Gesa Yakima WA Credit Union | Best Auto Loans & Business Banking

Introduction

Welcome to Gesa, your trusted financial partner right here at 1825 S 1st St, Yakima, WA 98903. Established in 1953, we have proudly served our community for decades, offering a wide range of financial services designed with our members' needs in mind. With over 291,761 members and assets totaling $5,565,453,827, we are committed to providing exceptional support and resources to help you achieve your financial goals. At Gesa, our focus goes beyond just numbers. We believe in making a positive impact within the Yakima community and are dedicated to fostering relationships built on trust and reliability. Whether you're looking for personal banking solutions like checking accounts and auto loans or business banking services such as merchant services and business loans, we have you covered. Our total deposits amount to $361,381,628, showcasing the confidence our members place in us. While you can visit us at our branch for personalized service, please note that official correspondence should be sent to the same address: 1825 South 1st St, Yakima, WA 98903. Our experienced team of 848 employees, led by CEO Don Miller and Board President Geof Griebel, is here to assist you during our operating hours from Monday to Friday, 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 1:00 PM. With a net worth of $580,793,102 and cash in hand totaling $58,237,871, we ensure that your finances are in safe hands. We invite you to explore our website at gesa.com for more information or call us directly at 509-367-6840 with any questions. Join us today at Gesa where we prioritize your financial well-being!

Branch History & Mission

Community Engagement

Our community is at the heart of everything we do. Gesa has developed partnerships with local organizations and schools to promote financial literacy and provide resources that help individuals make informed decisions about their money. By investing in our community's future, we create a stronger foundation for everyone involved. As we look ahead, Gesa remains committed to innovation and customer-centric initiatives. With features like online banking and mobile payments available for all members, we're making it easier than ever for you to manage your finances on your terms. Join us today at Gesa in Yakima where community meets opportunity! Experience firsthand how we can help you achieve your financial goals while supporting the place we all call home.

Our Mission

At Gesa, our mission goes beyond just banking. We believe in fostering strong relationships within our community. We aim to improve the financial well-being of our members while actively supporting local initiatives and organizations. Our commitment is evident through various outreach programs that focus on education, health, and economic development. We understand that accessibility is crucial; that's why we're proud to offer not only ATM availability but also drive-thru banking services for your convenience. Whether you're stopping by during our lobby hours from 9:00 AM to 6:00 PM Monday through Friday or visiting us on Saturdays from 9:00 AM to 1:00 PM, we're here to assist you. While members can visit us at 1825 S 1st St, official correspondence should be sent to 1825 South 1st St, Yakima, WA 98903 if different from our branch address.

Branch Location & Accessibility

Convenient Access and Surroundings

At Gesa, we understand how important it is for our members to have easy access to their banking services. Our branch is equipped with ample parking and features designed for everyone, including ADA compliance for those who require additional assistance. Whether you're stopping by for a quick transaction or need more extensive support, we've got you covered.

Full Range of Services

Our Yakima location offers a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans and mortgage refinancing options, we strive to provide comprehensive solutions. Plus, with ATM availability right at the branch, accessing your funds has never been easier! While members can visit us at 1825 S 1St St Yakima Wa 98903, official correspondence should be sent to 1825 South 1st St, Yakima, WA 98903. If you have any questions or need assistance, don't hesitate to give us a call at (509) 367-6840. We're excited to help you achieve your financial goals! Come visit us today at Gesa on South 1st Street in Yakima we can't wait to welcome you!

Operating Hours Tailored for You

We're here to serve you during our lobby hours from Monday through Friday, 9:00 AM to 6:00 PM, and on Saturdays from 9:00 AM to 1:00 PM. If you prefer the convenience of drive-thru banking, you'll find that available too! Just swing by during these hours for quick deposits, withdrawals, and other simple transactions without leaving your vehicle.

Member Eligibility

At Gesa, we believe that everyone deserves a chance to join our welcoming community and take advantage of the unique benefits we offer. Becoming a member is easy! If you live, work, worship, or attend school in Yakima County, you're already eligible to open an account with us. We also welcome family members of current members, so you can share the love and support that comes with being part of our credit union family. To learn more about the specifics of eligibility, feel free to visit our website at https://www.gesa.com/about/about-gesa-membership/. Once you know you're eligible, opening an account is just a few simple steps away. Whether you're interested in checking accounts, savings options, or loans, we have something for everyone. Our friendly team is here to help guide you through the process, making it as smooth as possible. You can reach us at (509) 367-6840 if you have any questions or want to get started right away. Join us at Gesa located at 1825 S 1St St Yakima Wa 98903, and experience the personal touch and community spirit that makes us different!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that make managing your business finances easier. Imagine being able to accept payments quickly and securely from your customers, whether they're shopping online or visiting your store. Our merchant services help streamline transactions, making it simple for you to focus on what you do best running your business. Visit us at 1825 S 1St St Yakima Wa 98903 in Yakima, WA, or give us a call at (509) 367-6840 to learn more about how our business banking and commercial services can support your success.

Comprehensive List Of Services

Business Banking Support

For entrepreneurs and small business owners, Gesa offers tailored Business Banking solutions including merchant services and business loans. We're committed to supporting local businesses by providing tools that help streamline operations and foster growth.

Convenient Access Points

We pride ourselves on making banking accessible. Our branch features an ATM, so you can withdraw cash or check balances anytime, day or night. Additionally, if you're in a hurry, our basic drive-thru banking allows for quick deposits and withdrawals without leaving your vehicle. At Gesa, we prioritize convenience without sacrificing quality service. If you'd like more information about any of our offerings or have questions regarding how we can assist you further, don't hesitate to reach out at 509-367-6840. Visit us today at Yakima South 1st Street, where your financial wellbeing is our top priority!

Flexible Lending Options

Life can sometimes throw unexpected expenses your way. Our Personal Loans & Debt Consolidation services offer you the flexibility needed during those times. With easy application processes and quick approvals, you can focus on what truly matters without the stress of financial burdens.

Home Financing Made Easy

When it comes to homeownership, our Mortgage Loans & Refinancing services can simplify what often feels like a daunting process. Whether you're purchasing your first home or looking to refinance for better rates, we are here to guide you through every detail. We believe that having a place to call home should be accessible and straightforward.

Personal Banking Solutions

For those just starting their financial journey or looking to manage their day-to-day expenses, we offer Personal Banking solutions that include checking and savings accounts tailored to your lifestyle. Imagine easily accessing your funds through our convenient Online & Mobile Banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere. If you're considering buying a new car or refinancing an existing loan, our Auto Loans & Vehicle Financing options provide competitive rates and flexible terms. Picture yourself driving off in that new vehicle with the confidence of knowing you secured the best deal possible.

Rewarding Credit Solutions

If you're in need of credit options, consider our Credit Cards with Rewards program. You can earn points for every dollar spent, making it easier to enjoy the things you love while managing your finances effectively.

Digital & Online Banking

Key Features

Our electronic signature authorization makes it easy for you to sign documents without the hassle of printing or mailing. You can also choose to receive e-statements, which not only help you stay organized but also contribute to a more eco-friendly approach by reducing paper waste. For those on the go, our mobile application brings all these features right to your smartphone. You can make mobile payments with ease, ensuring that you're always ready for whatever life throws your way. And if you need to send money quickly to friends or family, our person-to-person transfer feature allows for instant transactions right from the app.

Security and Accessibility

We prioritize your security in every transaction. Our robust online banking system is designed with advanced security measures to protect your personal and financial information. You can have peace of mind knowing that you're banking safely with us. With our digital services at Gesa, managing your finances has never been easier or more convenient. Experience the freedom of real-time account management and enjoy hassle-free banking today!

Financial Strength

Commitment to Growth

With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases. Our operational efficiency is reflected in our net income of $0, which helps us continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Member-Centric Focus

Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted Partnership

Total Share Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 1825 S 1st St Yakima WA 98903 or call 509-367-6840 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals so you can drive away with confidence.

Credit Lines and Refinancing

Our total credit lines amount to $1,234,049,362, giving you access to funds when you need them most. If you're looking at refinancing options for your current loans or mortgages, our team will help assess your eligibility and find a plan that suits your financial situation. For more information about our loan offerings or to discuss your specific needs, feel free to reach out at 509-367-6840. You can visit us at our branch located at 1825 S 1St St Yakima WA 98903 or explore our website at www.gesa.com. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Gesa be your partner in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, designed to help you secure a place you can call home. Our team is here to guide you through the process, ensuring you understand every step along the way.

Unsecured Credit Cards

Managing everyday expenses? We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can make your spending work for you.

Loan Aggregator

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Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans