Gesa Yakima WA Credit Union | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Gesa, your trusted partner in financial well-being! Located at 901 Triple Crown Way, Yakima, WA 98908, our branch has been serving the community since 1953. We're proud to support over 291,761 members, providing them with a range of services designed to meet their financial needs. At Gesa, we believe in the power of community and are committed to making a positive impact. Our total assets stand at an impressive $5,565,453,827, reflecting our solid foundation and dedication to responsible growth. With $361,381,628 in total deposits and a net worth of $580,793,102, we ensure that your savings are safe and secure while offering competitive rates on loans and deposits. Led by CEO Don Miller and Board President Geof Griebel, our team of 848 employees is here to guide you through every financial decision. Whether you're looking for personal banking options like checking accounts or auto loans, or business solutions including merchant services and business loans, we have you covered. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 901 Triple Crown Way, Yakima, WA 98908. Feel free to reach out to us at (509) 248-6942 if you have any questions or need assistance. Join us today and experience the Gesa difference where your financial goals become our mission! For more information about our services or to open an account online, please visit Gesa's website. Let's build a brighter financial future together!

Branch History & Mission

Community Focus

Gesa is not just about numbers; it's about people. We actively participate in community outreach efforts, partnering with local organizations to help improve lives in Yakima. Our commitment extends beyond providing financial services; we strive to make a positive impact through various initiatives that support education, health, and well-being within our community. For those who prefer visiting us in person, we offer both ATM availability and drive-thru banking for your convenience. Our lobby hours are designed to accommodate busy schedules: Monday through Friday from 9:00 am to 6:00 pm, and Saturdays from 9:00 am to 1:00 pm. While members can visit us at 901 Triple Crown Way, official correspondence should be sent to the same address for convenience.

Join Us

We invite you to experience the Gesa difference firsthand. Join us today and become part of a credit union that truly values its members and the communities it serves. For more information on how you can become a member or explore our services further, please visit our website. You can also reach us at 509-248-6942 we're here for you!

Our Mission

At Gesa, our mission is simple yet profound: We aim to empower individuals and families by offering accessible financial solutions while fostering a sense of community. We believe in building strong relationships with our members through personalized service and innovative products. Whether it's helping you secure an auto loan or guiding you through home financing options, our team is here to support your journey toward financial well-being. In addition to traditional banking services like checking and savings accounts, we offer a range of options including auto loans, mortgage loans, personal loans, and business banking solutions. Our digital advancements make it easier than ever for you to manage your finances on-the-go with online and mobile banking services available for all members.

Branch Location & Accessibility

Convenient Accessibility

At Gesa, we prioritize your convenience. Our branch features ample parking space, making it easy to access our services. We are proud to be ADA compliant, offering ramps and accessibility features to ensure everyone can bank with ease.

Get in Touch!

If you have any questions or would like more information about our services, don't hesitate to give us a call at 509-248-6942. We look forward to welcoming you at Gesa! Whether you're a long-time member or thinking about joining, our friendly team is here to help you every step of the way.

Nearby Landmarks

You can find us just a short drive from the Yakima Valley College and the picturesque Franklin Park. This prime spot not only makes it convenient for students and families but also ensures you can easily pop in during your daily routine.

Operating Hours

We understand that your time is valuable. That's why we offer flexible banking hours! Visit us Monday through Friday from 9:00 AM to 6:00 PM, or come by on Saturday from 9:00 AM to 1:00 PM for your banking needs.

Services Offered

Our branch provides a wide range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need to withdraw cash? Our ATM is available for quick access, or you can utilize our drive-thru service for simple transactions without leaving your car.

Member Eligibility

At Gesa, we believe that everyone deserves access to financial services that empower them. Becoming a member is a straightforward and welcoming process. If you live, work, worship, or attend school in Yakima County, you're already eligible to join our vibrant community. We also extend membership to immediate family members of existing members, making it easy for your loved ones to benefit from our services too! For more detailed eligibility criteria, feel free to check out this link: https://www.gesa.com/about/about-gesa-membership/. Joining us opens the door to a range of fantastic benefits, including personalized service, competitive rates on loans and savings accounts, and access to online banking tools that make managing your finances a breeze. Ready to take the next step? You can open your account easily by visiting our website at https://www.gesa.com/coupon-enrollment/, or give us a call at (509) 248-6942 if you have any questions. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897475904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing. Imagine a busy day at your shop where customers are ready to check out. Our merchant services ensure that transactions are quick and secure, allowing you to focus on what really matters providing excellent service and growing your business. Located conveniently at 901 Triple Crown Way Yakima Wa 98908 in Yakima, WA, our dedicated team is ready to partner with you for all your business banking needs. Let's work together to build a brighter future for your enterprise!

