone. While we don't have ATMs or drive-thru services at this location, our lobby hours are designed for easy access: visit us on Mondays, Thursdays, and Fridays from 10:00 am to 4:00 pm at our branch located at 21 7Th St Lynchburg Va 24504. If you're ready to explore these services or have any questions about how we can assist you further, don't hesitate to reach out! Call us at (434) 845-3801, and let's work together towards achieving your financial dreams with confidence at Glamorgan Employees.

Personal Banking

Our personal banking services are tailored to help you achieve your financial goals. We offer both Checking & Savings Accounts that fit your lifestyle. Imagine having a checking account that not only helps you manage day-to-day expenses but also earns interest on your savings. Our Savings Accounts are designed to help you set aside funds for emergencies or future plans. When it comes to financing, we provide competitive Auto Loans & Vehicle Financing options. Whether you're purchasing a new car or refinancing an existing loan, our team is here to guide you through every step of the process. For those looking at homeownership or refinancing, our Mortgage Loans & Refinancing options make it easier than ever to secure the perfect home loan.

Personal Loans

Life can throw unexpected expenses your way, and that's where our Personal Loans & Debt Consolidation come into play. This service allows you to consolidate existing debts into one manageable payment, helping reduce stress and simplify your finances.

Digital & Online Banking

Key Features

Even without mobile payments or person-to-person transfers, our members can enjoy reliable online services. Our electronic signature authorization feature ensures that your transactions are safe and secure. Although we don't have 24/7 online banking at this moment, we provide accessible support during our operating hours to help with any questions you might have. Managing your accounts is straightforward with us; just visit for more information about what we offer and how to get started. We believe that banking should be simple and stress-free, allowing you to focus on what truly matters in life. At Glamorgan Employees, we're dedicated to providing you with the tools you need for effective account management while ensuring a secure environment for all your financial activities. If you're looking for an approachable credit union that prioritizes member needs, you've come to the right place!

Financial Strength

At Glamorgan Employees, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to provide a solid financial foundation that supports your needs and aspirations. With a net worth of $585,194, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 29.78% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $545,938 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $84 in total auto loans and $1,033,198 in total loans and leases. Our operational efficiency is reflected in our net income of $35,634, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 0 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at 397, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Glamorgan Employees is your trusted partner. Visit us at 21 7Th St Lynchburg Va 24504 or call 434-845-3801 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $565,647 in used vehicle loans and $46,545 in new vehicle loans already helping members get on the road. We make the process simple and straightforward so you can focus on finding the perfect vehicle without worrying about financing hurdles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. Currently, we don't have any Junior Lien 1-4 Family Residential Properties loans available, but our team is here to guide you through any future opportunities that may arise. If you're considering homeownership or refinancing an existing mortgage, feel free to reach out for more information.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. We also offer flexible terms on unsecured credit card loans; however, at this moment, we do not have any outstanding unsecured credit card loans available. When they are offered again, they will provide an excellent way for members to manage their finances effectively.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results so you can trust what you see. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions allow users to make informed decisions quickly. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This reflects the effectiveness and reliability of the tool in helping individuals secure better financial options. Take control of your financial future today. Compare real-time loan offers at LendMesh and find the best rates tailored to your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers from trustworthy lenders. By relying on verified data, LendMesh helps users avoid scams or misleading information often found in the loan marketplace.