Gfa Rutland MA Credit Union | Low Mortgage Rates & Auto Loans

Introduction

At Gfa, we believe that banking should be a friendly and supportive experience, tailored to the unique needs of our community. Located at 32 Pommogussett Rd, Rutland, MA 01543, our Rutland Branch is dedicated to helping you achieve your financial goals. Since opening our doors in 1938, we've been proud to serve 33,079 members with a commitment to excellence and trust. With total assets of $685,221,639 and $8,325,317 in total deposits, we are well-equipped to provide a wide range of services including personal banking, auto loans, mortgages, and business banking solutions. Our experienced team of 100 employees is here to guide you every step of the way whether you're looking for a new credit card with rewards or need assistance with debt consolidation. Under the leadership of CEO Mark Hettinger and Board President Douglas Delay, Gfa is not just about numbers; we're about building lasting relationships within our community. We understand that each member's financial journey is unique, which is why we take the time to listen and offer personalized solutions. For your convenience, while you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address: 229 Parker St, Gardner, MA 01440-3703. If you have any questions or would like to learn more about how we can assist you, don't hesitate to reach out! Call us at 978-632-2542 or explore our website at GFAFCU.COM for more information. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Community Commitment

Gfa is deeply rooted in the community of Rutland. We actively engage in partnerships and outreach programs that support local initiatives. Whether it's sponsoring events or participating in community service projects, we believe in giving back to the place we call home. While members can visit us at 32 Pommogussett Rd, official correspondence should be sent to our mailing address: 229 Parker St, Gardner, MA 01440-3703.

Join Us

As we look to the future, Gfa remains committed to its core values of integrity, service, and community involvement. We invite you to join us on this journey toward financial empowerment. Experience the difference with Gfa today! For more information about membership or our services, please call us at 978-632-2542 or visit our website at GFAFCU.COM. Together, let's build a brighter financial future!

Our Mission

At Gfa, our mission is clear: we strive to empower individuals and families through personalized banking solutions that encourage financial literacy and stability. Our services range from personal checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards. We believe in providing not just products but also resources that help our members make informed financial decisions. We understand that banking should fit into your life seamlessly. That's why we have embraced digital advancements such as online and mobile banking, ensuring you can manage your finances anytime, anywhere. Our commitment extends beyond technology; we are ADA compliant and focus on creating an inclusive environment for all.

Branch Location & Accessibility

Convenient Access and Amenities

At the Rutland Branch, we prioritize your convenience. Parking is available nearby, ensuring easy access whether you're coming in by foot or vehicle. We are committed to accessibility, featuring ADA-compliant facilities so that everyone can enjoy our services without hassle. For those who prefer the convenience of banking from their vehicles, we offer a drive-thru service where you can quickly handle deposits and withdrawals.

Full-Service Banking Experience

Our Rutland Branch offers a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability and shared service transactions for partner credit union members, banking with us is both simple and efficient. We invite you to come by our Rutland Branch or give us a call at 978-632-2542. Let us show you how Gfa can help with all your banking needs today!

Operating Hours Tailored for You

We understand that life can get busy, which is why we offer flexible operating hours to suit your schedule. Visit us Monday through Wednesday and Friday from 9:00 AM to 5:00 PM, and on Thursday until 6:00 PM. Need a quick stop on Saturday? We're open from 9:00 AM to 12:00 PM! Our friendly staff is ready to assist you during these hours.

Member Eligibility

Becoming a member of Gfa is like joining a caring community that puts your financial well-being first. If you live, work, worship, or attend school in the areas we serve, you're already on your way to enjoying all the benefits we offer! We welcome individuals from various backgrounds, and our goal is to create a supportive environment for everyone. By choosing Gfa, you gain access to personalized banking services tailored to your needs, including checking and savings accounts, auto loans, and more. To learn more about the specific eligibility requirements, feel free to visit our website at https://www.GFAFCU.COM/become-a-member. It's a great resource for understanding how you can join our family. If you're ready to open an account or have any questions, don't hesitate to reach out to us at (978) 632-2542. We're here to help!

Business Banking & Commercial Services

At Gfa, we understand that every business has unique needs and goals. That's why we offer tailored business banking and commercial services designed to fuel your growth. Imagine being able to invest in new equipment or expand your facilities without the constant worry about financing our commercial loans can help make that a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,084,480, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services empower you to accept payments seamlessly, ensuring you get paid quickly and efficiently. From credit card processing to mobile payments, we equip you with the tools necessary to thrive in today's competitive market. Visit us at 32 Pommogussett Rd Rutland Ma 01543 in Rutland, MA or call us at (978) 632-2542 to learn more about how we can support your business ambitions!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we offer robust business banking solutions, including merchant services and business loans. This means you'll have reliable support when it comes to managing transactions or securing funds to grow your business.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Rutland Branch, we provide comprehensive online and mobile banking services. You can easily check balances, transfer funds, or even make payments right from your phone or computer anytime, anywhere. We also feature ATM services for quick cash withdrawals without the wait. If you're in a hurry but need to manage transactions like deposits or withdrawals, take advantage of our basic drive-thru banking services.

Final Thoughts

With so many options available at Gfa, we strive to make banking simple and accessible for everyone in Rutland. If you're ready to explore these services further or have any questions about what we offer, don't hesitate to reach out! You can call us at (978) 632-2542 or visit us at 32 Pommogussett Rd Rutland Ma 01543. Let's work together towards achieving your financial goals today!

Loans and Credit

Sometimes life throws unexpected expenses our way. For those moments, our personal loans and debt consolidation services can offer peace of mind. Think about consolidating multiple debts into one manageable payment this could save you time and money in interest. Additionally, our credit cards with rewards give you the chance to earn while you spend. Whether it's cash back or points towards travel, using our card can benefit you beyond just making purchases.

Personal Banking

Starting with personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having a hassle-free way to manage your daily expenses and save for those special moments. Our accounts come with features that make it easy to track your spending, set savings goals, and enjoy access to your funds whenever you need them. When it comes to financing larger purchases, like a vehicle, we provide auto loans and vehicle financing options tailored just for you. Picture driving away in your dream car without breaking the bank our competitive rates can make that dream a reality. If home ownership is on your mind, our mortgage loans and refinancing options can guide you through the process with ease. We'll work with you to find the right loan that suits your budget and helps you settle into your new home comfortably.

Shared Branch Services

As part of our commitment to accessibility, we offer shared branch transactions, allowing members of partner credit unions to complete deposits and withdrawals at our location. This means more flexibility for all members.

Digital & Online Banking

Key Features

With our 24/7 Online Banking Services, you can check your balance, pay bills, and transfer funds from anywhere, anytime. No need to wait in line or rush before closing hours. You can also enjoy the convenience of E-Statements, which not only helps you keep track of your finances but also contributes to the environment by reducing paper waste. For those who love using their smartphones, our Mobile Application is perfect for you! It offers all the functionalities of our online banking right at your fingertips. Want to split a bill with a friend? Use our Person-to-Person Transfers feature to send money instantly without any hassle. Plus, if you're out shopping, our Mobile Payments Feature lets you make secure purchases directly from your phone.

Security and Convenience

We prioritize your security as much as your convenience. Our Electronic Signature Authorization makes signing documents fast and easy while maintaining high security standards. You can rest assured knowing that your financial information is protected. In today's fast-paced world, having access to real-time account management tools is essential. With Gfa, managing your money has never been simpler or more efficient. Explore all these features and more by visiting us online at https://www.gfafcu.com/ today!

Financial Strength

A Strong Foundation

With a net worth of $69,337,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $66,499,596 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $2,218 in used auto loans and $399,771,920 in total loans and leases.

Growing Together

Total Share and Deposit Accounts: 46,398, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments stand at $2,570,132, which further illustrates our commitment to supporting your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gfa is your trusted partner. Visit us at 32 Pommogussett Rd Rutland Ma 01543 or call (978) 632-2542 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $128,771,361 in share certificates and $12,084,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $-1,289,427, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,072,677 in used vehicle loans and $10,422,052 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new vehicle or a reliable used car, we have options that fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $57,084,480 provide the capital needed to grow and expand. We are dedicated to supporting local businesses and helping them thrive.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,405,091, make buying or refinancing simple. We provide personalized support to help you navigate the home loan process and find the best solution for your situation.

Refinancing Options

If you're considering refinancing any existing loans, our team is here to discuss eligibility options and guide you through the process. We aim to make refinancing straightforward so you can take advantage of better rates or terms. At Gfa, we prioritize transparency and member satisfaction. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you have any questions about our loan offerings or would like to learn more about how we can assist you in achieving your financial goals, don't hesitate to reach out at (978) 632-2542 or visit us at 32 Pommogussett Rd Rutland Ma 01543 in Rutland, MA. We're here to help!

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $1,318,204 in loans helping members manage their finances effectively, our credit cards provide convenience and peace of mind.

Loan Aggregator

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