Gesa Yakima WA Credit Union | Affordable Vehicle Loans & Checking

Introduction

Welcome to Gesa, your trusted financial partner located at 3300 W Nob Hill Blvd, Yakima, WA 98902. Since our establishment in 1953, we've been dedicated to serving our community with a range of financial services designed to help you achieve your goals. With a total membership of over 291,761, we pride ourselves on being more than just a credit union; we are a part of the Yakima family. At Gesa, we understand that everyone has unique financial needs. That's why we offer a diverse array of products including personal banking options, auto loans, mortgage loans, and business banking services. Our total assets stand at an impressive $5,565,453,827, reflecting our commitment to stability and growth for our members. With total deposits reaching $361,381,628 and a net worth of $580,793,102, you can trust us to manage your finances wisely. Our team is led by CEO Don Miller and Board President Geof Griebel, who both share a passion for supporting our members and enhancing their financial well-being. Together with our dedicated staff of 848 employees, we're here to provide personalized service tailored to your specific needs. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 3300 W Nob Hill Blvd, Yakima, WA 98902. If you have any questions or need assistance, feel free to reach out at 509-367-6840 or visit our website at www.gesa.com. Join us today and experience the difference that comes with being part of Gesa Credit Union where your financial success is our top priority!

Branch History & Mission

At Gesa, we take pride in our rich legacy of service and growth since opening our doors in 1953. Located at 3300 W Nob Hill Blvd, Yakima, WA 98902, our branch has become a cornerstone of the community, dedicated to supporting our members' financial needs while fostering strong local connections. Over the years, we have grown to serve over 291,000 members with total assets amounting to $5,565,453,827. This remarkable growth reflects our commitment to providing valuable financial services that truly make a difference in people's lives. Gesa's mission centers around empowering our members by offering a wide range of personal and business banking solutions tailored to their unique needs. Whether it's helping families secure auto loans for reliable transportation or providing businesses with the resources they need to thrive, we are here to support every step of their journey. We believe that financial well-being is essential for a strong community, and we strive to be a trusted partner for all. Our branch features convenient operating hours from Monday to Friday, 9:00 AM to 6:00 PM, making it easy for you to drop by and speak with our friendly team. For those on the go, we also offer ATM access and drive-thru banking services for quick transactions. While you can visit us at our physical location for all your banking needs, official correspondence should be sent to the same address. In addition to traditional banking services such as checking and savings accounts, auto financing, and mortgage options, Gesa emphasizes digital advancements that enhance member experience. Our online and mobile banking platforms provide easy access to accounts from anywhere, allowing members to manage their finances conveniently. Community outreach is at the heart of what we do. We actively engage in partnerships and initiatives that promote education and welfare within Yakima and surrounding areas. By working together with local organizations, we aim to uplift those who need it most. We invite you to join Gesa Credit Union today and experience firsthand the benefits of being part of a community-focused financial institution. Together, let's build a brighter future! For more information on membership eligibility or how to open an account, please visit our website or give us a call at 509-367-6840.

Branch Location & Accessibility

Call Us Today!

Have questions? Give us a call at 509-367-6840! Our staff is eager to provide support and guidance tailored to your financial needs. Come visit us at Gesa on Nob Hill Blvd and discover how we can help you achieve your financial goals!

Convenient Access and Features

At Gesa, we prioritize accessibility for all our members. Our branch is fully ADA compliant, featuring ramps and designated parking spaces to ensure everyone can visit comfortably. We also offer a drive-thru banking option for those who prefer a quick and hassle-free experience. With our ATM available on-site, withdrawing cash or checking your balance is just a few steps away.

Friendly Operating Hours

We're open Monday through Friday from 9:00 AM to 6:00 PM. Whether you need personal banking services such as checking and savings accounts or are interested in auto loans and mortgages, our dedicated team is ready to assist you during these hours.

Member Eligibility

Becoming a member of Gesa means joining a supportive community where your financial well-being is the priority. If you live, work, or attend school in the area, you're likely eligible to open an account with us! We believe that everyone deserves access to financial resources that empower them, and that's why we make it easy for you to join. Whether you're looking for checking and savings accounts, loans, or other services, our team is here to help you every step of the way. For detailed eligibility criteria, feel free to check out our website at https://www.gesa.com/about/about-gesa-membership/. Opening an account at Gesa is straightforward! Just visit us at our branch located at 3300 W Nob Hill Blvd Yakima Wa 98902, or give us a call at (509) 367-6840 if you have any questions. You can also find more information on how to get started by visiting https://www.gesa.com/coupon-enrollment/. We're excited to welcome you into our family and support you on your financial journey!