Comprehensive List Of Services

Banking at Your Fingertips

We know that convenience matters. That's why we prioritize Online & Mobile Banking, allowing you to access your accounts anytime, anywhere. With features like person-to-person payments, mobile payments, and e-statements, managing your finances has never been easier. Our digital banking tools empower you to take control of your money right from your smartphone or computer.

Easy Access to Cash

Need cash quickly? We have an ATM available for easy withdrawals and balance checks. For those who prefer face-to-face service, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your car perfect for busy days!

Join Us Today!

At Gesa, we're more than just a financial institution; we're a community partner ready to help you achieve your goals. If you're interested in learning more about any of these services or wish to open an account, feel free to reach out at (509) 248-6942 or visit us at 901 Triple Crown Way Yakima Wa 98908 in Yakima, WA. Together, let's build a brighter financial future!

Personal Banking Made Easy

We understand that managing money can sometimes be overwhelming. That's why we offer Personal Banking, including checking and savings accounts tailored to fit your lifestyle. Whether you're saving for a dream vacation or just want a convenient way to manage your spending, our accounts are designed with you in mind. If you're considering a new car or need vehicle financing, our Auto Loans & Vehicle Financing options make it easy to drive away in style without breaking the bank. Need assistance with homeownership? Our Mortgage Loans & Refinancing services are here to guide you through the process, ensuring you find the best solution for your needs.

Support for Your Financial Journey

In life, unexpected expenses can arise. That's where our Personal Loans & Debt Consolidation come into play. We provide flexible options to help you manage those surprises while keeping your financial health on track. Plus, with our Credit Cards with Rewards, every purchase brings you closer to exciting rewards and cash back opportunities. For those running a business or dreaming of starting one, we offer comprehensive Business Banking services, including merchant services and business loans designed to fuel your success.

Digital & Online Banking

Accessibility and Ease-of-Use

Our 24/7 online banking services ensure that you have access to your accounts whenever you need them. This means no more waiting in line or rushing before closing time. You can manage your finances in real-time, whether it's checking account balances or making quick transfers. In summary, Gesa offers robust digital and online banking solutions that empower you to take control of your finances easily and securely. Explore all these features today by visiting https://www.gesa.com/ and experience the future of banking!

Key Features

With our mobile application, managing your money is right at your fingertips. Whether you're out shopping or relaxing at home, you can make person-to-person transfers effortlessly. Want to split the bill with a friend? No problem! Our mobile payments feature allows you to send money quickly and securely. Security is paramount at Gesa. We utilize electronic signature authorization for an extra layer of protection on important transactions. You can feel confident knowing that your personal information and transactions are safe with us.

Financial Strength

A Trusted Partner for Members

Total Share Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 901 Triple Crown Way Yakima WA 98908 or call 509-248-6942 to learn more about how we can help you achieve your financial goals!

Commitment to Growth

Our operational efficiency is reflected in our $0 net income, showing that we are focused on investing back into our services rather than just profit-making. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member Savings Security

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvestment for Improvement

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity is evident with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 10.41% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide financing options that suit both new and used vehicles, ensuring you can find the right fit for your lifestyle.

Business Loans

If you're a business owner, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. We understand the challenges businesses face and are committed to offering support through tailored financing solutions.

Credit Lines and Unsecured Loans

For those who need quick access to funds, we have credit lines available totaling $1,234,049,362. These flexible options allow you to borrow what you need when you need it. Additionally, we also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. Whether you're a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Refinancing Options

If you're considering refinancing your current loan or credit line, we encourage you to explore eligibility options with us. Our team can help determine if refinancing could save you money or improve your financial situation. For more information about our loan products or how we can assist you further, feel free to reach out at (509) 248-6942 or visit us at our branch located at 901 Triple Crown Way Yakima Wa 98908 in Yakima, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals!

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. LendMesh prioritizes accuracy and reliability by regularly updating its database, allowing users to access current rates that reflect the market.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions its goal is to provide unbiased results so users can find the best options available without hidden agendas. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make choices that suit their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the platform's effectiveness in delivering valuable insights. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans