Gfa Ashburnham MA Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Gfa, your trusted financial partner located at 35 Main St, Ashburnham, MA 01430. Since our establishment in 1938, we have proudly served the community, helping over 33,000 members achieve their financial dreams. At Gfa, we believe that everyone deserves access to quality banking services that meet their unique needs. As a member-focused credit union, we understand the importance of building strong relationships. Our dedicated team of 100 employees, led by CEO Mark Hettinger and Board President Douglas Delay, is here to provide personalized service and expert financial guidance. We take pride in our robust financial health, with total assets exceeding $685 million and total deposits of $8,325,317. While members can visit us at our Ashburnham branch for all their banking needs, official correspondence should be sent to our mailing address at 229 Parker St, Gardner, MA 01440-3703. With convenient services like online banking and a user-friendly mobile app, managing your finances has never been easier. At Gfa, we offer a range of products including checking and savings accounts, auto loans, personal loans, mortgages, and business banking services. Whether you're looking to finance your next vehicle or save for a rainy day, we've got you covered. Join us today and experience the difference of being part of a community-focused credit union! Feel free to reach out at 978-632-2542 or visit our website at GFAFCU.COM for more information. Your financial future starts here!

Branch History & Mission

Community Engagement

We take pride in being actively involved in local events and partnerships that uplift our community. From sponsoring youth sports teams to collaborating with local charities, we are dedicated to giving back and fostering growth within Ashburnham. By choosing us, you're not just choosing a bank; you're joining a family that cares about your financial well-being and the prosperity of those around you.

Join Us Today!

Experience the difference at Gfa. With operating hours designed for your convenience Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday until 6:00 PM, Friday until 5:00 PM, and Saturday mornings we're here when you need us most. Whether you're looking for straightforward banking solutions or personalized advice, our team is ready to help you achieve your financial goals. Reach out today at (978) 632-2542 or visit us online at https://GFAFCU .COM to learn more about becoming a member! Join us on this journey towards financial empowerment and community support you belong here!

Our Mission

At Gfa, our mission goes beyond providing excellent financial services; it's about making a positive impact in the lives of our members and their families. We believe that everyone deserves access to quality financial resources and support. That's why we strive to create an inclusive environment where every member feels valued and heard. While you can visit us at 35 Main St Ashburnham Ma 01430, official correspondence should be sent to our mailing address at 229 Parker St, Gardner, MA 01440-3703 if different. We also offer convenient services like 24/7 ATM access and drive-thru banking, ensuring that your banking experience is as smooth as possible.

Our Story

Located at 35 Main St Ashburnham Ma 01430, right in the heart of Ashburnham, we are more than just a financial institution; we are a part of this vibrant community. Our branch has seen significant changes over the years, adapting to the evolving needs of our members while maintaining our commitment to personal service. We understand that banking is not just about transactions it's about building relationships. As we grew, so did our services. We now offer a wide range of personal and business banking options, including checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our mission has always been clear: to empower our members through accessible financial solutions while supporting local initiatives that strengthen our community.

Branch Location & Accessibility

Operating Hours

We understand that life gets busy, which is why we offer flexible hours to meet your needs. Our lobby is open Monday through Wednesday from 9:00 AM to 4:00 PM, Thursday from 9:00 AM to 6:00 PM, Friday from 9:00 AM to 5:00 PM, and Saturday from 9:00 AM to 12:00 PM. Whether you're stopping by for a quick transaction or seeking advice on your financial goals, our friendly staff is ready to assist you during these hours.

Services Offered

At Gfa Ashburnham Branch, we provide a wide range of personal banking services including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing options, as well as credit cards with rewards. For our business members, we also offer merchant services and business loans. Looking for convenience? We have an ATM on-site for easy cash withdrawals and balance checks. Plus, if you prefer not to enter the building, our drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car. We also participate in shared branching services so members of partner credit unions can access basic transactions here too.

Visit Us Today!

Whether you're a long-time member or considering joining our community-focused credit union, we invite you to visit the Gfa Ashburnham Branch. Our dedicated team is excited to help you achieve your financial goals! Feel free to call us at 978-632-2542 if you have any questions or need assistance before your visit. We look forward to seeing you soon!

Member Eligibility

Becoming a member of Gfa is like joining a family that truly cares about your financial well-being. If you're looking to enjoy a supportive community while accessing a range of personalized banking services, you're in the right place. To be eligible for membership, you simply need to live, work, or worship in the local area, or have an immediate family member who is already a member. This means that many people can easily join and start benefiting from our services! We're here to help you with everything from checking and savings accounts to auto loans and credit cards with rewards. Ready to get started? The process is straightforward just visit us at 35 Main St Ashburnham Ma 01430 or give us a call at (978) 632-2542 for more details on how to open an account. You can also check out our eligibility criteria online at https://www.GFAFCU.COM/become-a-member . We can't wait to welcome you into the Gfa family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $8 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $57,084,480, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services streamline everyday transactions. Imagine being able to process payments quickly and efficiently, enhancing customer satisfaction while saving time. Our tools help you manage sales, track inventory, and provide excellent service allowing you to focus on what really matters: running your business. Ready to take your business to the next level? Visit us at 35 Main St Ashburnham Ma 01430 in Ashburnham, MA, or call us at (978) 632-2542 today!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services are available for withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking is perfect for quick deposits and simple transactions without leaving your vehicle.

Business Banking

For our business members, we provide comprehensive banking solutions including merchant services and business loans designed to help you grow and succeed. We're committed to supporting local businesses because we believe that strong communities thrive on strong businesses.

Credit Options

We also know that managing credit is essential for many of our members. That's why we offer credit cards with rewards, giving you something back for your everyday purchases. Whether you're building credit or looking for better rewards, we've got a card that fits your needs.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why our online and mobile banking services allow you to manage your accounts from anywhere at any time. With features like mobile payments and person-to-person transfers, handling your finances has never been simpler.

Personal Banking

Whether you're looking to open a checking account or save for the future, our personal banking services have got you covered. We offer checking and savings accounts that suit various lifestyles, helping you manage your money effectively. If you're considering a new vehicle, our auto loans make financing easy and accessible. You can drive away in your dream car with competitive rates and flexible terms. When it comes to homeownership, we provide mortgage loans and refinancing options tailored to your situation, making it easier for you to settle into the home of your dreams. For those times when life throws unexpected expenses your way, our personal loans and debt consolidation options can help lighten the load.

Shared Branch Transactions

For members who may need additional flexibility, we offer shared branch transactions that allow deposits and withdrawals through partner credit unions making it easy to access your funds even when you're away from home. At Gfa, we're committed to making banking accessible and straightforward for all our members. If you're interested in learning more about any of these services or how they can benefit you, don't hesitate to reach out! Call us at (978) 632-2542 or visit us in person at 35 Main St Ashburnham Ma 01430 in Ashburnham, MA. We look forward to serving you!

Digital & Online Banking

E-Statements and Mobile Access

Say goodbye to paper clutter! With e-statements available, you can view your account statements electronically whenever you need them. Our mobile application enhances this experience by allowing you to manage your accounts right from your smartphone. Whether you're making mobile payments or checking transactions, everything is streamlined for your convenience.

Easy Transfers and Payments

Need to send money to friends or family? Our person-to-person transfer feature allows you to do just that effortlessly. You can easily send funds with just a few taps on your phone or through our online banking service.

Key Features

With our online banking platform available at https://www.gfafcu.com/ , you can access your accounts 24/7. Check your balances, pay bills, and transfer money all with just a few clicks. Plus, our electronic signature authorization feature makes it simple to sign documents safely and securely, giving you peace of mind.

Security You Can Trust

Your security is our top priority. We employ advanced security measures to ensure that your information remains safe while using our digital services. Enjoy the confidence of knowing that accessing your accounts online is both user-friendly and protected. In short, Gfa provides all the tools you need for effective real-time account management whenever and wherever you choose! Start exploring our digital banking options today and experience the ease of managing your finances like never before!

Financial Strength

Growing Member Base

Total Share Accounts: 46,398, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,570,132. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gfa is your trusted partner. Visit us at 35 Main St Ashburnham Ma 01430 or call (978) 632-2542 to learn more about how we can help you achieve your financial goals.

Investing in Member Services

With $66,499,596 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to support your financial goals is reflected in our robust lending portfolio; with $2,218 in used auto loans and $399,771,920 in total loans and leases, we're here to help you achieve your dreams.

Operational Efficiency

Our $-1,289,427 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 98 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $128,771,361 in share certificates and $12,084,997 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $69,337,823, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,012 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $34,072,677 in used vehicle loans and $10,422,052 in new vehicle loans already helping members get on the road. We want to make it easy for you to drive away in the vehicle of your choice.

Business Loans

For business owners, our outstanding commercial loans totaling $57,084,480 provide the capital needed to grow and expand. We understand the challenges businesses face and are dedicated to providing support that can help you thrive. If you're interested in any of these loan products or need more information about refinancing options, please don't hesitate to reach out. You can contact us at (978) 632-2542 or visit us at our branch located at 35 Main St Ashburnham Ma 01430 in Ashburnham, MA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our offerings today, and let's work together towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $52,405,091, make buying or refinancing simple. We're here to support you through every step of the process, ensuring you find a solution that works for your budget.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $1,318,204 in loans helping members manage their finances effectively. This gives you the freedom to make purchases without added stress.

Loan Aggregator

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GFA FEDERAL CREDIT UNION - Ashburnham, MA