Business Banking & Commercial Services

Practical Merchant Services

Beyond loans, we offer robust merchant services designed for everyday business needs. Imagine seamlessly processing payments from customers while keeping track of transactions all in one place. Whether you're running a local café or a retail store, our merchant services simplify your operations, allowing you to focus on what you do best: serving your customers. Join us at Gesa today and discover how we can support your business journey! For more information or to schedule a consultation, call us at (509) 367-6840.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

We also cater to local businesses with our comprehensive Business Banking solutions. From Merchant Services that simplify transactions for your customers to various options for Business Loans, we are committed to supporting your growth and success.

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Gesa, we offer robust Online & Mobile Banking services that let you manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and even pay bills right from your smartphone or computer. Our features include ATM & Cash Withdrawal Services, giving you access to your cash without any hassle. For those who prefer face-to-face interaction, we offer a basic drive-thru service for quick transactions such as deposits and withdrawals. Our ATMs are readily available for balance checks and cash withdrawals whenever you need them.

Join Us Today!

Whether you're a first-time member or looking for new financial solutions, we invite you to explore all that Gesa has to offer at our branch located at 3300 W Nob Hill Blvd Yakima Wa 98902 in Yakima, WA. Our friendly staff is ready to assist you with any questions or concerns you may have. Feel free to give us a call at (509) 367-6840 or visit our website for more information about opening an account and becoming part of our community. Your financial journey starts here!

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that make it easy for you to manage your money while earning interest. If you're planning on buying a car, our Auto Loans & Vehicle Financing options can help get you behind the wheel with competitive rates and flexible terms. For those looking to invest in their dream home, we provide Mortgage Loans & Refinancing to help turn your aspirations into reality. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services can provide the financial relief you need. Plus, don't forget about our rewarding Credit Cards with Rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Explore Our Services

With our online banking platform, accessible at https://www.gesa.com/, you can check your account balances, pay bills, and transfer money anytime day or night. Our 24/7 online banking services ensure you have the control you need over your finances whenever it suits you. Plus, our user-friendly mobile application makes it even easier to stay connected with your accounts.

Pay on the Go

For those who love the convenience of mobile payments, we've got you covered! Enjoy the flexibility of paying with your phone wherever you shop. It's fast, secure, and helps keep your wallet light. At Gesa, we are committed to making banking easy and accessible for all our members. Join us today and experience how our digital banking solutions can enhance your financial journey!

Security You Can Trust

Your security is our top priority. We offer electronic signature authorization, allowing you to sign documents safely online without the hassle of printing and scanning. This feature not only saves time but also protects your personal information.

Stay Organized and Informed

You can choose to receive e-statements for quick access to your account information. No more paper clutter; simply log in to view your statements whenever you need them. Additionally, if you want to send money to friends or family, our person-to-person transfer feature makes it simple and straightforward.

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, which reflects our commitment to providing exceptional services and support. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we have $70,825 in used auto loans and $4,439,960,465 in total loans and leases that support your financial goals across various sectors. Our operational efficiency is evident with a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 557,049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 3300 W Nob Hill Blvd Yakima Wa 98902 or call (509) 367-6840 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates for both new and used vehicles to ensure you drive away satisfied.

Credit Lines

For those who prefer having access to credit when needed, our total credit lines amounting to $1,234,049,362 provide an excellent option. This allows you to draw funds as necessary while only paying interest on what you use. If you're considering refinancing any existing loans or want to learn about eligibility options for our services, feel free to ask our knowledgeable staff during your visit or call us directly. We're committed to providing solutions that fit your lifestyle. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With Gesa by your side, navigating your financial journey has never been easier!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. Our experienced staff will guide you through every step of the process to find the right mortgage solution that fits your needs.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. These cards are designed to be convenient and accessible while providing various benefits that can help you make everyday purchases more manageable.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to transparency ensures that users receive fair and accurate offers tailored to their needs.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans