Gesa West Richland WA Credit Union | Affordable Auto Loans & Mortgage

Introduction

Welcome to Gesa, your trusted financial partner located at 4755 Paradise Dr, West Richland, WA 99353. Since our establishment in 1953, we have been dedicated to serving our community and providing financial solutions that empower our members. With a total membership of 291,761, we take pride in being a part of your journey towards financial success. At Gesa, we understand that your financial needs are unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage refinancing, and business banking. Our total assets amount to an impressive $5,565,453,827, ensuring that we have the resources to support you effectively. We also manage $361,381,628 in total deposits and maintain a net worth of $580,793,102, reflecting our commitment to stability and growth. Our friendly staff is here to guide you through every step of the process. Whether you're looking for basic checking accounts or complex business loans like our member business loan balance of $1,014,165,633 we've got you covered. Feel free to visit us during our lobby hours from Monday to Friday between 9:00 AM and 6:00 PM, and Saturday from 9:00 AM to 5:00 PM. While members can visit us at our branch address, official correspondence should be sent to the same location at 4755 Paradise Dr, West Richland, WA 99353. For any inquiries or assistance, don't hesitate to reach out by calling us at 509-378-3100 or sending a fax to 509-378-3436. Join us today and discover how Gesa can help you achieve your financial goals! For more information about our services or to open an account online, please visit our website at www.gesa.com. We look forward to welcoming you into the Gesa family!

Branch History & Mission

A Journey of Growth

Starting as a small credit union, Gesa has evolved significantly over the years. We've seen many changes, not just in our membership and assets, but also in the way we serve our community. Our branch at 4755 Paradise Dr West Richland Wa 99353 is not just a place for banking; it is a hub for support and connection. Whether you need personal banking services like checking accounts or loans, or business solutions such as merchant services, we are here for you.

Community Focus

As part of our commitment to making a difference, we actively engage in partnerships and outreach initiatives within the community. From local sponsorships to educational workshops, we aim to uplift those around us, ensuring that everyone has access to essential financial resources. With features like ATM availability and drive-thru banking at your fingertips, accessing your finances has never been easier. Additionally, our shared service center allows members from partner credit unions to enjoy similar services seamlessly.

Join Us

We invite you to become part of the Gesa family. Experience firsthand how we prioritize your needs while supporting the vibrant community of West Richland. Visit us today or check out our website at https://www.gesa.com/ for more information on how you can join us on this journey towards financial empowerment!

Our Mission

At the core of our operations is our mission to empower individuals and families through accessible financial services while fostering a sense of community. We strive to provide not only financial products but also education and resources that help our members achieve their goals. This mission drives us to continually enhance our offerings, including convenient online and mobile banking options. While members can visit us at 4755 Paradise Dr West Richland Wa 99353, official correspondence should be sent to 4755 Paradise Dr, West Richland, WA 99353 if it differs. Our operating hours are designed for your convenience Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM.

Branch Location & Accessibility

Welcome to Gesa, your friendly neighborhood credit union located at 4755 Paradise Dr in West Richland, WA. Nestled in the heart of Benton County, our branch is conveniently positioned near local landmarks, making it easy for you to stop by. Whether you're coming from nearby parks or community centers, you'll find our location accessible and welcoming. At Gesa, we prioritize your convenience. If you need to send official correspondence, please use our mailing address: 4755 Paradise Dr, West Richland, WA 99353. Our branch offers ample parking and is designed to be accessible for everyone, with features that comply with ADA standards. We are open Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 5:00 PM, giving you plenty of opportunities to visit us when it suits your schedule. Need a quick transaction? Our drive-thru banking service allows for simple deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, you can manage your cash needs effortlessly. Our team is here to assist with a range of services tailored just for you from personal banking options like checking and savings accounts to loans for vehicles or homes. We also offer business banking solutions and online tools for added convenience. If you have questions or need assistance, don't hesitate to reach out! Call us at 509-378-3100 or drop by during our operating hours. We look forward to serving you!

Member Eligibility

At Gesa, we believe that everyone deserves a chance to be part of our supportive and vibrant community. Becoming a member is easy and welcoming, especially if you live, work, or worship in the areas we serve. You can also join if you're related to an existing member! This means that whether you're new to the area or have deep roots here, there's a place for you at Gesa. We offer a range of benefits, including competitive rates on loans and savings accounts, personalized service, and access to various financial products tailored just for you. To get started on your membership journey with us at Gesa, simply visit us at our branch located at 4755 Paradise Dr West Richland Wa 99353 or give us a call at (509) 378-3100. For more detailed information about eligibility requirements, check out this helpful resource: https://www.gesa.com/about/about-gesa-membership/. Once you're ready to open an account, all you need to do is follow the simple steps outlined here: https://www.gesa.com/coupon-enrollment/. Joining us is not just about banking; it's about being part of a community that cares!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer merchant services that simplify everyday transactions. Imagine seamlessly processing payments from customers whether in-store or online while enjoying lower fees and faster deposits. This means more time focusing on what you love: growing your business. Visit us at 4755 Paradise Dr West Richland Wa 99353 in West Richland, WA or call us at (509) 378-3100 to learn how we can help your business thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,318 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $3 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $897,475,904, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For our local entrepreneurs and businesses, we offer comprehensive Business Banking solutions including merchant services and business loans. We understand that running a business comes with its challenges; that's why we're dedicated to providing financial tools that support growth and efficiency.

Convenient Banking Access

At Gesa, we also emphasize convenience. With our Online & Mobile Banking, you can manage your accounts anytime, anywhere. Need cash? Our ATM & Cash Withdrawal Services are readily available for all your banking needs. If you prefer face-to-face interactions, our Basic Drive-Thru Banking allows for quick deposits and withdrawals without leaving your vehicle. Furthermore, as part of our commitment to accessibility, we offer Basic Shared Branch Transactions for members of partner credit unions making it easy for everyone in our community to access their funds when they need them most. Whether you're visiting us at our branch located at 4755 Paradise Dr West Richland Wa 99353 or reaching out via phone at (509) 378-3100, we're here to assist you with all of your financial needs. Ready to experience exceptional service? Visit us today or check out more details on our website at West Richland. Let's work together towards achieving your financial goals!

Credit Solutions

Debt shouldn't hold you back from achieving your dreams. Our Personal Loans & Debt Consolidation services are here to help. Whether you're looking to consolidate existing debt or finance a special project, we provide personalized loan options that cater to your unique situation. Plus, don't forget about our Credit Cards with Rewards program! Enjoy cashback offers or travel points every time you swipe.

Personal Banking Solutions

Navigating personal finances can be challenging, but with our Checking & Savings Accounts, you can find the perfect fit for your lifestyle. Imagine having easy access to your funds while earning interest on your savings! Our accounts come with no hidden fees and user-friendly online banking features that allow you to manage your money effortlessly. If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing options make it simple and affordable. We offer competitive rates and flexible terms so you can drive away in your dream car without breaking the bank. Additionally, if home ownership is on your mind, explore our Mortgage Loans & Refinancing services. We help you find the best mortgage rates available and guide you through every step of the process.

Digital & Online Banking

Convenient Online Banking

Our 24/7 online banking services at https://www.gesa.com/ allow you to check balances, pay bills, and transfer funds with just a few clicks. Whether you're at home or on the go, our online banking gives you real-time access to your financial information. Plus, with electronic signature authorization, you can complete transactions securely without the need for paper forms.

Go Paperless with E-Statements

Say goodbye to cluttered mailboxes! We provide e-statements that are not only environmentally friendly but also easy to read and manage. With e-statements available at your fingertips, keeping track of your finances has never been simpler.

Mobile Banking Made Easy

With our mobile application, you can take your banking wherever you go. Need to send money to a friend? Our person-to-person transfer feature lets you do just that in seconds! Plus, if you're out shopping, our mobile payments feature allows for quick and secure transactions right from your phone.

Stay Secure and In Control

We prioritize your security with robust measures in place for all digital transactions. Our systems are designed to keep your information safe while providing a smooth experience. You can manage your accounts confidently, knowing that you're protected. In summary, at Gesa, we combine convenience with security through our comprehensive digital and online banking services. Explore everything we have to offer by visiting https://www.gesa.com/ today!

Financial Strength

At Gesa, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our strong financial position with you, ensuring that your trust in us is well-placed. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $580,793,102, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1041 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $1,172,204,361 in share certificates and $312,449,907 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $185,667,323, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $396,901,187 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our capacity to lend is robust; we have $70,825 in used auto loans and a total of $4,439,960,465 in loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 757 full-time employees and 91 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 557049, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Gesa is your trusted partner. Visit us at 4755 Paradise Dr West Richland Wa 99353 or call 509-378-3100 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Options

We also provide opportunities for refinancing existing loans and exploring eligibility options that may benefit you further. Our team is here to assist you in finding the right loan product for your circumstances. At Gesa, we are committed to making your financial journey as smooth as possible. For more information or to discuss your loan options, please reach out to us at (509) 378-3100 or visit us at our branch located at 4755 Paradise Dr West Richland Wa 99353 in West Richland, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,267,782,975 in used vehicle loans and $473,418,567 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used option, we have flexible terms that can suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $897,475,904 provide the capital needed to grow and expand. We support local businesses by offering financing solutions tailored to their specific needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $372,833,184, make buying or refinancing simple. We guide you through every step of the process to ensure you find the best fit for your financial situation.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $207,515,971 in loans helping members manage their finances effectively. This allows you to take control of your spending while enjoying benefits like rewards and cashback.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to sourcing ensures that all loan offers are fair and transparent. Users can trust that they are receiving accurate information when comparing loan options.

Gesa

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans