Gfa Hubbardston MA Credit Union | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Gfa, your trusted financial partner located at 2 Gardner Rd, Hubbardston, MA 01452. Since our establishment in 1938, we have been dedicated to serving our community with a personal touch that sets us apart from traditional banks. With over 33,000 members, we pride ourselves on being more than just a credit union; we are a family that grows together. At Gfa, we manage assets totaling an impressive $685,221,639 and offer loans and leases amounting to 15,692. Our commitment to financial well-being is reflected in our total deposits of $8,325,317 and a solid net worth of $69,337,823. With a team of 100 dedicated employees, led by our CEO Mark Hettinger and Board President Douglas Delay, we strive to deliver exceptional service tailored to your needs. While members can visit us at our branch address, official correspondence should be sent to 229 Parker St, Gardner, MA 01440-3703. We understand the importance of accessibility in today's fast-paced world; that's why we offer various services including personal banking, auto loans, mortgage financing, and online banking options. We believe in empowering our members through financial education and resources. Whether you're looking for personal loans or business solutions like merchant services and business loans, we're here to help you every step of the way. Ready to take charge of your financial future? Give us a call at 978-632-2542 or visit us online at GFAFCU.COM today!

Branch History & Mission

Commitment to Accessibility

As part of our commitment to inclusivity, we ensure that all members have access to modern banking conveniences. With features like online banking and mobile payments available alongside traditional services such as drive-thru banking and ATM access, we make managing your finances easy and efficient. Additionally, we are proud to offer ADA-compliant facilities so that everyone can feel welcome when they walk through our doors.

Join Us

As we continue this journey together in Hubbardston and beyond, we invite you to become part of the Gfa family. Experience firsthand how our focus on member satisfaction and community investment can benefit you. Visit us today or give us a call at 978-632-2542 to learn more about becoming a member or exploring our range of services. Together, let's build a brighter future!

Our Mission

At Gfa, our mission is simple yet profound: to enhance the lives of our members through accessible financial solutions and unwavering community support. We believe that everyone deserves the chance to achieve their financial goals. Whether it's through personal banking services like checking and savings accounts or specialized offerings such as auto loans and mortgages, we are here to guide you every step of the way. We understand that financial services extend beyond mere transactions; they are about building relationships. That's why we actively engage in community outreach efforts and partnerships aimed at improving the quality of life for those around us. Together with local organizations and initiatives, we strive to make a lasting impact.

Our Story

Our branch at 2 Gardner Rd is more than just a place for banking; it's a cornerstone of the community. As we evolved from humble beginnings, we embraced innovation while holding onto our core values. Our growth reflects not only an increase in total assets, which now stand at an impressive $685 million, but also our dedication to providing exceptional service and products tailored to our members. While members can visit us at 2 Gardner Rd, official correspondence should be sent to our mailing address at 229 Parker St, Gardner, MA 01440-3703. This distinction allows us to streamline services while keeping our focus on what truly matters our members.

Branch Location & Accessibility

Accessibility Features

Whether you're visiting us for banking or just stopping by, we prioritize accessibility for all members. Our branch is equipped with ADA-compliant features, including ramps and designated parking spots. Plus, if you prefer to bank from your car, our drive-thru service makes it simple to complete transactions without leaving your vehicle.

Operating Hours

We know your time is valuable! That's why our doors are open during convenient hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you need assistance with personal banking or looking for information on loans, our friendly staff is here to help during these hours.

Services Offered

At Gfa Hubbardston Branch, we offer a variety of services designed to meet your financial needs. From checking and savings accounts to auto loans and mortgages, we aim to provide comprehensive solutions under one roof. Enjoy the convenience of ATM access for cash withdrawals and balance checks anytime you need it. If you're a member of another participating credit union, feel free to utilize our shared service center for deposits and withdrawals as well. While members can visit us at 2 Gardner Rd Hubbardston Ma 01452, official correspondence should be sent to our mailing address at 229 Parker St, Gardner, MA 01440-3703. Don't hesitate! We invite you to stop by or call us at (978) 632-2542 for any inquiries or assistance you may need. At Gfa, we're here for you every step of the way!

Member Eligibility

Becoming a member of Gfa is like joining a close-knit family that truly cares about your financial well-being. If you live, work, worship, or attend school in the area, you're already on your way to enjoying all the benefits we offer! We welcome individuals who share our values and are eager to take advantage of personalized banking services designed just for you. Plus, being a member means access to competitive rates on loans and savings, making it easier for you to reach your financial goals. To learn more about the specific eligibility requirements and how to get started, check out our detailed guide at https://www.GFAFCU.COM/become-a-member. Once you're ready to open an account, feel free to give us a call at (978) 632-2542, or stop by our branch located at 2 Gardner Rd Hubbardston Ma 01452. We're excited to help you become part of our community!

Business Banking & Commercial Services

Loan Options That Work for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,084,480, we continue to drive economic growth by financing new and expanding businesses.

Practical Merchant Services

In addition to loans, we offer merchant services designed to simplify transactions and improve cash flow. From secure payment processing to online invoicing, our tools help you manage finances efficiently, allowing you to focus on what matters most growing your business. Visit us at 2 Gardner Rd Hubbardston Ma 01452 in Hubbardston, MA, or give us a call at (978) 632-2542 to explore how we can support your business goals today!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, we provide essential Business Banking services including Merchant Services & Business Loans. Whether you're just starting out or looking to expand, our experienced team is ready to assist with tailored solutions that support your growth.

Convenient Services

To enhance your banking experience even further, we offer features like ATM & Cash Withdrawal Services, ensuring you have access to your funds whenever needed. Our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. Plus, if you're a member of a partner credit union, take advantage of our Basic Shared Branch Transactions, making it easy to manage your finances across different locations. Our commitment doesn't stop at traditional banking; we ensure that technology meets convenience with features such as Person-to-Person payments, allowing quick transfers between friends and family. At Gfa, we prioritize accessibility and member satisfaction above all else. We're proud to serve the community of Hubbardston with personalized service that fits into your life seamlessly. If you have questions or would like more information about any of our services, please feel free to reach out at (978) 632-2542. Ready to explore what we can do for you? Visit us today at 2 Gardner Rd Hubbardston Ma 01452 or check out our website at Hubbardston Branch for more details!

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards! Enjoy earning points on everyday purchases that can be redeemed for travel, merchandise, or cash back turning your spending into rewards that benefit you.

Loans and Financing

Need a new vehicle? Our Auto Loans & Vehicle Financing options provide flexible terms that can fit any budget. Picture yourself driving off in your dream car without breaking the bank! We also cater to homebuyers through our Mortgage Loans & Refinancing services, making it easier for you to secure your ideal home or adjust your current mortgage for better rates. If you're dealing with unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions are here for you. With straightforward terms and competitive rates, we aim to ease the burden of financial stress.

Personal Banking

Starting with personal banking, we offer various Checking & Savings Accounts designed to fit your lifestyle. Imagine having a checking account that makes everyday purchases simple and straightforward while also helping you save effortlessly with competitive interest rates on savings accounts. Our members appreciate the convenience of Online & Mobile Banking, which allows you to check balances, transfer money, and pay bills right from your smartphone or computer.

Digital & Online Banking

Key Features for Your Convenience

Our online banking service is available 24/7, allowing you to check your account balances, transfer funds, and pay bills at your convenience. You can also enjoy the ease of e-statements, which not only save paper but also keep your financial information organized and easily accessible. If you're looking to send money quickly to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer banking on their mobile devices, our mobile application is designed with user-friendly features to ensure you have control over your finances right in your pocket. Plus, with electronic signature authorization available, signing documents has never been easier or more secure.

Safety and Accessibility

Security is a top priority at Gfa. Our systems are equipped with advanced measures to protect your personal information while you bank online. You can rest easy knowing that your transactions are safe. Whether you want to make mobile payments or simply check your account balance from wherever life takes you, our digital banking options provide accessibility and ease-of-use. Join us at Gfa and take advantage of these services that put you in control of your finances like never before!

Financial Strength

At Gfa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength is backed by solid metrics that reflect our commitment to serving you. With a net worth of $69,337,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $128,771,361 in share certificates and $12,084,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to reinvesting in our community is evident with $66,499,596 in undivided earnings. This allows us to enhance our banking tools, lending options, and security measures to serve you better. Additionally, with $2,218 in used auto loans and $399,771,920 in total loans and leases, we support your financial goals across various sectors. Our operational efficiency is reflected in our $-1,289,427, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 2 part-time employees. This ensures that our branches are always ready to serve you with a knowledgeable and committed team. The trust you place in us is demonstrated by the fact that we have 46,398 total share accounts. This strong member base shows confidence in Gfa, affirming our role as a reliable partner in your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gfa is your trusted partner. Visit us at 2 Gardner Rd Hubbardston Ma 01452 or call (978) 632-2542 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,072,677 in used vehicle loans and $10,422,052 in new vehicle loans already helping members get on the road. We provide flexible terms that can fit your budget, making it easier than ever to drive away in a vehicle you'll love.

Business Financing

For business owners, our outstanding commercial loans totaling $57,084,480 provide the capital needed to grow and expand. We work closely with local businesses to understand their specific needs and tailor our offerings accordingly. If you're interested in exploring any of these loan options further or would like to discuss refinancing opportunities, don't hesitate to reach out! You can contact us at (978) 632-2542 during our operating hours: Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Gfa, we're dedicated to helping you navigate your financial future successfully!

Credit Lines

Our total credit lines amount to $355,316,917, providing additional financial support when needed. Whether it's for unexpected expenses or planned projects, our credit lines can give you peace of mind knowing funds are available when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,405,091, make buying or refinancing simple. We take pride in offering competitive rates and personalized service to guide you through the process.

Unsecured Credit Card Loans

For those looking for more flexibility, we also offer unsecured credit card loans, with a total of $1,318,204 in loans helping members manage their finances effectively. These cards come with benefits that allow you to make purchases confidently while enjoying rewards tailored just for you.

Loan Aggregator

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